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O n e R e g i o n I O n e P R o f e s s i o n I O n e V o i c e
MAY
201
5
Birmingham
The BirMinghAM LAw SocieTY’S MeMBerShip MAgAzine
foLLow uS on TwiTTerwww.twitter.com/bhamlawsociety
The BoTAniST neTworking evenT - 23 ApriL 2015
MAnAgeMenT TrAining for SoLiciTorS – whAT nexT?
See pAge Six for More DeTAiLS
BirMinghAM LAw SocieTY’S new preSiDenT
MAY - June 2015
LeArning & DeveLopMenT 22
The BoTAniST neTworking evenT - 23 ApriL 2015
in picTureS 12
Assistant editor - elizabeth [email protected]
graphic Designer -
paul Blyth
Stephens & george
Advertising Sales -Alison [email protected]: 01905 727907
publisher -pw Media & publishing Ltd2nd floor richardson house, 21/24 new St, worcester. wr1 2Dp.Tel: 01905 723011
The articles published in the Birmingham Bulletin represent the views of the contributor and are not necessarily the official views of the Birmingham Law Society, or of the editorial board. The magazine or members of the editorial board are in no way liable for such opinions. whilst every care has been taken to ensure that the contents of this publication are accurate, we cannot be held responsible for any inaccuracies or late changes. no article, advertisement or graphic, in whole in or print may be reproduced without written permission of the publisher.
conTenTS
outgoing president’s report - eileen Schofield
04
guiDAnce froM The experTS
conveYAncing 13
BooST for BirMinghAM AS BAr courSe receiveS vALiDATion
MeMBerS’ newS 26
www.birminghamlawsociety.co.uk | 3
editorial copy to:Birmingham Law Society, Suite 101, cheltenham house, Birmingham, B2 5BgTel: 0121 227 8700 Dx 13100 Birmingham
regulation reportJayne willetts
25
DATeS for Your DiArY
evenTS 30
BLS To SupporT TinY BABieS Big AppeAL
chAriTY 29
SrA upDATe
reguLATion reporT 25
The LATeST froM The pro Bono coMMiTTee
pro Bono 21
phoTo’S AnD prize winnerS
BirMinghAM LAw SocieTY AgM 08
Contents
The Bulletin needs you!Birmingham Law Society is inviting volunteers to become
Bulletin’s editor! Think you have what it takes to be one?
please contact [email protected].
MuShTAq khAn
incoMing preSiDenT’S reporT 06
4 | www.birminghamlawsociety.co.uk
preSiDenT’S reporT
i was mindful of the excellent achievements of my predecessors
and set out to build on their successes, i wanted to create
further opportunities for all of our members to engage with the
key decision makers around the city. greater Birmingham is
undergoing significant transformation and by further engagement
with the decision makers around our great city, Birmingham Law
Society has won a seat at the table when decisions are taken to
shape our city. our commitment to supporting the chamber of
commerce, marketing in Birmingham and the Lep will lead to
further opportunities for all of our members.
i also wanted to raise our international profile in order to showcase
the excellent range of skills of our membership which are more
competitive and equally extensive compared to London.
Almost as soon as i took office i became aware of the ‘Birmingham
Day’ at the house of commons. gisela Stuart Mp for edgbaston,
i proposed BLS as a partner to support her ‘Birmingham Day’,
gisela accepted, i saw that as an excellent opportunity in raising
awareness, amongst other politicians and invited guests, of the
talent and opportunity that Birmingham has to offer in the legal
sector.
The day was a great success, not least because i met with
Lucan grey the owner of the custard factory, which houses
144 businesses which work predominately in the creative hub.
following on from that meeting with Lucan at the house of
commons, BLS has set up the legal clinic which offers on site
legal advice to businesses located in the custard factory. The
initiative is in infancy but is already stirring up interest with other
hubs around Birmingham.
During the course of my year i have been able to attend most of
the committee meetings and have listened and participated in the
lively debates which take place at the monthly meetings. we owe
a debt of gratitude to the committee’s members for their hard work
and commitment and for their unfailing commitment to responding
to the consultation papers and ongoing issues affecting the legal
sector. i want to give a special mention to the criminal Law
committee chaired by James Turner, the committee has fought
hard to challenge the cuts to the legal aid fund a fight which has
not succeeded and which will undoubtedly result in decimation in
access to justice.
As a family law committee meeting with D J gibson it became
apparent to me that in all of the debates connected to access
to justice nobody had sought the opinion of the litigant in
person. Through further discussion with the chair of the family
committee claire Darley i crafted a questionnaire which through
the engagement of the university of Birmingham will be refined
and form the basis of a funded piece of research conducted by
the university. it remains to see the outcomes of this research but
we hope that it will provide much needed data to show the impact
of the restrictions to access to justice on members of society who
seek to access legal support.
My charity of the year is The prince’s Trust, based locally in the
custard factory, the Trust supports disaffected youth to re-engage
them into society thereby enabling them to have a more stable
future. i chose this charity now only because i wanted to raise
money to support the good work of the Trust but i was mindful of
the fact that as lawyers we are good role models for these youth
and with that in mind i have ‘recruited’ a small number of solicitors
who i think would make excellent mentors. The group of 6 solicitors
will attend a 2 days mentoring programme following which we will
mentor 2 participants over a 2 year period fully supported by the
Trust. i am grateful to those who have agreed to take part in the
mentoring programme; it will make a real difference to the future
of these young people in our city.
The Board under the excellent leadership of the chairman chris
owen has gone from strength to strength in ensuring that the
day to day management of the Society is in good hands. Much
of what is achieved year on year is down to the hard work and
commitment of the officers, the Board and the team in the office.
i have had an extraordinary year and feel extremely privileged to
have represented Birmingham Law Society as president. i hope i
have served you well and whilst i feel some sadness as my year
comes to an end i am confident that Birmingham Law Society will
continue to lead the way with innovative ways of engaging with the
Society’s membership, the all - important sponsors and all of our
partners around Birmingham. n
eileen Schofield
president
Birmingham Law Society
outgoing President’s ReporteiLeen SchofieLD | preSiDenT | BirMinghAM LAw SocieTY
i started my term of office as president with much enthusiasm and commitment to the role of president and as l finish my term i leave with the knowledge that Birmingham Law Society has a very positive future; the initiatives for our members and the plans in place for the BLS owned building once implemented, will secure the future of Birmingham Law Society for many years to come.
www.birminghamlawsociety.co.uk | 5
Just costs Solicitors presents…
Jackson reforms “The cotton Anniversary”Thursday 14 May 20152.00 pm – 5.00 pm (registration 1.30 pm)At Sgh Martineau, no 1 colmore Square, Birmingham B4 6AA
KEYNOTE ADDRESS FROM DISTRICT JUDGE BESFORDDistrict Judge Besford is going to be talking about “Costs Budgeting – A Personal Reflection” Also Speaking will be:PJ KIRBY QC, HARDWICKE CHAMBERS“If Indemnity costs are the answer what’s the question?” pJ considers the circumstances in which the costs judge may be persuaded to depart from the budget and in particular the importance of orders for costs on an indemnity basis. PAUL SHENTON, MANAGING DIRECTOR, JUST COSTS SOLICITORS“Sleepwalking Into Disaster: Elvanite and the Consequences of Not Complying with Approved Budgets”
• Courts will not depart from a costs budget on an assessment of costs without ‘good reason’
• The substantial majority of parties who have had costs budgets approved have not subsequently sought to vary any of their costs budgets
• This either means that those parties are progressing their cases knowingly and safely within budget or are progressing their cases without actually knowing whether they are in budget or not
• More than 40% of all costs budget audits we have conducted have identified an overspend (of between 5% and over 100%) in at least one of the litigation phases
• Accordingly, parties must carry out regular costs budget audits to ensure they are working within budget and are not potentially working for free if they are not.
For further information or to book your place, please email Lynn Edwards [email protected] or telephone: 0161 359 4650
6 | www.birminghamlawsociety.co.uk
now to the AgM. good evening everyone. i am delighted to
welcome so many friends and colleagues. Thank you so much
for coming and for your continued support of the society.
i am humbled and honoured to be addressing you as the
120th president of Birmingham Law Society at the 196th AgM
and to be following in such fine and far reaching footsteps.
My sincere thanks go to eileen for all that she has contributed
as president over the last 12 months. her energy and hard
work has been inspirational. This was demonstrated recently
by her enthusiasm for putting on the “The Exonerated” play
- The play tells the true story of five American men and one
American woman who were convicted and sentenced to
death for crimes they did not commit. i have to declare it took
many of us including me out of our comfort zones when we
were asked to take part in the play.
The play put a spotlight on miscarriages of justice and the
importance of access to justice. it was also very well received
by the paying audience. Thank you eileen.
View of the market
i speak to you today whilst we are in the midst of preparations for
the country’s closest and most unpredictable general election
in memory on May 7. The spotlight remains on the economy.
The legal services sector in Birmingham and the region has
not escaped the recession and that coupled with cuts to legal
aid has placed significant strain on many.
in the words of Bob Dylan, “The Times They Are A-changin’”.
Birmingham and the region is now emerging more strongly than
elsewhere and is steadily taking shape as a new commercial
and industrial powerhouse. exports from the west Midlands
have grown by 30 per cent in 2 years, compared to 2 per cent
nationally; the region uniquely boasts a trade surplus with
china; and more businesses were created in Birmingham last
year than any city outside London – more than 16,000 in total.
we have the largest business, professional & financial services
hub in the UK outside London, bringing £23 billion (25% of
gvA) into the region and employing nearly 220,000 people.
An integral part of this is the legal services industry which
is regarded as a centre of legal excellence and is one of the
largest legal services centres in the uk outside London and
home to the largest local law society.
we are not totally out of the woods but these are exciting
times for Birmingham and the region’s future prospects when
you think about what is going on with JLr, hS2, hSBc, new
Street station, John Lewis, the work at the airport and the
many regeneration projects taking place.
i have long been a passionate advocate of Birmingham and
the wider region. The legal services sector as part of the
business, professional & financial services industry has an
important part to play in the economic and social wellbeing
of this region.
Birmingham Law Society with its strap line, “One Region;
One Profession; One Voice” sums up perfectly what the role
of this Society should be. it is about bringing together legal
professionals within this region and ensuring they are able to
speak with one voice. By having a closer and more cohesive
legal community, the Society has a louder voice to shout out
when required. it stands to reason that the more powerful this
voice the greater benefit it will bring to our legal community
(and the region).
President’s role
part of the role of the president is to deal with business as usual
including planned events - the known knowns and responding
to the unplanned events - namely the known unknowns and
the unknown unknowns!! it is the latter category that tend to
be the most difficult ones!!
Looking at the year ahead, the market conditions are upbeat
for some member businesses, particularly those undertaking
commercial and real estate work, and less so for others, in
particular those undertaking public funded work.
There remains ongoing concern and uncertainty about
changes in compliance, regulation and cpD, while new
threats, such as the changes to regulation of consumer credit
agreements remain on the horizon.
Chosen themes
As president i have three themes for my term in office:
1. firstly - the members: engage with member firms/
chambers and champion their aims and business objectives.
2. Secondly - the region: promote Birmingham and the
region as a centre for legal excellence – As the London
market overheats, there is a desire for large and international
Incoming President’s ReportMuShTAq khAn | preSiDenT | BirMinghAM LAw SocieTY
i should begin with a short introduction. i am a local boy – born and bred in Birmingham and i live and work in this city. i am a partner at national law firm freeths LLp.
preSiDenT’S reporT
www.birminghamlawsociety.co.uk | 7
businesses to interact with firms outside
of the magic circle and Birmingham and
the region is well placed to deliver.
3. Thirdly the Profession: raise the
profile of the legal profession in the
region with reference to the economic
AnD social value provided by the legal
services sector.
nominated Charity
one of the honours of being the president
is you get to choose the charity for the
Society. My approach on this was quite
simple, four tests:
1. Local charity.
2. 100% of money raised gets spent on
intended purpose.
3. it makes a real and tangible difference.
4. Legacy, the benefit continues after my
year in office.
i am delighted to say that i have found a
charity that ticks all four boxes and that i
have chosen to support the ‘Tiny Babies, Big Appeal’ charity
at Birmingham women’s hospital. This charity raises funds to
help support the care of sick and premature babies across the
west Midlands. we shall be supporting the charity by raising
funds to purchase:
• a Panda Resuscitaire machine for the neonatal unit. The
hospital requires this life-saving mobile unit for babies who
need breathing support and it costs £13,987.80.
we shall have a number of fund raising events through the
year, including an abseiling event. please do join and support
this very worthwhile charity, where every penny raised will be
directed to the purchase of this life-saving machine.
aCknowledgements
The Society runs on the incredible work and commitment from
the professional officers, Board Directors, council members,
and the professional staff team, who play an invaluable part in
the success of this society and i thank them and look forward
to working with them.
The Society’s committees, are an essential component of
BLS, they have a wealth of expertise
and experience and are well placed to
continue to play an important role in
sharing good practices. They also work
in partnership with the learning and
development team by providing training
and holding conferences. The committees
help prepared the Society’s response to
consultations on a variety of important
issues for our members. i thank them for
their good work.
The Society is blessed with wonderful,
loyal sponsors and i do thank you for your
continued support.
i am very grateful to my partners at
freeths LLp and in particular richard
Beverley, the Managing partner, and the
chair of our Board, colin flanagan, for
supporting me to take up this role, thank
you.
i am especially grateful to my family
whose support is the reason i’m up here right now. My
mother, late father and brother have all been inspirational and
incredibly supportive. without them i would not have joined
the solicitor profession. And finally, my wife Samina, for her
continued support and faith in me, thank you.
finally...
Before i close, to members who are thinking about getting
involved, i simple say this, “do it!”. You get out what you put
into this great Society. i urge you to get involved with the
Society’s committees and initiatives outside of the day job.
You will develop skills, build friendships, networks and open
up opportunities that will not only help drive your career or
business but will give you a sense of satisfaction that you may
also have helped make the city a better place.
That’s all for now – thank you for listening. n
Mushtaq khan
president of Birmingham Law Society
28th April 2015
preSiDenT’S reporT
8 | www.birminghamlawsociety.co.uk
BLS AgM
www.birminghamlawsociety.co.uk | 9
GOLD PRIzE WINNER
(BOOK TOKENS TO THE
vALUE OF £250):
Andreas nørrelykke
Steffensen, Trainee
Solicitor at wragge Lawrence graham & co
SILvER PRIzE WINNER
(BOOK TOKENS TO THE
vALUE OF £150):
carrie victoria ferris, Trainee
Solicitor at Mills & reeve
BRONzE PRIzE WINNER
(BOOK TOKENS TO THE
vALUE OF £100):
iyanu-oluwa Toluwalagbra
onalaja, Trainee
Solicitor at higgs & Sons Solicitors
HERBERT WILLISON PRIzE
AND PETER NICHOLLS
PRIzE (BOOK TOKENS
TO THE vALUE OF £50
FOR EACH PRIzE)
Both prizes won by victoria Sarah Taylor who has
secured a training contract with Sgh Martineau LLp.
50 YeArS in Service AwArDS
chriSTopher ALDriDge,
penmans Solicitors
01/07/1964
hArrY hoDgkinSon,
gill & Bassi Solicitors
01/06/1964
MichAeL hAMMon,
hammons Limited
01/06/1964 n
prize winnerS AT The AgM
BLS AgM
10 | www.birminghamlawsociety.co.uk
feATure
Many of us now have a bi-yearly purchase
cycle when it comes to personal technology
– and my zenith came just before christmas
as my mobile phone contract came up for
renewal. i decided it was time to upgrade
my beloved iphone 4S – the battery was no
longer lasting more than half a day and the
large crack in the back was depositing a layer
of glass dust in my pocket on a daily basis.
The phone had seen better days, but i had no
reason to change the software on it – it took
photos, managed my email and diary and
even delivered the odd whatsapp message
from my wife of my little girl making a mess
(usually with the hummus).
Despite my love of the easy to use operating system, i saw the
draining battery as a major problem and began looking for an
alternative that would mean i could work out of the office all day
without needing to switch on the laptop. i needed options.
FOOL ME ONCE...
i immediately discounted anything running Android as, through a
previous and very short lived flirtation i had found the operating system
buggy and as i use the phone for work i had concerns about the level
of app security – friends had downloaded viruses by mistake and i
didn’t want such a business critical tool to succumb to malware.
That left me with just two runners, windows phone and iphone
6 (yes Blackberry was also excluded!).
i looked at the features released with iphone 6, saw nothing that
looked like it progressed the device very far and discounted it
– the cost seemed too high for what i saw as an incremental
upgrade. This was mistake #1.
i then saw the latest windows phone advert and liked what i
saw – fantastic camera, oneDrive cloud storage integrated into
the core, access to the defacto in productivity tools, office, and
a very competitive price... it looked great and without a second
thought or further consideration i bought one the very next day.
This was mistake #2.
THE HONEYMOON PERIOD
At first i loved it. The quality of the photos it took were fantastic,
so good that i have one blown up to A1 in my lounge, and the
battery was so strong that even after a full day
it would still turn on the next morning. The
oneDrive integration meant i could work away
from the office without taking my laptop, and
everything just worked together well. for two
months, all seemed rosy.
And then it happened. i can’t remember what
i was doing, but i started to get annoyed
with things. The available apps were limited
in number and scope and those that i did
use paled into comparison against ioS. The
“Basics” became a frustration to - the music
app was really hard to use compared to iTunes,
and the cloud storage capability became a
messy rigmarole. i was getting more and more frustrated by the
day – the operating system was grinding me down and actually
becoming a counter-productive tool. i fell out of love, and i
needed a divorce, quick.
So, what did i do? i undid my mistakes, quickly. i managed to
convince my supplier to give me an iphone 6, for a small fee, and i
returned the windows phone. Yes, my wallet is a little more damaged
but now i have the phone i should have bought... The operating
system is ioS 8, newer than i was used to, but it provides me with
some great new features (yes health, i really am that lazy), but i am
still rewarded with that familiarity i am used to. i’m happy and firmly
back with Apple, but most importantly i’ve learnt that when it comes
to tech i should always look before i leap i’m not saying i wouldn’t
try a different brand again, but i will consider my options carefully.
what, you may ask, has this to do with Legal Technology? well
looking for a cheaper deal may see you switching to a provider
with an inferior service. Sluggish performance, having to find
work-arounds and a loss of familiarity all have an impact on an
individuals’ performance in their daily duties. new software takes
a long time to bed in, and there is usually significant resistance to
such change – even as far as an almost militant desire to switch
back to their old provider. Taking that upgrade from a provider
you know and trust may seem expensive, but ultimately you will
receive the service you expect – and the familiarity needed to
remain productive throughout the upgrade process. n
John flanagan
product ManagerAdvanced Business Solutions
Look before you leap (or how to avoid “blind purchase syndrome”) i wanted to share this cautionary tale as a warning to others - it involves technology, some hummus and an impatient consumer... oh and a mobile phone.
www.birminghamlawsociety.co.uk | 11
12 | www.birminghamlawsociety.co.uk
in picTureS
The Botanist Networking Event - 23 April 2015
Bhavna Parekh, Wesleyan; Eileen Schofield, BLS President; Georgina Taylor, Mercedes Benz Wolverhampton
Russell Sessford, Forresters; Nicole Bowen, Enoch Evans; Nick Palmer, Forresters
Jedd Bodman, St Philips Chambers; Indya vengatasamy, St Philips Chambers; Daniel Shiane, St Philips Chambers
Aaron Naisbitt, Converge; Martin Allsopp, BLS Past President; Edward Smith, Arthur J. Gallagher
Arvind Sharma, Tuckers Solicitors;Harjit Rashoda-Chauhan, Tuckers Solicitors;Dominic Allaway, Bham City University
Tim Pole, No5 Chambers; Thomas Schofield, No5 Chambers;Talbir Singh, No5 Chambers
Pauline O’Rouke, Ward & Rider; Karen Bailey, Bailey Wright & Co; Angela Henry, Carltons Solicitors
Fiona Toolan, Shakespeares; Helen Graham, Nel Buck, Kennedys; Ramjeet Authi, Shakespeares
Emma Hulme, Thompsons; Lydia Cox, Browne Jacobson;Lorna Burns, Thompsons
Ben Woodhall,.Arthur J. Gallagher;Rose Klemperer, Anthony Collins;Sarah Greenhalgh, Anthony Collins; Chris Brewerton, Brimingham City FC
The Botanist Birmingham are running an exclusive competition for Birmingham Law Society. You can win an ale tasting masterclass for 10, all you have to do is tell them your favourite beer/ale and provide your email address,
a contact number and name. entries to be emailed to- [email protected] with the subject ‘Birmingham Law Society’, winners to be announced after 21 May 2015.
www.birminghamlawsociety.co.uk | 13
14 | www.birminghamlawsociety.co.uk
conveYAncing
indeed, flood re itself has
been known to be succeeding
the Statement of principles
since the government
and ABi reached outline
agreement back in July 2013.
however, as the deadline
to launch the new scheme
draws ever nearer – currently
“summer 2015” - it’s a
good time to take a look at
some of the finer detail that
may be pertinent to legal
professionals.
HOW DOES IT WORK?
one of the over-riding
principles behind the scheme
is that it should allow the
market to operate in a normal manner rather than limiting the
consumers’ choice of insurers to a specialist pool. As such, the
scheme works by encouraging insurers to compete for business
even in high flood risk areas safe in the knowledge that the flood
element of the policy is passed into flood re.
The flood re element is organised and priced in bands, based
on council Tax Bands ranging from £210 for Band A rising to
£540 for Band g (much lower than would otherwise be quoted
without the scheme in place). Band h (and i in wales) properties,
previously announced to be excluded, will now be included
within the scheme – the premium threshold will be £800 for a
buildings policy or £1,200 for combined buildings and contents
policy.
Quotes will happen automatically for the 1-2% highest risk
homes (an estimated 350k properties) and any claim against
the policy should be made in the normal manner (with flood re
reimbursing the insurer behind the scenes) - in other words, the
homeowner won’t necessarily even know if their property is part
of the scheme or not.
WHAT PROPERTIES ARE NOT INCLUDED?
whilst the scheme will deal with the majority of at-risk properties,
there remain some notable exceptions; homes built after 1st
January 2009, commercial properties (flood re will release clear
guidelines for borderline properties such as Bed & Breakfast in
due course) and leasehold blocks (although leasehold blocks of
three residential units or less may be included if the freeholder
responsible for purchasing
the insurance lives in the
block).
WHO’S PAYING FOR IT?
The insurance industry itself
has paid around £10m to set
up the scheme, and it will
have two sources of income
once operational. firstly, the
flood element of policies that
are paid into the scheme (as
above) and secondly the
cross-subsidy that already
exists in the market under the
Statement of principles. home
owners in areas outside the
scope of the scheme, then,
will not see any difference as
a result of the changes.
WHAT DOES IT MEAN FOR CONvEYANCING?
The Law Society practice note on flooding (section 3.1) states
“in all conveyancing transactions, when acting for a prospective
buyer, tenant or lender, you should mention the issue of flood risk
to your client and, if appropriate, make further investigations.”
The introduction of flood re does nothing to alter this statement
of best practice, and by choosing an environmental report such
as Landmark information group’s envirosearch residential,
which includes a high level of flood risk screening information
about all types of flooding, for every transaction solicitors and
conveyancers can easily meet this requirement. That report will
highlight, again in line with the Law Society’s advice, where there
is a particularly high risk and further investigation is therefore
warranted.
Landmark also offers, at no cost, a report recommendation
Service to all search companies, which highlights at point of
ordering a search pack where a more detailed, complete flood
risk assessment (which includes clearly mapped data about
the likely depth of flooding events along with an insurability
statement and access to insurance advice unique to the property
in question) should be provided.
in order to avoid having to increase client quotes mid-way
through a transaction, it is increasingly becoming best practice
to use such a recommendation tool (or, indeed, a dedicated
quoting system as offered by a number of search companies) as
part of the standard client acquisition process. n
Flood Reflood re is not a new concept – the outgoing Statement of principles that the scheme replaces has been operating since 2000 and had essentially the same goal; to ensure that property in the uk can be insured, even in areas of high flood risk and without excessive cost to the owners.
www.birminghamlawsociety.co.uk | 15
16 | www.birminghamlawsociety.co.uk
conveYAncing
WHAT IS FLOOD RE?
following the water Act 2014, the government have announced their
plans to introduce flood re, which was expected to roll out in July
2015 but the election has got in the way and the regulations won’t be
laid before parliament before September/october. That assumes of
course no further political interference.
flood re is a not-for-profit financial scheme designed to ensure that
affordable flood insurance is available for home owners in the most
seriously affected areas. it is owned and managed by the insurance
industry and has been created to protect against large scale losses.
it is being rolled out in 2 stages with a year long trial prior to full
implementation in 2016.
WHAT DOES FLOOD RE CHANGE FOR THE CONSUMER?
The process of obtaining flood insurance through standard home
insurance policies will not change for consumers, as flood re is an
internal protection measure for the insurers. The introduction of flood re
could actually make insurance premiums more competitive as insurers
will be able to pass the flood component of the policy to flood re. if a
consumer needed to claim on their insurance policy, they would deal with
the insurer in the normal way, flood re would simply sit behind the policy.
WHERE DOES THE FUNDING COME FROM?
To fund this, there is an initial £10 million investment that the insurance
industry is financially supporting. going forward the flood re
investment pool will have two sources of income: The first source will
come from the existing flood component of the home insurance policy,
and premiums will be capped based on council Tax bands.
The second is that all home insurance premiums will carry a 2.2%
levy (which equates to a national average of approximately £10.50 per
policy). contrary to recent reports, the Association of British insurers
have explained that “this will not lead to an ‘extra £10.50’ on customer
bills; customers already pay the equivalent amount to cross-subsidise
high flood risk already. The levy will simply formalise this arrangement.”
Together, it is hoped that this will create a contingency fund of £180m
a year, which will contribute to the clean-up operations from future
floods. however the floods of 2007 (that affected South Yorkshire
and humberside) cost the insurance industry £3bn to clean up;
which highlights that this is only a transitional relief from much higher
insurance premiums in the future for all homeowners.
if a property has suffered flood damage in the past, or if the property
is within an identified flood risk area, it can sometimes be difficult to
find insurance cover.
flood re ensures domestic properties within the uk that are in ‘high risk’
areas have access to affordable insurance policies. it is not yet clear whether
the “three strikes and you are out” policy of flood re will be applied however
however, flood re is not a lifetime guarantee of affordable insurance and
homeowners will have to protect themselves against flooding in the future.
This is why obtaining a flood protection report by a chartered Building
Surveyor is so important. if insurance becomes unaffordable the value of
the home is at risk. The government Minister Lord de Mauley stated: “We
want households to become more aware of their risk. Therefore allowing
them to make informed decisions and providing incentive for investment in
flood defences and resilience at both the community and individual level.
Adjustments in house prices whilst insurance premiums will be a necessary
part of this transition. We believe that 25 years is a reasonable period of
time in which to manage a gradual transition for those affected personally.”
The flood re approach raises other questions such as: how do valuers
properly appraise residential assets where the guarantee of flood
insurance cover is a shrinking asset? And if a homeowner typically takes
a 25 year mortgage but there is only 15 years left on flood re, what then?
WHAT PROPERTIES ARE ExCLUDED?
flood re does not apply to commercial property; neither does it apply
to leasehold properties which may include blocks of flats. Although it
is mooted that where there are less than 3 flats in a converted house
that this will fall inside flood re. it doesn’t apply to small and medium
sized enterprises nor does it apply to properties above council Tax
Banding h, or the private rented sector which is becoming the tenure
of choice for many people.
All these exclusions make some of our prime assets vulnerable to
capital swaps because of the issues and challenges raised by Basel iii
where the banks have to take a high level view of their capital adequacy.
ARE YOUR CLIENTS AT RISK?
According to the environment Agency, there are approximately 5.2
million properties in the uk at risk from flooding or more simply, 1
in 6 homes. Latest guidance for the Law Society states that during
a conveyancing transaction you should discuss the risk of flood with
your clients and where appropriate make further investigations.
pSg have a wide range of environmental and flood reports to support
you in your best practice due diligence and ensure your clients are
aware of any potential risk. n
For more information and to find your local PSG office
Email [email protected]
visit www.psgconnect.co.uk or Telephone 01226 246644
About Philip Wilbourn: Philip Wilbourn is Director of Future Climate Info and provides the Professional Opinion on FCI’s suite of Environmental Reports, which reports on Contaminated Land, Flood, Ground Stability and Energy & Infrastructure. Philip has also completed a guide for consumers and small businesses which was launched in October 2010 in the company of H.R.H Duke of Gloucester entitled “A clear guide to Flooding. For property owners” In March 2012 Philip Chaired the Flooding Conference at RICS designed as an important contribution to an issue that affects all stakeholders in property. In 2014 Philip has contributed evidence to the debate on the Water Bill and the impacts on real estate values. As a result he has featured in the media notably in The Guardian and The Times as well as appearing on Sky News. Latterly he contributed significantly to the edition of Week In Week Out entitled “Seaside Retreat” broadcast by BBC Wales on 28th October 2014.
FLooD Re: Who, What, When, Where, WhyMarketing leading conveyancing search provider pSg asks philip wilbourn, Director of future climate info to explain the flood re Scheme.
18 | www.birminghamlawsociety.co.uk
conveYAncing
“Implementing a lean business practice into a law firm will
certainly help its profitability,” comments Searchflow head of
Marketing, Adam Bullion. “These don’t have to be enormous
changes, but reviewing standard business practices can
reveal some sticking points which could be improved and
save firms valuable time and money.”
one of the ways conveyancers can improve efficiencies
is through the partnership with a search provider which
understands their business. Bullion explains, “The search
process is a big part of the conveyancing operation, so finding
the best search provider for your firm is essential. Not only will
this help profitability, but it will also benefit relationships with
customers through the quick delivery of accurate results.”
however, the market place is crowded with search providers.
with strong competition, and little apparent differentiation
between each provider, it may be difficult to decide which
one to choose.
Searchflow has put together a list of top 10 questions
conveyancers should ask their search provider to ensure they
get the right level of expertise, speedy service, flexibility and
convenience that makes lawyers’ lives easier:
1. are you able to place search orders in three simple steps?
ensure that it is a simple process to reduce time wasting. And
ensure that risk screening takes place, identifying areas of risk
and recommending search types, so you don’t have to search
again to find missing or incorrect information.
2. do you offer state-of-the-art mapping tools? A map
should offer aerial views to make it easier to find difficult
properties. This reduces processing time, as well as ensuring
that the correct properly location is plotted.
3. are you a member of a search code compliant regulatory
body? Lenders accept searches from search providers if
they are part of a regulatory body such as copSo. This also
offers protection for anyone who relies on the information
from the property search reports, as well as ensuring a
quality standard throughout the products and services on
offer. Membership of a regulatory body gives consumers and
property professionals confidence in the data provided.
4. do you have extended coverage for negligence or
omissions? how much additional cover do you offer?
This gives you reassurance and the confidence to know that
you can take out additional, comprehensive cover whenever
necessary.
5. how do you add value to specific areas of my business?
can your search provider go the extra mile and offer you
more than just search? This can take away the administrative
burden from you, freeing up your time so you can focus on
responding and servicing your customers more efficiently.
6. are you an nlis channel? This is an electronic connection
to all local authorities that reduces waiting time and is
regulated, again, offering you peace of mind.
7. are searches accurate, comprehensive and up-to-date?
Ask whether or not the provider uses database information
(derived data) or if the information is real-time and fully up-
to-date. ensuring data is comprehensive will help to avoid
defects. Searches should be Search code compliant.
8. how proactive are you? Your search provider should
work with you to ensure an easy set-up and provide ongoing
support. will they notify you about change of delivery dates,
changes in legislation, Law Society guidance notes and
proposed changes within the industry? They should be able to
support you and keep you up-to-date with the conveyancing
market.
9. do you employ a dedicated personal search team? They
should be able to provide an efficient personal search service,
obtaining data from source. This should therefore give you
a fast turnaround time and is a convenient way to deliver
against your service-level agreements.
10. do you share performance analysis? Your search provider
should be able to share with you the volume of searches
performed, how many have been manually intervened, insight
around resolution times, and reasons for delays.
Your search provider should be able to answer these
questions with ease. if they’re able to confirm each of these
points, it will enable you to maintain a search process that is
as stress-free and simple as possible, while helping you run
an efficient conveyancing operation.
call 01732 523952 if you would like to speak to Searchflow
about the services they offer. n
top 10 questions to ask your search providerSearchFlow’s latest Conveyancer Sentiment Survey revealed that 48% of conveyancers cite profitability as their main concern for this year when considering their own business. But in the cut and thrust of a busy legal practice it can sometimes be hard to see the wood from the trees. Taking a step back and examining business practices, then thinking about ways to introduce more effective and efficient ways of working can be one way to boost that all-important bottom line.
www.birminghamlawsociety.co.uk | 19
20 | www.birminghamlawsociety.co.uk
conveYAncing
for example, when an insured applying for planning permission or
other consents to carry out works to a property, he or she may put
themselves in danger of invalidating an existing indemnity policy
which is covering previous works carried out to their property. Many
insurers will automatically void all claims that arise as a direct result
of such applications without exception.
policy duration and transferability is also often overlooked. for
example, many chancel policies are limited in time which is usually
to 25 years or the duration of the named insured’s ownership and/
or excludes all successors in title. Depending on your client’s needs,
this may or may not be adequate or appropriate.
it is clear from above two examples (and there are more), that all
Legal indemnity insurance policies are noT equal. whilst, policy
costs remain one of the factors a conveyancer needs to consider, it
is by no means the most important factor. Surely the most important
factor for any conveyancer is ensuring that their client’s legal
indemnity needs are fully matched with right policy.
At guaranteed conveyancing Solutions (gcS), not only do we truly
believe in comprehensive cover terms as standard across the whole
of our policy range, we also believe in simple wordings which is why
our policies are one of the most easy to understand.
for example, gcS makes it clear in our wordings that new works
‘can’ be carried out to the property provided that the lack of
consent/s for the existing works is not drawn to the local authority’s
attention and provided that the new work is not reliant on or in the
same area as the work/s covered by the policy. Additionally, gcS’s
no search chancel policies all provide cover in perpetuity and covers
all successors in title.
About the author: Sandy Atkinson has over 14 years of experience
underwriting legal indemnity insurance policies and is the head of
underwriting at guaranteed conveyancing Solutions. n
Are all Legal Indemnity policies equal?in today’s legal indemnity insurance market it would be logical to assume that all title insurers offer the same level of insurance cover for the same types of risks. however, in reality this is not always the case due to differing policy limitations. unfortunately, conveyancers and their clients’ only find out what these limitations really meant when it is too late... usually when a claim is rejected.
21 | www.birminghamlawsociety.co.uk21 | www.birminghamlawsociety.co.uk www.birminghamlawsociety.co.uk | 21
MeMBerS’ newS
www.birminghamlawsociety.co.uk | 21 www.birminghamlawsociety.co.uk | 21 www.birminghamlawsociety.co.uk | 21
Who are we?The Birmingham Law Society Pro Bono Committee
is made up of: Linden Thomas, University of Birmingham
(Chair); Inez Brown, Harrison Clark (Vice Chair); Julia
Jones, Bevan Brittan; Imogen Francis, SGH Martineau
LLP; Iqbal Mohammed, St Philips Chambers; James
Dixon, No. 5 Chambers; Hannah Ayers, Bailey Wright
& Co; Louise Foy, SGH Martineau (Secretary); Michael
Bates, Birmingham Community Law Centre; Laura Richards,
BPP; Nia Stead, University of Law; Tim Jones, Higgs and
Sons; Michael Young, Shakespeares; Laura Ralfe, Irwin
Mitchell LLP; Lorna Gavin, Wragge Lawrence Graham &
Co LLP. The Committee aims to: support; co-ordinate;
promote; signpost and raise the profile of pro bono work amongst
Birmingham Law Society members and the local community.
PRO BONO NOTICEBOARD
Get in touch…If you would like to contact the Pro Bono
Committee, maybe you have a pro bono success story that you would like to share, please contact [email protected]
Save the Date - BaroneSS LaWrenCe ConfIrmeD aS the keynote SPeaker at BIrmInGham LaW SoCIety’S
annuaL Pro Bono event 2015on Tuesday 3 november 2015 Birmingham Law Society will host its annual pro bono reception, to mark national
pro Bono week. we are delighted to announce that Baroness Lawrence has kindly accepted an
invitation to speak at the event about the difference that pro bono assistance made to her family. Baroness
Lawrence’s first son, Stephen, was murdered in 1993 and following this she has famously challenged the justice
system and police.
in 2012, the Macpherson report made findings of
institutional racism and found that Stephen’s murder was “simply, solely and unequivocally motivated by racism”.
Baroness Lawrence is a Director of the Stephen Lawrence
charitable Trust and has set up The Stephen Lawrence centre. She has an oBe, has received a life peerage and
is an honorary free woman of the London Borough of Lewisham for seeking justice and creating a positive and dynamic legacy. More recently she has been working with keir Starmer qc to publish the victims Taskforce report.
for those of you able to attend last year’s reception you
will recall that Shami chakrabarti, Director of Liberty gave an incredible speech and we are sure that the 2015 is similarly going to be a not to be missed event. further
details about the event and how to book will be circulate nearer the time.
course List: May - June 2015
course highlights
please see our website for further seminars: www.birminghamlawsociety.co.ukTelephone: Liz Dziergas, Professional services executive on 0121 227 8701 email: [email protected]
advocacy training may 2015 *** limited spaces
date: Thursday 14th May 2015
time: 12.30pm - 5pm CPd: 4 hours
Birmingham Law Society is running an advocacy training program
for those lawyers who have limited experienced at attending District
Judge appointments in civil/commercial claims. The aim of this
training is to provide an introduction to advocacy in District Judge
appointments and to ensure that our local lawyers are meeting the
minimum standards of advocacy that are expected by the courts.
The program for Thursday’s advocacy training will consist of an
introduction to advocacy at no5 chambers where a you will participate
in an interactive workshop with Steven reed qc covering the basic
elements of good advocacy. This will then be followed by a tour
of the Birmingham District registry and a meeting with one or two
District Judges who will discuss the “do’s and don’ts” of advocacy
before District Judges. we have limited spaces available for this
event and so will be operating a “first come, first serve” basis.
This training is specifically tailored to newly qualified practising
Solicitors and is unsuitable for student members at this time.
The program will begin at 12.30pm and should finish at around
5pm. The cost of this event has been limited to £20 per person.
if you are interested in attending please book your place online.
Practical networking for lawyers
date: Tuesday, 19th May 2015
time: 8.30 registration, 9.00 – 12.00 Seminar
Venue: clarke willmott
fee: Members £55 + vAT non-Members £75 + vAT
CPd: 3 hours speaker: Anne Stanton, Atteso Solutions
‘90% of networking is useless’. If you believe this, then you are
not doing it correctly. Join Anne Stanton to discover how to link
your networking activity to the success of the business, make
the right impression and maximise networking opportunities at
events such as exhibitions, training seminars and conferences.
key areas covered are:
• Understanding the requirements of different types of networking;
• How to prepare, dress code and mind-set;
• How to manage the environment;
• How to start, maintain and close conversations;
• How to follow up for results
speaker: Anne Stanton is an experienced trainer, facilitator
and management consultant and has over 25 years experience
working for large organisations. She has held positions in:
corporate management, Sales, customer service and quality
management, process re-engineering, project management,
organisational development and change management.
for the past 10 years, Anne has run her own training and consultancy
business, undertaking a variety of assignments to improve the
sustainability and profitability of organisations in a wide range of
sectors. her work includes providing ideas to develop business
growth, strategic direction and developing people of all levels. Anne
also has a wealth of experience in sales, from developing business to
business sales to negotiating contracts and launching new products.
Anne has worked with organisations to manage change through
reorganisation projects as well as implementing improved
ways of working to reduce costs and project managing the
implementation of service improvements. She has accrued skills
in managing and mentoring people and working with senior
managers to build strong, capable, responsive teams.
Date Time cpD hrs course Title Area Speakers fees £ Members non Members
14/05/15 12:30 - 17:00 5 Advocacy training May 2015 *** Limited spaces Management no5 Chambers - £20 + VAt £20 + VAt steven Reed QC
19/05/15 8:30 - 12:00 3 Practical networking for Lawyers Marketing Anne stanton £55 + VAt £75 + VAt
20/05/15 08:30 - 12:00 3 How to Make Change Mean Change for HR, Management Anne stanton £55 + VAt £75 + VAt It & support staff
09/06/15 12:30 - 16:00 3 Conveyancing Law Update 2015 Conveyancing Richard snape £99 + VAt £115 + VAt
10/06/2015 9:00 - 12:00 3 How to take on stress and Win Management Jill Roberts £55 + VAt £75 + VAt for Legal Professionals
16/06/15 9:00 - 12:30 3 solicitors’ Accounts Rules Refresher - Regulatory Linda Lambert £99 + VAt £120 + VAt Half day session (June 2015) support staff: £55 + VAt support staff: £75 + VAt
18/06/15 15:30 - 17:30 2 Psychological and Psychiatric Aspects of Pain expert witness Dr Peter Jenkins £35 + VAt £45 + VAt
Learning & DevelopmentProfessional Services
BIRMINGHAM LAW SOCIETY
22 | www.birminghamlawsociety.co.uk
www.birminghamlawsociety.co.uk | 23
how to make Change mean Change for hr, it & support staff
date: Tuesday, 19th May 2015
time: 8.30 registration, 9.00 – 12.00 Seminar
Venue: clarke willmott
fee: Members £55 + vAT non-Members £75 + vAT
CPd: 3 hours speaker: Anne Stanton, Atteso Solutions
we all know that change is necessary and essential for improvement
and growth, however, it can be challenging. Join Anne Stanton
to discover how to manage change with less effort and most
importantly, take your team and stakeholders forward with you.
key areas covered are:
• The key ingredients of personal change;
• Helping others to respond intelligently to change;
• Managing people’s reactions; Organisations and change;
• Top tips for managing process change
speaker: Anne Stanton - See above
Conveyancing law Update 2015
date: Tuesday, 9 June 2015
time: registration: 12.30pm, Seminar: 13:00 - 16:00
Venue: clarke willmott, 138 edmund Street, Birmingham B3
fee: Members £99 + vAT non-Members £115 + vAT
CPd: 3 hours speaker: richard Snape
conveyancing continues to undergo major changes
and the course will aim to look at the most important
changes and their effect on the conveyancer.
Topics covered include:
• Recent cases on identity fraud;
• Mortgage requirements and the lender exchange;
• Law Society conveyancing portal;
• Third party liability in the light of E-surv v Goldsmith Williams;
• Land Registry issues including chancel repairs and manorial rights;
• Registration of septic tanks as of January 2015;
• The Green Deal, the latest;
• Residential enquiries and leasehold flat management enquiries;
• Recent case law
speaker: richard Snape is a consultant with Davitt Jones Bould,
the largest niche real estate firm based outside of London.
richard is a renowned speaker on all aspects of real estate Law
and he lectures nationwide to a wide audience including local
law societies, solicitors firms, local authorities and government
departments. As a specialist speaker to property lawyers and
property professionals, richard has a reputation for delivering
practical advice in an entertaining and engaging way.
solicitors’ accounts rules refresher - half day session (June 2015)
date: wednesday 16 June 2015
time: 9:00 registration & light breakfast, 9:30 - 12:30 seminar
Venue: Sgh Martineau, 1 colmore circus,
queensway, Birmingham, B4 6AA
CPd: 3 hours cpD
fees: See table on page 24 speaker: Linda Lambert
The winds of change are a blowing (to misquote?) in particular within
The Solicitors regulation Authority (SrA) and more significantly with
in the SrA’s Accounts rules. These were substantially updated in
2011 bringing in new roles and there have been further significant
changes ever since; in particular with residual balances and the
Accountant’s report following consultations with in the profession and
other professional bodies with vested interests in our profession.
Due to the new roles of compliance officers, which started in 2012,
a thorough knowledge of the rules to ensure breaches, if any, are
identified has become even more significant. Such knowledge needs
to be applied to ensure identification and proper rectification of any
breaches that may occur, so that a firm may become fully compliant
with all of the legal obligations faced by the legal profession.
This half day course is for those looking for a renewal and
brush up of their knowledge of the main SrA Accounts rules
and in particular those areas where breaches may occur.
The main topics are: client Account, client Money and use of
client Account; interest rules; Bank reconciliations; Bills and
Disbursements; Accounting Systems and central; Accountant’s report
speaker: Linda Lambert lives and works in the west Midlands where
she came to read Accountancy at Birmingham university. After obtaining
her degree she then worked in the banking and financial sector and as
a trainee chartered accountant before joining the legal profession some
28 years ago. Linda has in her career worked as a sole Legal cashier for
a small city practice, a finance Manager for a 14 partner provincial firm
and as a practice Manager before working freelance. She has experience
of accounts systems from hand written to computerised and has been
responsible for introducing new systems in the practices she has worked in,
in particular dealing with management information and credit control. Linda
has trained as a lecturer for further education and is currently the institute
of Legal finance and Management (iLfM)’s lecturer in The Solicitors
regulation Authority’s Accounts rules, and financial Management
in a Legal firm as well as working as a freelance Legal cashier, in
Birmingham and countrywide. Linda has also acted as a consultant
for a two partner firm of solicitors in worcestershire, and in a medium
sized worcestershire practice in the risk and compliance Department.
in addition she presents tailored in house training for fee earners and
support staff for several well-known national and international firms, which
can also include ad hoc advice with regard to specific SrA rules issues.
for additional webinars at discounted prices for members of Birmingham Law Society please visit http://www.lexisnexis.co.uk/en-uk/products/campaign/webinars-bls.page
As a member of the Birmingham Law Society you can now benefit from a discounted rate on the full Lexisnexis webinar suite: A single webinar for £71.20 (saving £17.80 per webinar) or unlimited access to over 230 webinars - your year’s complete cpD
requirements for £307.20 (saving £76.80)
24 | www.birminghamlawsociety.co.uk
LeArning & DeveLopeMnT
with immediate effect qualified fee earners no longer have to attend
Management course Stage 1 (Mc1).
SO GOOD NEWS THEN?
Some firms might see this as an opportunity to save money and cut
back on this aspect of their lawyers’ professional development. we
think that’s a mistake.
HAS UNDERSTANDING HOW LAW FIRMS MAKE MONEY,
BILL AND COLLECT BECOME ANY LESS RELEvANT?
will lawyers’ responsibilities for managing trainees, paralegals and
ultimately their own teams diminish in future?
IS BEING A GOOD LAWYER THE ONLY QUALIFICATION
YOU NEED TO BE A GOOD MANAGER?
Any solicitor involved in managing a successful firm would say a
resounding ‘no’.
AND ANOTHER GOOD REASON NOT TO
NEGLECT MANAGEMENT TRAINING
The SrA may have announced that the compulsory nature of Mc1
was not compatible with the forthcoming changes to the cpD
regime. But under the new regime of continuing competence all
solicitors will be required to be able to “Manage themselves and
their own work” (part D). full details of the Statement of Solicitor
competence can be found on SrA website http://www.sra.org.uk/
solicitors/competence-statement.page
So every solicitor still needs to work on their management skills.
And the topics covered by Mc1 should still form part of a solicitor’s
personal development plan. This is a fantastic opportunity for
firms to reassess their management training and implement new
programmes.
WHO ARE WE?
kinchrobinson have been designing and delivering outstanding
courses for lawyers for 15 years. our training is practical, focused
and we like people to have fun. our experience of delivering Mc1
and Mc2 in conjunction with Birmingham Law Society has given
us a great insight into what your solicitors need from management
training. And we know that a one day course is too long for most
people. So we’re developing a series of short courses and e-learning
which will support solicitors as their careers develop.
if you want to discuss your specific management training requirements
in more detail email Doug robinson [email protected] or
call 07879 401567. Alternatively speak to Liz Dziergas at BLS liz@
birminghamlawsociety.co.uk or call 0121 2278701. n
Management training For solicitors – What next?
Did you know that the SrA has just announced that the only compulsory cpD course for qualified lawyers is no longer compulsory?
www.birminghamlawsociety.co.uk | 25
BANK TELEPHONE SCAMS
The SrA has issued yet another warning to firms not to disclose bank
security information following reports of more firms being targeted by
telephone con artists.
in a recent case, when a firm had problems accessing their online
banking system over two days, fraudsters managed to hack into the firm’s
telephone system so that attempts to contact the bank for verification
were thwarted. over £2m was stolen from the firm’s client account.
firms must warn their staff particularly in their finance team to be vigilant
even if it causes a delay in transmitting client money. These frauds are
highly sophisticated and the risks to firms cannot be underestimated.
RISK OUTLOOK SPRING UPDATE 2015
in a similar vein, the SrA has updated its risk outlook and reminded
firms of the perils of money laundering and the use of client account as
a banking facility. There is also a warning about the record number of
bogus firms as well as the continuing threat from cybercrime. Alongside
the update, the SrA has also published a report on balancing duties in
litigation.
CHANGES TO CONSUMER CREDIT
in what will be a considerable relief to firms, discussions between the SrA,
hM Treasury and the financial conduct Authority have resulted in changes
to consumer credit regulation that will reduce the regulatory burden. The
SrA is to be congratulated on its success here but it is a pity this could
not have been achieved at an earlier stage before firms had expended
time and money on internal re-organisation and independent legal advice.
Debt collecting will now be excluded from regulation under the financial
Services and Markets Act 2000 where those activities are undertaken
by solicitors in the course of providing advocacy services or litigation
services. The definition of these services would include pre-issue work.
There has also been an increase in the number of repayments before
an agreement with a client becomes classified as a regulated credit
agreement and therefore subject to regulation. The number has increased
from four to twelve.
The fcA has agreed an extension to the transitional arrangements to 31
october 2015 so further changes are likely to be announced later in the
year.
OFFERING INDUCEMENTS
The SrA has updated its guidance on offering inducements in order to
reflect the government ban on their use to attract clients in personal injury
cases.
The criminal Justice and courts Act 2015 introduced the ban, which came
into effect on 13 April, in response to concerns that permitting inducements
for handling personal injury cases was fuelling a “compensation culture”.
A ban had already been implemented by the claims Management
regulator in April 2013.
The SrA’s guidance on offering inducements was originally published
in June 2013 following a review by Lord Young in 2012. The review set
out what solicitors could or could not do when offering inducements,
and reminded them of their obligations in the code of conduct around
publicity.
The new ban is limited to personal injury claims only. The SrA guidance
also covers other areas where inducements to make a claim or seek legal
services are not prohibited. Those wishing to view the updated guidance
can do so at www.sra.org.uk/inducements/
NEW EDITION OF SRA HANDBOOK
And finally, version 13 of the SrA handbook was published on 1 April.
The main changes are:
• The new training arrangements and the competence statement. Solicitors
may change voluntarily from the cpD arrangements to “continuing
competence” from 1 April and the SrA has published a toolkit to help
with the process. it can be accessed at www.sra.org.uk/toolkit. from 1
november 2015 all solicitors must adopt this new approach.
• A new outcome which requires firms to assess and purchase an
appropriate level of professional indemnity insurance. This appears in
chapter 7 as outcome 7.13 and requires that “you assess and purchase
the level of professional indemnity insurance cover that is appropriate for
your current and past practice, taking into account potential levels of claim
by your clients and others and any alternative arrangements you or your
client may make”. (The Legal Services Board rejected a request by the SrA
to reduce the minimum level of cover to £500,000). The current mandatory
level of cover of £2m (£3m for incorporated practices) remains the same.
• Removal of transitional provisions relating to sole practitioners, ahead of
changes to be made in november 2015 whereby sole practitioners will no
longer require an annual endorsement on their practising certificate. This
will be replaced with an authorisation that does not need to be renewed
annually. n
Jayne Willetts is also a director of Infolegal Ltd
– providing the Colpline practice advice helpline
and consultancy advice for law firms – www.
infolegal.co.uk
JAYne wiLLeTTS | SoLiciTor ADvocATe | JAYne wiLLeTTS & co | SpeciALiSTS in profeSSionAL reguLATion
sRA UPDAteAfter a flurry of activity by the SrA in recent weeks, regulation report summarises the important developments.
reguLATion reporT
26 | www.birminghamlawsociety.co.uk
MeMBerS’ newS
A west Midlands lawyer
is working with
wolverhampton police to help
them better understand the
issues surrounding mental
health related call-outs.
Annabel kay is a lawyer with
higgs & Sons who specialises in
matters where mental capacity
is questioned, and has already
completed a number of training
sessions for between 20 and
30 police offices at a time
The sessions aim to help
police identify mental health
issues quickly in their line of
duty and enable them to deal
with situations without the use
of force or resulting harm.
working closely with pc Dave
firth, from wolverhampton
police, Annabel’s training has
focused on making police
aware of their duties under
the Mental capacity Act.
Annabel said: “The purpose
of the training with police
oppoSiTe enDS of LegAL SpecTruM working TogeTher on MenTAL heALTh
officers is to inform them of the
provisions contained within the
Mental Capacity Act and how
it impacts on their day to day
work - not only when attending
an incident, but also when
documenting the action taken.
“Principally, the Mental Capacity
Act becomes relevant when
officers attend a situation in
which it is believed an individual
lacks capacity and action is
needed to prevent further serious
harm to themselves or others or
possibly even to prevent death.
“What I wanted to make the
officers aware of was their
responsibilities under the
Act, focusing in particular on
the action to be taken which
is in their best interests as
well as the proportionate and
reasonable use of force.”
it is believed, added Annabel,
that a large number of the
legal actions brought against
police each year are because
officers acted in a manner
that ‘was not compliant with
the Mental capacity Act’.
Annabel said: “The training has
focused on making them aware
of their duties and the concept of
best interests. It has given them
a useful way to think about how
they can carry out an assessment
to determine and record their
impressions of an individual’s
capacity and I provided some
examples and scenarios of which
they may come into contact. “
pc Dave firth said the training
sessions had proved invaluable
to officers: “In situations where
mental capacity is an issue,
the last thing we as police
want to do is arrest someone.
These training sessions have
enabled officers working on the
front line to think differently.
“We all want to do the right thing
and it is good to see teams who
normally work at opposite ends of
the legal spectrum – police and
solicitors – coming together.” n
Stourbridge law firm, wall
James chappell, have
expanded its team with the
appointment of rebecca
clark as a Trainee Solicitor.
rebecca joined wall James
chappell as a probate clerk in
the private client Department in
october 2013. rebecca joined the
team following completion of her
Law Degree at keele university in
2010 and completion of the Legal
practice course in 2011. rebecca
said “she is delighted to have been
given the opportunity to complete
her training in such a professional
and welcoming environment.”
Senior partner, Jonathan Browne,
said “As the firm continues to grow it
is essential that we ensure our trainee
intake provides us with talented
and ambitious individuals. Rebecca
has demonstrated during the time
that she has been with us that she
has a great deal of potential and we
are looking forward to developing
her to achieve qualification
over the next two years.” n
wALL JAMeS chAppeLL AppoinT TrAinee SoLiciTor
A national poster campaign
promoting a positive
message about the contribution
from immigrants to British
society features an award
winning human rights lawyer. S.
chelvan, a high-profile barrister
with no5 chambers, is one
of 15 immigrants selected to
feature in the crowd-funded ‘i
am an immigrant’ campaign.
#iamanimmigrant has gone viral
on twitter since the campaign’s
digital launch and plans to display
the eye-catching posters at 400
tube stations across London
have now been rolled out.
chelvan has been a barrister for
the last 13 years, representing
asylum seekers and immigrants.
he was born in Sri Lanka but his
family moved to the uk in 1978
when he was just four years old,
to escape the riots in his home
country. his mother was already
here, working in the nhS and
studying to become a member of
the royal college of Anaesthetists.
“The current debate on migrants,
particularly EU migrants, is very
toxic politically; as the various
political parties see themselves
losing the debate on Europe,
migration becomes an easy
target.” said 40-year-old chelvan.
“This was not a Britain I wish to
recognise, it made me angry,
which is why I volunteered to be
no5 BArriSTer feATureS in crowD-funDeD iMMigrAnT poSTer cAMpAign
www.birminghamlawsociety.co.uk | 27
Black country law firm,
qualitySolicitors Talbots,
conducted a street survey
to find out what local people
thought of the house buying
and selling process.
“From our survey, 69% of the
public are happy to pay more
for conveyancing costs knowing
that, if the sale falls through,
their solicitors will waive their
fee, which has prompted us to
consider offering a ‘No Sale –
No Fee’ service” said Martyn
Morgan, Senior partner at the
firm. “We also discovered that
almost a quarter of people rated
the service offered by their
Estate Agent as eight out of ten,
and over a third of people felt the
chain was the biggest reason for
a delay in the house buying and
selling process,” added Martyn.
The survey was conducted
over the easter period in
Dudley, Stourbridge and
codsall, where the firm has
offices, and was designed by
the conveyancing team to be
both informative and fun. Staff
from the law firm dressed in
corporate clothing with optional
bunny ears, and gave away
easter eggs to everyone who
peopLe Are hAppY To pAY More for conveYAncing
MeMBerS’ newS
part of this poster campaign and
proudly say ‘I am an immigrant’.
It is part of my public service,
to offer a human face during
the current dehumanisation
of the immigrant.” n
participated in the survey.
“A free Easter egg for taking part
in the survey was found to be
an ‘egg-cellent’ way to engage
with the public... Following the
results, we were able to promote
our latest offer – the opportunity
for people to win up to £500
back in fees if they instruct us
in April.” added Martyn. n
Bpp Law School in
Birmingham has received a
huge boost after being granted
permission to offer the Bar
professional Training course
places for intending barristers.
The course means 48 barristers-
to-be can progress onto the
BpTc programme via LLB or
gDL avenues - providing they
meet entry requirements.
Anna Banfield, Bpp Law
School’s Director of BpTc
programmes, said: “This will allow
students to study the BPTC in
Birmingham where they may live
or intend to practice and make
it easier for them to develop
links with the local Bar.” n
BooST for BirMinghAM AS BAr courSe receiveS vALiDATion
28 | www.birminghamlawsociety.co.uk
MeMBerS’ newS
Birmingham firm of costs
lawyers and draftsmen
John M hayes are proud to
announce its partnership with fee
Solutions Limited, providers of
finance for solicitors to facilitate
effective costs settlement.
kate oliver, chief executive
officer, said that “This was an
exciting development and one
that would be key in furthering the
company’s prominent position in
the field of inter partes costs, and
would be an important platform to
increase its market share.” kate
went on to say “The principal bone
of contention with all solicitors
is the ever lengthening time that
it takes paying parties to settle
costs claims, the demands of
cash flow resulting in frequently
compromised settlements, which
otherwise in many cases would
not have been conceded.”
The costs Award Accelerator
Solution provided by fees Solution
Limited offers, at a very modest
cost, a simple, easy to administer
system to assist solicitors when a
case has concluded, in negotiating
their costs with paying parties
on a more equal footing.
Mike Dobson, director of
fees Solutions Limited, said
“Fee Solutions is delighted to
welcome John M Hayes to our
select panel of Costs Lawyers
and Costs Draftsmen and wish
them continued success. We
anticipate being able to enhance
their already high reputation
for outstanding customer
service and innovative solutions
and look forward to helping
smooth the cash flow position
of their partner Law Firms.”
for a very modest tax allowable
charge, or lend fee, the
benefits of this scheme are:
• No set up Fees
• No draw down Fees
• No monthly interest
charge payments
• No requirement to make any
payment out of the
office account.
• No personal guarantees
required from the firm.
• Up to 80% of the Cost Award
valuation as an advance
Mike added “At a time when even
the most successful and well
established firms are faced with
cash flow pinch points, we feel
this is a very timely association
between our two businesses,
looking to work together in order
to bring about a Fee Solution.” n
SiMpLe SoLuTion To AcceLerATe coSTS recoverY
Birmingham law firm Anthony
collins Solicitors (AcS) is to
help launch a Midlands forum
for MATs – multi-academy trusts.
The decision follows discussions
at a dinner hosted by AcS where
delegates received presentations
from frank green, national
Schools commissioner, and
pank patel, west Midlands
regional Schools commissioner.
The event was attended by
over 60 guests including the
chief executive officers of a
number of leading local multi-
academy trusts and the head
of education and portfolio
holder for children and Young
people in Birmingham.
Simon ramshaw, a partner at
Anthony collins Solicitors, said:
“Three themes emerged from
our dinner event at Hotel du Vin.
“We need to re-imagine what we
mean by ‘school’ and mentally
compare this to the transition
from Stephenson’s Rocket
to The Flying Scotsman, the
bullet train and the jumbo jet.
“The economic situation can be
turned to our advantage. Innovation
thrives when times are tight.
“And the academy system
must develop to become self-
serving. Academies and MATs
need to work together to find
solutions to challenges as they
emerge, rather than wait for the
regulators to address them.”
he said the event heard that
40 per cent of children and 40
per cent of teaching staff are
now in academies, so although
the number of academies may
seem small, the proportion of
those working in and being
educated by academies is
larger than might be thought.
“The event was extremely
successful and it was very
helpful to hear the views of
Frank Green and Pank Patel.
“We want to harness the
energy generated at this event
and the aim is now to set up
AcADeMieS uniTe To LAunch MiDLAnDS foruM
a Midlands Forum for MATs.
“We hope that academies
and MATs will see this as
a positive initiative and
drive it forward. Anthony
Collins Solicitors will provide
support and encouragement
in any way we can.”
he added that other themes
to come out of the evening
included the idea of an
annual awards dinner that
would foster and support
best practice and help the
development of initiatives
in the Midlands region. n
‘Tiny Babies, Big Appeal’ raises funds to help support the care of sick
and premature babies and their families across the west Midlands. The
neonatal intensive care unit at Birmingham women’s hospital is the
largest unit in the region caring for over 1,500 admissions every year.
The Law Society will be supporting our appeal by raising funds to
purchase panda resuscitaires for the neonatal unit. The hospital
requires additional panda resuscitaires which are mobile units for
babies who need breathing support when they are being transferred
from the delivery suite to the neonatal unit. This equipment is
specially designed to help keep babies warm and monitored whilst
they are on the move in the hospital.
Mushtaq is a local partner with law firm freeths based in Birmingham
and he has a calendar of fundraising events throughout the year
which will include an abseil at the women’s hospital.
chief executive, professor ros keeton stated: “We are delighted that
Mushtaq Khan, in his new role as President of the Birmingham Law
Society, has chosen to support the Charity of Birmingham Women’s NHS
Foundation Trust. We very much appreciate the offer to raise funds in order to
purchase vital life-saving equipment to help care for the babies at
Birmingham Women’s Hospital. We look forward to working
with Mushtaq and the Birmingham Law Society over the
upcoming year.”
incoming president Mushtaq added: “I have chosen to
support the “Tiny Babies, Big Appeal” at Birmingham
Women’s Hospital as it is such a worthy cause.
Fundraising for the appeal means helping some of the
smallest and sickest babies and their families. The purchase
of additional medical equipment means staff will be able
to care for even more babies in Birmingham and the West
Midlands” n
A Panda Resusitaire is used when a baby is born and not able
to breathe properly. This important
piece of equipment resuscitates
the newborn. It is mobile, has
heating, light, a clock,
oxygen and enables
short-term ventilation
to enable clinical staff to
move the baby from the
Delivery Suite to the Neo
Natal Unit.
www.birminghamlawsociety.co.uk | 29
chAriTY
Birmingham Law society to support tiny Babies Big Appealwe are delighted that the new incoming president of the Birmingham Law Society, Mushtaq khan, has chosen to support the Tiny Babies, Big Appeal charity at Birmingham women’s hospital.
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30 | www.birminghamlawsociety.co.uk
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Translations
15 May 2015 Annual president’s Shooting cup hereford & worcester Shooting ground
25 June 2015 Summer event with BTSS & BSg Jam house
27 June 2015 Abseil charity event Birmingham women’s hospital
23 July 2015 cricket BLS vs wMp Tally ho
3 September 2015 Annual golf day nailcote hall hotel
15 September 2015 networking event TBc
7 october 2015 Legal eagles quiz night event with BTSS & BSg TBc
22 october 2015 newly qualified event TBc
26 november 2015 president’s Dinner TBc
17 March 2016 networking event TBc
21 April 2016 Legal Awards 2016 icc
26 April 2016 AgM TBc
notiCe: Birmingham law society is looking for new members for our Private Client Committee!
Please contact [email protected] if you are interested in joining!
evenTS
To book please visit the website www.birminghamlawsociety.co.uk if you have any enquires please email: [email protected] or call: 0121 227 8700
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