Financial services group Voice Commerce has launched a feder-

ated database to secure and authen-ticate a consumer’s identity over their mobile phone using voice verification.

KYC Secure has been designed to support a global standard for e-money and mobile pay-ment account opening procedures. It provides any company or financial institution with the means to verify a customer’s identity based on their biometric Voice Signature in order to reduce exposure to online, credit and identity fraud.

Consumer protection is ensured in the mobile and e-money transactions area by embedding robust security from the onset and guaranteeing transactions are undertaken only with consumers’ consent. It also enables organi-sations to verify customers’ and potential cus-tomers’ identities through their mobile phone.

KYC Secure allows an organisation requesting an identity check from a potential customer to ask for the individual’s mobile phone number, which they enter into the KYC Secure website. The customer, previously registered to use the service, receives a mobile phone call where they are asked to identify themselves using their biometric Voice Signature. If the applicant is confirmed using the two-factor authentication they are required to pass a four-digit number provided to them back to the organisation. This is then entered into the KYC Secure system by the organisation and serves to triangulate and time stamp that person at a specific location.

Nick Ogden, CEO of Voice Commerce Group, says, “The development of security and authentication services over the internet has seen a slow evolution and today many people

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Biometrics is the fastest emerging technology in the Indian securities

and identification, according to analyst Frost & Sullivan, gaining ground at the expense of conventional methods of identification and security checks such as physical checks, photo IDs, tokens, and passwords.

The Frost & Sullivan report ‘Indian Biometric Market’ finds the market earned revenues of INR5.43bn from the combined sale of biometric readers and cards in 2009 and esti-mates this to reach INR52.55bn in 2015.

Frost & Sullivan analyst Sagarina Rai says, “The Indian biometrics market is receiving

a huge boost from large-scale government projects, increasing public awareness, and rising security concerns.”

According to Frost & Sullivan, despite the market’s potential, poor awareness, lack of a unified standard for biometric readers, as well as inadequate expertise and investments are restraining the market. India has not started manufacturing biometric devices domestically because the sensors have to be imported and with a surfeit of imports, the market is flooded with low-cost, low-quality devices. As these devices often fail to meet quality standards, the report indicates that customer confidence in the technology is fast eroding.

Biometrics gain ground in India despite low quality devices affecting confidence

Voice Commerce launches federated voice security for mobile payments

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NewsBiometrics gain ground in India despite low

quality devices affecting confidence 1

Voice Commerce launches voice security for mobile payments 1

Visa to offer payment facilities linked to Indian Aadhaar 2

EC asks UK to justify fingerprint recognition in schools 2

InMezzo and the University of Kent link to authenticate telecare access 2

2011 begins with raft of e-border initiatives 3

Biometrics in Motion at Manchester Airport 3

Hoyos links with Herta to provide iris scanning at airports 3

Airline trade group proposes security tunnels 12

NYPD pins down criminals with iris recognition 12

Vending machines recommendations based on face recognition 12

Consumer applications drive face recognition into the mainstream 12

Features

Winning acceptance among privacy-aware consumersSteve Gold examines the factors affecting

acceptance of biometrics among privacy aware consumers. 5

The changing face of electronic IDMaik Pogoda, HID Global, looks at how the

e-passport is paving the way for wider use of biometric documents. 7

Funding for SMEsUK biometrics companies are responding

to economic uncertainties by looking for new ways of funding research and taking to market cutting edge technology, reports Stewart Hefferman, Omniperception 9

RegularsEvents Calendar 3News in Brief 4Product News 4Company News 4Comment 12

Contents

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