REDEFINE YOUR FUTURE

AXA GLOBAL GRADUATEPROGRAM 2015

TABLE OF CONTENTS

02 AXA WORLDWIDE

03 JOIN A GLOBAL LEADER

04 A WORD FROM OUR LEADERS

05START YOUR CAREER ON THE AXA GLOBAL GRADUATE PROGRAM

06 AXA GLOBAL GRADUATE PROGRAM - STRUCTURE

07 AFTER THE PROGRAM

08 DEPARTMENTS HIRING ON THE PROGRAM IN 2015

10 RECRUITMENT PROCESS

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AXA WORLDWIDE

AXA:

n employs 157,000 people: Europe 95,163 employees Asia-Pacific and Middle-East 40,170 employees Americas 17,576 employees Africa 4,128 employees

n is based in 56 countries

n serves 102 million customers

n has € 91.2 billion in revenues

n has € 1.113 billion assets under management

Source: “The AXA Group at a glance 2014”Figures from 2014

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JOIN A GLOBAL LEADER WHO REDEFINES STANDARDS TO BETTER CARE ABOUT PEOPLE

WORKING AT AXAYOU WILL BE PART OF A LEADING GLOBAL COMPANY IN INSURANCE & ASSET MANAGEMENT> 1st insurance brand for the 5th consecutive year [1].> Ranked 16th in the Fortune 500 largest companies [2].> One of the world’s leading asset managers (AXA IM and Alliance Bernstein ranked in the ‘Top 50 Asset Managers 2014’ [3]).> International exposure and multicultural teams.> Local and regional mobility programs as well as diverse possibilities for international assignments.

OUR MISSION> AXA helps its clients live more confidently each day, by protecting them, their families and their property against risks, and by managing their savings and their assets. Because every day is different, we support our customers as they face life’s problems, big and small, empowering them to take on projects and prepare for the future with more peace of mind.

AT AXA,WE CREATE INNOVATIVE PRODUCTS AND BETTER QUALITY OF SERVICE.> We have several programs and initiatives to foster innovation, promote internal creativity and recognise innovative projects

across the Group.> The AXA Drive app allows users to evaluate and improve their driving behaviour and style. First launched in Spain, Switzerland and Belgium, it has been a smash hit – more than 250,000 downloads in 3 weeks [4].

We promote an open working environment.> We promote diversity and inclusion by treating our people with respect and dignity and by valuing their individual differences. We have committed to four main themes: gender equality, LGBT inclusion, flexible working arrangements and disability employment [4].> We are engaged in actions for communities such as AXA Hearts in Action, CARE Partnership and AXA Research Fund. In 2013, 32,156 [4] employees participated in initiatives organised by AXA Hearts in Action.

We provide challenging and empowering jobs with strong expertise and learning opportunities.> We have a broad diversity of jobs with innovative training, on-boarding, and talent development programs. In 2013, more than € 80 million was allocated to training and development [4].> Furthermore, we have access to top researchers and cutting-edge research through AXA Research Fund initiatives. In its first six years, the Fund provided € 99 million of financial support to research projects [4].By creating the AXA Lab in San Francisco, AXA has established a center of excellence in customer experience and innovation.

AXA, A GREAT PLACE TO WORK

Sources : [1] Interbrand 2013 - [2] www.fortune.com/global500/2014 - [3] www.ipe.com/reports/top-400-asset-managers/ - [4] «The AXA Group at a glance 2014»

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A WORD FROM OUR LEADERS

At AXA, identifying high potential talent is something we consider critical as we continue to build and prepare the company for the future. Through this program, we want to attract talent who will be able to help us achieve our business challenges and become our future executives. I invite you to apply to the AXA Global Graduate Program and discover a world of possibilities.

Henri de Castries, Chairman and ChiefExecutive Officer, AXA Group

AXA’s aim is to foster a safer and stronger society over the long term. The AXA Global Graduate Program is a unique opportunity to start your career and your journey towards top management positions through challenging job opportunities, exposure to an international environment and also to senior management. I wish you all the best in your application to the program.

Jean-Christophe Ménioux, Chief Executive Officer, AXA Global Life

START YOUR CAREER ON THE AXA GLOBAL GRADUATE PROGRAM

THE AXA GLOBAL GRADUATE PROGRAM IS A STRUCTURED PROGRAM SUPPORTING TOP TALENT TO GAIN THE SKILLS AND COMPETENCIES NECESSARY TO BECOME FUTURE LEADERS.

*Conditions apply-05-

PERMANENT CONTRACT> You will be hired immediately on a permanent AXA contract.

DEVELOPMENT AND NETWORKING> In order to best support you to successfully begin your career on the AXA Global Graduate Program, upon commencement you will:

INTERNATIONAL EXPERIENCE> After working approximately 12 months in the country within which you were hired, you may have the opportunity, based on your performance and business need, to spend 12 to 18 months in another country. This enriching experience will be a great way to learn not only about a new culture, but to also gain additional perspectives in your area of expertise within a global company. We offer support for your move and will fund: visa, relocation* (shipping and insurance), flights (to and from the country), language training*, medical coverage and tax assistance.

CAREER PATH> You will have access to HR and our experts in various departments (e.g. Risk, Finance, Actuarial and others) at global headquarters who will be there to support you in the evolution of your career both during and after the program.

n contribute through a hands-on field experience in order to gain an understanding of our clients, our products and our distribution channels

n attend, along with your fellow graduates, a dedicated global seminar at our headquarters in Paris where you will obtain a global overview of AXA, network with top management and with your peers

n be mentored by a senior leader

International exposure

Finance, Risk Management and Actuarial expertise

Development opportunities

Career opportunities

Networking and exposure to top management

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AXA GLOBAL GRADUATE PROGRAM - STRUCTURE

SPONSORSHIP BY ONE OF OUR EXECUTIVES + MENTORING BY A SENIOR LEADER IN THE BUSINESS

PERFORMANCE MANAGEMENT EVERY 6 MONTHS

OPPORTUNITIES TO BE INVOLVED IN CORPORATE SOCIAL RESPONSIBILITY INITIATIVES

ASSIGNMENT(S) WITH • FIELD EXPERIENCE • DEDICATED GLOBAL SEMINAR

OPPORTUNITY FOR AN INTERNATIONAL ASSIGNMENT (BASED ON PERFORMANCE AND BUSINESS NEED)

NEW CHALLENGING JOB

Duration:Approximately 12 months

Duration:12 to 18 months

GET TO KNOW AXAn Develop your expertisen Experience our corporate culturen Network with other graduatesn Be exposed to our senior leaders

GET TO KNOW AXA ABROADn Develop your expertise in a different

department or deepen your expertise by staying in the same department

n Acquire more autonomyn Learn a foreign languagen Experience another culture

SHARE YOUR EXPERIENCEn Acquire more autonomyn Project management

STEP 1 STEP 2 STEP 3

CUSTOMIZED CAREER PATH

AFTER THE PROGRAM

> You will have a role with higher responsibilities.> Depending on your career aspirations, you can either stay in the same department or join other departments such as IT or marketing.> You will have access to our Learning@AXA program catalogue where you will be able to further deepen your expertise and leadership skills.> We offer global benefits such as: attractive remuneration, share grants and opportunities to attend world-class leadership programs.

Here’s what previous graduates and current employees have to say:

Following the completion of my studies at the Macquarie University in Australia, I joined the AXA Global Graduate Program 2013 in Indonesia, my home country. I find this program to be the perfect opportunity for me to start my career. My experience so far has been absolutely amazing, especially due to the exposure to an international environment. I attended a global seminar in Paris where I networked with other graduates who are on the program and obtained a global view of AXA. I now look forward to furtherdeveloping my actuarial skills in the AXA Asia Regional Office.

Cindy, Senior Actuarial Analyst, AXA Asia

When I joined AXA, I wanted to develop my expertise but I was eager to get to know new people and different cultures as well. The graduate program offered me the opportunity to tackle both at the same time. After my first year in France, my second assignment in London was the chance to work on the same subjects but with a completely different approach. I also worked 6 months in the financial risks team which was interesting and useful, particularly whilst living and working in one of the world’s financial centres!

Eric, Capital Analyst, AXA UK

I started the AXA Global Graduate Program in 2013 in Corporate Finance at AXA Investment Managers in Paris. My job was challenging and enabled me to acquire a more comprehensive understanding of the Asset Management industry as a whole. My second assignment will be in the Finance team in Asia. I believe that this program has helped kick-start my career!

Renaud, Senior Investment Analyst, AXA Asia

I wanted international exposure. With the AXA Global Graduate Program, my first year included an assignment in Madrid and a training and networking session in Paris where I met fellow graduates and senior executives. I am now continuing to develop my skills on an 18 month assignment abroad.

Fatima, Actuary, AXA Winterthur

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DEPARTMENTS HIRING ON THE PROGRAM IN 2015

FINANCE> Our Finance teams are genuine financial engineers behind every key process related to the profitability and viability of our enterprise. In a global financial environment marked by major shifts, particularly in terms of regulation, AXA demonstrates the power of its business model. Our finance experts play a strategic role in our success.

Finance is responsible for:n Devising a strategy, planning, analyzing and controlling all

financial aspects of the business.n Working on the strategic themes that are central to our

business lines ranging from product design to investment decisions.

RISK MANAGEMENT> The Risk Management teams identify, assess, supervise and manage the financial, insurance and operational risks within the organization and work to safeguard corporate solvency. Risk is an inherent component of the insurance business. In connection with our multiple global business lines, risk management plays a strategic role in determining the level of risk that is acceptable, which is the ultimate guarantor of long-term profitability and corporate viability. Our Enterprise Risk management is ranked among the best in the world according to Standard & Poor’s [1].

Risk teams are responsible for:n Identifying, analyzing, anticipating and quantifying all internal

and external risks (for example, those related to products, financial risks, natural disasters, emerging risks such as pandemics, etc.).

n Understanding and managing the risks borne in optimal fashion.

n Promoting a risk culture through the use of adapted tools and programs.

Source : [1] http://www.axa.com/lib/axa/uploads/ratings/2014/SP_PR_20140526.pdf

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DEPARTMENTS HIRING ON THE PROGRAM IN 2015

ACTUARIAL PROPERTY & CASUALTY/LIFE, SAVINGS & HEALTH> Actuaries help the business understand and manage the financial and insurance risks which are underlying in the insurance industry. Through the application and analysis of models and tools, they are able to give a deeper understanding of the risks we insure and help meet our overall business objectives.

Our actuarial teams in Property and Casualty (P&C) and Life and Savings and Health (LS&H) work as business partners with our product management and underwriting teams. They contribute their valuable knowledge and insights into market opportunities, pricing excellence and customer buying behaviour. They also stay in close contact with the actuaries in our operating entities around the world, and with other financial experts within the Group, such as Group Risk Management and financial departments.

The P&C insurance operations within the AXA Group are carried out by around 30 entities operating in more than 25 countries and employing more than 40,000 people. It represents a turnover of more than 45% of the results of the Group.

The Life and Savings and Health business encompasses a broad range of life insurance, savings, and personal protection, retirement and health products. With 40 million customers, it operates in more than 30 countries and represents a turnover of 55% of the results of the Group.

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RECRUITMENT PROCESS

For Actuarial, Risk Management and Finance roles:n Master’s degree or

equivalent dual diploma (or PhD) in finance, actuarial, mathematics, statistics, physics or similar

n Relevant professional experience

n Strong communicator, team spirited, change leader, customer and results focused

YOUR PROFILE

Please see our career website for further details on the roles, locations and deadlines for applications:

click here to apply

HOW TO APPLY

n You will have interviews with local HR representatives and managers

n Depending on local recruitment processes you may be asked to complete further local assessment (e.g. business case, assessment center etc.)

INTERVIEW PROCESS

n Final offers will be confirmed by May 2015

n Program begins in September 2015 (some roles may begin earlier depending on local business needs)

FINAL STEPS

axa.com/en/careers/

Find out more

For more information on the AXA Group, visit www.axa.com

For specific questions regarding the AXA Global Graduate Program contact:axagraduate@axa.com

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