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Award Winning Policy from LIC Jeevan Saral Rajat Dewan Financial Consultant 9871878299

Award Winning Policy from LIC Jeevan Saral Rajat Dewan Financial Consultant 9871878299

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Page 1: Award Winning Policy from LIC Jeevan Saral Rajat Dewan Financial Consultant 9871878299

Award Winning Policy from LIC

Jeevan SaralRajat DewanFinancial Consultant9871878299

Page 2: Award Winning Policy from LIC Jeevan Saral Rajat Dewan Financial Consultant 9871878299

Why Jeevan Saral

Page 3: Award Winning Policy from LIC Jeevan Saral Rajat Dewan Financial Consultant 9871878299

Because

Jeevan Saral is a All in one Policy Periodical Guaranteed Cash Back Any time Maturity Return of Premium with Loyalty Addition

Page 4: Award Winning Policy from LIC Jeevan Saral Rajat Dewan Financial Consultant 9871878299

Jeevan Saral

The only one policy which gives you all the BENEFITS

Page 5: Award Winning Policy from LIC Jeevan Saral Rajat Dewan Financial Consultant 9871878299

Withdraw as per your NEEDPay as per your CAPACITY

In other plans, one has to decide the Sum Assured and Term, Accordingly the premium of his her age is calculated

In Jeevan Saral Policyholder decides the premium he/she wants to invest as per his/her capacity

Not only that but also the policyholder can withdraw the money as per his need

Page 6: Award Winning Policy from LIC Jeevan Saral Rajat Dewan Financial Consultant 9871878299

Jeevan Saral is the only policy

You can give same premium for different ages

You will get same Death Sum Assured for different ages

Low premium high Death Sum Assured for short term (i.e. as a term insurance)

In all ages premium & death S.A. both are same

Page 7: Award Winning Policy from LIC Jeevan Saral Rajat Dewan Financial Consultant 9871878299

Jeevan Saral

This plan is a Savings Account This plan is a Recurring Account This plan is a P.P.F / G.P.F Account This plan is an Endowment Plan This plan is a Money Back Plan This plan is a Pension Plan This plan is a Marriage Plan This plan is an Education Plan This Plan is a Premium Reducing Plan

Page 8: Award Winning Policy from LIC Jeevan Saral Rajat Dewan Financial Consultant 9871878299

Jeevan Saral V/S Savings A/c

Jeevan Saral No Fixed Term Liquidity Interest (Loyalty) 10% I.T. Rebate Insurance Cover E.P.D.B

Savings A/c No Fixed Term Liquidity Interest 3.5%-4% No Tax Rebate No Insurance Cover No E.P.D.B

Page 9: Award Winning Policy from LIC Jeevan Saral Rajat Dewan Financial Consultant 9871878299

Jeevan Saral V/S Monthly Recurring

Monthly Return from LIC

Post Office LIC Gain

500 106452+Ins+ I.T.

89010 17442

1000 212904+Ins+ I.T

178021 34883

1500 319356+Ins+ I.T.

267031 52325

2000 425808+Ins+ I.T.

356042 69766

Page 10: Award Winning Policy from LIC Jeevan Saral Rajat Dewan Financial Consultant 9871878299

Jeevan Saral V/S PPF/GPF

Jeevan Saral Non Refundable Withdraw from 10th Yr Full Withdraw from 5th

Yr (without L.A.) and from 10th Yr (with L.A.)

Interest (L.A.) 10 % Insurance Coverage Tax Free Maturity

GPF Non Refundable Withdraw from 15th Yr Full Withdraw from 15th

Yr

Interest Maximum 8.5%No Insurance CoverTax Free Maturity

Page 11: Award Winning Policy from LIC Jeevan Saral Rajat Dewan Financial Consultant 9871878299

Jeevan Saral (Education)

You will decide your son will go to America for MBA when he will attain the age of 22

After HSC if your son says I want to do MBBS from London

Responsibility is known but the date is not Known Money is require at that time or every year, we don’t

know…………………………………………………………………………Jeevan Saral is the only Solution

Page 12: Award Winning Policy from LIC Jeevan Saral Rajat Dewan Financial Consultant 9871878299

Jeevan Saral (Marriage)

You know that you have to get your Daughter married, but can you determine the age now

Can you say your daughter will get marry on 3-3-2030

Can you postpone your daughter’s marriage 3/4 year due to policy maturity

Page 13: Award Winning Policy from LIC Jeevan Saral Rajat Dewan Financial Consultant 9871878299

Jeevan Saral (Pension)

You take a Jeevan Nidhi Plan for 25 Yrs at the age of 30. Your pension will start at the age of 55 yrs, but you have no requirement at that time due to booming of your business or you need pension before 55yrs due to loss in your business

Page 14: Award Winning Policy from LIC Jeevan Saral Rajat Dewan Financial Consultant 9871878299

Unique Feature(continuously Increasing Risk Cover)

In case of death claim in addition to 250 times the monthly premium + loyalty addition, all premiums paid (except first year premium and extra rider premium) will be refunded.

Page 15: Award Winning Policy from LIC Jeevan Saral Rajat Dewan Financial Consultant 9871878299

Jeevan Saral (Maturity)

In normal plans if you take the policy for 25/35 yrs term you can’t get prior maturity (except surrender or discounted maturity).

In case of Jeevan Saral you can get any time maturity after 10 years from D.O.C. in that case no surrender charge is deducted

Page 16: Award Winning Policy from LIC Jeevan Saral Rajat Dewan Financial Consultant 9871878299

Maturity for 30 Yrs of Age

If Rs 1021/- is invested per month For a period of 10 Years Maturity Amt is Rs 212904/- For a period of 15 Years Maturity Amt is Rs 444396/- For a period of 20 Years Maturity Amt is Rs 801480/- For a period of 25 Years Maturity Amt is Rs 1365100/- For a period of 30 Years Maturity Amt is Rs 2256512/- For a period of 35 Years Maturity Amt is Rs 3671104/-