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Award Winning Policy from LIC
Jeevan SaralRajat DewanFinancial Consultant9871878299
Why Jeevan Saral
Because
Jeevan Saral is a All in one Policy Periodical Guaranteed Cash Back Any time Maturity Return of Premium with Loyalty Addition
Jeevan Saral
The only one policy which gives you all the BENEFITS
Withdraw as per your NEEDPay as per your CAPACITY
In other plans, one has to decide the Sum Assured and Term, Accordingly the premium of his her age is calculated
In Jeevan Saral Policyholder decides the premium he/she wants to invest as per his/her capacity
Not only that but also the policyholder can withdraw the money as per his need
Jeevan Saral is the only policy
You can give same premium for different ages
You will get same Death Sum Assured for different ages
Low premium high Death Sum Assured for short term (i.e. as a term insurance)
In all ages premium & death S.A. both are same
Jeevan Saral
This plan is a Savings Account This plan is a Recurring Account This plan is a P.P.F / G.P.F Account This plan is an Endowment Plan This plan is a Money Back Plan This plan is a Pension Plan This plan is a Marriage Plan This plan is an Education Plan This Plan is a Premium Reducing Plan
Jeevan Saral V/S Savings A/c
Jeevan Saral No Fixed Term Liquidity Interest (Loyalty) 10% I.T. Rebate Insurance Cover E.P.D.B
Savings A/c No Fixed Term Liquidity Interest 3.5%-4% No Tax Rebate No Insurance Cover No E.P.D.B
Jeevan Saral V/S Monthly Recurring
Monthly Return from LIC
Post Office LIC Gain
500 106452+Ins+ I.T.
89010 17442
1000 212904+Ins+ I.T
178021 34883
1500 319356+Ins+ I.T.
267031 52325
2000 425808+Ins+ I.T.
356042 69766
Jeevan Saral V/S PPF/GPF
Jeevan Saral Non Refundable Withdraw from 10th Yr Full Withdraw from 5th
Yr (without L.A.) and from 10th Yr (with L.A.)
Interest (L.A.) 10 % Insurance Coverage Tax Free Maturity
GPF Non Refundable Withdraw from 15th Yr Full Withdraw from 15th
Yr
Interest Maximum 8.5%No Insurance CoverTax Free Maturity
Jeevan Saral (Education)
You will decide your son will go to America for MBA when he will attain the age of 22
After HSC if your son says I want to do MBBS from London
Responsibility is known but the date is not Known Money is require at that time or every year, we don’t
know…………………………………………………………………………Jeevan Saral is the only Solution
Jeevan Saral (Marriage)
You know that you have to get your Daughter married, but can you determine the age now
Can you say your daughter will get marry on 3-3-2030
Can you postpone your daughter’s marriage 3/4 year due to policy maturity
Jeevan Saral (Pension)
You take a Jeevan Nidhi Plan for 25 Yrs at the age of 30. Your pension will start at the age of 55 yrs, but you have no requirement at that time due to booming of your business or you need pension before 55yrs due to loss in your business
Unique Feature(continuously Increasing Risk Cover)
In case of death claim in addition to 250 times the monthly premium + loyalty addition, all premiums paid (except first year premium and extra rider premium) will be refunded.
Jeevan Saral (Maturity)
In normal plans if you take the policy for 25/35 yrs term you can’t get prior maturity (except surrender or discounted maturity).
In case of Jeevan Saral you can get any time maturity after 10 years from D.O.C. in that case no surrender charge is deducted
Maturity for 30 Yrs of Age
If Rs 1021/- is invested per month For a period of 10 Years Maturity Amt is Rs 212904/- For a period of 15 Years Maturity Amt is Rs 444396/- For a period of 20 Years Maturity Amt is Rs 801480/- For a period of 25 Years Maturity Amt is Rs 1365100/- For a period of 30 Years Maturity Amt is Rs 2256512/- For a period of 35 Years Maturity Amt is Rs 3671104/-