ASSIGNMENT

DRIVE SPRING 2014

PROGRAM MBADS (SEM 3/SEM 5)

MBAFLEX/ MBAN2 (SEM 3)

PGDBMN (SEM 1)

SUBJECT CODE &

NAME

MA0036

FINANCIAL SYSTEM AND COMMERCIAL BANKING

BK ID 1770

CREDIT 4

MARKS 60

Note: Answer all questions. Kindly note that answers for 10 marks questions should be

approximately of 400 words. Each question is followed by evaluation scheme.

Q.No Question Marks Total Marks

1 The Federal Reserve is the central bank of the United States. Its unique structure includes a federal

government agency, the Board of Governors, in Washington, D.C., and 12 regional Reserve

Banks. Compare and contrast the organizational structure and the functions of the Reserve Bank of

India and the Federal Reserve of US.

Organisational Structure

Functions

5

5

10

2 Mention the features and types of financial instruments that are offered by ICICI bank.

Financial instruments

Features

5

5

10

3 Discuss the features of the latest monetary policy of RBI.

Explain the features of the latest monetary policy of RBI

10

10

4 Describe the internal and external machinery of handling customer complaints.

Explain the internal and external machinery of handling

customer complaints.

10

10

5 Do you agree that succession planning is an important parameter of corporate governance? If so,

please analyse this argument with respect to Axis bank and ICICI bank.

Axis bank and

ICICI bank

5

5

10

6 Compare and contrast of any two Bank’s Basel –II disclosures (Tier-I capital, Tier-I ratio, Total

capital, Capital Adequacy Ratio -CAR).

(Tier-I capital, Tier-I ratio, Total capital, Capital Adequacy

Ratio -CAR) of two banks

5 + 5

10

ASSIGNMENT

DRIVE SPRING 2014

PROGRAM MBADS (SEM 3/SEM 5)

MBAFLEX/ MBAN2 (SEM 3)

PGDBMN (SEM 1)

SUBJECT CODE &

NAME

MA0039

RETAIL BANKING

BK ID B1619

CREDIT 4

MARKS 60

Note: Answer all questions. Kindly note that answers for 10 marks questions should be

approximately of 400 words. Each question is followed by evaluation scheme.

Q.No Question Marks Total

Marks

1 Log on to any commercial bank’s website and discuss the features of retail banking Asset

products.

Features of retail banking asset products

10 10

2 Compare and contrast the debit and credit card and smart card .

Similarities

Differences

5

5

10

3 Interbank messaging network Swift has recruited a group of major banks to help develop

its centralised KYC. Discuss whether implementing KYC is a challenge or an opportunity

to banks?

Explain the benefits and costs associated with KYC

5+5

10

4 Discuss the material alterations in cheques.

Explain Material alterations in Cheques

10 10

5 Discuss whether a cheque can be considered as a bill of exchange?

Features that are common to both bill of exchange

and cheque

10

10

6 Discuss interbank transactions. Is IFSC code same as MICR code? Discuss

Explain interbank transactions

Differences between IFSC code and MICR code

5 + 5

10

ASSIGNMENT

DRIVE SPRING 2014

PROGRAM MBADS/ MBAFLEX/ MBAHCSN3/ MBAN2 – SEM 3

PGDBMN/ PGDENMN/ PGDFMN/ PGDHRMN/ PGDHSMN/

PGDIB/ PGDISMN/ PGDMMN/ PGDOMN/ PGDPMN/

PGDROMN/ PGDSCMN/ PGDTQMN – SEM 1

SUBJECT CODE &

NAME MB0050

RESEARCH METHODOLOGY

BK ID B1700

CREDITS 4

MARKS 60

Note: Answer all questions. Kindly note that answers for 10 marks questions should be

approximately of 400 words. Each question is followed by evaluation scheme.

Q.No Questions Marks Total

Marks

1 Briefly describe the different steps involved in a research process. Distinguish between

descriptive and causal research studies.

Meaning of research

Steps

Differences

2

5

3

10

2 Distinguish between primary and secondary methods of data collection. Explain the

Interview method of data collection

Differences

Explanation of Interview method of data collection

5

5

10

3 a. Discuss four types of measurement scales with examples.

b. Briefly explain the concepts of reliability, validity and sensitivity.

a. Meaning of Measurement scales and types of Measurement

scales with examples

b. Explanation of the concepts of reliability, validity and

sensitivity

5

5

10

4 a. Distinguish between:

i. Schedules and Questionnaires

ii. Open ended and closed ended questions

b. What are the different modes of administering a questionnaire? What are the

conditions that merit the use of one over the other? Discuss by using suitable

examples.

a. Differences

b. Modes of administering a questionnaire

4

6

10

5 a. What is the analysis of variance? What are the assumptions of the technique?

Give a few examples where the techniques could be used.

b. The following data represents the number of units produced by four operators

during three different shifts:

Shifts Operator

A B C D

I 10 8 12 13

II 10 12 14 15

III 12 10 11 14

Perform a two-way analysis of variance and interpret the result.

a. Meaning, Assumptions and examples

b. Formulas, Calculation, Solution and Interpretation to the

problem

4

6

10

6 Explain the three basic principles of professional ethics that any research must follow.

How do you follow an ethical practice while collecting information from the

respondents?

Basic principles of professional ethics

Ethical codes related to respondents

6

4

10

ASSIGNMENT

DRIVE SPRING 2014

PROGRAM MBADS (SEM 3/SEM 5)

MBAFLEX/ MBAN2 (SEM 3)

PGDBMN (SEM 1)

SUBJECT CODE &

NAME

MA0038 / MA0045

BANKING OPERATIONS

BK ID 1616

CREDIT 4

MARKS 60

Note: Answer all questions. Kindly note that answers for 10 marks questions should be

approximately of 400 words. Each question is followed by evaluation scheme.

Q.No Question Marks Total Marks

1 Explain the process of intermediation in banks.

Explain the intermediation

10

10

2 Analyse the rate of interest paid on savings bank deposit and current account deposit of one public

sector bank and one private sector bank. Discuss the factors that has an impact on pricing of

deposit related services.

Analysis of interest rates

Factors

5

5

10

3 Discuss Asset Liability Management strategy and explain the ALM perspectives.

Asset Liability Management strategy

explain the ALM perspectives

5

5

10

4 Analyse how factoring is different from forfaiting and bill discounting.

Explain Factoring

forfaiting and

bill discounting

3

3

4

10

5 Trace the history of RBS bank (merger story). Where is its head office located? List out the

locations of RBS bank branches in India

History

Head office

Locations in India

5

1

4

10

6 Differentiate between NEFT and RTGS as well as SWIFT

Explain NEFT

RTGS and

SWIFT

3

3

4

10

ASSIGNMENT

DRIVE SPRING 2014

PROGRAM MBADS (SEM 3/SEM 5)

MBAFLEX/ MBAN2 (SEM 3)

PGDBMN (SEM 1)

SUBJECT CODE &

NAME

MA0037

BANKING RELATED LAWS AND PRACTICES

BK ID 1618

CREDIT 4

MARKS 60

Note: Answer all questions. Kindly note that answers for 10 marks questions should be

approximately of 400 words. Each question is followed by evaluation scheme.

Q.No Question Marks Total Marks

1 Explain the provisions of Banking Regulation Act enabling RBI to control deposits, loans and

advances and rate of interest in the banking companies.

Explain the provisions of Banking Regulation Act

10

10

2 Discuss whether banks are authorised to deal in foreign exchange can issue guarantee on behalf of

person residing outside India for foreign direct investment transactions in India.

Explain Guarantee

Discuss rules regarding bank authorised to deal in foreign

exchange can issue guarantee on behalf of person resident

outside India for foreign direct investment transactions

5

5

10

3 Discuss the provisions of Banking Regulation Act.

Explain the provisions of Banking Regulation Act 10 10

4 Explain registration of securitisation company or reconstruction company. Explain enforcement of

security.

Explain registration of securitisation company

Explain enforcement of security.

5

5

10

5 What do you mean by arbitration under Banking Ombudsman scheme? Explain the procedure for

redressal of grievances under Banking Ombudsman scheme?

Explain arbitration

Explain the procedure for redressal of grievances

3

7

10

6 Is Securitisation Act applicable to Cooperative banks? If not, discuss the reasons.

Explain Securitisation Act

Explain the reasons whether the Securitisation Act applicable

or not to Cooperative banks.

5

5

10

ASSIGNMENT

DRIVE SPRING 2014

PROGRAM MBADS/ MBAFLEX/ MBAHCSN3/ MBAN2 – SEM 3

PGDBMN/ PGDENMN/ PGDFMN/ PGDHRMN/ PGDHSMN/

PGDIB/ PGDISMN/ PGDMMN/ PGDOMN/ PGDPMN/

PGDROMN/ PGDSCMN/ PGDTQMN – SEM 1

SUBJECT CODE & NAME

MB0051-Legal Aspects of Business

BK ID B 1725

CREDIT & MARKS 4 Credits, 60 marks

Note – Answer all questions. Kindly note that answers for 10 marks questions should be

approximately of 400 words. Each question is followed by evaluation scheme.

Q.No Questions Marks Total Marks

1 What are the rights of a surety? 10

Rights against creditors 2

Rights against Principal Debtor 4

Right against Co-Sureties 4

2 Explain duties of a Bailor and a Bailee. 10

Duties of Bailor 5

Duties of Bailee 5

3 “Power of Attorney is considered as an important concept in Business Law”. Explain 10

Meaning 3

Types 2

Registration 5

4 “The Banking Regulation Act, 1949, provides various methods of regulation of the banking business”. Describe the key areas of regulation.

Methods of regulation 10 10

5 Explain the nature and scope of complaints under the Consumer Protection Act?

Persons competent to make complaints 3

Place of complaint 1

Procedure for filing a complaint 2

Admission of complaint 2

Power of the District Forum 2 10

6 Explain the need and types of meetings.

Need for meeting 2

Statutory meetings 2

Annual General Meetings 2

Extraordinary meetings 2

Class meetings 2 10