Al Rajhi Profile

October 2008October 2008

ContentsContents

1. Al Rajhi Bank - Profile

2. Corporate Banking Group

11 . .Al Rajhi Bank - ProfileAl Rajhi Bank - Profile

Al Rajhi Bank is a major name in Saudi Arabia's banking and business world. It has grown from a strong base, focusing on serving the needs of the Kingdom, contributing to it's development, and operating within the framework of Shariah. According to the Banker report 2007, Al Rajhi is the largest Islamic lender in the world with assets of SR 105 (USD 28) billion and has received recognition for its achievements in recent years.

AwardsAwards2007 – Islamic Finance News: Best Islamic Bank in the Kingdom of Saudi Arabia2007 – Asian Banker: Best Bank in Retail Banking in the Kingdom of Saudi Arabia2007 – Asian Banker: Best Bank in Retail Banking in the Middle East2006 – The Banker Magazine & Financial Times Business: Best Bank in Saudi Arabia2005 – EuroMoney: Best Bank in Saudi Arabia2005 – Islamic Finance News: Best Islamic BankAdditionally, Abdullah Sulaiman Al Rajhi (CEO) was recognized as Islamic Banker of the Year in 2007 by The World Islamic Banking Conference.

Al Rajhi Bank is one of the largest banks in Saudi Arabia, with a paid up capital of SR 13.5 billion and a sizeable presence across the country. It has recently extended its footprint to Malaysia and has the highest profitability among banks in the Kingdom. Al Rajhi is rated “A” by Standard & Poors.

22 . .Al Rajhi Bank – Geographic LocationsAl Rajhi Bank – Geographic Locations

Al Rajhi Bank Malaysia

Europe, Middle East, Africa Asia PacificAmericas

Kuwait – banking License obtained as of

August 2006

33 . .Corporate Banking Group - OverviewCorporate Banking Group - Overview

Corporate Banking Group (CBG)’s focus is on corporate and commercial sectors. The bank offers a wide range of finance and investment services for these two

sectors within the framework of Shariah.

Fields Fields

Project Finance, Leveraged Finance, Trade Finance, Real Estate Finance, Contractor

Finance, Bridge & Acquisition Finance, Working Capital Finance, Debt Advisory

Solutions.

Products Products

Structured Debt Advisory and Arranging, Syndications, Bai Al Ajel, Murabaha, Istisna,

Musharaka, Ijarah (Fixed and Floating), Akar, Eirad, Letters

of Credit, Letters of Guarantee.

CBG works closely with Al Rajhi Bank’s Investment Banking Group to provide Equity Capital Markets and Advisory products to clients including M&A, IPOs,

Secondary Offerings and Asset Management.


The corporate banking arm responsible for Middle East and South East Asia

Core activitiesCore activitiesSpecialized Finance

Sophisticated FinanceTransactional Banking

TreasuryMarket Intelligence and Business Support

Debt Advisory and Arranging capabilities - cross border financing structures - underwriting and

placement capacity

Kingdom of Saudi ArabiaKingdom of Saudi Arabia MalaysiaMalaysia


PowerPower

Oil and gas, Oil and gas, chemicals and chemicals and petrochemicalspetrochemicals

Metals and Metals and miningmining

InfrastructureInfrastructure

TelecommunicatTelecommunications and ions and

information information technologytechnology

Project Project finance finance advisoryadvisory

Debt Debt underwriting underwriting and arrangingand arranging

Multilateral Multilateral and export and export

credit agency credit agency financingfinancing

Leverage Leverage FinanceFinance

Project financeProject finance

Real EstateReal Estate

Corporate Corporate BankBank

Specialized Specialized financefinance

Buyouts, Buyouts, acquisition acquisition

finance, Bridge finance, Bridge FacilitiesFacilities

Leasing, asset, Leasing, asset, real estate, real estate,

private finance private finance initiative, Capex initiative, Capex

FinancingFinancing

20072007

Best IjarahBest Ijarah

Red Sea Gateway Red Sea Gateway TerminalTerminal

20072007

Project Finance Project Finance Deal of the Year Deal of the Year

Jubail Water & Power Jubail Water & Power Co.Co.

20072007

Best Project FinanceBest Project Finance


20072007

Most Innovative Most Innovative ProjectProjectMobilyMobily

20072007

Best Deal in KSABest Deal in KSA

MobilyMobily

20072007

Best TawarruqBest Tawarruq

MTCMTC

20072007


Shuaibah Expansion Shuaibah Expansion ProjectProject

Middle East Middle East Transport Deal of Transport Deal of

the Yearthe Year

20072007


Middle East Middle East Telecoms Deal of Telecoms Deal of

the Yearthe YearMobilyMobily

20072007 20072007

Middle East IWPP Middle East IWPP Deal of the Year Deal of the Year


55.. Corporate Banking Group – Deal AwardsCorporate Banking Group – Deal Awards

55.. Corporate Banking Group – Deal AwardsCorporate Banking Group – Deal Awards

20072007

Power Deal of the Power Deal of the YearYear


20052005

Power Deal of the Power Deal of the YearYear

Shuaibah Water & Shuaibah Water & Electricity Co.Electricity Co.

20052005

Islamic Finance Islamic Finance Deal of the Year Deal of the Year

Shuaibah Water & Shuaibah Water & Electricity Co.Electricity Co.

20072007


Shuqaiq Water & Shuqaiq Water & Electricity Co.Electricity Co.

December 2007December 2007

SAR SAR 1,000,000,0001,000,000,000

Medium Term Medium Term Islamic Facility Islamic Facility

Islamic FacilityIslamic Facility

Second Fixed Line Second Fixed Line Telephony LicenseTelephony License

April 2008April 2008

Project FinanceProject Finance

AdvisoryAdvisory

Long Term Project Long Term Project Finance FacilityFinance Facility

Initial Mandated Initial Mandated Lead Arranger Lead Arranger

May 2008May 2008

USD USD 6,000,000,000 6,000,000,000



Initial Mandated Initial Mandated Lead Arranger Lead Arranger

June 2008June 2008

USD USD 2,390,000,000 2,390,000,000


Mandated Lead Mandated Lead Arranger Sole Arranger Sole Bookrunner Bookrunner


SAR SAR 1,700,000,000 1,700,000,000

Long Term Islamic Long Term Islamic FacilityFacilityProject FinanceProject Finance

Joint Financial Joint Financial AdvisorAdvisor



AdvisoryAdvisory

Villamar SukukVillamar Sukuk

Joint Lead ManagerJoint Lead Manager

May 2008May 2008

USD USD 190,000,000 190,000,000

Sukuk Al MusharakaSukuk Al Musharaka

Islamic Term FacilityIslamic Term Facility

Initial Mandate Lead Initial Mandate Lead ArrangerArranger

March 2008March 2008

SAR SAR 4,300,000,000 4,300,000,000

Real Estate FinanceReal Estate Finance

Mandated Lead Mandated Lead ManagerManager

June 2008 June 2008

SAR SAR 650,000,000 650,000,000

Equity FinancingEquity FinancingIslamic Term Islamic Term

FacilityFacility

Sole Arranger Sole Arranger

June 2008June 2008

SAR SAR 800,000,000 800,000,000

Islamic Term FacilityIslamic Term Facility


66.. Corporate Banking Group – DealsCorporate Banking Group – Deals

Mandated Lead Mandated Lead Arranger May 2007Arranger May 2007

USD USD 3,315,300,000 3,315,300,000



Mandated Lead Mandated Lead Arranger Sole Arranger Sole Bookrunner Bookrunner

March 2007March 2007

SAR SAR 833,000,000 833,000,000

Medium Term Medium Term Islamic FacilityIslamic FacilityReal Estate FinanceReal Estate Finance

Mandated Lead Mandated Lead ArrangerArranger

July 2007July 2007

USD USD 231,900,000,231,900,000,



Acquisition Acquisition FinancingFinancing

AdvisoryAdvisory

SAR SAR 170,000,000170,000,000July 2007July 2007


February 2007February 2007

Long Term Long Term Project Finance Project Finance

FacilityFacilityProject FinanceProject Finance

SHUQAIQ WATER &SHUQAIQ WATER &ELECTRICITY CO.ELECTRICITY CO.

USD USD 1,835,000,000 1,835,000,000 Mandated Lead Mandated Lead

ArrangerArranger


USD USD 2,500,000,0002,500,000,000

Long Term Long Term Project Finance Project Finance

FacilityFacilityProject FinanceProject Finance


July 2007July 2007

USD USD 2,500,000,0002,500,000,000

Long Term Long Term Islamic FacilityIslamic Facility



July 2007July 2007

USD USD 4,887,500,0004,887,500,000

Guarantee Guarantee FacilityFacility



June 2007June 2007

USD USD 2,875,000,0002,875,000,000

Medium Term Medium Term Islamic FacilityIslamic Facility

Airtime FacilityAirtime Facility



USD USD 450,000,000450,000,000

Acquisition of Acquisition of MaxisMaxis

Acquisition FinanceAcquisition Finance

66.. Corporate Banking Group – DealsCorporate Banking Group – Deals

DisclaimerDisclaimer

Please note that this Document has been prepared for discussion on a preliminary basis Please note that this Document has been prepared for discussion on a preliminary basis and does not constitute, and may not be construed as, an offer or proposal or any and does not constitute, and may not be construed as, an offer or proposal or any commitment by Al Rajhi Bank to provide or arrange any financing or any other service. commitment by Al Rajhi Bank to provide or arrange any financing or any other service. Therefore, any financing from Al Rajhi Bank will be dependent - inter alia - upon Al Therefore, any financing from Al Rajhi Bank will be dependent - inter alia - upon Al Rajhi Bank obtaining necessary internal credit, Shariah board, and other external Rajhi Bank obtaining necessary internal credit, Shariah board, and other external regulatory approvals as may be required. This Document shall in no way constitute an regulatory approvals as may be required. This Document shall in no way constitute an undertaking or liability for Al Rajhi Bank.undertaking or liability for Al Rajhi Bank.

This Document may not be used for any other purpose than those described above, nor This Document may not be used for any other purpose than those described above, nor should it be considered without reference to the context it was prepared for, nor should it be considered without reference to the context it was prepared for, nor disclosed and/or distributed to third parties, in whole or in part, without the prior disclosed and/or distributed to third parties, in whole or in part, without the prior written consent of Al Rajhi Bank.written consent of Al Rajhi Bank.

Documents

Al Rajhi Profile