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A D D R E S S I N G T H E N E E D S & O P I N I O N S O F S E N I O R S L I V I N G I N C H A T H A M - K E N T
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2 | C K S E N I O R
159 King St. W., Chatham, ON N7M 1E4 | 519.397.4444 | [email protected]
website | design | marketing
Reproduction of editorial content, graphic materials, advertisements in whole or in part is prohibited without permission.
If you have any comments on this publication or if you are interested in advertising in our next CK Senior, please contact us at [email protected]
WELCOMEWelcome To CK Senior, Issue 18
Summertime is here! It’s always great to greet a new season and although summer can be a very busy time for many of us, it’s a wonderful time of the year. By now most of us have our gardens planted, (some of us) our pools open, we have our sunhats and lawn chairs in place, and we are ready for summertime. Along with the gardeners, our farmers have been busy planting their fields and now we leave things in the hands of Mother Nature to bring us that great summer weather, that results in beautiful summer landscapes and an impending bountiful fall harvest.
In addition to the beauty of the flowers, the trees, and the rising fields, summertime also provides us with many free scents to enjoy throughout the season. It’s hard to ignore the aromas in the air from the blossoms, the fresh cut grass, the bonfires, and of course, the back yard BBQ’s. In addition to the smells of the season, there are also the sounds. Nothing beats sitting in the garden in the early morning listening to the birds serenade us, then, later in the evening, the cicadas entertain us. What’s not to love about summer? As always, we thank you for picking up this latest issue of CK Senior and we hope you enjoy it as much as we enjoyed putting it together for you. BIG THANKS go out to all of our advertisers and contributing writers for once again making this magazine possible.
So get out when you can, enjoy your summer, be safe, and always remember…It’s alright to slow down, just don’t stand still.
Sincerely,
Andrew Thiel, PresidentMark Requena, VP / Website Development Andrew Fraser, IT SpecialistLisa Persyn, Sr. Graphic DesignerCandice Cottingham, Graphic DesignerKristen Myers, Graphic DesignerNancy Schlereth, Sales Manager
MUNICIPALITY OF CHATHAM-KENT
SENIOR CENTRESActive Lifestyle Centre
20 Merritt Ave. Chatham, ON519.352.5633
Blenheim & Community Senior Citizens Group90 Catherine St. Blenheim, ON
519.676.3894
Bothwell Senior Citizens122 Elm St. Bothwell, ON
519.350.1977
Le Club de l’Amitie (Friendship Club)10 Notre Dame St. Pain Court, ON
519.354.1249
Merlin Senior Citizens Friendship Club11 Erie St. S. Merlin, ON
519.689.4943
Morpeth Heritage Club12570 Talbot Trail Morpeth, ON
519.674.1010
Ridgetown & Area Adult Activity Centre19 Main St. W. Ridgetown, ON
519.674.5126
Thamesville Happy Club96 London Rd. Thamesville, ON
226.229.0303
Tilbury Leisure Centre10 Canal St. W. Tilbury, ON
519.682.1020
Wallaceburg Senior Citizens Club Inc.205 James St. Wallaceburg, ON
519.627.6224
Wheatley & District Friendship Club171 Erie St. N. Wheatley, ON
519.825.4870
C K S E N I O R | 3
BEFORE
IN ONEDAY!
AFTER
Creating your best smile.519.352.1600
www.chathamdentures.com
519.352.1601www.canadianhearing.ca
Bring back the sounds of life.
DENTURE SERVICES:· SECURE & CONVENTIONAL DENTURES · COMPLIMENTARY CONSULTATION
· ORAL EXAMINATIONS · QUICK REPAIR & REFITTING · SNORING & SLEEP APNEA SOLUTIONS· TEETH WHITENING · MOUTH GUARDS
HEARING SERVICES:· AUDIOMETRIC TESTING · COMPLIMENTARY CONSULTATION
· SUPPLIER OF LYRIC (100% INVISIBLE, 24/7 WEARABLE) · BEST HEARING AID WARRANTIES AND BRANDS · WIRELESS FM SYSTEMS · NOISE & SWIM PROTECTION
CHATHAM I TILBURY I WALLACEBURG
4 | C K S E N I O R
519 King St. W.Chatham, ON N7M 1G8
Together, we provide exceptional, resident - focused care while respecting and protecting those who call Riverview Gardens their home.
Nestled in a beautiful setting beside the Thames River in central Chatham, Riverview Gardens offers a friendly community atmosphere. Quality care has been at the heart of our home for over a century. Our home is committed to providing exceptional, residential long-term care services for approximately 320 residents. Residents have access to a range of medical, personal, dietary, and recreational services to meet individual care needs.
If you are considering Riverview Gardens and would like a tour or more information, please contact our Social Worker / Admissions Coordinator at 519.352.4823 ext. 6146. Private tours are available by appointment.
Our Services: - 24 hour nursing care- Personal and individual care- Recreational and social activities- Rehabilitation services- Nutritious meals and snacks- Laundry and housekeeping services- Trust fund account management- Counselling- Palliative (end of life) care
Celebrating Life and Love!
www.chatham-kent.ca/RiverviewGardens | 519.352.4823
27LemonMeringuepie
OUR TOP STORIES17 MEET THE RESIDENTS Oaks Retirement Village
19 WE ARE NOW ONLINE www.ckseniormag.ca
20 LIVE THE DREAM...WITHOUT BREAKING THE BANK livingck.ca
CONTRIBUTING WRITERS15 ASK THE EXPERT The Denture Specialists
22 HEALTH MATTERS Dr. Lalit Chawla MD, CCFP, FCFP
28 LEGAL MATTERS Jason P. Mallory, H.B.A., J.D
.HEALTH & WELLNESS7 HOME PRODUCTS Shoppers HomeHealthCare
9 ARE YOU GETTING THE RIGHT AMOUNT OF SLEEP How Much is the Right Amount?
11 HELPING TO MAINTAIN YOUR INDEPENDENCE Assess, Educate, and Connect
12 LOSE WEIGHT. WIN MONEY. betdietwin.com
19 QUALITY CONVENIENT PROGRAMS VitalAire
ENTERTAINMENT14 SUDOKO Maintain Your Mental Health
SENIOR SERVICES2 SENIOR CENTRES LISTINGS Municipality of Chatham-Kent
24 GIVING LOCAL HEALTH CARE THE LIFT IT NEEDS Erie St.Clair LHIN
RETIREMENT LIVING6 A GROWING FAMILY Eden Villa
30 QUESTIONS ABOUT SENIOR LIVING Residence on the Thames
Cover shot is taken at the
Oaks Retirement Village (Wallaceburg, Ontario).
Pictured from left to right are residents:
Jeanne Fox, Mariette Cornelius,
and Gerald (Gerry) Makey
Photography by: Mark Requena Photography
www.markrequenaphotography.ca
Opinions expressed in the CK Senior magazine and website are the personal opinions of the original authors and do not necessarily reflect the views of A. Thiel Marketing and Graphic Design.
6 | C K S E N I O R
Find us onFacebook®
AT PRESTANCIA
The Verandas
DIRECTIONS:Take Keil Trail North off McNaughton Avenue West, straight to The Verandas at Prestancia (turn left).
Veranda Crt.
Dale
Villa Court
Keil
Trai
l
Gateway Walk
McNaughton W.
50 +
WELCOME HOME YTINUMMOC GNIVIL TLUDA NA
WWW.YOURLASTHOME.CA | 519.354.8467
WELCOME HOMEAN ADULT LIVING COMMUNITY
OPEN HOUSE WEEKLYTUE & THURS 1 – 3 | SATURDAY 1 - 3:30
TAKE KEIL TRAIL NORTH OFF MCNAUGHTON AVENUE WEST, STRAIGHT TO THE VERANDAS AT PRESTANCIA (TURN LEFT)
AT PRESTANCIA
The Verandas50 +
WWW.YOURLASTHOME.CA | 519.354.8467
190 STANLEY AVE. CHATHAMWWW.EDENVILLA.CA
519.354.CARE 2273
WALK IN TOURS WELCOME
Offers affordable Care Plan packages designed to fit your individual needs
24/7 NURSING STAFF PRIVATE ROOMS
NUTRITIOUS MEALS AND SNACKSGROUP EXERCISE, ACTIVITIES, AND MORE....
EDEN VILLAA Growing Family
Eden Villa Retirement & Assisted Living is a family-oriented residence that offers you or your loved ones specialized care. As you walk through the front doors, you soon feel the family-focused atmosphere in a home-like setting. Located in a quiet area of Chatham, in a remodelled historical residence that was once known as Victoria Residence, Eden Villa offers personalized care packages to suit individual’s needs. You will often find our residents enjoying a card or board game in the dining room, visiting in the common lounge, or being entertained by local talent. At Eden Villa, we don’t just consider you or your family member a resident, but part of our growing family, and we would love for you to call our home, your home. Tours are always welcome and we look forward to speaking with you personally!
C K S E N I O R | 7
HOME PRODUCTSHelping You Live Independently
For years, Shoppers Home Health Care has been helping people live more independently by providing aids to assist in daily living. When you enter the St. Clair Street location in Chatham you will receive a warm welcome from the expert staff who will provide you with all the assistance that you need to find the right product for you. Shoppers Home Health Care carries a large line of home comfort products ranging from:
· The AquaSense® Transfer Bench· Wrist & Foot Night Splints· ObusForme® Neck & Neck Pillow· Manual & Power Wheelchairs· Omron Series 7 Blood Pressure Monitor· Good2Go® Soothing Moist Heat Therapy· Vehicle Lifts, Stair Lifts & Porch Lifts for residential homes· Walkers· Airgo™ Canes· The NEW Serta Lift Chair· Ostomy/Incontinence Supplies· And so much more including...Compression Stockings
We service everything we sell!
ST.ANDREW’S APPROVED
519.354.8103 to watch the video and/or download the Action Plan, visit:
www.ckseniors.ca
Building a diverse, inclusive, accessible, and respectful community that enables independence and healthy lifestyles... at all stages of aging!
An agency of the Government of OntarioUn organisme du gouvernement de l’Ontario
|
The Age Friendly Action Plan
is now available!You Spoke.
We Listened.
C K S E N I O R | 9
ST.CLAIR CAPITOL THEATRE - APPROVED
CMS APPROVEDSLEEP EDITORIAL APPROVED
ARE YOU GETTING THE RIGHT AMOUNT OF SLEEP?How Much is the Right Amount?
Although the average is eight hours per night, when asked how much is the right amount of sleep, everyone’s reply can be different depending on age, lifestyle, and what kind of sleep pattern to which we are accustomed. However when asked what happens to us when we don’t get the amount of sleep that we are used to, the answer is pretty consistent. It affects our personalities; we may become irritable or less tolerant, and have less of a sense of humor about things that normally wouldn’t bother us.
Lack of sleep clearly affects our thinking and our perspective. A sleep-deprived brain is similar to a vehicle running on low fuel. We can function, just not at the same speed. Lack of sleep also affects us physically; our coordination is off, which affects our responsiveness as well. We’re much more likely to make errors or have accidents. The bottom line is that we need to fill up on ZZZs to feel replenished and ready for each day ahead.
So the question then becomes, what can we do to ensure a good night’s sleep?
One thing for sure is that you cannot bank sleep hours. There is no getting five hours tonight with plans to catch up by getting eleven hours tomorrow night - that just doesn’t work. We need to try to keep sleep and wake times consistent every day of the week. If possible, establish a bedtime routine and, although we would love to see that late night show, try not to fall asleep watching TV, opt to PVR it instead and read a book
or take a hot bath. Try to relax prior to heading to bed and keep your bedroom cool and dark with lots of comfortable pillows and blankets. Don’t exercise right before bed; try to get into a routine of exercising earlier in the day. Avoid eating after 7:00 PM and drinking caffeine or alcohol at least an hour before bedtime.
Invest in a good mattress because, on average, we spend approximately 8 hours/day, 56 hours/week, 240 hours/month and 2,920 hours/year, that’s roughly 30% of our lives..................SLEEPING!!
“I don’t feel old. I don’t feel anything until noon. Then it’s time for my nap.”
- Bob Hope
1 0 | C K S E N I O R
WINDSOR ESSEX COUNTY HEALTH UNIT(FULL PAGE + FULL EDITORIAL=2 PGS)
APPROVED
This FREE clinic will:
Assess your risk of falling.
Educate how to reduce your risk.
Connect you to community programs and health services.
Supported by:
Falls PreventionMOBILE CLINIC
COME TO A CLINIC IF YOU:
Are 60 years of age or older.
Have trouble getting around.
Live alone or in assisted living.
Have had a fall or near fall.
Want to maintain or improve balance.
Have a fear of falling.
For more information and to make an appointment call 1-877-301-9790.
KEEP YOUR INDEPENDENCE
C K S E N I O R | 1 1
WINDSOR ESSEX COUNTY HEALTH UNIT(FULL PAGE + FULL EDITORIAL=2 PGS)
APPROVED
HELPING TO MAINTAIN YOUR INDEPENDENCEAssess, Educate and Connect
June, at a young age of 91, believes her well-being is a result of three things keeping active, eating right, and staying connected to others. She resides in one of Chatham-Kent’s residences for seniors and is thankful she is there. June lived in her home with her husband before moving into the residence. She recognized early on how lonely she was once her husband was no longer there to keep her company. I had a wonderful opportunity to sit down and talk with June after she had attended a Falls Prevention Mobile Clinic earlier this year. I was interested to learn her thoughts on healthy aging and her experience at the clinic.
Throughout her life, June shared, she had always been busy working at various jobs, raising a family, golfing, curling, playing cards and bingo. After her husband had been ill for some time she decided to move into residence living. Used to being active, June joined the various activities available through her residence and now takes part in exercise classes twice a week and joins a group of friends to play cards. June’s activities also extend beyond what is offered through her residence. She still goes for a one-mile walk each day and gets on her stationary bike and cycles half an hour most days of the week.
June commented, “it is so important to do things with others and keep busy. You need to do things like games and bingo to keep your brain working…you just feel more alive when you do!” The social connection gained through the various activities with others is good for the mind, body, and soul.
Although June no longer has to prepare her meals, she still pays attention to what she eats. She commented she knows how easy it would be to gain weight and although a slim waistline is not her concern, staying healthy is! She stressed that she has to watch the snacking! June recognizes the benefits a healthy diet and maintaining a healthy weight has on her mobility.
In June’s opinion, one of the biggest problems facing older adults is to lose their balance and fall. “At our age, we don’t recover like we used to.” June heard about the Erie St. Clair Falls Prevention Mobile Clinic from a presentation she attended at her residence. She contacted the clinic organizer, learned more about the clinic, and signed up to attend one.
June admitted that when she signed up for the clinic, she really did not know what to expect. She was very pleased with her experience and the opportunity to meet with so many
health professionals. “They took such a great interest in my health and gave me lots of advice.” June has added exercises the physiotherapist recommended to improve her balance to her daily routine, and admitted she does them most days of the week. She understands the importance of doing so.
For those interested, the Falls Prevention Mobile Clinic consists of a team of health professionals who travel from community to community to carry out individual assessments that will identify those at risk of having a fall. The clinic aims to:
• Assess what may be putting an individual at risk of having a fall
• Educate individuals on how they can reduce the risk of having a fall
• Connect individuals to community programs and health services that help maintain independence
During the assessment, the participant meets with health professionals one-on-one to discuss specific things known to lead to falls. Nurses, pharmacists, occupational therapists and physiotherapists are some of the health care professionals who make up the team that runs the clinic. There is no cost to attend and a full visit can last up to 2 hours. The recommendations made are printed out and given to the participant. Also, with the participant’s consent, the family doctor will receive a letter outlining the assessment results and recommendations.
The fall prevention mobile clinic is designed for individuals who:
• Are 60 years of age or older• Have trouble getting around• Live alone or in assisted living• Have had a fall or near fall• Want to maintain or improve balance• Have a fear of falling
The Erie St. Clair Falls Prevention Mobile Clinic is offered once a month in a different community throughout Chatham-Kent. To find out more information call toll free 1-877-301-9790, or Laurel Cammaart at Chatham-Kent Public Health, at 519-352-7270, ext. 2456.
This article has been prepared by Laurel Cammaart, Public Health Nurse with Chatham-Kent Public Health. June’s story is a true story, only her name has been changed to keep her identity private. When asked if she would recommend the Falls Prevention Mobile Clinic to a friend, she said she certainly would.
1 2 | C K S E N I O R
LOSE WEIGHT. WIN MONEY.betdietwin.com
Most of us have struggled with weight loss and tried countless ways to shed those unwanted pounds. betdietwin.com (BDW) is a new social dieting website that allows you to lose weight and fatten your wallet at the same time. It’s as easy as 1... 2... 3.
#1 - BET: Join a game or create your own at betdietwin.com When joining a game, place the required bet amount for that game, then we take you through our simple weigh-in process.
#2 - DIET: Lose 4% of your body weight in 4 weeks. Feel free to invite friends and post pictures, share recipes or inspirational quotes, or do anything to keep each other motivated.
#3 - WIN: Players who hit the goal at the end of the 4 weeks split the pot!
We understand that dieting can be really difficult, but being able to communicate with people who share the same goals and reward can be very motivating! Just remember you have 100% control over your BDW Profile privacy settings and can choose the level of sharing you’re comfortable with.
When’s the last time you won your diet? Join today!
Reduce your waistline.Fatten your pockets.
Pick a challenge, join a group and lose those extra pounds.
Visit: www.betdietwin.com and start winning today!
Chosen the Best Retirement Residence in Chatham-Kent
Honoured and privileged that we received this award
Appreciated all the votes
Thank You Chatham-Kent for supporting us and believing in us for the past 26 years
Happy to announce we have served 2608 seniors since opening our doors
Always a nurse available at the push of a button, they are available 24 hours a day 7 days a week
Meals are made for you, you have a choice of 2 entrees at every meal and we have a 6 week meal
plan and 3 beautiful dining rooms
Rooms are spacious and they are individually controlled for heat and air-conditioning
Excellent activity program, 140 caring volunteers, activities are scheduled on week-ends and evenings
with regular scheduled outings in our van
Top notch professional, experienced staff in all departments, they always go that extra mile
Interested in everyones well-being, we have 190 amazing seniors who are extended family to us
Regal Lifestyle Communities is our proud owner
Everyone will make you feel welcome, we have an open door with warm hearts
Many extra amenities –swimming pool,hot-tub, in house hydro-therapy classes,
7 acres of beautifully manicured grounds with gazebos and gardens
Enjoy the luxuries of home without the worries
Never feel isolated or alone again, there is always someone to talk to
Take a tour, you won’t be disappointed, you will be amazed at what we have to offer
Respite, vacation stays, and permanent stays are all welcome
Every suite is inviting , we have courtyard views , kitchenette rooms, and 1 bedroom apartments which are 750 sq.ft.
Stop in and see why so many seniors call us home
On duty managers available 7 days a week
Remember - 519-351-7777 call today, don’t delay
Take a minute to check out our website www.chathamretirement.ca or like us on facebook
APPROVED
25 Keil Drive North, Chatham, Ontario N7L 5J9 | 519-351-7777 www.chathamretirement.ca
1 4 | C K S E N I O R
5 9
2 1
8 4 7
3 1
2 9 7
4 5
3 5
3 9 8
7 5 1
HOW TO PLAY THE GAME!
Place numbers in the empty boxes so that each row across, each column down, and each small 9-box square contain all of the numbers from 1 - 9.
SUDOKOMaintain your mental health,
while having fun. You can do it!
See Answers on pg. 26 | Difficulty Level:
Plan RRSP | RIF | RESP | RDSP | LIRA | LIF | TFSA
Protect Life | Disability | Critical Illness | Long Term Care Insurance
Preserve Retirement and Estate Planning
PlanProtect
Preserve
Craven Financial PlanningBill Craven CFP, EPC519-351-9411 | [email protected]
Mutual Funds provided through FundEX Investments Inc.
CONTACT BILL FOR A
FREE INITIAL CONSULTATION!
C K S E N I O R | 1 5
ASK THE EXPERTChanging Lives with Secure Teeth
There have been significant advancements in comfortable dentures, realistic-looking permanent teeth, and other oral solutions. There is no reason not to bite confidently into your new life after a consultation with The Denture Specialists.
The team at The Denture Specialists are always on the cutting edge of new dental technologies. “Every mouth and jaw is unique, like your fingerprint,” says Ted Dalios, certified Master Denturist and owner. “By using state-of-the-art instrumentation we are able to measure your facial landmarks and specific jaw movement patterns. This gives us the ability to restore the natural shape of your lips and facial structure. Many patients think that this is a procedure that will be lengthy
and expensive, but that is not the case.” There now exists a life changing technique for fixed, non-removable teeth, with minimal pain or discomfort, in one treatment session. This technique is changing the lives of denture wearers all over the world. Developed in Europe, the “teeth-in-a-day” procedure has seen success rates worldwide. This “All-On-Four” technique converts the patient’s denture into a fixed
and fully functional smile in one day. There is no lengthy healing period, and no large bulky denture rubbing on the gums or covering the roof of the mouth, and your new teeth become a part of you! This treatment allows patients to regain their quality of life by enabling them to feel confident eating in public, dating, smiling, and laughing, without fear of a denture falling out. The freedom to brush your teeth in a natural way is something that no longer needs to be taken for granted. If you feel self-conscious about the way you look without your teeth, or you crave to eat what you want, when and where you want, and to be able to taste and enjoy your food again, this may be the solution for you.
Be yourself again and call The Denture Specialists. Our dental team has one goal in mind, and that is to provide you with a beautiful and functional smile. The Denture Specialists are happy to offer the general public two highly accessible locations in which to start the consultation process: 334 King Street West in Chatham and 828 Dufferin Avenue in Wallaceburg. The entire team at The Denture Specialists invites you to come in! Call 519.352.1600 or visit www.thedenturespecialists.com for additional information or to book your free consultation today.
TED G. DALIOS, DD, HIS
Ted and his team are proud to offer
exceptional denture, hearing, and snoring/
obstructive sleep apnea treatment to the
residents of Chatham-Kent, with locations in
Chatham, Wallaceburg and Tilbury.
www.chathamdentures.comwww.wallaceburgdentures.com
p: 519.352.1600 | f : 519.352.1800334 King Street West Chatham ON N7M 1G1
p: 519.627.7224 | f : 519.627.5144828 Dufferin Avenue Wallaceburg ON N8A 2V4
Chatham
Wallaceburg
1 6 | C K S E N I O R
C K S E N I O R | 1 7
MARIETTE CORNELIUSMariette, who is 91 years old, was born in Belgium, moved to Sarnia at the age of four then to Wallaceburg ten years later. Wallaceburg quickly became her home back then and thanks to the Oaks Retirement Village, it remains her home today.
During her early life in Wallaceburg, Mariette worked in the OR at the local hospital for six years then at the Wellington Clinic for various doctors for 16 more years. She was happily married to Maurice Cornelius and together they raised a son (Barry) and a daughter (Cathryn). They lived for 40 years on
the Snye River and when Maurice took ill, they moved to an apartment in town where Mariette continued to live right up until she moved into the Oaks last November becoming the Oaks first resident.
With everyday tasks becoming more difficult and knowing she was ready for this next chapter in her life, Mariette told us “I just got up one day and took a drive over to the Oaks and signed up. I can still have my car here, I get plenty of exercise taking daily walks throughout the village giving me the physical exercise I need, and the interaction with the other residents and staff help in keeping my mind fit too.”
Through the years, Mariette has also been fortunate to
also welcome five grandchildren, nine great grandchildren, and one great-great granddaughter. Not only has her move to the Oaks allowed her to continue her life in familiar surroundings, but her friend Marie (a friend with whom she travelled the east coast years before) is now also her neighbour here at the Oaks. “If I could sum things up,” said Mariette, “it’s like being on a cruise, food’s great, there’s lots to do and lots of new and old friends to spend time with.”
GERALD MAKEY
Gerry was born in Morpeth, Ontario (just outside of Ridgetown). When Gerry entered the working world, his first job was in Ridgetown at a butcher shop. Not long after, he began his career at the Corporation for the County of Kent, where he worked for 38 years. Eventually he was promoted to Certified Road Supervisor and at that time, he moved into the city of Chatham. During his early retirement years Gerry continued to enjoy fishing and hunting; as well, he worked one day a week in the kitchen at the Chatham Active Lifestyle Centre.
Gerry was married twice and was the father of two daughters and one son (deceased), as well as a stepson and step daughter. As the years passed, Gerry welcomed six grandchildren (including a set of twins), however, was later saddened by another loss, that of his grandson. Over time, Gerry happily welcomed even more to his family…..four great grandchildren! In addition to all of his family, he also has been best friends for the past twelve years with “Nitro,” his puppy.
As Gerry’s health led him to look into retirement communities his main concern was his friend Nitro. “If Nitro couldn’t move with me, I wouldn’t move,” said Gerry. He wasn’t about to leave his best friend behind. Fortunately for Gerry and Nitro, they are able to continue their life together here at
meet the residents“Everyone here knows Nitro by name”
Gerry pictured here with his friend Nitro.
“It’s like being on a cruise”
Mariette enjoying a quiet read.
1 8 | C K S E N I O R
the Oaks Retirement Village, where they moved this past April. There is lots of green space available around the Oaks to walk Nitro and to enjoy the outdoors. “Everyone here knows Nitro by name, this is our home now and there are some areas that are off limit for Nitro here, but that’s OK Nitro and I can live with that!” said Gerry with a smile.
JEANNE FOXBorn and raised in Wallaceburg, Jeanne Fox feels happy and at home here at the Oaks Retirement Village. “I always feel safe and the people are really friendly here,” said Jeanne.
Jeanne was married at the young age of eighteen to Brian Fox and together they had three children, two daughters and a son. Four years into their marriage, Jeanne went back to school and became a teacher, and once she retired from teaching full time, she became a substitute teacher. After Brian finished university in the late 60s he and Jeanne moved to the Fox family farm just outside of Wallaceburg. Concurrently Brian worked on the farm and at Waltec in Wallaceburg until it closed. Brian ultimately became president of Fox Farms, a large cash crop farming operation that is still farmed today.
Jeanne is very proud of her children, “I raised a pharmacist, a farmer, and my youngest who is expecting my 5th grandchild in September, she is my go to girl.” In 1984, Jeanne acquired
a brain injury which was a complication that resulted after going through a non-related surgery. This injury affected her short-term memory, making it difficult to continue to live on her own after the passing of her beloved husband just over two years ago. Jeanne said that her husband is what helped her through all of these years. He taught her to not feel sorry for herself, and to use a notebook to keep track of things. She continues to live by his words, “I am still very capable and competent. I just can’t rely on my memory
anymore. However, I have developed many highly successful ways to compensate, therefore I use them!”
Along with the help in keeping track of any required medications, losing the isolation of living alone, and gaining opportunity to have daily interaction with others, Jeanne’s decision to move into the Oaks for her was simple; it was also her way of giving a gift to her children. “I want to be here to free my children from worry and guilt,” said Jeanne with her contagious smile!
Jeanne pictured here with her youngest daughter, Lisa.
“I want tobe here to
free my children
from worry and guilt”
Photos taken by Mark Requena Photography
C K S E N I O R | 1 9
VITALAIRE - APPROVED
QUALITY CONVENIENTPROGRAMSFor Your Home Oxygen and CPAP...
VitalAire has provided Respiratory Homecare for the past 40 years and we are here to assist you with all your home oxygen needs. We hold national accreditation status with Accreditation Canada. With over 80 locations across Canada, we provide quality programs and convenience for all your home oxygen, CPAP (sleep apnea treatment), and other respiratory requirements.
The goal of home oxygen treatment is to improve your quality of life by reducing shortness of breath and enabling you to have a more active lifestyle, and assisting you to better manage your activities and independence.
If your doctor is considering oxygen therapy for you, have one of our Healthcare Professionals visit you to discuss your oxygen needs and the use of oxygen therapy. Our professionals are available to monitor, follow-up, and support your changing needs.
HAVE YOU CHECKED US OUT YET?In our last issue # 17 we launched our brand new CK Senior magazine Website!
www.ckseniormag.ca We really hope that you have taken a moment since that issue and gone online and checked us out. You can view not only the current issue but past issues as well.
And don’t forget to pass along our website address to your family or friends outside of our hard copy area and then you can read CK Senior together!
WE ARE NOW ONLINE www.ckseniormag.ca
If you haven’t yet... GO FOR IT !
Go online and check us out!
Live the Dream...without breaking the bank
Chatham-Kent’s rich colourful landscape, beautiful natural scenery and location between Lake Erie and Lake St. Clair make it a one-of-a kind location for boating, hunting, golfing, and water sports. With activities and entertainment for people of all ages and interests, our rich history, connections to the Underground Railroad, and proximity to water make us a destination for history buffs, classic car enthusiasts, sports fans, water lovers, and anyone excited by culture.
Stretch out in our wide open spaces, marvel at our low cost of living and high quality of life.
Welcoming people, year-round sports and recreation, an exciting arts and culture community, affordable housing, a high quality of life…it’s living the dream without breaking the bank, it’s what you’ll find in Chatham-Kent.
Average House Purchase Price
Chatham-Kent $152,279 London & St. Thomas $254,141 Barrie $319,558 Kitchener-Waterloo $336,302 Ottawa $361,712Mississauga $506,579Toronto $566,726
January - December 2014 based on statistics from the Canadian Real Estate Association
e: [email protected] | p: 519.360.1998 x 3012
livingck.ca
Climate Comparison
Jan April June Oct
Chatham-Kent -3.7 8.3 20.2 11.2Toronto -4.3 7.6 19.2 11.2Sarnia -5.4 6.5 18.0 9.9London -6.3 6.3 18.0 9.0Sudbury -13.6 3.1 16.2 5.8
Average Daily Temperature Comparison by Month (˚C)Based on data from 1971-2000. Source: Government of Canada, Canadian Climate Normals Station Data
Chatham-Kent $152,279 London & St. Thomas $254,141 Barrie $319,558 Kitchener-Waterloo $336,302 Ottawa $361,712Mississauga $506,579Toronto $566,726
January - December 2014 based on statistics from the Canadian Real Estate Association
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HEALTH MATTERS -APPROVED
HEALTH MATTERSTHE MAGICAL PRESENCE OF SUMMERDr. Lalit Chawla MD, CCFP, FCFP
Summer has finally come. When I recall my childhood, I remember fond summer carefree days of biking, hanging out with friends, and playing baseball, soccer, or football. Those memories bring an air of joy and lightness to the spirit of my heart. Hopefully we’ve all experienced something similar to this when we were children. Even now, when summer days come, the light shines early, and the days remain long, it creates that same feeling of lightness and joy - the kind of joy you observe when see young children playing outside with each other. They play and interact with each other without thinking of the past or future and live in the moment. No prejudices, no posturing, nothing to prove, no worries of the future, and no anchors from the past hindering their present. Young children live, immerse themselves in the moment, and interact with a breath of honest liveliness. Nothing takes years off and lessens the weight off your shoulders more than when you witness these bundles of innocence at play….until they have to go “potty” or really need to “eat something right now!” The question I’d like to address today is: how often do we as adults live in that childlike state? (Note, childlike should not be mistaken with childish.)
Living like children, in that state of presence, gets more challenging as we move through life. We learn social boundaries, and cultural norms, and introduce expectations of the future.
Many times when we move along in the busy-ness (busi-ness) of life we forget the way we were as children. Our modern life has a way of introducing wants, needs, and expectations that are driven by desires of achievement and material goods. We want more “X”, need more “Y”, whether those are monetary in nature or shadows of ego such as recognition, acceptance, control, etc. We enter into this state of uneasiness and restlessness as we create a habit of chasing outcomes with our thoughts and inner desires. That’s when our focus shifts to future potential or happenings, which takes away from our true present self.
If we feel down or fearful, we may be looking behind in our rearview mirror into the past and wondering if things could or should have been different. Did we miss something? Is there regret or are there circumstances that we still carry long after the event or situation has passed? Thoughts of the past take us away from being in the present. You can’t create a better future by trying to create a better past. Lao Tzu, the ancient Chinese philosopher said it best:
“If you are depressed, you are living in the past.
If you are anxious, you are living in the future.
If you are at peace, you are living in the present.”
When we look back at our childhood, we attribute those found memories to “no responsibilities and being carefree.” I’m not saying that as children we didn’t have any responsibilities for our future, we sure did, but we didn’t pay attention to them. Children don’t give them any credence, thought or energy until
Pictured here is Dr. Chawla with his daughter Saveena, and his son Rohan, along with their friend Olivia Todino
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HEALTH MATTERS -APPROVED
HEALTH MATTERS
Dr. Lalit Chawla, MD, CCFP, FCFPA highly sought after International
Speaker, Family Physician in Chatham, Ontario, and an Adjunct Professor at the Schulich School of Medicine and
Dentistry in London, Ontario.
Dr. Chawla
social conditioning helps us lose that uniqueness of being fully present and being aware. Living in the present absolves time and worries. It gives commitment and honour to who and what is in front of you.
The reality is that state of being carefree and present is a state of mind that can be cultivated, just as some people have learned to cultivate the habit of worrying about future promises or pitfalls that may or may not come. Too often, I’ve seen way too many people worry about future events with such imaginative detail, thinking it will prepare them for many possibilities that for the most part never come to light! Thinking about the negative future is a great way to cultivate an anxious state. Thinking about the future consistently pulls us away from our present purpose.
As well, people also cultivate their past by reliving good or bad scenarios again and again. This ties them up from appreciating and creating new memories and experiences in the present. When we are fully conscious, we feel well connected with our environment, which creates that inclusive feeling. We’ve all experienced these moments of presence when we are doing activities such as gardening, golfing, walking, biking, knitting, etc. Time melted away as we were in the moment and “in the zone”…we felt attached. Those moments just feel right and we know we are connected with our true self.
I asked a friend of mine, who seems to exhibit a Zen-like calmness, the following question: “You always seem so calm, doesn’t anything bother you?” He told me when he was a young child he once became very angry and kicked over the garbage can in his room, creating a huge mess. After he calmed down, he spent two hours cleaning up from that moment of rage.
He told me he learned a valuable lesson from that one second of acting irrationally. It caused him further problems because he spent the next two hours cleaning and doing a task he did not want to do. He said, “I was disappointed in my choice. My actions were a direct reflection of my thoughts for that moment. I vowed from that moment on that I would think about my thoughts and choose my actions accordingly.” I would add to his statement: “We should choose our thoughts and observe
them without judgment.” This is a skill that can be learned with practice that helps us live more in the present moment. Thoughts lead to behaviours, and repeated behaviours become habits, which are a direct reflection of our character.
There is an exercise that Zen philosophers teach: when a thought comes to your mind, simply observe it and let it float away. Don’t judge it, just notice it. Don’t force yourself to react but to observe and acknowledge it. If you have any negative or obtrusive thoughts let them pass and don’t weigh on them too heavily. In time you will find that those types of thoughts will simply not enter or be worthy of your attention to obstruct you. Our mind can often be a very busy place; learning to calm it and listen with greater presence leads to greater fulfillment. The more you practice the better you become.
At any given moment, all we have is the gift of presence. This is the gift we can give ourselves and others around us. This gift can be the difference between great mental and emotional health vs. poor toxic health that erodes our inner peace as we are caught up in time travel. Living in that state of presence is a matter of living in the second and releasing the past and future. If you need good role models look at young playful children, they know that being in the “now” really is the only thing that matters.
As we age, we are forced with this reality of presence more than ever. In other words, as we have less life ahead, we sometimes see more of life. Summer days help us recall the importance of creating presence. As the sun sets in the twilight years people can either focus and look fondly, or not, on what’s happened in the past and that will affect where they are in the immediate present. Some may turn to the future as the day is drawing to a close and anxiously try to catch up with missed opportunities they wished they had lived. Then there are the “wise, child-like folks” who look at the setting sun and live in the present moment and enjoy it second for second until the night arrives. Choose wisely, because great health choices certainly do matter.
Until next time,
www.magicandmedicine.ca
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Among our top health care delivery goals is this seemingly simple proposition: provide the right care at the right time and at the right place. However, achieving that objective is not always as simple as it might seem. Research confirms what front-line health care workers already know: one of the biggest barriers to health care—and indeed to healthy, independent lifestyles—is the availability of suitable transportation.
Many Erie St. Clair residents live in rural areas where there is no public transportation, making getting around a challenge. We also recognize that some patients can’t afford the cost of private-sector transit, even where it is available. Making sure that all people, both in rural and urban areas, have access to transportation for medical appointments and treatments is a major priority for us.
The demand for affordable, wheelchair accessible transportation has been steadily increasing and, unfortunately, our transportation providers’ aging vehicles have not always kept pace with client needs. That’s why we invested $1 million last year in improved access to specialized health care transportation for Erie St. Clair residents. Because of that investment, our transportation providers were able to buy new vehicles.
CareLink Health Transportation
People all across Erie St. Clair are now better able to attend their medical appointments, no matter where they live, thanks to eight local transportation agencies coming together to form the CareLink Health Transportation. CareLink provides a single phone number (1-855-728-1433) that people can
GIVING LOCAL HEALTH CARE THE LIFT IT NEEDSTo live fuller, more independent lives
call to arrange local health transportation services. This helps residents to live fuller, more independent lives. That’s not just good for the health care system—it’s also good for patients and for their families. It’s an excellent example of how local health care planning and locally focused solutions are improving the health of residents in the Erie St. Clair region.
For more information about the Erie St. Clair LHIN, please visit: www.eriestclairlhin.on.ca or contact Andrew Tompsett, Lead Communications and Public AffairsErie St. Clair LHIN, at 519 351-5677 ext. 3209 or [email protected]
This article (along with the photos) has been written and submitted by: Erie St. Clair Local Health Integration Network, Chatham, ON
Quality Care CountryQuality Care
Quality CareInCountry
16 Fort St. Tilbury, ON N0P 2L0 | 519.682.0243www.diversicare.ca
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SUDOKO ANSWERS
So...How did you do?Did you know?A PEONY PLANT CAN LIVE TO BEONE HUNDRED YEARS OLD!
C K S E N I O R | 2 7
PAGE APPROVED
DIRECTIONS Preheat oven to 350 degrees F (175 degrees C).
To Make Lemon Filling: In a medium saucepan, whisk together 1 cup
sugar, flour, cornstarch, and salt. Stir in water, lemon juice, and lemon zest. Cook over medium-high heat, stirring frequently, until mixture
comes to a boil. Stir in butter. Place egg yolks in a small bowl and gradually whisk in 1/2 cup of hot sugar mixture. Whisk egg yolk mixture back into remaining sugar mixture. Bring to a boil and continue to cook
while stirring constantly until thick. Remove from heat. Pour filling into baked pastry shell.
To Make Meringue: In a large glass or metal bowl, whip egg whites until
foamy. Add sugar gradually, and continue to whip until stiff peaks form. Spread meringue over pie, sealing the edges at the crust.Bake in
preheated oven for 10 minutes, or until meringue is golden brown.
INGREDIENTS1 cup white sugar
2 tablespoons all-purpose flour 3 tablespoons cornstarch
1/4 teaspoon salt 1 1/2 cups water
2 lemons, juiced and zested 2 tablespoons butter
4 egg yolks, beaten 1 (9 inch) pie crust, baked
4 egg whites 6 tablespoons white sugar
LemonMeringuepie
Approach each day, like you
approach a new recipe...
Challenge yourself and try something
you’ve never prepared before.
YOUR KITCHEN
is waiting...!”
- CK Senior Illustration by: Crystal Waters
2 8 | C K S E N I O R
LEGAL MATTERSTHE RISKS OF JOINT ASSET OWNERSHIP BETWEEN PARENT AND ADULT CHILD Jason P. Mallory, H.B.A., J.D.
PROBATE TAX & NEW REGULATIONS
First, a brief explanation of probate tax: In Ontario, probate tax is $5 per $1,000 on the first $50,000, and $15 per $1,000 on the value of the deceased’s assets exceeding $50,000. Regulations under the Estate Administration Tax Act, Ontario set out the guidelines for determining which assets and values are to be used in this calculation. It is important to seek guidance from your lawyer in interpreting these rules. The purpose of obtaining probate, known as a “Certificate of Appointment of Estate Trustee”, and when it is required, is a separate topic.
Recent Court decisions and the new Regulations make it increasingly challenging for a parent to transfer joint assets to an adult child by right of survivorship without being subject to probate tax. In a nutshell, in order to avoid probate tax the
parent must properly document and confirm their intention that the jointly held asset pass directly to the surviving adult child outside of their estate without being subject to probate tax. Documenting this properly will require the assistance of a lawyer, and may necessitate a specially drafted Will.
LOSS OF CONTROL
Most people are not aware that if they add an adult child as a joint owner to real estate it is possible for the co-owner child to sell, transfer, or mortgage their part-interest in the property without the knowledge or consent of the parent. On the other hand, if the parent ever intends to sell or mortgage the entire property, the parent will require the consent of the co-owner child, who could refuse. Also, the co-owner child may not be approved as a co-borrower, due to poor credit or other issues,
It is likely that you or someone you know has at least considered adding an adult child as joint owner to real estate, bank accounts, or investments. This is a popular topic at my estate planning seminars. A common motivation is to avoid estate administration tax on death (which I will refer to in this article as “probate tax”). Another reason may be to simplify the administration and management of the account or property in the case of physical limitations or mental incapacity by the parent. In some cases it is the intention of the parent to “gift” the joint asset to the surviving adult child by “right of survivorship” upon their death. Although these reasons may seem logical, it is important to be aware of the potential risks and associated costs of joint asset ownership, which may far outweigh the benefits.
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LEGAL MATTERS
if the parent needs to mortgage the property. I refer to these risks as “loss of control,” and they can, in certain circumstances, have an extremely negative impact on the parent.
TAX CONSEQUENCES
There may also be income tax consequences to transferring assets such as real estate to an adult child as joint tenant. The Income Tax Act, Canada may deem the addition of an adult child (even if intended as a “gift”) as a transfer at fair market value and capital gains taxes may apply. Advice should always be sought from a chartered accountant before deciding to proceed with such a property transfer.
CLAIMS FROM CREDITORS & OTHERS
Adding an adult child as a joint owner may expose the assets to claims from creditors or the spouse of the adult child. Even if the child does not currently have creditor issues, an unforeseen job setback, economic downturn, business failure, undisclosed gambling issue, motor vehicle accident, or lawsuit could expose the assets to claims from the child’s creditors. A breakdown of the child’s marriage could result in the former spouse claiming an interest in the joint assets. The cost of successfully defending these claims may be significant.
FAMILY TENSION & BACKLASH
Another consideration is the potential tension that may be created by a parent who adds only one or some, but not all, of their children as joint owner. If the other children inheriting under their parent’s Will feel that they were not treated fairly or equally based on the transfer of joint assets to the other child by right of survivorship, this could result in a breakdown of the relationship between family members. Even worse, this could result in a lawsuit in which the benefiting joint owner child may be required to defend claims from the remaining children, which may also result in legal and Court costs being assessed against the parent’s Estate.
You can see why it is so important to obtain legal advice before deciding whether or not to add an adult child as joint owner to an asset. If you do decide to do so, thoroughly and properly documenting your intentions is critical. It may be more appropriate to use a trust or to update your Wills and Power of Attorney documents in order to achieve your ultimate goals. In many situations, taking the “easy route” of joint asset ownership actually results in greater risks and costs, which can far outweigh the benefits of any probate tax avoidance or other objectives that the parent may have had initially.
Jason P. Mallory, H.B.A., J.D.
Jason P. Mallory is a lawyer with Kerr Wood
& Mallory in Blenheim and recipient of the Margaret E. Rintoul Award
in Estate Planning
*The comments in this article are not meant as legal opinions and readers are cautioned not to act on information provided without seeking specific legal advice with respect to their particular situation.
Kerr Wood & MalloryP.O. Box 1150, 15 George St.
Blenheim, ON N0P 1A0519-676-5465
Friendly ProFessionals. Personal service.
sPeciFic advice.
REAL ESTATE LAW • MORTGAGES
WILLS & POWER OF ATTORNEY • ESTATES
BUSINESS LAW
www.kwmlaw.ca
Jason P. MalloryH.B.A., J.D.
Neil E. WoodQ.C., B.A., LLB
3 0 | C K S E N I O R
RESIDENCE ON THE THAMESQuestions about Senior Living
Dear Ian,
My mother has always refused to leave her house of 47 years, but recently I have noticed that she is becoming frail and I am concerned. I have my own health issues and I think she needs more help than I am able to give her. I feel guilty, but I think we should consider alternative living?
- Feeling Guilty
Dear Feeling Guilty: It can be difficult presenting different living options to a loved one, especially when they have lived so long in their home and are surrounded with memories. Change can be frightening and, so often, seniors have a vision of senior living being like nursing homes of days gone by. I find when you are able to bring them in for lunch and they see the vibrant environment they start reconsidering their options.
To help you both in your decision making here are a few questions you can ask yourselves:
Ian Murray, Executive DirectorResidence on the Thames,
Steeves & Rozema Group
• Has your mother recently had a health issue that has caused you concern?
• Has a doctor suggested that your mother should look at senior living where she can be cared for and her health care needs can be met?
• Is your mother becoming forgetful, missing paying some of the bills, or putting off household chores?
• Is she lonely, just waiting for family to visit and missing social interaction and stimulation with her peers?
• Would living in an independent, caring environment that provides the meals, laundry, and housekeeping help relieve the stress and worry of your mother living alone?
If your answer to any of these questions is yes, talk with your mother and visit a few residences to help quell her fears. Once she visits, she will see there are new friends and a wonderful life waiting for her in senior living.
If you are interested in finding out more about senior living or have a question for Ian, please email him directly [email protected]
- Ian
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