221657_1320239083Nov 2 2011 Z1 low rez

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FRONT CENTER:

CHRIS VERGANO

Wayne Township

Mayor

CLOCKWISE

FROM FAR LEFT:

AL SADOWSKI

Councilman,

Second Ward

ALAN PURCELL

Councilman,

First Ward

NADINE BELLO

Councilwoman,

Sixth Ward

JAMES JIMENEZ

Candidate,

Council-at-Large

JOSEPH SCURALLI

Councilman,

Fourth Ward

FRANCO MAZZEI

Council Candidate,

Third Ward

VOTE YES TO FISCAL

CONSERVATIVES

The Republican lead council has a proven track record of being fiscally conservative

and delivering high quality services in a cost-effective manner to the taxpayers of

Wayne. Over the past three years, our government has been reduced in size and we

have vigorously negotiated the most competitive union contracts around.

WE NEED YOUR SUPPORT.

VOTE NO TO TAX AND SPEND DEMOCRATS

VOTE ROW B ALL THE WAY

Paid for by WRRO; Gary Matano, Treasurer

Boston Louis “The Lords of The Rings” Jeffrey B. Wise, MD, FACS

is pleased to announce his brand newstate-of-the-art facility

inside front page inside front page Centerfold

Health & Racquet Club

With youall the way

Proverbs 3:5,6 • God Bless America

November 2, 2011

Zone 1, Vol. 9, No. 21

Recycled Paper from 30% Post Consumer WasteProud to Serve the Following Communities: Bloomingdale, Butler, Kinnelon, Lincoln Park,

Montville, Pequannock, Pompton Plains, Pompton Lakes, Riverdale, Smoke Rise, and Wayne

S U P P O R T

O U R V E T E R A N S !

The Official Paper of Wayne Day

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FRANCO MAZZEI Council Candidate, Third Ward

NADINE BELLO Councilwoman, Sixth Ward

ALAN PURCELL Councilman, First Ward

JOSEPH SCURALLI Councilman, Fourth Ward

AL SADOWSKI Councilman, Second Ward

• Wayne Township Council (2008–present)

• Council Liaison to the Library Board (2010, 2011)• Wayne Township Budget Committee (2009, 2010)

• Boys & Girls Club and Wayne PAL Soccer Coach

• Data center product manager

• Graduate of Wayne Valley High School

• Master of Science, Management; Stevens Institute of

Technology in New Jersey• Bachelor of Science, Business Administration, Bryant

University

• Second Ward resident for 22 years

• Married to Jennifer for 11 years; children Evan (9) andEric (5)

• Wayne Township Council President (2009)

• Wayne Township Council (2001, 2004–present)

• Commissioner, Wayne Township Board of Adjustment(1997–2000; Vice Chair 1999–2000)

• Professor and System Chair, Berkeley College, Schoolof Business, Management Department (2007–present)

• Operations Manager (1985–1999) and President(1999–2009), Wayne Machine & Die Company

• Doctor of Professional Studies, International Business& Marketing; Pace University

• MBA, Fairleigh Dickinson University

• Bachelor of Science, Management; Fairleigh DickinsonUniversity

• Lifelong Wayne resident

• Married to Annette; son Joseph III (7)

• Certified by the Supreme Court of New Jersey as a CivilTrial Attorney

• Member of the Bars of New Jersey, New York, Pennsylvania

and the District of Columbia Court of Appeals

• Vice President, Wayne Board of Education (2010–2011);Trustee (2009–present)

• President, Wayne Public Library Board of Trustees(2009–2010); Trustee (2007–present)

• Trustee, Passaic County Bar Association (2010–present)

• Chair, Passaic County Civil Bench & Bar Liaison Committee(2010–present)

• Juris Doctorate, Villanova University School of Law

• Bachelor of Arts, Political Science cum laude; VillanovaUniversity


• Board of Adjustment (2002–2009); Chairwoman(2008–2009)

• Committee to Defeat Low Cost Housing at the formerAmerican Cyanamid complex (1996)

• Wayne Township Public Library Expansion/Fund Raising

Committee (1998–1999)

• Small business owner (2001–present)

• Wayne’s Industrial Commission Member; Bill Hanse,Chairman (1999/2001)

• Master’s Degree in Environmental Management/Science, Montclair State University; Bachelor’s Degreein Education, Seton Hall University

• Wayne Township Council President (2000, 2003,2007, 2010)


• Business owner (2003–present)

• Volunteer Agent, Passaic County SPCA

• Zoning Board of Adjustment (1993–1997)

• Council Liaison to the Economic DevelopmentCommission and the Library Board

• Helps build homes for severely disabled veterans with“Homes For Our Troops”

• Resident of Wayne for 27 years

• Married to Susan for 24 years; sons Paul and Anthony

JAMES JIMENEZ Councilman-At-Large

• Owner of a successful accounting firm

• Understands the budgetary challenges taxpayers face

• Strong supporter of fiscal responsibility and limitedgovernment

• Member of the Wayne Board of Education; trustee(2009–2011), Vice President (2011)

• Bachelor of Science in Accounting, Montclair StateUniversity

• Certified Public Accountant licensed by the New JerseyState Board of Accountancy

• Member of the New Jersey Society of Certified PublicAccountants

• Wayne Township resident for 34 years

• Married to Karen for 17 years; daughters Kaitlyn (15)and Alexis (13)

THE WAYNE REPUBLICAN TEAMPaid for by WRRO; Gary Matano, Treasurer

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MONEY

SAVING

COUPONS

I

f you thought layaway plans

had gone the way of eight-

track players and floppydisks, think again. The deferred

payment or installment plan,

once popular with

budget- conscious con-

sumers especially during

the holiday season is

making a big comeback.

For people who

are unfamiliar with the

concept or were born

after the 1980s (when

installment plans gaveway to credit card pur-

chases and other types

of financing), layaway is

a simple way to purchase mer-

chandise, interest-free, over

time. Consumers select the

items they want to buy from a

retailer offering the plan, make

a deposit, which often includes

a modest service charge, and

pay for the merchandise over aspecified period. Once the item

has been paid in full, the re-

tailer releases the goods to the

consumer. The only potential

glitch is if the consumer fails to

make payments in full or on

time. In that event, the retailer

has the option of returning the

customer’s payments (fewer

service charges) and resellingthe items.

While there’s no doubt

that today’s shaky econ-

omy has contributed to

the revival of layaway

plans, economists and rep-

resentatives of several of

the nation’s leading retail-

ers and layaway provides,

Sears, K-Mart, Burlington

Coat Factory, Marshall’s,

TJ Maxx, Toys R-Us, andHallmark insist that the

recession is only part of the

story. For retailers, layaway

plans open the doors to millions

of new customers who would

not be able to make purchases

without them. For consumers,

A

drian Simone is a 19

year old lance corpo-

ral who joined theMarines after graduating from

Montville Township High

School last year. In mid-July, his

unit, 1st Battalion, 6th

Marines, Bravo Company was

deployed to Afghanistan. One

month in, while on patrol, his

unit walked across an IED (im-

provised explosive device).

Adrian took the brunt end of

the explosion and both his legs

were severely damaged. One of his squad mates violated proto-

col to stay in position and min-

imize additional causalities and

raced to his side to stop the

bleeding, saving his life. He was

taken to two hospitals in

Afghanistan and a hospital in

Germany, where the doctors

tried to save one leg. The dam-

age was too severe and both legs

had to be amputated at orabove the knee. He is now re-

cuperating at a hospital in

Bethesda, Md. He suffered

other injuries, but none as se-

vere, and there is no evidence

of spinal cord injury.

Friends who have visited

Adrian in Bethesda confirm

that his lighthearted personal-

ity and upbeat view of the

world have not changed.

In an effort to assistAdrian and his family, a close

friend, Jim Scannella, is organ-

izing a Montville-based fun-

draiser. He would like to invite

you to join in saying thank you

to Adrian for his service and

sacrifice.

If you would like to con-

tribute to the Adrian Simone

Fund, make a check payable to

Lance Corporal Adrian Simone

and mail to: John Becker, 4 Or-

chard Dr., Towaco, NJ 07082.

If you would like to showyour support by sending Adrian

a thank you note, get well card

or letter, his address is: Lance

Corporal Adrian Simone, War-

rior Transition Battalion, Box #

40093, 8901 Wisconsin Ave.,

Bethesda, MD 20889-5600.

page 4 page 7 page 16 page 17

Proverbs 3:5,6 • God Bless America

November 2, 2011

Zone 1, Vol. 9, No. 21

Recycled Paper from 30% Post Consumer WasteProud to Serve the Following Communities: Bloomingdale, Butler, Kinnelon, Lincoln Park,

Montville, Pequannock, Pompton Plains, Pompton Lakes, Riverdale, Smoke Rise, and WayneThe Official Paper of Wayne Day

S U P P O R T

O U R V E T E RA N S

!

Supporting a hero!Layaway plans make a comeback

Buying items on layaway gives shoppers theability to pay in installments without any

interest. The concept is once again gaining popularity in many stores.

continued on page 11

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Note: To have your groups an-

nouncement appear in Com-

munity Happenings please

email us the information in aparagraph format to calendar

@lifeandleisurenj.com.

Nov 4

•The annual church-wide

garage sale at Wayne Presbyte-

rian Church is a two-day event!The sale, which is open to the

public, will begin with a pre-sale

on Friday, November 4th from

6:00 pm – 8:00 pm. A $5 fee

will be charged for adults on Fri-

day only as attendees can selectfrom the best of what is avail-

able. Merchandise will include:

toys, books, furniture, jewelry,

household items, clothes and

much more. A baked goods sale

will take place on both days.The sale continues on Saturday,

November 5th from 9:00 am

until 3:00 pm. Admission on

Saturday is free. A bag sale will

be offered on Saturday from

1:00 to 3:00 pm when the price

will be $5 per bag. A bag sale is

where you pay $5 for as many

items as can fit into one

bag. Wayne Presbyterian

Church is located at 1200 Alps

Rd, at the corner of RatzerRoad, in Wayne, NJ. For more

information, call the church of-

fice at 973-694-7109 or visit our

website at www.WaynePresby-

terian.org.

Nov 5

• The Packanack Lake Mothers

Club is hosting the 23rd An-

nual Craft Fair on Saturday, No-

vember 5th at the Packanack

Lake Clubhouse, located at 52

Lake Drive West in Wayne.

Prospective shoppers can get apreview of the quality items for

sale by visiting the Packanack

Lake Fair blog at

http://tinyurl.com/packanack-

craftfair. There will also be a

bake sale and tricky tray at the

entrance to the fair. The fair

will open to the public from

10AM until 4PM. For more in-

formation please contact Jean-

nine Ungaro via email at

[email protected].

•Holy Cross Parish, in Wayne,

will conduct their Electronic

Recycling Fundraiser, on No-

vember 5th. Items can be re-

ceived in the church parking

lot, near the garages, between

10:00 AM and 12 noon. The

church and parking lot are lo-

cated at the corner of Holy

Cross Way and Van Duyne Av-

enue, Wayne. The following are

the items that can be recycled:

cell phones, iPods, MP3 Players,laptop computers, ink jet

printer cartridges, digital video

cameras, hand-held game sys-

tems, digital cameras, radar de-

tectors, GPS devices and Kindle

& Sony eBook reader (items do

not need to be in working

order). Any questions please

contact Michele Cornell (973)

694-4270.

Nov 6•Boy Scout Troop 108 is hold-

ing its annual pancake breakfast

on Sunday, November 6th from

8:00 am – 12:00 pm at Our Lady

of the Valley Church in Father

Rugel Hall, 630 Valley Road in

Wayne. The breakfast menu in-

cludes pancakes, sausage, fruit,

bagels, doughnuts, pastries, cof-

visit our website at www.lifeandleisurenj.com November 2, 2011Page 4, Zone 1

Publisher: Joe Pellegrino Editor: Bethanne Pellegrino Art Department: Robin Banta, Mary LalamaSales: Kathleen Todd, Lisa Buniewski, Debbie Schwartz

Please e-mail all press releases and calendar information to [email protected] or fax to 973.556.1991.

Advertising in Life & Leisure is affordable and effective. We are a “family friendly” publication and therefore reserve the right to accept only

advertisements that appeal to the entire family; the final determination of which is made by the Life & Leisure. Views expressed in Life & Leisureare those of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open toanyone desiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paidfor by the author and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsementof services, products or businesses advertised. © 2011 Life & Leisure, LLC. Life & Leisure is a trademarks of Life & Leisure, LLC.

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Oh, no ... not again!Your child awakes

feverish and listless,

complaining of a hot, painful

ear. It is the fourth time this

year she’s contracted an ear in-

fection and you are desperate

for answers. More antibiotics,

tubes in the ears ... what are

the alternatives?

Middle ear infection, or

otitis media, affects two-thirds

of children by two years of age,making it the most common

medical diagnosis in children.

Approximately a third of all

children will experience at

least six episodes of this disor-

der before entering school.

Some children have up to

twelve episodes in a single

year. Several bouts of reoccur-

ring infections can result in

permanent damage to the

inner ear.Typical medical treat-

ment of otitis media involves

the prescription of oral antibi-otics, commonly amoxicillin.

However, research published

in the Journal of the Ameri-

can Medical Association (Dec

/91) reveals not only is amox-

icillin ineffective for otitis

media, it actually worsens the

condition. There is also the

problem of repeated use of an-

tibiotics and the evolution of

“superbugs”, those growing

numbers of antibiotic-resistantbacteria.

Eventually, despite failure

of the antibiotics, the body’s

own immune system takes care

of the infection and all is well.

Or so it appears, until the next

reoccurrance. After several

episodes of this, it is recom-

mended your child has tubes

implanted in their ears, a pro-

cedure called tympanostomy

tube surgery, the most com-mon operation for children.

But wait, didn’t you read

something about this ... yes,

the April 1994 Journal of the

American Medical Associa-

tion published research that

examined 6,429 cases of tym-

panostomy tube surgery and

found less than half of thesesurgeries were appropriate.

Clearly, chronic or recur-

rent otitis media is a serious

health problem for which tra-

ditional medicine has limited

answers. Faced with this real-

ization, many parents seek al-

ternative methods of

treatment, including chiro-

practic. Indeed, drugless, non-

surgical treatment has great

appeal, and a growing body of research is showing chiroprac-

tic care can play an important

role in helping children with

chronic otitis media.

For example, a recent

paper published in Chiroprac-

tic Pediatrics documents four

cases of chronic otitis media

treated with chiropractic care.

The four patients described

range from 14 months to

seven years of age. Each hadchronic or recurrent otitis

media (usually with sinus in-

fections) ranging from one to

seven years. One patient had

60% hearing loss in one ear,

and surgery was advocated by

the pediatrician. All four pa-

tients had undergone multiple

regimen of antibiotics. Chiro-

practic examination revealed

postural distortions and evi-

dence of abnormal spinalalignment and movement

(“subluxation”), primarily in

the cervical region.

Treatment was adminis-

tered to correct the postural

faults and improve spinal func-

tion in the areas of subluxa-

tion. At the time of the

report, all four patients had

been free of otitis media for

periods ranging from five

months to four years withoutantibiotics or surgery. These


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Markets heat-up,

blood pressure boils

and tempers flare,

but, your retirement income

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tions, corrections and crashes.

Your retirement portfolio is

not a disposable and discre-

tionary fund. When you stop

working, that’s it, no more

paycheck! Outside of any pos-sible inheritance there are no

other fall-back zones or de-

fenses. Your portfolio is your

only lifeline! Have you

thought about it that way?

It’s true, although hard to ac-

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and your children to rely on –

maybe. Are you satisfied or

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how many reasons or situa-

tions will we face during our

retirement years that have

the possibility of totally com-

promising our retirement nest

egg? I can think of 5 Forces

of Portfolio Demise, can you

think of any others?

1.Stock and Bond Market

Losses

2. Cost of Health Care in-

cluding deductibles and co-

pays

3. Long-term care in a nursing

home or custodial care at your

own home

4. Taxes at death – Income or

Estate Tax at both the Federal

and State levels

5. Lawsuit Liability – when

you have assets, you are an

automatic targetIf you become compro-

mised, mentally or medically,

yet are covered financially,

you still need the legal docu-

ments to appoint the people

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nancial and health related de-

cisions on your behalf. Have

you done this yet? This is in

addition to or in concert with

your appointment of execu-

tor(s) and trustee(s). Have

you set up your portfolio to be

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income for your monthly

maintenance and or for your

spouse’s benefit, regardless of

your health and decision

making abilities? Do you have

a wealth magnification and

transfer program to bolster

your bequest, best benefiting

your spouse and kids when

you are gone? Have you en-

dowed your charitable giving

so your gifts will keep on giv-

ing in perpetuity? Have you

set-up a self-completing re-

tirement program for your

children and grandchildren,

if you have any? Have you

made your Christmas vaca-

tion plans yet?

If you‘ve answered no to

any of these questions, your

retirement and estate plan

needs a “check-up from the

neck-up!” I cannot stress

enough the vital importance

of preparedness. Remember

the 7 P’s: Proper Prior Plan-

ning Prevents Poor Perform-

ance – Period! When it

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retirement, remember the

goal is to: Maximize your In-

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P le a se c o me j o i n u s a t t he

C ha r i t y Fas h io n S ho w

o n No v. 1 9, 2011

a t t he

Pa rs i p pa n y H i l to n

Fe a t u r i n g

M i s s Tee n A me r ic a 2011 -

K a t a r i n a K nee r

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Stock markets and blood pressures

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8/3/2019 221657_1320239083Nov 2 2011 Z1 low rez



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fee, tea and orange juice. The

breakfast is cooked and served

by our Scouts. Tickets are only

$5 per person and can be pur-

chased at the door. Children 3

and under are free. This is the

troop’s only fundraiser of the

year and donations will go to-

wards the purchase of new

equipment. Troop 108 partici-

pates in many community serv-

ice projects throughout the year,

teaching boys the value of giv-

ing back to their community.

For more information please call

(973) 910-0108.

Nov 10

•The Friends of the Wayne

Public Library will hold a special

book sale on Thursday, Novem-

ber 10 from 10 am to 3 pm at

the main library located at 461

Valley Road. The sale will fea-

ture gently-used gift-quality

children’s books and gift-quality

coffee table books. All proceeds

will benefit the library. The

Friends welcome new members.

Friends serve as volunteers in

the Friends Room, help with the

Lunchbox Learning programs,

and sort donations of used

books, records, and magazines.

A large selection of books is al-

ways available at bargain prices

and includes novels, paperbacks,

cook books, non-fiction and

vintage books. Stop in and

browse, and be a part of your li-

brary, join the Friends. For more

information, please call 973-

694-4272, ext. 5405.

Nov 11

•On the second Friday night of

each month during its Shabbat

shop in Wayne, please call me

for a personal opportunity to

meet one on one to see how

this unique and superior re-

tirement and asset protection

program would best benefit

you, your spouse, your family

and your portfolio. If you’ve

read my column in this news-

paper for any length of time,

now is your chance to meet

the man behind the keyboard,

where I will be looking for-

ward to shaking your hand.

Call today: 973-831-4424 to

request an appointment!

Happy Halloween to trick or

treater’s everywhere.

Mark E. Charnet is President

and Founder of American Pros-

perity Group. APG is the Pre-

mier Retirement and Estate

Planning Franchise in the Unit-

ed States with 15 offices in 8

states. Mr. Charnet has over

thirty years of experience in the

Retirement and Estate Planning

fields. Creator of the Trinity

Method of Investing©, Mark

encourages your inquiries and

can be reached at: 800-929-

3374 or 973-831-4424 or via

email,markcharnet@

1APG.com Check out our web-

site: www.1APG.com Interest-

ed in a career in retirement and

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selected. Securities through:

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SIPC, FINRA and a Registered

Investment Advisor.

paying in installments is in-

creasingly viewed as a sound fi-

nancial tool for purchasing

necessities and managing ex-

penses, particularly during the

holiday season.

Overall, layaway plans are

heavy on benefits, including:

No fine print: For the most

part, retailer’s layaway plans are

straightforward and easy to un-

derstand.

No credit checks: Credit

checks are not required to enter

into a layaway contract. Lay-

away is a great option for people

who are trying to rebuild their

credit, due to foreclosure or past

credit card problems.

No need to leave home: Some

retailers have launched e-lay-

away programs, making it possi-

ble for consumers to purchase

online over time.

There are only a few draw-

backs to layaway plans, but

they are worth noting:

Missed payments: Making pay-

ments and making them on

time is the key to a successful

layaway purchase. The penalty

for missing payments is the can-

cellation of the layaway con-

tract. However, most plans offer

a seven-day grace period for

missed payments. It is impor-

tant to know the details of each

retailer’s plan before signing a

contract.

Missed sale prices: For shop-

pers who count on cashing in

on Black Friday sales, layaway

might not be an option. Some

retailers don’t offer Black Friday

prices to layaway customers, so

it pays to check with the stores

you plan to patronize before the

holiday shopping season begins.

outcomes were verified by

parental reports, medical ex-

aminations, school attendance

data and hearing tests.

How can chiropractic

help chronic ear infections?

Many cases of recurrent otitis

media are thought to be the

result of blockage or restric-

tion of the small lymphatic

chains that drain fluid from

the middle ear. This blockage

forces fluid to build up in the

middle ear, creating an invit-

ing environment for bacteria

and viruses. The restriction in

fluid drainage is caused by in-

creased tension in the muscles

overlying the already small

lymphatic drainage system in

children. Research has

demonstrated that spinal joint

function effects muscle tone.

Therefore, abnormal move-

ment of the joints in the neck

or incorrect spinal position

may be responsible for tighten-

ing the neck muscles, restrict-

ing lymphatic drainage.

The fundamental goal of

chiropractic care is to restore

and maintain optimum spinal

function, meaning correct

spinal position and joint

movement. When a chiro-

practor evaluates a child suf-

fering from chronic otitis

media or any other health

complaint, posture, spinal po-

sition and motion, and muscle

tone and function are thor-

oughly assessed. If abnormali-

ties are detected, the

chiropractor may use gentle

spinal adjustments and muscle

release techniques to help re-

store normal spinal and mus-

cle function, enabling proper

lymphatic drainage to resume.

So when your child suffers

from recurring inner ear infec-

tions that do not respond sat-

isfactorily to medical care,

think laterally! Alternative

approaches may provide the

solutions you are looking for.

Drs. Glenn and Christine Foss

are the owners of Advance

Sports Medicine and Physical

Therapy Center in Riverdale.

Both doctors have been practic-

ing chiropractic for over thirteen

years and have been amongst

the communities leading health

care providers. As innovators in

health care, they have merged

chiropractic and physical thera-

py services together to enhance

the quality of patient care and

overall treatment outcome. If

you have any questions for ei-

ther of the doctors or would like

to schedule a consultation please

call 973-616-4555.©

Recurrent ear infections in children


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continued from page 6

Layaway plans


Stock markets and

blood pressuresfluctuate,


Community

Happeningscontinued from page 4


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The term polydipsia

refers to excessive

thirst. We see this as

an increase in the amount of

water being drank, which in

turn usually leads to polyuria,

which means your cat is uri-

nating more often and a

larger volume.

These changes may be

very subtle and slowly pro-

gressive or quite obvious. You

may observe an increase in

the amount of wet litter in a

cat’s litter box or even acci-

dents outside the litter box.

Some cats may begin drinking

from a dripping faucet in the

sink or from an open toilet

bowl. However, if you want to

determine exactly how much

your cat is drinking, allow

him only one source of water

and subtract the amount left

in the bowl after 24 hours

from the amount you put in

originally. On average, cats

take in about 2 ½ cups per

day for a 10 pound cat. This

includes any water that is

taken in from other sources,

such as, from canned food.

If you determine that

your pet is drinking exces-

sively or just think it’s more

than usual, make an appoint-

ment with your veterinarian

because polyuria and polydip-

sia (drinking and urinating

more) can be an early sign of

a serious disease. These can

include: kidney failure, dia-

betes mellitus, hyperthy-

roidism (overactive thyroid),

liver disease, electrolyte ab-

normalities, pyometra (uter-

ine infection), other less

common endocrine disorders

and diabetes insipidus.

Several diagnostic tests

may be needed to determine

the cause of your cat’s

polyuria and polydipsia be-

cause many different diseases

can cause these signs. Any

visit to your vet should begin

with a complete medical his-

tory and thorough physical

examination. Initial testing

may include: measurement of

water intake at home, com-

plete blood count (CBC),

blood chemistry tests (includ-

ing electrolytes), urinalysis,

urine culture and sensitivity,

thyroid hormone (T4) con-

centration and abdominal x-

rays or ultrasound.

In older cats, the three

most common disease condi-

tions seen in practice that

cause polyuria and polydipsia

are kidney failure, diabetes

mellitus and hyperthyroidism.

Diabetes mellitus’ diag-

nosis is based on high blood

glucose concentration and

the presence of glucose, and

often incompletely broken

down fat products called ke-

tones in the urine. This dis-

ease is very treatable long

term. Initial treatment de-

pends on the severity and

may include hospitalization

with intensive fluid and elec-

trolyte therapy in conjunc-

tion with administration of

short-acting insulin or outpa-

tient management with long-

acting insulin.

Kidney insufficiency or

failure’s diagnosis is based on

serum biochemistry tests and

urinalysis. Treatment is based

on rehydrating the cat, trying

to slow the progression of the

kidney disease by dietary

modification and treating

complications such as hyper-

tension, nausea

and urinary tract

infection.

H y p e r t h y -

roidism’s diagno-

sis is based on

measurement of

thyroid hormone

concentration via

bloodwork. Diffi-

cult cases may require special-

ized blood tests or imaging.

Treatment consists of drug

therapy or radiation or less

commonly surgery. This dis-

ease is also very treatable long

term. Treatment with ra-

dioactive iodine (“I-131”)

will require referral to a spe-

cialty clinic or teaching insti-

tution in your area.

Optimal treatment of

any persistent medical condi-

tion depends on establishing

the correct diagnosis. The

symptom group polyuria and

polydipsia has many different

potential causes, and it is im-

portant to identify the under-

lying cause before beginning

treatment. Please visit your

veterinarian as soon as you

notice any changes because

with an early diagnosis you

often get a better outcome.

Dr. Matthew Krupnick is the

owner of the Pequannock Ani-

mal Hospital. He grew up in

Kinnelon and is happy to be

home, with his wife, three cats

and two dogs, to provide quali-

ty and compassionate care for

your pets in the community.

The Pequannock Animal Hos-

pital is located at 591 Newark

Pompton Turnpike in Pompton

Plains. You may reach them by

calling (973) 616-0400.


591 Newark Pompton Tpke. (near Friendly's) Pompton Plains, NJ 973.616.0400

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TeamDr. Shapley received hisBachelor of Science Degreein Biology and Master ofScience in ConservationBiology from MontclairState University. Hereceived his Doctorate ofVeterinary Medicine from

Western University of Health Sciences inPomona, CA. Dr. Shapley grew up in TomsRiver, NJ where he and his mother werevolunteer wildlife rehabilitators for thePinelands Sanctuary for Wildlife. He hastrained in multiple martial arts styles androde horseback since he was a child.Dr. Shapley currently resides in Glen Ridge,NJ with his two dogs, Bogey and Pearl.In his spare time he enjoys swimming, surfingand continuing his training in the martial arts.Dr. Shapley joins Dr. Matthew Krupnick, ownersince 2006, and is excited to meet your furryfamily member!!

Polyuria and Polydipsia in your cat By Dr. Matthew Krupnick

To Advertise Call 973-696-8008

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On November 5th, the

Preakness Baptist

Church, located at

1441 Ratzer Road, Wayne,

will be setting up

the “Field of

Flags” honoring

those soldiers

who have given

their lives in the

Afghan and Iran-

ian wars. One

flag will be set up

in memory of

each of the more

than 6,500 sol-

diers. We know

that the loss of a loved one is

never forgotten. If you have a

loved one who has passed

away in these conflicts and

would like to place a flag in

their honor, we invite you to

stop by the Church between

the hours of 9 a.m. and 1 p.m.

on November 5th and place

your flag.

A special service of re-

membrance honoring soldiers

from New Jersey, as well as

those who have served and are

serving in our nation’s mili-

tary, will be held at the

Church on Veterans Day, Fri-

day, November 11th at 2:00

p.m. It is our prayer that this

service will touch the hearts of

many, including the families

who have lost loved ones, or

who have loved ones currently

serving our nation. If you are a

member of a “Gold Star Fam-

ily” or know of someone who

is, and would like to attend

and be recognized at our Serv-

ice on November 11th, please

contact the church office at

973-956-0086 or by email to

[email protected].

The display will be on

the church grounds through

Friday, November 25th. We

invite you to stop by at any

time to remember those that

have given their lives.

The “Field

of Flags” was first

dedicated on Sun-

day, October 23rd,

2005, at the

Somers Congrega-

tional Church in

Somers, Connecti-

cut. The flags

were placed to

honor those who

have given their

lives in the con-

flicts and to show that those

who have died and their fami-

lies and friends were remem-

bered in prayer. The “Field of

Flags” had more impact than

imagined as people came from

all over to see the flags. It is a

silent, patriotic, and poignant

reminder of the cost of war.

Since 2005 the “Field of Flags”

has flown at 52 locations in 10

states.

Please take a few minutes

to stop by and remember.


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“Field of Flags”

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You Take Care

of Them...We Take Care

of You!

b lif dl i j N b 2 2011P 16 Z 1

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Ronnie is in kinder-

garten. Ronnie’s mo-

ther describes him as

a “difficult” child. He only

wants to wear old t-shirts and

jeans. He argues with his

mother each time she cooks

something new for dinner and

refuses to eat. He throws

tantrums at the mall. Shop-

ping for clothes is almost im-

possible. When playing with

other children, Ronnie is

“bossy”. Ronnie is happiest

when he is following his rou-

tine. He dislikes surprises.

When his mother and father

hug him, he stiffens. He loves

his German shepherd and will

lie on the floor with her for

hours. Ronnie’s mother won-

ders what she is doing wrong.

In school, Ronnie has

been sent to the principal’s

office several times for hitting

other children. He sometimes

refuses to participate in group

activities. During arts and

crafts, Ronnie usually asks to

go to the bathroom.

During his six year old

checkup, Ronnie’s mother de-

scribed these observations to

her pediatrician who recom-

mended an occupational

therapy evaluation. The

evaluation revealed that Ron-

nie has a sensory processing

disorder, specifically, a sen-

sory modulation disorder

(SMD). This means that

Ronnie’s nervous system over

responds to everyday sensa-

tions.

A child with a modula-

tion disorder can appear to

have behavior problems. Re-

fusal to participate in activi-

ties, rigid adherence to

routines and pushing others

away are actually strategies

used to avoid what the child’s

nervous system registers as a

threat. Picture yourself in the

kitchen at midnight. The

lights are turned off and you

think everyone is asleep. Sud-

denly someone taps your

shoulder. In this situation,

your nervous system reacts

with a “fight or flight” re-

sponse. You jump, your pulse

races, you feel afraid. For a

child with SMD, the fight or

flight response is triggered by

everyday stimulation includ-

ing the feel of a new shirt or

glue on their hands. Being

bumped by another child in

line may be interpreted as

being punched. Over reaction

to one event is only the be-

ginning of the problem for a

child with SMD. Often they

are unable to calm their nerv-

ous system and the sensory

events build up over the

course of the day. Even if a

child has strategies to calm

themselves, these may not ap-

pear socially acceptable or

may interfere with life skills,

as when Ronnie spends arts

and crafts time in the bath-

room. So what can be done?

A qualified occupational

therapist uses a detailed par-

ent and child interview as

well as standardized assess-

ments to determine the na-

ture of a sensory processing

disorder. There are several

types of sensory processing

disorders and they can vary in

degree and presentation.

Once the specific nature of

the disorder is uncovered, the

family needs to understand

what is going on. In almost all

cases, the parent and child

are relieved to hear that there

are reasons behind the behav-

iors and that help is readily

available.

Therapy for SMD con-

sists of age appropriate, moti-

vating play oriented activities

that aim to regulate the

child’s nervous system. Vari-

ous types of sensory rich ac-

tivities are used including:

movement, deep pressure and

resistance which stimulate

the sensory receptors in the

muscles and joints, tactile, vi-

sual and auditory input. Foods

and scents can also be used.

As the child responds posi-

tively in therapy, a sensory

diet is developed for home

and school. This “diet” incor-

porates activities and modi-

fies challenges to enable the

child to increase their abili-

ties to not only tolerate, but

to enjoy and learn from sen-

sations they previously

avoided. For Ronnie, the vac-

uum cleaner turned out to be

one of his favorite “toys”. The

vibration helps to regulate his

nervous system! His mother,

understanding his challenges,

washes new clothes several

times before Ronnie wears

them so that they felt softer

and smell like his other

clothes. She has found that

Ronnie prefers raw carrots

and string beans to the

cooked ones that she had

been trying to convince him

to eat. Most importantly, she

learned that Ronnie enjoys

bear hugs as long as she does

not stroke his hair. Ronnie

and his teacher are pleased

that when he stands at the

end of the line to avoid being

bumped, he no longer pushes

or hits his peers. She moved

his desk so that he sits at the

end of the row. Ronnie is al-

lowed to use a special brush to

scrub his hands before and

after finger painting.

Working with his occu-

pational therapist helped

Ronnie to learn what he

needs to do to feel “just right”.

He can now use his strategies

before going to birthday par-

ties and play dates. He is mak-

ing friends and is a happier

child.

If your child has been di-

agnosed with Sensory Modu-

lation Disorder or has been

classified as “difficult” and

would like to consult with

Andrea, please do not hesitate

to contact her at Kids’ Ther-

apy Center 973-616-8300.


Do I really have a “difficult” child? By Andrea Finkelstein, Occupational Therapist

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If interested in participating and for additional inquires,

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You will be paid for your participation - $50


i it b it t lif dl i jNovember 2 2011 Zone 1 Page 17

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Jeffrey B. Wise, M.D.,

F.A.C.S., double board-

certified Facial Plastic and

Reconstructive surgeon, is

proud to announce the Wise

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a culmination of Dr. Wise’s ex-

tensive experience in facial re-

juvenation. Having performed

over 3,500 facial rejuvenation

and eyelid procedures, he fo-

cuses exclusively on plastic

surgery of the face.

Dr. Wise underwent his

training at some of our coun-

try’s finest institutions, specifi-

cally Yale, Cornell and the

University of Pennsylvania.

He shares his expertise at the

New York University School

of Medicine, where he teaches

Facial Plastic and Reconstruc-

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compassion, and exceptional

skills led to his being named

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search Council of America.

Based on Dr. Wise’s vast

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The multiple rapid recovery

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The Wise Lift is com-

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the eyes, and lost volume in

the cheeks and folds.

Dr. Wise’s specialized

facelift technique tightens the

skin in the neck and lower face

by suspending the sagging mus-

cles and fascia to obtain a long

lasting correction. Incisions

are tiny with his cutting-edge

procedure and strategically

placed in creases and folds. All

of the above promotes a natu-

ral, youthful profile to the jaw

line and neck.

After tightening the loose

tissues in the jaw line, jowls,

and neck, the skin is rejuve-

nated with Dr. Wise’s state of

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The CO2 laser resurfaces the

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Facial plastic surgeons

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The ultimate in facial re-

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Dr. Wise is dedicated to

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Gold Now $1,725 oz.

Dr. Jeffrey B. Wise



visit our website at www lifeandleisurenj com November 2, 2011Page 18, Zone 1

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Since 1987

151 Newark Pompton Tpk, Pequannock, NJ

973.694.9073 P • 973.694.1681 F • bostonlouisjewelers.com


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visit our website at www.lifeandleisurenj.com, , g

Boston Louis JewelersSince 1987

A Great Local Success StoryIt all started back in the eighties with two local

kids looking to make a few extra bucks afterschool. Kenny Boston and Louis “Buddy” Mazzo

first met in the former Lincoln Park Boy Scouttroop #170 and stayed friends throughout HighSchool. Meeting again while in college theydiscovered that they were both involved in thejewelry business. At the time Buddy was helpingat his grandfather’s jewelry casting companyand Kenny had been working in NYC’s Dia-mond District and studying gemology. Both haddeveloped a lot of contacts in the industry andthought it might be fun to start a project to make

some extra money. Before long their “hobby”which they started with only $200, explodedand became their full-time careers. Decadeslater, their business is still continuing to grow.

The Difference Experience MakesWith nearly 60 years of working in the jew-

elry field between them, Kenny and Buddy haveseen just about everything and dealt with justabout every issue a jeweler can face.

What gives them an extra edge in this highlycompetitive market is that they still operate thefamily jewelry factory,

blending four generations in jewelry manufac-turing with the meticulous and creative eye of agemologist/designer.

As their long time customers know, Kenny andBuddy take great pride in their work and would

rather turn away a customer than lead themdown a path that they know will not benefitthem. Their true love though is the creation ofunique high quality pieces of jewelry

WHAT? YOU HAVEN’T SOLD YOUR OLDGOLD YET?????

What’s the big deal?Everywhere you look you see advertisements

telling you to sell your gold or unwanted jewelry.

For those of you who haven’t jumped on this“Cash for Gold” bandwagon yet and wonderwhat the big deal is, here is an explanation:

Over the past 20 years or so, pure gold (24K)has stayed in the range of $300 to $400 perounce.

Let’s say you bought a 14K gold chain in2002 for $100 and then a week later you dis-cover that your dog chewed it up beyond re-pair. If you wanted to sell the chain back for

the “scrap” value of the gold, chances are youwould have gotten around $25 to$30, which would be about 25 to 30percent of the purchase price.

At the penning of this article, gold is floatingin the range of $1600 per ounce. This is thehighest gold has ever been, and about fourtimes as expensive as it was in 2002. So re-turning to that dog mangled chain example, you

would now get back more than at you originallypaid for it back in 2002, no matter the condi-tion!

For those of you who need to pay off bills oroff-set the increasing price of everything thesedays, this is one aspect of the bad economywhere you can actually profit. There is a lot ofmoney to be had for gold, silver and platinumitems you no longer wear. Surprisingly, noweven items that are “gold filled” such as com-

pany and school pins, old cuff links and watchbracelets have value. Just a few years ago theseitems would have literally been thrown away!

The new rising star is silver at roughly $40per ounce, with great money being offered forold silverware, jewelry, and other formal servingpieces.

Unlike a lot companies who have only re-cently jumped on this “Gold Buying” band-wagon, we have been buying estate pieces,

diamonds, silver and old jewelry for over 25 years and consider it one of our areas of expert-ise. We offer sellers top dollar in a pressure-free, private, and respectful environment.

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Store Hours: Tuesdays, Wednesdays, and Fridays from 10am to 6pm, Thursdays from 10am to 8pm

Saturdays from 10am to 5pm, Closed Sundays and Mondays.For further information call 973-694-9073 - fax 973-694-1681, or visit our website at bostonlouisjewelers.com


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With so many peo-

ple looking for al-

ternatives to

costly holiday fare, newspa-

pers, magazines and online

cooking sites are

overflowing with

great ideas. But the

key to hosting a

successful seasonal

meal is not simplyfinding interesting

recipes and pur-

chasing lower-cost

foods, but in creat-

ing and organizing a

menu that works

from start to finish.

The easiest way to

do that, make a

plan and stick to it.

Share the cooking and

the cost. Rising food costsand tighter budgets have

prompted many people to

host potluck holiday dinners.

As the host, you might pre-

pare the main dish and have

your guests fill in the rest of

the menu. Either ask partici-

pants to contribute their sig-

nature salad, side dish or

dessert, or plan a meal along

a particular theme and give

guests choices from among a

list of menu items.Simplify. There is no

rule stating that holiday din-

ners have to be fancy, so don’t

be afraid to plan a menu that

has fewer and less costly com-

ponents. For example, serve a

hearty and flavorful turkey

stew or soup in place of a

more expensive roasted

turkey. Pair it with a simple

salad and loaves of crusty

bread, and then finish up withhomemade apple cobbler.

Your guests will leave happy

and well nourished, and you

will have served up a flavorful

and frugal holiday feast.

Cook and freeze. Another op-

tion is to build your menuaround a few dishes that can

be prepared ahead and frozen.

Cooking ahead saves money

by spreading out food expen-

ditures and avoiding last-

minute shopping, which often

leads to spending more

money.

Go meatless. Vegetarian

dishes can be far less expen-

sive, especially when feeding

a crowd. Consider replacingthe turkey or roast with a

pasta or risotto dish, roasted

vegetable tart or veggie

lasagna. Great sources of veg-

etarian recipes include vegk-

itchen.com, epicurious.com,

vegetariantimes.com, and

allrecipes.com.

Go ethnic. While tradi-

tion tends to rule at

Thanksgiving, Christmas

and New Year’s menus arewide open. How about a

Mexican fiesta or an Italian

feast? With a large pan of

enchiladas or a big bowl of

spaghetti and meatballs, it’s

easy to feed a crowd and

stay on budget.

Stick to homemade. As a

rule, anything you make at

home will cost less — and

likely tastes better — than

prepared foods from the gro-cery store or a restaurant. If

you stick with simple recipes

that don’t require an array of

exotic ingredients, your

homemade holiday meal will

hit the spot and you won’t hit

the ceiling when you add up

the food bill.

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8/3/2019 221657_1320239083Nov 2 2011 Z1 low rez


services, Shomrei Torah, the

Wayne Conservative Congrega-

tion celebrates wedding an-

niversaries that occur during

that month. There are special

prayers and songs during the

service and special desserts at

the Oneg Shabbat (dessert re-

ception). The next service will

be held on Friday, November 11

at 8:00 pm. Come and cele-brate! Shomrei Torah is an

egalitarian Conservative con-

gregation that serves and has

members in the communities of

Wayne, Pompton Plains, Pomp-

ton Lakes, Pequannock, Lin-

coln Park, Towaco, Riverdale,

Wyckoff, Franklin Lakes, Oak-

land, Butler, Kinnelon, Totowa,

Woodland Park, and surround-

ing areas. For additional infor-

mation about the Congregationor the event, please contact the

synagogue office at 973-696-

2500 or office@ShomreiTorah-

WCC.org or view the

synagogue’s website at www.

ShomreiTorahWCC.org. Find

out why Shomrei Torah’s motto

is “Celebrating Tradition, Em-

bracing the Future!”

Nov 17-19

The Crucibleby Arthur Miller.

Wayne Valley High School

presents Arthur Miller's time-

less tale of paranoia, fear and

vengeance during the Salem

Witch Trials of 1692. Why

must neighbor turn against

neighbor? What dim paniclives in the corner of the human

mind that forces some to sacri-

fice themselves for the sins of

others? Thursday, 11/17, Friday,

11/18, Saturday, 11/19. Time:

7:30. Tickets: Adults: $10, Stu-

dents/Seniors: $8

Dec 4

• The Dey Mansion/Washing-

ton’s Headquarters Museum, lo-

cated at 199 Totowa Road inWayne, New Jersey will be host-

ing its annual Christmas Event

from 11:00am to 4:00pm, on

Sunday, December 4, 2011. Ad-

mission is $1.00 per person.

There will be 18th Century

craft demonstrations, colonial

cooking, music, 18th century

dancing, and the New Jersey

Militia/Heard Brigade will per-

form outdoor Military drills,

weather permitting. The Mu-

seum staff decorates all the

rooms. Local florists will be do-

nating seasonal arrangements.

This annual event has gathered

a great deal of interest through-

out the years and has drawn

many people to the museum tosee the displays. The Dey Man-

sion is a 1740’s Georgian home

that served as General George

Washington’s military head-

quarters for a three-month pe-

riod in 1780 during the

Revolutionary War. Today the

historic house is owned and op-

erated by the Passaic County

Department of Parks and Recre-

ation and is furnished with eigh-

teenth century antiques.

Around the Community…

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Community Happenings



FIND THE BEST PLACES FOR DINNER, DRINKS AND APPETIZERSWITH FRIENDS. ONLY IN LIFE & LEISURE

TO ADVERTISECALL973.696.8008

FALL2011


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Over time a pet that is

routinely using a patch

of grass as his personal

potty will damage that stretch of

lawn. The behavior of canines

plus the chemical components

of the urine contribute to the

brown, dead patches synony-

mous with dog waste. But there

are ways to mitigate the prob-

lem.

Dog urine and feces can often

be a frustrating problem, even

to pet-lovers. The war between

wanting a pristine lawn and a

healthy pet can drive pet own-

ers to investigate ways to pre-

vent or reduce marring of the

lawn. Do those urban legends

like tomato juice or baking soda

work? In most cases, no, how-

ever, there are ways to reduce

the amount of lawn damage

with other methods.

Dog waste chemistry

Understanding why urine

and feces can affect your lawn

requires understanding the

makeup of these waste products.The fundamental problem in-

volves the concentration of ni-

trogen in the solid and liquid

waste. Primarily in dogs, the

kidneys serve to remove excess

nitrogen from the dog’s high-

protein, meat-based diet. In

small concentrations, nitrogen

applied to a lawn can actually

serve as a fertilizer —helping

the lawn to be green and bright.

But it’s the higher concentra-

tions that do the most damage.

These essentially burn out the

grass and cause brown, bare

patches that can be rather un-

sightly.A few decades ago, Dr.

A.W. Allard, a Colorado veteri-

narian, examined numerous

variations in dog urine and the

effects on several common lawn

grasses. He found fescue to be

the most nitrogen-resistant. Yet,

even that grass has its saturation

point and can brown.

Who is the biggest offender?

Dog owners sometimes

think that female dogs have dif-

ferent urine chemistry because

they tend to do the most dam-

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both male and female dogs can

do damage, it just comes downto the way urine is applied.

Male dogs oftentimes “mark”

their territories or spray a small

amount of urine to different

parts of the landscape. These

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small concentrations may not

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Cats that use the outdoors

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Fixing the problem

Apart from diluting theurine, which can cause its own

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Beautiful lawn vs. faithful pet; Putting

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It’s possible to be a lawn-lover and a dog-loverwith a few tips to keep grass green.

continued from previous page


8/3/2019 221657_1320239083Nov 2 2011 Z1 low rez



8/3/2019 221657_1320239083Nov 2 2011 Z1 low rez


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The toggle clamps eliminate

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issues, the best way to alleviate

brown spots is to walk the dog

around the neighborhood to

other appropriate spots. Other-

wise, a dog-only area can be set

up in the yard. Then pet ownersmust train their dogs to use that

specific area. Laying down pea

gravel or mulch can be a way to

absorb the urine without having

it damage the lawn. Camou-

flage, like bushes or a fence, can

set the dog area apart from the

rest of the backyard as well.

It can take up to two

weeks or more to train an older

dog to take to the new potty

area. Puppies may adapt a littlefaster. Collecting urine and

feces and placing it in the dog’s

area can help set up a scent

mark that may make it easier for

dogs to learn that’s where

they’re supposed to go. For the

training period, pet owners

should accompany their dogs to

the new area on a leash; do not

leave the pet unattended in the

yard. He or she may revert back

to the normal spot being used

for relief.

With time and patience,

pet-lovers can cohabitate with

their pooches and still enjoy a

nice lawn. It just takes a little

creative thinking and training


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Gift ideas for the

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8/3/2019 221657_1320239083Nov 2 2011 Z1 low rez


Books are here! Wayne Presby-

terian Church will begin selling

them immediately. The price

remains the same as last year -

just $30. The books offer dis-

counts on fine dining, fast food,

travel, family activities, movies

and much more. Books from

other states and Canada are also

available upon request. To pur-chase a book, call Wayne Pres-

byterian Church at

973-694-7109 or stop by the

church office located at 1200

Alps Road at the corner of

Ratzer Road in Wayne. Office

hours Monday - Friday from

9:00am to 1:00pm.

•Visiting Angels of Wayne in

association with the Alzheimer’s

Foundation of America is offer-ing free and confidential year

round memory screenings. The

screenings are available on the

third Wednesday of each month

from 2 to 4 p.m. by appointment

only. The screenings are held at

the Visiting Angels’ office lo-

cated at 2190 Hamburg Turn-

pike in Wayne. Visiting Angels

is a senior homecare agency that

helps seniors remain comfort-

ably at home through joyful

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To Advertise in Life & Leisure’s Home Improvement Section Call 973-696-8008CommunityHappeningscontinued from page 21



8/3/2019 221657_1320239083Nov 2 2011 Z1 low rez


You are probably wonder-

ing, how is it possible to

determine my cost be-

fore I know which schools my

student will apply to or ulti-

mately attend. For the most

part, it does not matter which

school. What matters is what

you will be expected to pay in

the form of your Expected Fam-

ily Contribution (EFC) and the

projected unmet need. Just as

important, you need to know

your family’s ability to pay the

EFC, which will be the absolute

minimum out of pocket regard-

less of which school your stu-

dent attends. Since schools

differ in the amount of aid they

can provide, your cost will defi-

nitely be your EFC; and in most

cases, some unmet need. How

much Need Based Aid you will

be eligible for is determined by

subtracting your EFC from the

Cost of Attendance at the

school. Remember, your EFC

remains constant. These exam-

ples will illustrate the point.

School A: Cost of Attendance

$30,000 less EFC of $30,000

equals $0 Need.

School B: Cost of Attendance

$40,000 less EFC of $30,000

equals $10,000 Need. Your

need is what you are eligible for,

not necessarily what you will re-

ceive.

Let me better explain. In

the college planning and finan-

cial aid world, every family will

have an Expected Family Con-

tribution (EFC), based on fi-

nancial aid formulas. Be

prepared, because this number

usually results in shock or tears

of disbelief when families learn

what their EFC will be. It is not

worth arguing or debating

whether the formulas are cor-

rect or fair. Parents often laugh

or panic when we tell them

their EFC and commonly say,

KINNELON $1,275,000Exquisite 6BR, 4.1 Bath, Ch Colonial, built in2005. 2 story Great Room w/fplc., In-law suite,W/O LL, H/W flrs., 3 car gar., 2.3 acres. KIN9560

Kinnelon/Smoke Rise 973-838-9300

KINNELON $1,195,000Smoke Rise – Impressive New Construction.Very Grand 4BR, 4.1 bath Custom Built. Ranchon exceptional 1.44 acre property. KIN3073


KINNELON $1,375,000Elegant 5BR Colonial Professionally decorated2-story Great room, Atrium, In-Law Suite, IGpool, nestled on a cul-de-sac. KIN2210


KINNELON $1,998,000Smoke Rise – Highest standard of quality work-manship, attention to detail. A visual feast. Trulya work of art. KIN2048


KINNELON $1,999,000Stately 4BR, 4.2 bath CHC on 3.7 acres on a

cul-de-sac, paver driveway. 3 car gar. KIN3049


POMPTON PLAINS $529,000Unique 4BR Tudor with large LR, FDR, newerEIK, 1st flr. MBR & more set on a wooded lot afew min. from schools, shops & transp.WYN0687

Wayne 973-694-8000

POMPTON LAKES $429,000Spacious rebuilt 4BR, 2.5 bath Colonial withopen feel, custom trim, MBR Ste, 2 walkin clos-ets, Lemonade front & back porches, fencedyard. WYN0467

Wayne 973-694-8000

KINNELON $1,895,000Smoke Rise Waterside Oasis! 17 room sophis-ticated casual elegance describes this home.Mature, meticulous landscaping. KIN2127


KINNELON $2,399,000Conveniently tucked away in heart of Kinnelonon cul-de-sac rests incredible 12,000 sq. ft.Estate with cutting edge amenities. KIN1152


WAYNE $529,900Meticulous 4BR, 3.1 bath Townhome with up-dated kit, Granite, breakfast room, HW flrs.throughout, wo fin. Bsmt. & gar. in choice lo-cation. WYN0616

Wayne 973-694-8000

WAYNE $439,9003BR, 1.5 bath Ranch with Slate entry. DR/LRcombo with fplc. Wood flrs., FR with wall of win-dows to lakeviews, updated kit., fenced yard &garage. WYN0755

Wayne 973-694-8000

WAYNE $219,900Immaculate & charming 3BR, 1.5 bath Ranch

with DR, LR, Great rm with wood burning stove

+ garage. WYN0831Wayne 973-694-8000

WAYNE $529,900Gracious 5BR, 2.5 bath Colonial with great openfloor, FR with fplc., beautiful rear yard with IGpool & 2 car gar. Near all tranp. WYN0278

Wayne 973-694-8000

WAYNE $449,900Large 6BR, 2.5 bath Colonial with sep. qtrs. &private entrance, FR with fplc., HW flrs., newerbath, 2 separate drives, gar. & MORE in a greatloc. WYN0160

Wayne 973-694-8000

WAYNE $895,000Stately 5BR, 4.5 bath Colonial with Library ofc,front/rear staircases, HW flrs., Centerisle kit.,fin. Bsmt., full bath, IG pool on large property.WYN0615

Wayne 973-694-8000

KINNELON $1,450,000Secluded 6BR’s, 5.2 home, 5 car garage, 5 fplc’s,IG Gunite pool with Spa, 2 Master Suites on4.51 acres. KIN2156


KINNELON $1,500,000Smoke Rise – 5BR’s, 5.1 Unique Custom homewith lake views, sprawling flr. Plan with specialfeatures. KIN2208


KINNELON $1,600,000Smoke Rise Lakefront luxury – exquisite 6,000sq. ft. Georgian Colonial on 3 acres in the pres-tigious Smoke Rise Community. KIN9352


WANAQUE $499,940New construction Wanaque Reserve 55+ com-munity with 2119 sq. ft. living space (West-brook) + impressive 20000 sq. ft. clubhousewith activities! WYN0032

Wayne 973-694-8000

WAYNE $347,0003BR, 2 bath Split on 1/3 acre level lot. NOFLOOD! Fplc., wood flrs., CA, Bsmt. + gar. Lakepriv. walk to NY bus. Home warranty. WYN0226

Wayne 973-694-8000

WAYNE $479,000Be ready for a surprise! 4BR, 4 bath ImmaculateSplit with LR w/fplc., DR, kit., FR w/fplc., 2 cargar & beautiful yard with IG pool. WYN0879

Wayne 973-694-8000

KINNELON $1,149,999Fab. Smoke Rise Georgian Manor Ch Col. Onprivate Estate like setting, cul-de-sac. 1.68 acrelot blocks to green acres. KIN9003


KINNELON $1,047,000Gracious CH Colonial built in ’95, 5BR’s, 3.1baths, 2-story Great Room, fplc., IG pool, 3 cargar. on 1.54 acres. KIN2181


BLOOMINGDALE $199,900Great 3BR, 1.5 bath Townhome in good condi-tion overlooking pond & playground with nicelayout, 1st floor den & private deck. WYN0798

Wayne 973-694-8000

Determine your cost for college before looking at schools By Chuck Drawbaugh



8/3/2019 221657_1320239083Nov 2 2011 Z1 low rez


companionship and a commit-

ment to professional services

such as hygiene, light house-

keeping, errands, and meal

preparation. For more informa-

tion or to make an appointment

for a screening, please call (973)

839-3761.

•The Riverview Garden Club,

based in Wayne, NJ, encourages

local area residents who are in-

terested in gardening and in ex-

panding their botanical knowl-

edge to become club members.

Novice as well as experienced

gardeners are welcome. For de-

tails about joining our club,

please call our membership On Saturday, Octo-

ber 22nd from

10am to 1pm,

Coldwell Banker held their

first annual shredding day to

help residents get rid of

their personal paper confi-

dentially, free of charge, in

a safe reliable environment.Agent Jane Konzelmann

arranged to have the All-

state Information Manage-

ment Company’s on-site

shredding truck set up in

the parking lot of the

Wayne office located at

1410 Valley Rd. Office

Manager, Patti Tahan, was on

hand to welcome the approx-

imately 100 people who at-

tended the event andwelcomed them with coffee,

bagels, donuts, snacks & give-

aways! A Coldwell Banker

Mortgage Representative was

on hand, along with a Notary

Public & Real Estate Agents,who were available for Cur-

rent Market Analysis and

Credit Reports. If anyone is

interested in attending a

Spring Shredding Day, please

call Coldwell Banker Wayneoffice at 973-694-8000.

MARIA FERRITO

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Consistent TOP PRODUCER

in the WAYNE area

973-986-6914 Cell

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MARIA FERRITOfor CURRENT MARKET VALUE

OF YOUR HOME

WAYNE $715,900Center Hall Colonial 5BR 4.5BA home features a kitchen w/ new appliances, family roomw/ fireplace and new hardwood

floors, MBR w/ walk-in closetand updated bath and finishedwalk-out basement.

WAYNE $805,000

CLASSIC COLONIAL!Brick CH Col on cul de sac. 5 bdrm, 3.5bath. 4000 sf. Great rm w/soaring ceilings& FPL. Picturesque landscaping w/paverdway, priv yard & trek deck, IG heatedpool. 2 story ent foyer, EIK w/c-island,Formal DR. Master bedrm w/sitting area,shower & jacuzzi tub. Huge fin. bsmt w

bar & bath.

WAYNE $544,000

CUSTOM RENOVATED HOME!Beautiful custom renovated home with 4

bedrooms, 2.5 bthrms, living rm with gas

flp, huge kitchen, formal dining rm, hard-

wood flrs, central a/c, radiant heat

throughout, garage, nice back yard, low

taxes, close to highways for NYC.

WAYNE $329,000

PINES LAKE COMMUNITY!Desireable pines lake community! Greatranch features 3 bdrms, eat-in kitchen, liv-ing room with fireplace, dining room & sunroom. Quiet street in great location. Fullunfinished basement. 1 car garage. Short

walk to pines lake south beach & club-house. Great potential!

WAYNE $729,000RED BARN ESTATES!

Fantastic CH colonial in Red BarnEstates! Home features 5 bedrooms, 2 fullbaths, 2 half baths, EIK w/center island,granite, fam rm w/vaulted ceilings & woodburning fireplace, hardwood & tile floors,central vac. 2nd kitchenette w/granite,pub, gym rm, c/alarm, sprinkler, pavers &

more!

WAYNE $529,000

AS GOOD AS NEW CONSTRUCTION!Totally renovated in 2005! This colonialfeatures 4/5 large bdrms, 3.5 baths,kitchen w/ SS appliances, maple cabinets& granite c-tops, living rm w/ cathedralceiling, family rm w/french doors leads to1,000SF paver patio. Also has in-law suite

w/ bdrm & bath, Full bsmt and 2-car gar!Quiet Street!

WAYNE $949,900RED BARN ESTATES!

Great location! Brick front colonial fea-tures 5 bdrms, 4 baths, meik w/centerisland, formal din rm, fam rm w/ fpl, deck,mbr w/mba & walk-in cedar closet, bdrmw/jack & jill ba & fin bsmnt w/rec rm alsoincludes 3 car gar, brick pvr drvwy, u/g

spr, c/a, c/alarm & so much more toenjoy!

WAYNE $569,623

CUSTON BUILT RANCH!!Spectacular custom built ranch on over1/2 acre level lot features 5 bdrms, 3.5baths, huge eat-in kitchen w/ sliders todeck, living rm w/ wood burning stove, for-mal dining rm & finished walk-out bsmt.

Also includes 3 car garage & over sized

detached garage w/ lift. In-law suite onlower level!

WAYNE $799,900SPECTACULAR COLONIAL!

Spectacular totally renovated 4 Bdrm, 4.5Bath Center Hall Colonial features 2-StoryEnt Fyr w frplc, eat-in kitc w/ stainlesssteel appliances, sep dining area, cathe-dral ceilings, center island, great roomwith wet bar, home theatre rm & Bsmt.Beautifully landscaped yard w/Paver Patio

& Gazebo!

WAYNE $839,931

VISCAYA ESTATES!Immaculate CH colonial loadedw/upgrades features 4 bdrms, 4.5 baths,meik w/center isl, 2 story fam rm w/2ndstaircase, den/poss 5th br, mbr w/mbaand fin w/out bsmnt w/media rm,wet barrec rm,summer kitchen, bath & sliders topatio. Also included c/alarm, c/vac, inter-

com system, great views & more!

WAYNE $999,000

HORIZON HEIGHTS!6200 sq.ft home has beautiful mountainviews! Features 7 bdrms, 4 full baths, 2half baths, hg mbr suite w/ fplc, 2 story entfyr w double stairway, billiard/study w/ built-in bar & fp, sunken fam rm, great rmw/ fp & fin wo bsmt. Also includes built-inpool, cabana w/ 1/2 bath & 4-car gar!

WANAQUE $285,000 WANAQUE RESERVE

2nd floor Colfax unit in desirable

Wanaque Reserve. 2 bedroom, 2 bath

unit features eat-in kitchen with granite

countertops, formal dining room &

office/den. Hardwood floors. Crown

molding throughout. Many extras!

WAYNE $499,900SPECTACULAR HOME!

Gorgeous split level features 3 brs, 3 newerbaths, new kitchen w/cherry cabinets,granite counter tops & stainless steel appli-ances, open floor plan, refinished h/wfloors, french doors leading to beautifulsolarium and finished bsmt! Great location& easy commute to nyc! Park like property!

MEMBERS OF:GARDEN STATE MLS

NEW JERSEY MLSHUDSON COUNTY MLSOCEAN COUNTY MLS

Coldwell Banker regional marketingcenter annual shredding day





8/3/2019 221657_1320239083Nov 2 2011 Z1 low rez


“How do they expect us to

come up with that kind of

money?”

The point is: you need to

know your EFC, and realize it

will be the same regardless of

the school; so why wait to find

out and further delay planning.

The only way to pay less than

your EFC is if your student goes

to a school that cost less thanyour EFC; for example, a com-

munity college. Once you de-

termine your EFC, it is time to

determine how you will pay

that amount, regardless of the

school. Need based aid is

meant to help cover your finan-

cial need, not your EFC.

Therefore, you will pay your

EFC from either, savings, in-

vestments, your income, or by

borrowing. Many families donot have enough savings to

cover their EFC for the first

year, let alone four or more

years. Therefore, most families

will be borrowing to cover a

portion of their EFC.

Once you determine how

much you are expected to pay

(your EFC and unmet need), it

is important to determine how

much you can pay, or more im-

portantly how much you shouldpay. It is crucial to determine

how much you should pay early

on, because if you don’t, you

could paint yourself into a cor-

ner financially. You should

know how much you may have

to borrow and what that means

in monthly payments. If you

have found it difficult to set

aside money each month lead-

ing up to college, what will

change to make money avail-able to make the monthly pay-

ments on college loans? It is

very important to know the an-

swer to this. If things are that

tight, the answer should not be

deferring all payments on all

loans until after college is com-

pleted. That just might be a

temporary deferment resulting

in a much bigger problem. By

deferring, the payments will be

larger, so you must be comfort-able with the student’s future

career direction and earning po-

tential to cover the larger pay-

ments. Assessing the various

loan options is a topic in itself.

Back to determining how

much you (specifically the par-

ents) should pay. While it is a

noble and preferred goal for

most parents to cover the ma-

jority of college for their chil-

dren, you must determine in

advance the impact your col-lege contributions will have on

your own retirement. The real-

ity is that most parents may

have fifteen to twenty years left

of high earnings potential, once

their children are out of college.

If you continue to pay off loans

for college expenses after your

student has graduated, your

time frame to bolster your re-

tirement becomes even shorter.

In addition, should a parent getlaid off or is ever disabled for

any period of time, both college

and retirement may take a hit.

Before committing to a

contribution amount, parents

should do a detailed analysis of

what their retirement picture

might look like, based on their

efforts to date and reasonable

projections into the future.

Many people fall prey to seeing

large dollar amounts in their re-tirement plans and thinking

they will be fine when their re-

tirement day arrives. Take the

time to confirm what will prob-

ably be, and don’t rely on what

you think will be in retirement.

If you are not comfortable with

your retirement picture, you

may have to reduce your contri-

butions toward college. The

bottom line is that your student

will have their entire working

lifetime to address loans, while

you may have a limited window

to pay down mortgages and bol-

ster your retirement before

going on a fixed income. Just

remember, at the time you

might be running short of

money in your retirement, your

children who you have kindly

helped through college may be

struggling financially as they are

raising their own families.

Therefore, you cannot necessar-

ily count on them to pay you

back later in life.

In summary, families need

to determine their EFC and

their ability to pay as early as

possible. Determining this in

an eleventh hour reactionary

mode typically does not work

out in anyone’s favor. In

essence, paying for college may

not be just a college problem;

don’t let it become a retirement

problem as well.

Chuck Drawbaugh is president of

College Funding Associates in

Rumson, NJ. Chuck Drawbaugh

will be presenting a FREE work-

shop on college financial aid on

Thursday, November 17th at

7:00pm at the Wayne YMCA,

One Pike Ave, Wayne. If you

have any questions for Chuck or

you’d like to register for the

workshop please call

732-224-1496 or register on the

website www.collegefunding

associates.com.

© 2010 Coldwell Banker Real Estate LLC. Coldwell Banker®is a registered trademark of Coldwell Banker LLC. An Equal Opportunity Company.Equal Housing Opportunity.Owned and Operated by NRT LLC.

%!$#&&#)&*#

#&&'%!$#&&#-)&*#!')-#+!)'

&&#/"0/(#

#.,

Member GSMLS, NJMLS, MOMLS - North or South, I am “Shore To Please”REALTOR

Referrals

greatly appreciated

Call Me Today For A Complimentary Sales Analysis

Buying or Selling...

Customer Service That Exceeds Your Expectations

© 2010 Coldwell Banker Real Estate LLC. Coldwell Banker® is a registered trademark of Coldwell Banker LLC.An Equal Opportunity Company. Equal Housing Opportunity. Owned and Operated by NRT LLC.

REALTOR

%%$

####"!

Patti TahanManager

Want A Future??

Be in charge of your income,your time and your life.

A real estate career affordsyou independence!

Work with ColdwellBanker - the respectedleader in real estate.

Loc al - National

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Coldwell Banker ©, Since 1906, America’s Premier Real Estate Company


Determine your cost for college before looking at schools


SERVICE DIRECTORY & CLASSIFIEDS


8/3/2019 221657_1320239083Nov 2 2011 Z1 low rez



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plasty) surgery, and permanent

lip enhancement.

Dr. Wise’s talented team of ded-

icated professionals is committed

to delivering personalized service

in a safe, warm and friendly en-

vironment. Dr. Wise is delighted

to invite interested patients to

contact his office at 973-305-

1400 to schedule a complimen-

tary consultation.




chairperson Judy Sherpa (973)

838-8005 or send an email to:

[email protected].

You can also visit our web site at

http://www. riverviewgarden-

club.com/. Monthly meetings

feature educational lectures by

experts on a variety of garden-

ing and nature related topics,

and excursions to various botan-ical venues are scheduled

throughout the year. Club

members can also participate in

demonstrations and hands-on

projects that involve creating

floral, landscape and nature re-

lated items. The Riverview

Garden Club maintains several

public gardens in the Wayne

area; this provides club members

with the opportunity to improve

their gardening skills by beinginvolved with projects that

beautify the local community.

Join now to make your garden-

ing knowledge and friendships

blossom.

•Jewish Family Service of

North Jersey, a recipient of fi-

nancial assistance from UJA

Federation of North Jersey, is

expanding its Kosher Meals on

Wheels program in Wayne. TheMeals on Wheels Program pro-

vides hot, nutritious kosher

meals to people age 60 and over,

or those younger who have a

disability and who are unable to

cook or shop. Volunteer drivers

bring needed meals; offer a

smile, a greeting and a personal

contact to the elderly, many of

whom seldom get out. Drivers

are needed to deliver meals two

times a month. Presently, weare accepting referrals for people

who would like to receive meals.

Please call Paul Klein at (973)

595-0111 to volunteer, to re-

quest Kosher Meals on Wheels,

or for additional information.

•Professional musicians and vo-

calists of the Wayne Seniors

Swing Band will perform for

your dancing and listening

pleasure on the third Tuesday of each month. Performances will

take place from 12:30 to 2:30

p.m. at the Wayne Elks Lodge,

50 Hinchman Avenue in

Wayne. Requested donation is

$2 from members of the Wayne

Elks Lodge and members of the

Wayne Adult Community Cen-

ter. For all others, requested do-

nation is $3. Light refreshments

will be served. For more infor-

mation, call 973-633-0734.

•Spa 23 Health & Racquet

Club, 381 Rt. 23 in Pompton

Plains, NJ, offers Birthday par-

ties and special events for all

ages! Kids will have the time of

their lives at Spa 23 parties! In

addition to our pool parties,

choose from any of our themed

parties. Or add a theme to your

pool party! Theme parties are

available 7 days a week; Poolparties are available Friday, Sat-

urday & Sunday. Or book the

entire club for your own private

event! Contact Spa 23’s Pro-

gram Director, Laura Severance

at 973-839-8823. View more in-

formation online at www.

spa23.com.

•An open invitation is ex-

tended to all seniors in the area

to join The Golden Key of


continued on next page




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Wayne. Don’t get house-bound; come play

Bingo, card games and dominos with some

friendly seniors. Enjoy fellowship and fun,

holiday parties and trips. The Golden Key

Club meets every Friday afternoon from

1:00 p.m. to 3:00 p.m. at the Post 174 Amer-ican Legion building, 55 Mountain View

Boulevard, Wayne. For more information,

please call Annette Ford, 973-628-0492.

•Business Networking Opportunities Every

Other Tuesday Evening - 6:00 - 8:00 PM at

the Paris Inn, 1292 Alps Road in Wayne.

For more info please call 973.706.8212. $10

for the meeting; includes appetizers.

•RAINBOWS, a support group for children

who have suffered any kind of loss in theirlife through death, divorce, separation, or

any other family transition, are now being

offered at Our Lady of Consolation Parish,

located at 1799 Hamburg Turnpike in

Wayne, NJ. Trained facilitators lead the

group and assist the children in dealing with

some of their feelings and emotions related

to this difficult time in their lives. The pro-

gram will be held on Thursdays from 6:00 to

7:00 p.m. The sessions begin the second

week in October. Please contact Sr. Arlene

Kollar at (973)839-3444 ext.16 or NoraConnors at (973)265-4181 to register or for

any questions. There is no fee for this pro-

gram.

•Mothers & More, Greater Wayne Area,

(877) 221-1581 or email sbotbyl1@yahoo

.com for more information. This not-for-

profit organization features guest speakers,

playgroups, mom and tot outings, book clubs

and more. Members are from Wayne and all

surrounding towns. Meetings are held on

the 1st Monday of each month at 7:30 atOur Savior Lutheran Church in Pompton

Plains, 670 Newark Pompton Tpke Pomp-

ton Plains, NJ 07444. New members wel-

come. http://www.geocities.com/gwamandm

•The MOMS Club of Wayne is currently

looking for new members. We are part of an

international support group for mothers who

stay home with their children, including

those who have home-based businesses or

who work part-time but are home with their

children during the day. The group offers awide range of activities, including special

programs for mothers, play-groups and get-

togethers for the whole family. The MOMS

Club also performs service projects benefit-

ing children in our community. If you live

in Wayne and are interested please email us

at [email protected].

•The Golden Age Circle of Wayne, NJ,

Inc. (GACW) is an active non-profit sen-

ior group that meets every Thursday at the

PAL Building, PAL Drive, Wayne, NJ be-

continued from previous page




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ginning at 1:00 P.M. Coffee is

served after each regular meet-

ing and members enjoy an after-

noon of fellowship. Day trips

and overnight trips are sched-

uled throughout the year, cer-tain meetings host special

speakers, and bingo is played for

only GACW members one

Thursday during each month.

Applications for joining this ac-

tive group sponsored by the

Wayne Department of Parks

and Recreation can be ob-

tained by contacting Cather-

ine Purdy, assistant recording

secretary, 973-633-9941, or

come to one of the meetings asa guest to check us out. Yearly

dues are $7.00. Qualifications

are you must be a Wayne resi-

dent at least 50 years of age or

you must be sponsored by a

Wayne resident member.

•The Morning Minyan, a group

of caring people dedicated to

observing the tradition of daily

prayer, meets at 7:30 a.m. in the

Sanctuary of Temple Beth Tik-vah, 950 Preakness Avenue,

Wayne, New Jersey. A light

breakfast follows the 15 to 20

minutes prayer service. All are

welcome!

•The Pines Lake Woman’s

Club is an active area woman’s

club that is open to all women

from the Wayne area that are at

least 18 years old. We meet

monthly on the second

Wednesday of the month at thePines Lake Elementary School

in the cafeteria at 7:30 p.m. Vis-

itors are welcome. The club of-

fers fun, friendship and service.

For more information, member-

ship or to visit one of our meet-

ings, call 973-835-3272 or e-

mailpineslakewomansclub@Yah

oo.com.

•Mommy and Me Fitness!

Mothers with infants andyoung toddlers have always

been challenged to find a way

to get back in shape while fo-

cusing on the demands of new

motherhood. This class lets

mom keep baby within arm’s

reach so there is no need to

worry about finding a sitter or

making the time away from

baby to workout. The

Stroll©Fit program is devel-

oped with the needs of bothmom and baby in mind. Each

60- minute class consists of

cardiovascular, strength and

flexibility training for a total

body workout. The classes also

provide a great environment

for moms to connect with one

another and develop support

systems for achieving fitness

goals. Not to mention bond-

ing with baby! Now offered in

2 locations— Wayne and

Montclair. For more informa-tion or to attend a free class-

Contact Tami Wolfe at 973-

896-4828 or email tamis-

[email protected].

•Are you struggling with a fam-

ily, job, or personal issue? Do

you need answers and resolu-

tions for these issues? You will

find support from Christian

brothers and sisters at Calvary

Temple, 1111 Preakness Ave.,Wayne, NJ. Men’s Purity

Group, Women’s Healing for

the Wounded Heart and Grief

Share Groups meet every

Thursday at 7pm. All are wel-

come! You will have an oppor-

tunity to share and be led by

qualified Christian leaders as

well as find the support and

friendship of other men and

women facing life’s problems.

For directions to the church,call 973-694-2938.

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2 0 YEARS OF ONE PARTY RULE

I S ENOUGH!

STOP THE RISING TIDE OF TAXES

AND WAS TEFUL S PENDI NG!

VOTE FOR N EW I N DEPENDENT LEADERS HI P!

VOTE ROW “A” FOR INDEPENDENT DEMOCRATS. TUES. NOV. 8th

VOTE the “A” TEAM

WARD 2

Ray

Egatz

WARD 4

MICKEY

BRADLEY

WARD 1

GARY

MARCHESE

WARD 5

CHRIS

McINTYRE

WARD 6

SAM

MIRZA

WARD 3

MATT

GIORDANO

Paid for by WDMC P.O. Box 3402 Wayne, NJ 07474 Treasurer: Gary Marchese

Re s t o re Co m p e t e n c y , I n t e g rit y a n d De c e n c y !

0.500

0.600

0.700

0.800

0.900

1.000

1.100

1.200

1.300

Wayne Township Municipal Property Tax Rates

CurrentRepublicanAdmin

ProjectedRatesUnderRepublicanAdmin

LastDemocraticAdmin

Municipal Property Taxes DoubledUnder Rumana/Vergano.

Current Republican Administration

Projected Rates underCurrent Republican

Administration

Last Democratic Administration

Council At Large

SUZANNE

PUDUP

009.0

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Current Republican Administration

AdministrationCurrent Republican

Projected Rates under

Current Republican

AdministrationCurrent Republican

Projected Rates under

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INDEPENDENT DEMOCRA y Marchese: Garreasureryne, NJ 07474 T

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MIRZA

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S. TUES. NA

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AMS

ARD 6

h. 8t VOS. TUES. N

K-LiftTM: The Non-Surgical Necklift

8/3/2019 221657_1320239083Nov 2 2011 Z1 low rez


Dr. Ramtin Kassir has extensive experience in the fields of facial plastic and cosmetic surgery, endoscopic sinus surgery and laser surgery.

He is double board certified in Facial Plastic and Reconstructive Surgery and Otolaryngology/Head & Neck Surgery and is a fellow of the American College of Surgeons.

Dr. Kassir discusses innovative laser lipo

on Fox business news and Bravo

1176 Hamburg Tpke • Wayne, NJ973-692-9300

799 Park Ave • New York, NY212-288-3000

81 N. Maple Ave • Ridgewood, NJ201-857-2370

www.drkas s i r . com

Lip AugmentationBOTOX ® InjectionsDysport™

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Laser Hair RemovalLaser Peels(Photo Facial)Laser Facial VeinsLaser Leg VeinsLaser Tattoo RemovalHair Transplants

FaceliftBand Aid Lift™

K-Lift™

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Care Credit offers special financing and low monthly payment options. Get what you want, when you want it! Call the office for details.

As a New York & New Jersey DoubleBoard Certified Facial Plastic Surgeon, I

see people from all over the world who

desire a tighter neck and jaw line. A more sculpted

appearance to the neck and jaw line is a common

desire from both men and women from around the

globe and this is a trait that equates to beauty in

every culture.

The new K- Lift™ procedure allows us to create

a very defined cervico-mental angle which is the

region where the neck meets the face. This line is

typically very well defined in

the most attractive people.

The necklift procedure

typically included liposuc-

tion to reduce the excess fat

in the neck and a platys-

maplasty which tightens the

loose muscles in the

neck. This combina-

tion of procedures

has been very suc-

cessful in the past.

We now have the

option to include

the placement

of specialized

sutures, which

allow us to

create far more

definition then

we have ever

been able to

in the past.

This proce-

dure takes

about 1 hour to perform and has a downtime of about 7 days with minimal to no pain. This

procedure requires a very small imperceptible

incision under the chin and in the crease behind

each ear.

The K-Lift™ is the ideal procedure for

someone who wishes to have more definition to

their neck and jaw line who does not have a lot

of excess skin. The presence of excess skin

usually requires some form of facelift procedure

to reduce the excess skin burden. Some people

lack neck definition based on extra fat alone and

these people can be corrected with lipo-suction.

Some people lack definition based on extra

skin and these people require removal of that

extra skin with some form of facelift procedure.

Some people lack definition of their neck based

on loose muscles in the neck and these people

require a platysmaplasty procedure. Most people

have a combination of these factors contributing

to their lack of neck definition and these people

require some if not all of the above mentioned

procedures for correction.

The sutures allow us to create good neck and

jaw line definition in people who have unfavor-

able anatomy, either from the structure of their

trachea (windpipe) pushing forward on the neck

or the muscles of the floor of mouth and tongue,

pushing down under the chin. Previously, people

with unfavorable anatomy were asked to expect

minimal improvement in their neck and jaw line

from the older surgical techniques, but as our

facelift and necklift procedures improve and

technology, such as the sutures, improves, these

same people can now expect very striking results

that were unachievable in the past.

K Lift : The Non Surgical Neckliftby Dr. Ramtin Kassir

www.drkas s i r . com

MONA L ISA COSMETIC SURGERY CENTER

Before After

Before After

Before After

Before and immediately after K-liftTM by Dr. Kassir

COMPARE THE CANDIDATES

8/3/2019 221657_1320239083Nov 2 2011 Z1 low rez


COMPARE THE CANDIDATES

THE REPUBLICANS

DOUBLE-DIPPING DEMOCRATS

• Wayne TownshipCouncilman since 1999

• Zoning Board of Adjustment (1993–1997)

• Council Liaison to theEconomic DevelopmentCommission and theLibrary Board

• Volunteer Agent, PassaicCounty SPCA

• Business owner(2003–present)


• Council Liaison to theLibrary Board (2010,2011)

• Wayne Township BudgetCommittee (2009, 2010)

• Boys & Girls Club andWayne PAL SoccerCoach

• Vice President, WayneBoard of Education(2010–2011); Trustee(2009–present)

• President, Wayne PublicLibrary Board of Trustees(2009–2010); Trustee(2007–present)

• Private business owner


• Commissioner, WayneTownship Board of Adjustment (1997–2000;Vice Chair 1999–2000)

• 27 years businessmanagement experience

• Wayne TownshipCouncilwoman since2009

• Board of Adjustment(2002–2009)

• Committee to DefeatLow Cost Housing atthe former AmericanCyanamid complex(1996)

• Wayne Township PublicLibrary Expansion/FundRaising Committee

(1998–1999)• Private business owner

• Understands thebudgetary challengestaxpayers face

• Strong supporter of fiscalresponsibility and limitedgovernment

• Member of the WayneBoard of Education;trustee (2009–2011), VicePresident (2011)

• Certified CPA

• Private business owner

ALAN

PURCELL First Ward

AL

SADOWSKISecond Ward

FRANCO

MAZZEIThird Ward

JOSEPH

SCURALLI Fourth Ward

NADINE

BELLOSixth Ward

JAMES

JIMENEZ At-Large

• Career public employee

• If elected, would collecta government salary inaddition to his govern-ment pension

• No history of volunteer

service to the Townshipof Wayne

• No history of volunteerservice to the Townshipof Wayne

• Democrat party bosswho supports BillBrennan

• He appointed himself to run for office

• No professional,government orbusiness experiencewhatsoever

GARY

MARCHESE

RAY

EGATZ

MATTHEW

GIORDANO

• Career governmentemployee

• If elected, would collecttwo government salaries

• Received over 12% inraises over the past 3years


• Supported by controver-sial windmill activistRobert Burke


• Career Board of Educationemployee who receivedover 12% in raises in thepast 3 years and believesthat the Wayne Councilshould have increasedtaxes to approve this

year’s Board of Educationbudget

• If elected, would collecttwo government salaries


MICHAEL

BRADLEY

ISSAM

MIRZA

SUZANNE

PUDUP

WHO IS BETTER QUALIFIED?


VOTE REPUBLICAN

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VOTE REPUBLICAN

FOR PASSAIC COUNTY

LARRY TOSIfor Passaic County Surrogate

ROBERT CEBERIO& FRANK FUSCO

for Passaic County Freeholder

VOTE ROW B NOVEMBER 8

AL SADOWSKI, ALAN PURCELL,NADINE BELLO, JAMES JIMENEZ,

JOSEPH SCURALLI & FRANCO MAZZEIfor Wayne Town Council


Documents

221657_1320239083Nov 2 2011 Z1 low rez