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    There is no denying that

    Irish eyes are smiling

    come the month of

    March. With the widely cele-

    brated and festive Saint

    Patrick's Day arriving mid-

    month, the parades and sham-

    rocks might overshadow the fact

    that there's more to Irish her-itage than Saint Patrick's Day.

    In fact, the entire month of

    March is dedicated to Irish-

    American heritage.

    In 1840, many Irish people

    immigrated to North America

    to escape the great potato

    famine happening in Ireland.

    Today almost 40 million people

    claim Irish ancestry, and there

    are millions of Irish-Americans

    making contributions to theUnited States each and every

    day, with notable Irish-

    Americans in all walks of life.

    Here are just a handful of people

    of Irish heritage who have made

    strides in their respective disci-

    plines through the years.

    Charles Carroll III: Carroll

    was born in Maryland where

    there were once laws to prohibit

    Catholics from voting, holding

    office or worshiping publicly.

    Carroll became a Catholic-

    rights activist and also served as

    a U.S. Senator in the first

    Congress. He holds the title as

    the only Catholic to havesigned the Declaration of

    Independence.

    Harry "Bing" Crosby: Crosby

    was an acclaimed entertainer

    whose contributions are still

    valued today, more than three

    decades after his death. A singer

    and actor, his trademark

    smooth, baritone voice helped

    catapult Crosby to the list of top

    record sellers for the twentieth

    century. One of the first peopleto receive three stars on the

    Hollywood Walk of Fame,

    Crosby also earned an Academy

    Award for Best Actor for his role

    as Father Chuck O'Malley in

    the 1944 motion picture "Going

    My Way."

    Henry Ford: The American

    auto industry can give thanks to

    the eviction of John Ford from

    Cork in 1847, which enabled

    the Ford family to move to the

    States shortly after. John's son

    Henry became an automobilepioneer and helped pave the

    way for the dominance and pop-

    ularity of the American car.

    John Hughes: Many people say

    that Hughes' popular teen

    movies documented their own

    teenage years. Hughes is best

    known for a string of quirky, yet

    spot-on depictions of the aver-

    age American teenager that

    helped start the careers of actors

    who would go on to be known as

    the "Brat Pack". In the 1990s,

    hits like "Home Alone" and"Curly Sue" also resonated with

    audiences and helped solidify

    Hughes as a leader in family

    entertainment. He passed away

    in 2009 from a heart attack.

    Ron Howard: One of

    Hollywood's most successful

    Notable Irish-Americans

    Henry Ford

    Proverbs 3:5,6 God Bless America

    March 7, 2012

    Zone 2, Vol. 10, No. 5

    Recycled Paper from 30% Post Consumer WasteProud to Serve the Following Communities: Bloomingdale, Butler, Kinnelon, Lincoln Park,

    Montville, Pequannock, Pompton Plains, Pompton Lakes, Riverdale, Smoke Rise, and Wayne

    VISIT US ON

    OUR WEBSITE

    SCHOOL

    REGISTRATION

    PAGE14

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    PAID

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    752

    Life&Leisure,LLC

    P.O.Box435

    Wayne,NJ07474-0435

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    Note: To have your groups

    announcement appear in

    Community Happenings please

    email us the information ina paragraph format to calen-

    [email protected].

    Mar 10

    On Saturday, March 10, 2012

    at All Saints Auditorium, St.

    Peters R.C. Church onBaldwin Road in Parsippany,

    NJ, Montville UNICO will

    hold its 2nd annual Beef Steak

    Dinner and Tricky Tray. The

    price is $40.00 per person

    which includes all you can eatbeef steak dinner (salad, entre,

    dessert, beer, and soda) and

    participation in the tricky tray

    program. Doors will open at

    6:30pm for prize review with

    dinner served first and thetricky tray program to follow.

    Tickets must be purchased

    in advance from Michelle

    Maddalena, [email protected]

    (973-885-4116) at 46 Anthony

    Boulevard, Lincoln Park NJ

    07035 and checks must be

    made to Montville UNICO

    Foundation. Proceeds from

    this event go to help fund edu-

    cational and charitable goals

    programs.

    Mar 18

    The Disability Ministry of

    Jacksonville Chapel will host a

    Corned Beef and Cabbage

    Dinner on March 18, 2012,

    1:30pm - 4:00pm in the

    Jacksonville Chapel Gymnasi-

    um. You are cordially invited to

    attend this event which is open

    to anyone with a disability,

    their family and caregivers. ASing-a-long with Walfredo,

    Inspirational message by Frank

    Ambrogio. Please let us know if

    you are coming by calling Sim

    a t

    973-874-0077. Jacksonville

    Chapel is located at 264

    Jacksonville Rd in LincolnPark, NJ.

    Mar 21

    Pequannock UNICO has a

    few seats left for their one day

    trip to Li Grecis Staaten

    Italian Feast of St. Joseph on

    March 21, 2012. Motor coach

    arrives at 9:30 a.m. at Holy

    Spirit Church, Pequannock

    (far end of parking lot).

    Departure to Staten Island, NYis 9:45 a.m., with arrival at Li

    Grecis scheduled for ll:15am

    Enjoy one hour open bar and

    full course luncheon which

    includes salad, soup or pasta,

    entre, dessert and coffee.

    Approximate time of arrival

    back home is 5:00 p.m.

    Reservation with payment is

    due no later than February 7th.

    Price is $75.00 per person.

    Also included in the price isentertainment, featuring Steve

    Maglio, #1 Sinatra singer, and

    comedian Chris Monti.

    Mar 22

    The Pequannock Twp. Public

    Library will host Author John

    Grant on Thurs., March 22, at

    7 pm. Grant, aka Paul Barnett,has authored some seventy

    books. Most recently published

    are Denying Science, which

    deals with findings of science

    that people tend to refute, and

    The Lonely Hunter, a murder

    mystery. Other works include

    The Encyclopedia of Walt

    Disneys Animated Characters

    and the Encyclopedia of

    Fantasy. He has received two

    Hugo Awards, the WorldFantasy Award, and a rare

    British Fiction Assoc. Award.

    He lives in North Jersey with

    his wife and 7 cats. Please call

    (973) 835-7460 to sign-up.

    Mar 24

    The Montville United

    Methodist Church located on

    Route 202 in Towaco, is once

    again hosting its annual Soup,

    Salad, and Bread Dinner. Thedinner will be held at the

    Church on Saturday, March

    24, 2012. This year we will

    visit our website at www.lifeandleisurenj.com March 7, 2012Page 2, Zone 2

    Publisher: Joe Pellegrino Editor: Bethanne Pellegrino Art Department: Robin Banta, Mary LalamaSales: Lisa Buniewski, George Papendick, Veronica Pluta Classifieds: Kathleen Todd

    Please e-mail all press releases and calendar information to [email protected] or fax to 973.556.1991.

    Advertising in Life & Leisure is affordable and effective. We are a family friendly publication and therefore reserve the right to accept only

    advertisements that appeal to the entire family; the final determination of which is made by the Life & Leisure. Views expressed in Life & Leisureare those of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open toanyone desiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paidfor by the author and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsementof services, products or businesses advertised. 2012 Life & Leisure, LLC. Life & Leisure is a trademarks of Life & Leisure, LLC.

    100% mailed twice a month newspaperP.O. Box 435, Wayne, NJ 07474-0435

    973.696.8008

    With Coupon. Cannot be combined withany other offers. Expires 4/4/12

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    continued on page 18

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    visit our website at www.lifeandleisurenj.comMarch 7, 2012 Zone 2, Page 3

    All Ages Welcome Evening AppointmentsMost Insurance Plans Accepted

    Advanced Sports Medicine& Physical Therapy Center

    18 Newark Pompton Tpke. Riverdale 973-616-4555www.AdvancedSportMed.com

    Treatment of herniated anddegenerative discs without surgery.

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    Did you ever notice

    the little boy on the

    soccer field who just

    could not quite kick the ball,

    tripped over people and had

    poor coordination when try-

    ing to dribble? Or the little

    girl in ballet class who had a

    difficult time imitating the

    teachers body movements

    and sequencing the dance

    steps? What about the first

    grader on the playground

    who constantly barged into

    other children and just didnt

    seem to see obstacles in frontof him causing him to trip

    and fall constantly? Most

    people refer to these children

    as clumsy, but there may be a

    better explanation.

    For the last 100 years

    poor motor coordination or

    clumsiness has been recog-

    nized as a problem. Recently,

    the term Developmental

    Coordination Disorder

    (DCD) has been used whenreferring to children with

    motor coordination difficul-

    ties. This is a fairly common

    childhood disorder and is

    usually identified in school

    age children between the

    ages of 6-12. Studies indi-

    cate that the prevalence of

    DCD is estimated at 8-12%

    of all school- aged children

    with more boys diagnosed

    than girls (2:1). As a result ofthe wide diversity in the

    DCD diagnosis, finding its

    true cause has been difficult

    and is unknown at this time.

    Some speculate that DCD

    can be caused by an injury

    that occurs before or during

    the birthing process. Others

    say that DCD is a result of

    damage on the cellular level.

    In order for a child to be

    diagnosed with DCD it must

    impact on some aspect of his

    or her life. These children

    often exhibit poor balance,tripping on uneven surfaces,

    an awkward running pattern,

    dropping items, frequent

    tripping and falling, difficul-

    ty imitating body positions

    and following 2-3 step motor

    directions. These motor

    problems will affect the

    childs ability to complete

    motor oriented tasks.

    Because of these problems,

    children often perform poor-ly in sports demonstrating

    slow reaction and movement

    times. Since these children

    do not feel successful when

    participating in sports, they

    may feel insecure. This inse-

    curity can lead to a more

    sedentary lifestyle for the

    child thus causing poor mus-

    cular strength, decreased

    muscle force and ultimately

    weight gain. Unfortunately,children with DCD may

    experience other difficulties,

    besides the physical limita-

    tions. These children may

    exhibit psychosocial prob-

    lems. Because these children

    may not excel in one area,

    they may seek less socially

    desirable types of attention.

    They may be the class clown

    or act out more often

    than the other children.Adolescents with DCD have

    been found to have fewer

    friends, lower self esteem and

    more anxiety than their peers

    without DCD.

    Historically parents

    have been told not to worry

    about their childs clumsi-

    ness. The child will outgrow

    the problem. However, cur-

    rent research states that chil-dren do not outgrow clumsi-

    ness and without interven-

    tion, will not improve.

    Motor control processes

    are complex and depend on

    integrating the sensory, per-

    ceptual, cognitive and motor

    systems. A skilled Pediatric

    Physical Therapist can work

    on integrating all of these

    systems to assist the child in

    working toward age appropri-ate functional goals. By

    breaking down components

    of a task, practicing each

    component repetitively and

    translating the new skill into

    the childs natural environ-

    ment, motor skills can be

    greatly improved, confidence

    and self assuredness en-

    hanced and enthusiasm and

    participation in sports and

    age appropriate games greatlyincreased. I have worked

    with hundreds of children

    with symptoms that fall into

    this category with excellent

    and permanent results that

    both parents and children are

    greatly pleased with.

    Gena Livingston is a pediatric

    physical therapist, who brings

    over five years of experience to

    Kids Therapy Center ofRiverdale. Specializing in early

    childhood intervention, Gena is

    very experienced treating

    children with cerebral palsy,

    delayed motor development,

    autism, torticollis, post-surgical

    corrections, and athletic in-

    juries. If you would like to

    schedule an appointment or

    consult with Gena, she can be

    reached at Kids Therapy

    Center, 18 Newark Pomp-ton Turnpike, Riverdale,

    973-616-8300.

    visit our website at www.lifeandleisurenj.com March 7, 2012Page 4, Zone 2

    Has your child been diagnosed with... Cerebral Palsy

    Autism

    Developmental Delay

    Balance/Coordination Disorder

    Hypertonia (increased muscle tone)

    Hypotonia (low muscle tone)

    Down Syndrome

    Spina Bifida

    Metabolic Disorder

    Traumatic Brain Injury

    18 Newark Pompton Tpke.

    Riverdale, NJ 07457

    973.616.8300

    Physical Therapy

    Occupational Therapy

    Sensory Integration

    Speech Therapy

    Childhood

    Weight Loss

    ...then give us a call 973.616.8300

    Why does my child seem so uncoordinated/awkward?By Gena Livingston

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    Do you remember your

    first real career job?

    Were you bright-eyed

    and ready to take on the

    world, claim your stake, make

    your stand, carve-out your

    place in the working world

    and create your path to finan-

    cial independence? Were you

    charged-up, enthused, moti-vated, stimulated and in great

    anticipation of your first real

    serious paycheck? How did it

    feel when the payroll cycle

    came to pass and you looked

    at the paystub for the first

    time to realize the terms:

    FICA, FED WITH, SUI,

    STATE TAX, ESOP or

    UNION DUES or PENSION

    CONT or 401k withdrawal

    and how that reduced yourgross pay resulting in that

    minimal net pay figure? Were

    you let down? Did you think

    they must have made a mis-

    take? How could it be possible

    that there are so many and

    such severe deductions? Will

    I get some of that back at taxreturn time? Did you try to

    play with your exemption sta-

    tus to increase the net pay?

    And from the net pay there

    were the constant and never

    ending utility bills, car insur-

    ance payments, loan pay-

    ments, credit card bills, rent

    or mortgage payments, car

    repairs, food bills and enter-

    tainment expenses like dating,

    travel and vacations.Did you tell yourself that

    retirement is decades away

    and that eventually you would

    get serious about it when you

    could afford to seriously

    address it or when you got a

    raise or bonus? Were you cor-

    rect and did you keep your

    promise? Were you relieved

    when you found your spouse

    and soul mate to share your

    lives together and to pool yourresources for the greater good,

    including bill paying relief

    and the ability to make a seri-

    ous consideration to retire-

    ment allocations? Did you

    allocate serious funds to your

    retirement planning and port-

    folio at that time? Did yourspouse and working partner

    eventually get pregnant and

    leave the work force to be a

    more involved parent saying

    that when the child was old

    enough for school she would

    re-enter the work force to

    allocate serious funding for

    retirement planning at that

    time? Did it come to pass or

    were those great intentions

    derailed by the birth of your

    second child. By now you hadfound a better job or received

    bonuses and raises; did you

    carve-out a major percentage

    of the raises and bonuses

    explicitly for retirement fund-

    ing yet?

    Were there extracurricu-

    lar activities like dance class-

    es, music instruction, and

    karate lessons, summer camp,

    winter skiing or educational

    tutoring? These expenses no

    doubt cut into funds that oth-erwise would have been

    directed to IRAs or other

    retirement accumulations.

    The kids got older and now

    college tuition planning

    entered the foray also deriding

    the retirement accumulationdesires. Along the way, cost of

    visit our website at www.lifeandleisurenj.comMarch 7, 2012 Zone 2, Page 5

    BEFORE AFTER

    ,*&)..#,*&),*1)-),*&),$"-#0)!,/-.,.$)".**.#

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    Restore Your Smile. Reclaim Your Confidence!We offer convenient,affordable payment plans.

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    Is financial independence an illusion? By Mark Charnet

    continued on page 23

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    Scientists have identi-

    fied two substances in

    licorice used exten-

    sively in Chinese traditional

    medicine that kills major

    bacteria responsible for tooth

    decay and gum disease. In a

    study, in the Journal of

    Natural products, they say

    these substances could have a

    role in treating and prevent-

    ing these afflictions.

    The study found that

    the compounds Licoricidin

    and Licorisoflavan A were

    the most effective antibacter-

    ial substance. These are

    capable of killing two of the

    major bacteria responsible for

    cavities and three of the bac-

    teria that promote gum dis-

    ease.

    The dried root of the

    licorice plant is a common

    treatment in Chinese tradi-

    tional medicine. Licorice

    candy in the U.S. hasreplaced licorice root with

    anise oil that tastes similar.

    Some day licorice root could

    be used to treat or even pre-

    vent oral infections.

    Dr. Peter Brusco is located in

    Kinnelon, NJ and can be

    reached by calling

    973-838-5862 or via

    website drbrusco.com

    Prevent tooth decay

    and gum diseaseBy Dr. Peter Brusco

    visit our website at www.lifeandleisurenj.com March 7, 2012Page 6, Zone 2

    151 Newark Pompton Tpk. Pequannock

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    Lincoln Park Savings BankSERVING THE COMMUNITY SINCE 1923

    31 Boonton Turnpike, Lincoln Park, NJ973-694-0330 193 Changebridge Road, Montville, NJ973-335-2213www.lincolnparksavings.comEQUALHOUSING

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    4%)1)+*)+1*0%/%*%)1)+3*5)!*0!-1%.!%/+$+)!+3*!./$%,3%0$%*0$.!!5!./,.%+.0+,1.$/!0+!!(%#%(!"+.0$%/,.+#.)0!/-1+0!.!"+.-1(%"5%*#,,(%*0/+*(5,,(%0%+*!!%2!00+.*!5.!2%!3"!!%/5)!*0/+*+0%*(1!)+1*0/"+.04!/*%*/1.*!,.!)%1)/",,(%(!0$!01(,5)!*0+(%#0%+*3%((!#.!0!..+,!.05%*/1.*!%/.!-1%.!(++%*/1.*!)5!.!-1%.!0!/*0!.)/.!/1&!00+$*#!3%0$+10*+0%!+*//1&!00+.!%0,,.+2(+0.!/,+*/%(!"+.*505,+#.,$%(!..+./

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    To Advertise in Life & Leisure Call 973-696-8008

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    visit our website at www.lifeandleisurenj.comMarch 7, 2012 Zone 2, Page 7

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    In a press release from

    January 31, 2012, IRS com-

    missioner Doug Shulman

    announced the results of a

    nationwide effort to cut down

    on identity theft and refund

    fraud. The IRS worked in con-

    junction with the Justice

    Department's Tax Division and

    local U.S. Attorneys' offices to

    target more than one hundred

    people across twenty-three

    states. The sweep resulted in

    939 criminal charges against

    would-be tax frauds.

    In addition to the sweep,

    IRS auditors and investigators

    visited approximately 150

    money-service businesses to

    conduct extensive compliance

    visits and insure these business-

    es aren't engaged in practices

    which may facilitate refund

    fraud and identity theft.

    Taxpayer identity theft

    normally occurs when a thief

    uses a legitimate taxpayer's

    identity to falsely file a tax

    return and claim a refund. A

    victim of identity theft is rarely

    aware their identity has been

    stolen until he or she attempts

    to file a legitimate return later

    in the tax season and discovers

    that another return has already

    been filed using their Social

    Security Number.

    If you receive an IRS noti-

    fication for any of the following

    reasons, you should take imme-

    diate action:

    More than one return was

    filed for you in a single tax year

    You have a balance due,

    refund offset or have had col-

    lection actions taken against

    you for a year you did not file a

    tax return, or

    IRS records indicate you

    received wages from an

    employer unknown to you.

    Immediately respond to the

    name and number printed on

    the letter if you receive such

    notification.

    The IRS advises you to

    minimize your risk of identity

    theft by:

    Rarely carrying your

    Social Security card or docu-

    ments with your SSN on them.

    Disclosing your SSN only

    when required. Many business-

    es may ask for your SSN but do

    not actually need it. Do not

    give out your SSN unless

    absolutely necessary.

    Protecting your financial infor-

    mation, both online and in

    print.

    Checking your credit

    report periodically. You may

    check your credit without

    charge once a year at

    www.equifax.com, www.exper-

    ian.com, or www.transunion

    .com. By using each of these

    services only once each year,

    you can actually check your

    credit report every four

    months.

    Protecting your personal

    computers using firewalls, anti-

    spam and anti-virus software.

    Keep your software current via

    frequent updates. Use secure

    passwords and change them

    often.

    By taking action against

    tax fraud criminals, Comm-

    issioner Shulman sends a clear

    message to anyone considering

    participation in a tax fraud

    scheme. He said, "We are

    aggressively pursuing cases

    across the nation with the

    Justice Department, and people

    will be going to jail". The IRS

    is taking additional steps to

    prevent identity theft and

    detect fraud by using new iden-

    tity-theft screening filters and

    placing identity-theft indica-

    tors on taxpayer accounts to

    track and manage incidents of

    identity theft. Despite these

    advances, you should always be

    vigilant in protecting your

    Social Security number and

    financial information.

    Robert Sokoloff is a CPA and the

    Principal with Robert P. Sokoloff

    and Associates on Main St. in

    Lincoln Park, NJ. He is a

    QuickBooks Certified Pro Advi-

    sor and his firm specializes in Tax

    Compliance and Planning, IRS

    Representation , Business Start-Ups and Virtual CFO and Book-

    keeping Services. Robert can be

    reached at (973)-633-1001,

    rps@cpanew jersey.com or you

    can visit www.cpanew

    jersey.com. This information is

    designed to be for informational

    use only. Please consult with us

    or your own tax professional be-

    fore applying this general infor-

    mation to your specific situation.

    visit our website at www.lifeandleisurenj.com March 7, 2012Page 8, Zone 2

    Margaret (Peggy) TanaEd.M, MAT, LPC, LCADC

    Licensed Professional Counselor

    Licensed Clinical Alcohol andDrug Counselor

    NJ 37PC00302700, NJ 37LC00078800

    Counseling for individuals

    and couples using a holistic,

    person-centered approach.

    Experienced with abuse, trauma,

    cultural, and spiritual issues.

    Trained in EMDR.

    170 Kinnelon Road Kinnelon, NJ 07405www.margaret-tana.com

    973-838-7265

    AnxietyAddiction

    Depression

    IRS cracks down on identity theft nationwide By Robert Sokoloff, CPA

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    Hollywood Tans of

    Riverdale announces

    its fourth annual

    Season Premiere Day which

    will be held on Saturday,

    March 10, 2012.

    To mark the start of the

    indoor tanning season, they

    will provide free indoor tan-

    ning all day on Saturday,

    March 10th.

    The theme for this year's

    Season Premiere Day will be

    "Live and Let Tan." Since

    debuting in 2009, Season

    Premiere Day has become an

    eagerly anticipated event for

    indoor tanning enthusiasts,

    Hollywood Tans employees and

    consumers who want to experi-

    ence indoor tanning free and

    without obligation.

    In connection with Sea-

    son Premiere Day, Hollywood

    Tans will enlist the public to

    help identify and select

    Hollywood Tans' next "Bronze

    Girl." Women who want to be

    considered to be the next

    Bronze Girl are invited to

    upload their photos at

    www.seasonpremiereday.com.

    The public will be able to view

    the photos uploaded by aspiring

    Bronze Girls and vote for their

    favorites. The next Bronze Girl

    will be featured in Hollywood

    Tans marketing graphics.

    Everyone who registers at

    www.seasonpremiereday.com

    will be entered into a random

    drawing for a VIP Trip to

    Hollywood. The lucky winner

    will be offered an all-expense

    paid trip to Los Angeles for a

    day of fitness, spa services, din-

    ing and night-clubbing with

    Hollywood Tans' current three

    "Tanbassadors. Season Pre-

    miere Day is a perfect way to

    celebrate the end of winter,

    prepare for sunny vacation des-

    tinations and get ready to look

    great in spring fashions. Staff

    and customers have embraced

    this annual free tan day as a rite

    of spring. Everyone -- whether

    they already tan or just want try

    the experience -- is invited to

    tan for free at Hollywood Tans

    salon on March 10. Hollywood

    Tans of Riverdale will also have

    specials on their very popular

    Mystic Spray Tan and Custom

    Airbrushing. Join them that

    day for refreshments, free tan-

    ning, and specials on all servic-

    visit our website at www.lifeandleisurenj.comMarch 7, 2012 Zone 2, Page 9

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    To Advertise in Life & Leisure Call 973-696-8008continued on page 27

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    visit our website at www.lifeandleisurenj.com March 7, 2012Page 10, Zone 2

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    How common is a

    headache? Accor-

    ding to recent scien-

    tific studies, it is becoming

    alarmingly common!

    Research from Finland

    shows the incidence of

    both general and migraine

    headache in children

    increased markedly between

    1974 and 1992. Using the

    same methodology and school

    environments in both studies,

    researchers found in 1974

    about 14% of a large sample

    of 7-year old children suffered

    from headache and less than

    2% from migraine. In 1992

    these figures leaped almost

    four-fold to 52% for headache

    and 6% for migraine.

    American researchers,

    using national statistics,

    reported the prevalence for

    migraine in the adult popula-

    tion increased about 60%

    from 1980 to 1989. The high-

    est increase was found in

    women younger than 45

    years. A third study, also from

    the United States, revealed a

    sharp increase of migraine

    between 1979 and 1991 in

    persons under 45 years, a

    jump of 34% in women and

    nearly 100% in men.

    Several theories have

    been suggested to help

    explain these startling statis-

    tics. Increased stress in our

    lives, both for adults and chil-

    dren, is one of the more com-

    mon. This theory lacks credi-

    bility, however, as many

    authorities agree the factors

    that contribute to stress have

    not changed significantly

    over the past decades. More

    likely the dramatic increase in

    headache is multifactoral:

    diet, fitness level, rest, pollu-

    tion and allergy, time spent

    sitting at desks, computer

    screens and watching televi-

    sion and, yes, stress.

    Perhaps the single most

    important factor may be pos-

    ture. Simply put, we slouch

    more. Research is now show-

    ing posture affects not only

    muscle and joint function,

    but also function of the nerv-

    ous system. We are learning

    that the static (postural,

    structural) and dynamic

    (mechanical, functional)

    state of our necks has a pro-

    found relationship to

    headache, both general and

    migraine. Fortunately, pos-

    ture, like diet, fitness, sleep

    and time spent sitting, is

    something we can change.

    If you would like more

    information about the rela-

    tionship between posture and

    headache, ask your chiroprac-

    tor.

    Drs. Glenn and Christine Foss

    are the owners of Advance

    visit our website at www.lifeandleisurenj.comMarch 7, 2012 Zone 2, Page 11

    ALL AGES WELCOMEEvening Appointments Most Insurance Plans Accepted

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    When the unexpected happens,

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    For more information please callDr. Braver at 973-831-1774

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    A State-of-the-Art FacilitySpecializing in: World Class Foot, Ankle

    & Lower Leg Care and Physical Therapy

    Increasing prevalence

    of headache By Dr. Glenn Foss

    continued on page 27

  • 8/2/2019 221657_1330965322March 7 2012 Z2_layout low rez

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    In the last article we learned

    that dogs become senior cit-

    izens just like people. The

    same is true for our feline fami-

    ly members. As veterinary

    medicine advances, our cats are

    living longer, and certain

    changes are expected as our

    cats age. These dont have to

    be negative changes. We can

    help them adapt with minimal

    effort by diagnosing problems

    early, modifying the cat's envi-

    ronment, diet and interaction

    with us.

    Age itself is not a disease

    but the following are issues that

    are more common in our senior

    cats. Addressing these changes

    and diagnosing diseases early

    are essential to the health of

    your older cat. Preventative

    veterinary care can add years

    and quality to the life of your

    cat, which can include early

    detection blood work and com-

    plete veterinary exams every 6

    months for our senior pets.

    Arthritis is one of the

    most under diagnosed diseases

    in older cats. The changes are

    very subtle and older cats are

    more sedentary which makes it

    very difficult to observe if

    theyre having joint pain.

    What you may see is difficulty

    jumping onto counters, win-

    dow sills or going up and down

    stairs. This may lead to other

    problems like not using the lit-

    ter box, especially

    if they have to

    travel up or down

    stairs to get to it

    or if the litter box

    has high sides.

    Cats are sensitive

    to many anti-

    in f l ammatory

    medications such

    as aspirin and

    acetaminophen.

    Do NOT give

    your cat an anti-inflammatory

    or pain relief medication unless

    prescribed by your veterinari-

    an. A very safe and effective

    supplement to start them on is

    glucosamine and chondroitin

    (as prescribed from your veteri-

    narian). Also make sure their

    litter box and bowls are on the

    same level of the house where

    they spend most of their time.

    Obesity is one of the main

    health problems of middle age

    cats. This should be addressed

    early because, as a senior, it can

    predispose them to diseases like

    diabetes and heart disease or

    just make other issues worse

    like arthritis. Its harder to get

    the weight off a senior cat, so

    do it now by measuring the

    food given, not just keeping the

    bowl full and by increasing

    their exercise.A veterinarian

    can help you monitor their

    weight and body condition and

    adjust the diet accordingly.

    Dental disease is one of

    the most common changes we

    see in senior citizen cats. By the

    age of four, more than 70 per-

    cent of cats exhibit signs of

    dental disease. Preventative

    dental care including tooth

    brushing, dental treats, regular

    dental checkups, and profes-

    sional cleaning as needed are

    aimed at keeping dental disease

    to a minimum.

    Without proper

    dental care, signif-

    icant dental dis-

    ease can develop

    which could lead

    to pain and life-

    threatening com-

    plications.

    Older cats

    may need to be

    groomed more

    often. Grooming

    is a great way for you to spend

    enjoyable time with your older

    cat and is a means to check for

    any lumps, bumps, sores,

    etc. In an older cat, the fur may

    become thinner or duller; how-

    ever, this can also be a sign of

    disease or nutritional deficien-

    cy. If your cats coat changes

    significantly, you should con-

    sult with a veterinarian.

    A n o t h e r

    change to closely

    monitor for is

    increased thirst

    or urination. This

    may be the earli-

    est sign seen in

    older cats for

    many diseases,

    most commonly,

    kidney insufficiency, diabetes

    mellitus and hyperthy-

    roidism. These diseases can be

    detected even earlier with early

    detection/wellness blood work

    which can be performed at your

    cats 6 or 12 month exams.

    Many diseases tested for with

    this type of panel are simply

    and effectively treatable with-

    out putting the cat through a

    lot. By finding disease process-

    es early, oftentimes there is a

    better prognosis for a longer

    and happier life.

    Our senior cats need to

    be monitored more closely.

    Knowing what changes to

    expect and what to look for can

    help you and your cat adjust

    when and if they do come.

    Dont disregard any changes as

    'just being old age.' These could

    be early signs of a more serious

    disease. Always consult your

    veterinarian if you are in doubt

    or notice changes. We owe it

    to our longtime companions to

    take care of them in their sen-

    ior years as much as we did

    when they were kittens.

    Dr. Matthew Krupnick is the

    owner of the Pequannock Animal

    Hospital. He grew up in Kin-

    nelon and is happy to be home,

    with his wife, three cats and two

    dogs, to provide quality and com-

    passionate care for your pets in

    the community. The Pequannock

    Animal Hospital is located at 591

    Newark Pompton Turnpike in

    Pompton Plains. You may reach

    them by calling (973) 616-0400.

    Senior citizen felines By Dr. Matthew Krupnick

    visit our website at www.lifeandleisurenj.com March 7, 2012Page 12, Zone 2

    WHERE YOUR

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  • 8/2/2019 221657_1330965322March 7 2012 Z2_layout low rez

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    Your Adrenals are

    endocrine glands that

    sit right above your kid-

    neys and are responsible for

    releasing hormones, mainly in

    response to stress.

    Adrenal Fatigue is simply

    tired adrenals. And when your

    adrenals are tired, well so are

    you! The hormones that the

    adrenal produces pretty much

    regulate all the functions of

    your body, for example your

    thyroid and sex hormones. But

    what stands out is they produce

    hormones that influence your

    ability to metabolize fat, regu-

    late blood sugar and deal with

    stress.

    In todays world our daily

    lives put a demand on your

    adrenal system far beyond what

    they can produce. So the

    symptoms you are feeling are

    exactly whats happening to

    your adrenals. If you feel great,

    you know your adrenals are

    working properly!

    We all experience normal

    "stress factors" in our lives. But

    they are the continual little

    things that are a wakeup call

    that we need to take care of our

    adrenals and give them a little

    tender loving care before they

    give up on us.

    What causes Adrenal

    Fatigue?

    There are numerous reasons

    your adrenal glands go into

    overdrive and get tired, but the

    common denominator is stress.

    Taking steps to reduce stress in

    your life is the Golden Ticket

    to Healthy living and adrenal

    restoration.

    What are the symptoms of

    Adrenal Fatigue?

    Remember Adrenal Fatigue

    does just what it says. Makes

    you fatigued. But there are

    other symptoms as well.

    -Anxiety attacks

    -Feeling tired all the time or

    very frequently

    -Weight gain specifically ar-

    ound the belly

    -Tough time getting or staying

    asleep

    What can be done about

    Adrenal Fatigue?

    Taking the right supplements

    in addition to eating a whole

    foods diet is the first step to

    adrenal repair and very impor-

    tant.

    Here are some that aid in

    adrenal support:

    Vitamin C is essential to the

    production of adrenal glands

    and its hormones, and is used

    up very quickly by the body

    when it is under stress. It also

    plays an important role in the

    bodys ability to burn fat.

    Magnesium There is almost

    always a deficiency when

    you have adrenal fatigue.

    Magnesium at bedtime will

    help you relax and sleep better.

    GABA, while not directly

    affecting your adrenal glands,

    can be a valuable part of your

    adrenal fatigue recovery. This

    amino acid helps to reduce

    anxiety and relax mentally and

    visit our website at www.lifeandleisurenj.comMarch 7, 2012 Zone 2, Page 13

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  • 8/2/2019 221657_1330965322March 7 2012 Z2_layout low rez

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    Many parents can

    attest to the chal-

    lenges in encour-

    aging children to eat health-

    ily, including incorporating

    plenty of fruits and vegeta-

    bles into their daily diets.

    Children tend to

    become picky eaters for a

    number of reasons, according

    to the UCSF Benioff

    Children's Hospital. Some

    children are just naturally

    more sensitive to taste, tex-

    ture and smell of some foods.

    Others may learn their picky

    eating from parents who pick

    and choose among their

    meals. Still other children

    learn to be selective through

    bribes and punishments

    around mealtime.

    However, there needn't

    been fussing and feuding over

    food choices -- particularly

    produce -- when parents

    employ a few creative ideas

    to entice children to dig into

    healthy foods.

    1.Ask for your child's help:

    Have your child ride along to

    the grocery store and take an

    active role into picking out

    healthy foods that he or she

    may be willing to try. Most

    nutrition experts find that if

    children take an interest in

    what they will be eating, and

    are instrumental in making

    some choices, they will have

    a higher rate of eating those

    meals and foods.

    2.Understand your child's

    eating habits: Some children

    will eat the crown of broccoli

    but leave aside the stems.

    There are kids that will eat

    anything as long as it's

    dunked in ketchup. They

    may enjoy pears as long as

    they are cut up into pieces

    with the skin removed. Pay

    attention to how your child

    likes to eat the food and pres-

    ent it that way. It could mean

    fewer arguments at the din-

    Make fruits fun for kids

    Add a fun twist to a favorite fruit.

    visit our website at www.lifeandleisurenj.com March 7, 2012Page 14, Zone 2

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    continued on page 19

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    visit our website at www.lifeandleisurenj.comMarch 7, 2012 Zone 2, Page 15

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    Homeowners often look

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    to advance aesthetics, save

    money or make their homes

    more energy efficient. What

    they may not know is that cer-

    tain home improvements may

    qualify them for manufacturer

    or energy supplier rebates and

    even federal tax credits that

    can help a person save even

    more.

    Not all products are eligi-

    ble each year, so it's beneficial

    to know what tax incentives

    are out there regarding home

    retrofits. Here are some pro-

    grams to keep in mind.

    U.S. residents who made

    home improvements in 2011

    may be eligible for tax credits

    when filing a 2011 tax return.

    Installation and replacement of

    biomass stoves, HVAC systems,

    insulation, metal and asphalt

    roofs, nonsolar water heaters

    and windows/doors can earn a

    person up to 10 percent of the

    cost, up to $500, or a specific

    amount from $50 to $300.

    Improvements must have been

    Home improvements eligible fortax breaks or rebates

    Installation of insulation and other energy-saving products could

    make you eligible for a tax rebate.

    visit our website at www.lifeandleisurenj.com March 7, 2012Page 16, Zone 2

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    i it b it t lif dl i jMarch 7 2012 Zone 2 Page 17

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    done to an existing home

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    visit our website at www.lifeandleisurenj.comMarch 7, 2012 Zone 2, Page 17

    continued from previous page

    visit our website at www lifeandleisurenj com March 7, 2012Page 18, Zone 2

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    have continuous open seating

    from 4:30 6:30 PM rather

    than two separate seatings as in

    past years. Tickets are $8.00,

    $6.00 for seniors (65 and

    older), with children under 4

    free. This price not only

    includes dinner but a beverage

    and dessert as well. Seats are

    limited, so we strongly suggest

    that you purchase your tickets

    in advance. For tickets call

    201-396-5297, leave a message

    and we will return your call

    with confirmation of your tick-

    ets. This is a wonderful commu-

    nity event with great food at a

    great price. We hope to see you

    there.

    Mar 31

    Montville Reformed Church

    Womens Guild is hosting our

    annual Ham Dinner on

    Saturday Night, March 31,

    2012 from 5:30 pm to 7:30 pm.

    Come enjoy our home made

    Church Baked delicious Spiral

    Ham served with scalloped

    potato, corn, bread & bever-

    age. Dinner comes with our

    salad bar and our ever popular

    dessert bar. Take out is avail-

    able. Adults $10.00 children

    under 10 $5.00 Montville

    Reformed Church, Church

    Lane, Montville. For informa-

    tion call the church office at

    973-263-0530.

    April 17

    Pequannock UNICO pres-

    ents a one day trip on Tuesday,

    April 17, 2012, to the Best

    Western Inn at Hunts

    Landing, Matamoras, PA for a

    Whether the kids

    have all grown up

    and moved out or

    if the kids are on the way and

    it's time to expand a living

    area, building a new home is

    an exciting, yet often agoniz-

    ing, experience. The reasons

    for building a new home are

    many, but regardless of the rea-

    son, the process of choosing a

    builder should remain the

    same.

    Andrew Nadalin, presi-

    dent of Pace 2000 Inc. and a

    fourth generation builder and

    craftsmen, offers the following

    advice to prospective home-

    owners with their eyes set on

    building a dream home to call

    their own.

    Look for a builder with a solid

    reputation. A builder's reputa-

    tion speaks volumes, but it

    doesn't have to speak for itself.

    That's because a builder who

    has spent years providing per-

    sonal service, innovative

    design and quality workman-

    ship will no doubt have a host

    of happy former customers

    ready and willing to offer their

    input. If during the interview

    process a builder appears reti-

    cent to share his work or expe-

    riences with previous cus-

    tomers, this should be a red

    flag. Reputable builders will beproud of their work and more

    than willing to show it off.

    Find a builder who is flexi-

    ble. You will be paying to build

    your home, not the builder's

    home. A builder should be

    flexible and ready and willing

    to meet your needs, no matter

    how unique they might be.

    Look for a builder who does

    more than build. A good

    builder should do more than

    just build. A builder should

    provide a network of qualified

    professionals to make the

    process go more smoothly. This

    network should include real

    estate and building consult-

    ants, interior designers, archi-

    tects and engineers. Such con-

    nections can provide peace of

    mind and will also illustrate

    that a builder is both respected

    in the community and is intent

    on ensuring your home

    becomes the dream home you

    envision it to be.

    Don't build on the cheap.

    Buyers who plan to build their

    own home are in the unique

    position to ensure their home

    is as safe and high-quality as

    possible. This isn't always the

    case when buying a resale, so

    make the most of your oppor-

    tunity and use only top-of-the-

    line construction materials and

    features and choose a builder

    with experience in working

    with such materials and fea-

    tures. Building on the cheap

    could prove disastrous in the

    not too distant future, so don't

    sacrifice on quality when

    building a new home.

    More information on

    selecting the right builder is

    available online at www.

    pace2000homes.com.

    visit our website at www.lifeandleisurenj.com March 7, 2012Page 18, Zone 2

    FREECUTS

    WITH MAINTENANCECONTRACT

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    $49HARDWOOD

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    How to choose a builder

    Community Happeningscontinued from page 2

    continued on next page

    visit our website at www.lifeandleisurenj.comMarch 7, 2012 Zone 2, Page 19

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    Polka Fest. Ticket price per

    person is $70.00, due by

    March 19, 2012. Bus departs

    at 8:30 a.m. from Holy Spirit

    Church, Pequannock (far end

    of parking lot). Arrival at the

    Best Western Inn is approxi-

    mately 10:00 a.m. Enjoy a

    hot breakfast buffet reception

    with fruit juice, scrambled

    eggs, Belgian waffles, ham,

    coffee and tea. During thehours of 12:00-3:00 p.m.

    enjoy an open bar (house

    mixed drinks, wine and draft

    beer). Kick up your heels to

    live music, dancing and

    entertainment from 1:30-3:30

    p.m. There will be a themed

    dinner buffet beginning at

    2:30 p.m., with salads, a

    choice of one of 3 entrees,

    vegetables, dessert, coffee and

    tea. Approximate time ofarrival back at Holy Spirit

    Church parking lot is 5:30p.m. Please call Joe Carabello

    at 973-835-0208, Joan

    Deodato at 973-696-3799,

    Len Remus at 973-831-1970

    or Andy Vaccaro at 973-839-

    2579 for reservations.

    Around theCommunity

    The Montville United

    Methodist Nursery School, 29

    Whitehall Road, Towaco is

    hold registration for the schoolyear 2012-2013. We offer

    classes for children 2 12 thru 6

    years- Mon. thru Fri., enrich-

    ment programs- Mon. thru Fri.,

    our Kidscare program is open

    visit our website at www.lifeandleisurenj.com, , g

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    973-879-7319

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    ner table.

    3.Explore new flavor combi-

    nations: Oftentimes mixing

    certain flavor combinations

    can entice children to eat

    foods they may have neverconsidered trying. Just think

    about the popularity of fruit

    juices mixed with vegetable

    purees. Some children have

    an inclination toward

    favorite flavors or just can

    benefit from a little variety,

    which can sometimes prove

    challenging when produce is

    out of season. Try

    Grapple(R) brand apples,

    which combine the fresh,familiar flavor of Washing-

    ton apples with the aroma

    and taste of concord grapes.

    Through a patented process,

    premium Washing-ton State

    apples are infused with grape

    flavor to create a product

    that "Crunches like an

    Apple, Tastes like a

    Grape(TM)." The health

    benefits of Grapples are just

    the same as other variety ofapples, and there is no artifi-

    cial ingredients added or

    genetic altering. The process

    of making them does not add

    any extra sugar, calories, car-

    bohydrates or anything else;

    in fact the apple maintains

    its natural supply of vitamins,

    minerals, nutrients, and fiber.

    Parents can rest assured that

    all ingredients have been

    approved by the USDA andthe FDA.

    4.Try creative presentations:

    Simply presenting the foods

    in a unique way can make

    them fun to eat. Try making

    fruit creations, such as

    "snowmen" out of stacked

    grapes, or orange and peach

    skewers. Children may be

    more inclined to drinking

    fruit smoothies mixed with

    yogurt, or giving foods fun

    names, such as banana

    bombs, which are just chunks

    of banana rolled in honey

    and granola. All it may take

    is creating a fruit face on a

    plate with different fruits

    resembling features. Try kiwi

    eyes, Grapple slices for a

    mouth, a blueberry nose, or

    whatever you come up with.

    5.Be patient with new foods:

    It can take a few attempts

    and repeated exposure to get

    children to try new foods,says the Mayo Clinic. Serve

    new foods along with chil-

    dren's favorite foods, like

    Grapple slices added to a

    peanut butter sandwich.

    More information is

    available by calling 1-800-

    232-2636 or visiting

    www.grapplefruits .com and

    Facebook at http://www.face-

    book.com/Grapplebrandappl

    es. Grapple brand apples areavailable in many grocery

    stores nationwide from

    October through May.

    Here are more ideas

    about incorporating these

    apples in tasty snacks.

    Crunch Grapple Slices

    Core, cut and slice 2

    Grapples, crush 1/2 c of your

    favorite cereal like Chex or

    Rice Krispies, mix 1 tea-

    spoons packed brown sugarand 2 tablespoons peanut

    butter together. Spread the

    brown sugar and peanut but-

    ter onto Grapple slices and

    roll in cereal.

    Grapple Kabobs

    Core, quarter and cube a

    Grapple. Slice some cheese

    into similarly sized cubes.

    Skewer the apples and cheese

    alternately on toothpicks,

    adding a raisin or other driedfruit. If packing for school

    lunch, dip the apples into a

    little lemonade first to keep

    them from turning brown.

    Dried Grapples

    You can easily dry your own

    apples without any preserva-

    tives. Cut a Grapple into 1/4

    inch thick slices. Dip them

    into a bowl of lemon water or

    lemonade. Spread out on a

    metal rack and set into awarm oven (180 F) for two or

    three hours. Turn off the

    oven and let them cool.

    Baked Grapples

    Place a cored apple in a but-

    tered ramekin. Add 1 tea-

    spoon of butter, 1 teaspoon of

    brown sugar and a 1/4 tea-

    spoon of cinnamon into the

    center hole. Bake at 350

    degrees for about 45 minutes.

    Cool for 10 minutes.

    Make fruits fun for kids

    continued from page 14

    To Advertisein Life & Leisure

    Call 973-696-8008

    Community Happeningscontinued from previous page

    continued on page 25

    visit our website at www.lifeandleisurenj.com March 7, 2012Page 20, Zone 2

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    On St. Patrick's Day,

    have a little fun in

    with a traditional Irish

    twist. Whether you're Irish or

    not, enjoy the festivities with

    some entertainment and food.

    Because green is the color

    of choice on this festive day,

    one of the easiest ways to cele-brate in the Irish style is to

    incorporate the color in as

    many ways as possible -- even

    in food. Course after course and

    meal after meal you can add a

    hint of green to the foods your

    family enjoys. With a little bot-

    tle of green food coloring, it's

    amazing what you can achieve.

    Breakfast Ideas:

    Tint milk green, whether in a

    glass or in a bowl of cereal.(Serve with "Lucky Charms"

    perhaps?)

    Channel your inner Dr. Seuss

    by turning scrambled eggs into

    "green eggs and ham."

    Make a green smoothie with

    yogurt, juice and a banana,

    with a few drops of coloring

    added.

    Butter toast with green-tinted

    butter.Lunch Ideas:

    Make pizza or pasta with a

    green pesto sauce.

    Serve olive loaf instead of

    bologna in a sandwich. It has

    circles of green olives through-

    out.

    Make sure kids' juice boxes

    are a green-colored variety.

    Create a fruit salad with most-

    ly green fruits, such as green

    grapes, kiwis, honeydew melon,and green apples.

    Baked potatoes topped with

    green-tinted sour cream and

    chives will be a winner.

    Dinner Ideas:

    A vegetable medley of green

    veggies, like spinach, broccoli,

    asparagus, and more can be

    served as a side dish or mixed as

    a casserole.

    While corned beef and cab-

    bage are traditional Irish dishes,

    tint the cabbage green for a lit-tle more flair.

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    To Advertise in Life & Leisure Call 973-696-8008

    visit our website at www.lifeandleisurenj.comMarch 7, 2012 Zone 2, Page 21

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    Green food coloring added to

    mashed potatoes can liven

    mealtime up.

    Make homemade Irish soda

    bread or another bread to serve

    at dinner and add green food

    coloring to the dough.

    Beverages:What would St. Patrick's Day

    be without a green glass of

    beer? For the kids, tint ginger

    ale or a lemon-lime soda green.

    Create a green cocktail using

    Bailey's Irish Cream liqueur.

    Dessert Ideas:

    Turn ice cream or milkshakesgreen using mint-flavored ice

    cream

    Add green sugar sprinkles to

    cookies and cakes.

    Bake chocolate chip cookies

    using green M&M candies,

    instead of chips.

    Fill cream puffs with green-colored cream.

    When you think of all the

    foods you can turn green or arenaturally that color, your St.

    Patrick's Day can truly be filled

    with emerald magic.

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    Cannot combine with any other offers. Coupon must be presented before ordering. Maximum 1 coupon per table.Not valid for parties of 8 or more. NOT VALID ON HOLIDAYS & ST. PATRICKS DAY. Excludes tax. Expires 4/4/12

    With the purchase of a beverage.With minimum

    Food purchase of$35.00$10 Off

    $599

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    RESTAURANT

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    MONDAY - SATURDAY

    MONDAY - SATURDAY

    With the purchaseof a beverage.

    STEAKSCHICKENSEAFOODPASTAKIDS MENU

    710 NEWARK POMPTON TURN PIKE , POMPTON PLAINS973-835-1426 www.gillysrestaurant.com

    ST. PATRICKS DAY

    CORNED BEEF & CABBAGE $13.99 FISH & CHIPS $14.99

    261 Comly Road Lincoln Park 973-694-9571(Located in Lincoln Park Plaza)

    DINE-IN or TAKE-OUTServing Until 9pm

    CATERING

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    OCCASIONS

    CATERING

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    OCCASIONSLincoln Park Diner

    Corned Beef & Cabbage,

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    St. Patty's DaySpecial

    Also serving...Fish & Chips and

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    St. Patrick Daycontinued from previous page

    visit our website at www.lifeandleisurenj.com March 7, 2012Page 22, Zone 2

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    living expenses rose, property

    taxes increased, pay raises and

    bonuses were less plentiful or

    eliminated altogether. Before

    you know it 25 years have

    passed since that first pay-

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    lio values. What do I do now

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    and retirement is looking

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    this with the fact that youll

    work to age 70, giving you 20

    more years to accumulate your

    fortune. Perhaps there will be

    a small inheritance from

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    give you a retirement boost,

    and if I delay Social Security

    that ultimate check will be

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    market hasnt been too friend-

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    your non-qualified portfolio

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    time to get started you say.

    College tuition is firmly upon

    you now and the prospects for

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    money at the grocery store

    which has escalated your food

    budget by 300% over the last

    25 years. At this point in your

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    POMPTON LAKES $125,000

    $477 per month30Yr Fixed w/0 points. 4.00% / APR: 4.242%

    HALEDON $354,900

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    PEQUANNOCK TWP. $449,900

    $1,692 per month30Yr Fixed w/0 points. 3.875% / APR: 3.948%

    WANAQUE $337,000

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    LINCOLN PARK $499,000

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    LINCOLN PARK $350,000

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    RINGWOOD $149,900

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    MONTVILLE $399,900

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    LINCOLN PARK $329,900

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    MONTVILLE TWP. $299,900

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    POMPTON LAKES $249,900

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    PEQUANNOCK TWP. $380,000

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    $1,617 per month30Yr Fixed w/0 points. 3.875% / APR: 3.951%

    PEQUANNOCK TWP. $259,900

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    continued on page 25

    visit our website at www.lifeandleisurenj.com March 7, 2012Page 24, Zone 2

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    directors, Howard can also

    lay claim to being one of its

    most successful child actors.

    Appearing in his first film in

    1956 at just 18 months old,

    Howard went on to memo-

    rable roles such as Opie on

    "The Andy Griffith Show"

    and Richie Cunningham on

    "Happy Days." While his role

    on "Happy Days" made him a

    household name, it was

    behind the camera where

    Howard's career would truly

    take off. Howard's directorial

    career has produced several

    hits, including "Splash,"

    "Willow," "Apollo 13," and

    "A Beautiful Mind," which

    earned him the Academy

    Award for Best Director.

    Bill O'Reilly: A political

    commentator and New York-

    based news reporter, O'Reilly

    quickly made a name for him-

    self in television news, rising

    up the ranks from local news

    stops in Scranton, PA and

    eventually landing his own

    national show, "The O'Reilly

    Factor," which is consistently

    among cable news' top-rated

    shows. O'Reilly holds two

    master's degrees, one for

    broadcast journalism from

    Boston University and

    another in public policy from

    Harvard University.

    Danica Patrick: In the male-

    dominated world of auto rac-

    ing, Patrick has established

    herself as a worthy contender

    time and again. She dropped

    out of high school to ad