9
1. 867< 1 (%,- )(0(.#)( オ (%#(! 0)&0 2016 WBA BANKERS CONVENTION . H ,M # オ $ 89 N 8; Thursday, June 23 2:00 – 4:00 pm WBA Board Meeting Board Room 6 3:00 – 5:30 pm Convention Registration Conference Lobby Registration sponsored by Lee-Built Construction 5:30 – 8:00 pm Trade Show and Reception Exhibit Hall Friday, June 24 7:00 – 8:00 am Registration and Continental Breakfast Exhibit Hall Latté Cart sponsored by Evergreen Business Capital 8:30 – 4:00 pm 1st General Session Bays 1-2 Jim Mitchell, President and CEO, Puget Sound Bank; Chairman, Washington Bankers Association, Bellevue, WA 8:30 – 10:30 am Keynote Speaker Bays 1-2 Escaping the Squeeze: Carving a Role for Community Banks in the Financial Industry of the Future Ron Shevlin, Director of Research, Management Consultant, Cornerstone Advisors, Boston, MA Sponsored by Heritage Bank Traditional banks are under attack from a plethora of emerging Fintech startups. Between March 2009 to March 2015, the top 10 Internet banks acquired an impressive $175 billion in new deposits. Lending Club has issued more than $15 billion in consumer loans, OnDeck has loaned more than $4 billion to small businesses, and SoFi got $1 billion from its lead investor (which it appeared to have blown on Super Bowl ads and direct mail campaigns). Yet, during the same six-year period, the three major legacy retail powerhouses—Chase, Wells Fargo, and Bank of America—grew deposits by $1.27 trillion. On one hand, pundits say that Fintech startups are “unbundling” banking, yet, on the other, the megabanks continue to grow—and worse, invest huge sums of money in Fintech startups. Are these startups really “unbundling” the traditional bank? Where is this all going? And what role—if any—will community banks play in the banking industry of the future? To escape the squeeze, community banks will need to carve out a new role by redefining the concept of community, innovating in the payments space, and changing the rules of competition in both the retail and commercial banking spaces. Understanding the Economy and Navigating the Financial Markets Bays 1-2 Quincy Krosby, Chief Market Strategist for Prudential Annuities, Prudential Financial, Inc. New York, NY As we move into the second half of 2016, global markets are attempting to adjust to divergent monetary policies. The focus, however, remains on the U.S. Federal Reserve and its intentions towards rate normalization especially as the Fed moves closer to achieving its dual mandates of full employment and inflation. Pockets of concern remain, particularly with regard to China, oil prices, the direction of the U.S. dollar, emerging markets and the earnings landscape. Similarly, the upcoming presidential election is a major source of debate for market participants. It's the market's primary job to climb, as it always does, the proverbial "wall of worry", and 2016 will certainly be no exception.

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1.

2016 WBA BANKERS CONVENTION

Thursday, June 23

2:00 – 4:00 pm WBA Board Meeting Board Room 63:00 – 5:30 pm Convention Registration Conference Lobby Registration sponsored by Lee-Built Construction

5:30 – 8:00 pm Trade Show and Reception Exhibit Hall

Friday, June 24

7:00 – 8:00 am Registration and Continental Breakfast Exhibit Hall Latté Cart sponsored by Evergreen Business Capital

8:30 – 4:00 pm 1st General Session Bays 1-2 Jim Mitchell, President and CEO, Puget Sound Bank; Chairman, Washington Bankers Association, Bellevue, WA

8:30 – 10:30 am Keynote Speaker Bays 1-2 Escaping the Squeeze: Carving a Role for Community Banks in the Financial Industry of the Future Ron Shevlin, Director of Research, Management Consultant, Cornerstone Advisors, Boston, MA Sponsored by Heritage Bank

Traditional banks are under attack from a plethora of emerging Fintech startups. Between March 2009 to March 2015, the top 10 Internet banks acquired an impressive $175 billion in new deposits. Lending Club has issued more than $15 billion in consumer loans, OnDeck has loaned more than $4 billion to small businesses, and SoFi got $1 billion from its lead investor (which it appeared to have blown on Super Bowl ads and direct mail campaigns). Yet, during the same six-year period, the three major legacy retail powerhouses—Chase, Wells Fargo, and Bank of America—grew deposits by $1.27 trillion.

On one hand, pundits say that Fintech startups are “unbundling” banking, yet, on the other, the megabanks continue to grow—and worse, invest huge sums of money in Fintech startups. Are these startups really “unbundling” the traditional bank? Where is this all going? And what role—if any—will community banks play in the banking industry of the future? To escape the squeeze, community banks will need to carve out a new role by redefining the concept of community, innovating in the payments space, and changing the rules of competition in both the retail and commercial banking spaces.

Understanding the Economy and Navigating the Financial Markets Bays 1-2 Quincy Krosby, Chief Market Strategist for Prudential Annuities, Prudential Financial, Inc. New York, NY

As we move into the second half of 2016, global markets are attempting to adjust to divergent monetary policies. The focus, however, remains on the U.S. Federal Reserve and its intentions towards rate normalization especially as the Fed moves closer to achieving its dual mandates of full employment and inflation. Pockets of concern remain, particularly with regard to China, oil prices, the direction of the U.S. dollar, emerging markets and the earnings landscape. Similarly, the upcoming presidential election is a major source of debate for market participants. It's the market's primary job to climb, as it always does, the proverbial "wall of worry", and 2016 will certainly be no exception.

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10:00 – 2:00 pm Spouse Event: Playing with Glass Meet by elevators on 7th floor

Spouses will enjoy an energizing session where they’ll be able to get their creative juices flowing designing creative masterful jewelry or sun catchers, under the guidance of local art studio Summers Glass. Afterwards, everyone will be invited to celebrate their accomplishments with a specially-paired wine lunch in Beverly’s Restaurant.

10:30 – 11:00 am Coffee Break Exhibit Hall Sponsored by ABA

11:00 – 11:30 am A View From the Other Washington Bays 1-2 Rob Nichols, CEO, American Bankers Association, Washington D.C.

11:30 – 12:00 pm WBA Legislative Update Bays 1-2 Denny Eliason, WBA Lobbyist, Partner, Alliances Northwest, Normandy Park, WA

WBA lobbyist Denny Eliason will offer a report recapping the 2016 Legislative Session. He will take a look at what lies ahead for the 2016 elections in Washington State and what we see as emerging issues for our industry.

12:00 – 1:15 pm Tradeshow & Exhibitor Luncheon Exhibit Hall

1:15 – 2:30 pm Breakout Sessions

A Regulatory and Political Potpourri: Insights from a Legal Financial Expert Casco Sanford Brown, Partner, Alston & Bird, Dallas, TX Sponsored by PayneWest Insurance

Corporate and regulatory issues are always on the forefront of the mind of CEOs in the financial industry. Sanford Brown is fluent in all issues pertaining to banking and delivers his message in an engaging and informative style. He plans to address corporate and regulatory policies influenced by governmental authorities; provide insight into consolidation trends, acquisitions, mergers, as well as capital market transactions, such as initial public offerings and private placement of debt and equity securities; reflect upon developments by the federal banking regulators, as well as CSBS and activities at CFPB; and finally delve into how the presidential and congressional races may affect banking policy over the next year.

Enterprise Risk Management: Staying Focused on Strategic Issues Kidd Island Roberta Wagner, Partner, Bugbee Wagner PLLC, Seattle, WA

There is a lot of buzz on ERM. What is it? Is it just another regulatory requirement? Or can it add value to your bank? This session will cover: What ERM is and the key components of a good program, as well as what is a risk appetite statement and why it is a good idea and how to develop one. This session will also look at how ERM can help the board stay focused on strategic issues and how asset size influences ERM. Adaptive Leadership: Leading Through Change North Cape Rep. Kevin Parker, State Representative 6th District, Owner, Dutch Brothers Coffee, Spokane, WA As leaders, we need to be open to the idea we are not always right. At some point, we have each failed on a fairly significant level. What sets leaders apart is how they use these failures as a foundation to focus on adaptation. The challenge for every leader is learning to deal with a changing world with multi-generational employees and to understand the dynamics between the individual and organization.

2:30 – 3:00 pm Coffee Break

3:00 – 4:00 pm A View from Inside the Innovation Bays 1-2 JP Nicols, Director, Next Money; Founder, Bank Innovators Council, Bellevue, WA John Schulte, SVP/Chief Information Officer, Mercantile Bank of Michigan, Grand Rapids, MI Sponsored by PCBS

Innovation has become one of the hottest topics in the industry, but what does it really mean in a heavily regulated industry? More importantly, how do we get there? Banking innovation expert JP Nicols will share insights on how some of the most innovative banks in the world create new experiences, new products and new revenue streams to stay relevant in a rapidly changing world. John Schulte will discuss why you don’t have to be a megabank to be innovative and how under his leadership, Mercantile Bank became an early adopter of digital and mobile banking platforms.

4:00 pm Adjourn for the day

5:30 – 7:00 pm Hors d’oeuvres Reception Lakeview Terrace Hors d'oeuvers sponsored by NWFA Trust Entertainment sponsored by Moss-Adams LLP

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Saturday, June 25

7:00 – 8:00 am Breakfast Bay 3 Sponsored by Davis Wright Tremaine

8:00 – 9:30 am 2nd General Session Bays 1-2 Roy Whitehead, Chairman, President and CEO, Washington Federal; Incoming Chairman, Washington Bankers Association, Bellevue, WA

WBA Annual Business Meeting Bays 1-2

All WBA members are invited to join us at our annual business meeting, where WBA Board of Directors will swear in the new officers. We will be announcing the winners of the 2016 Financial Literacy Awards, the 2016 scholarship recipients, as well as kicking off the fall Bankers Care campaign.

Digital Killed the Radio Star: Creating Brand Value in an Era of Digital Bays 1-2 Jackson Hataway, Ph.D., Senior Consultant, Strategic Arts & Sciences, Jefferson City, MO

Thanks to the rising tide of digital technology, there’s more data available than ever to guide your bank. Much of it lives in the world of your marketing department, which should make marketing one of the most strategic departments in your bank. Instead, for many bank executives, it’s simply led to more confusion about how we connect with customers who are scattered across many channels. In our fast-paced, digitally-driven environment, every bank, regardless of size or location, has the opportunity to compete for the business of consumers. What really matters is how we leverage what we know about a digital world to align with the values of modern financial consumers: community, personalization, seamless engagement and instant access. In this session you will learn insights and models drawn from work with leading digital technology companies like Microsoft and Adobe to enable your bank to leverage the power of digital to develop communities of engaged customers.

9:40 – 10:45 am Breakout Sessions

Community Bank Performance & Value Trends Casco Curtis Carpenter, Managing Director, Sheshunoff & Co., Austin, TX

This session will cover a data rich review of topics including: performance trends of regional banks compared to community banks; impact of the shrinking number of banks; publicly-traded bank valuations with a focus on Washington banks; rationale and limitations of bank acquirers; the dramatic performance/valuation differences of banks with varying levels of loans to deposits; and recent local and national merger activity and prices, working to understand the current and future implications for community bank performance and value. Bringing the Board Online: Strategic Planning at a Digital Pace Kidd Island Jackson Hataway, Ph.D., Senior Consultant, Strategic Arts & Sciences, Jefferson City, MO

The digital turn in the financial marketplace has forced banks across the country to accept a new tempo for doing business. The days of a strategic planning document built on a SWOT analysis that sat in place for five years are gone. The digital pace of the financial world demands a new, digitally- grounded strategic planning approach. Strategy and guidance must include more voices, more possibilities and more business ecosystems than ever before. In this session, participants will delve into the implications of the digital tempo driving the financial industry and will be introduced to tools and best practices that will match a strategic approach to that tempo. The Art of Negotiating Bay 3 Alan Crandall, Senior Vice President, Mutual of Omaha Bank, Seattle, WA

When a lion charges, he is no longer listening. He is focused on only one thing....dinner! This session will teach bankers the true art of negotiating by focusing on key elements guaranteed to produce improved negotiating outcomes. Learn what factors must be considered in every negotiation, why face-to-face negotiation is always better then email or telephone and the three key positions that are foundational to every successful negotiation.

10:45 – 11:00 am Coffee Break Conference Lobby Sponsored by Pacific Coast Bankers' Bank

11:00 – 11:45 am The Richest Man in Town Bays 1-2 V.J. Smith, Professional Speaker and Author, Brookings, S.D. Sponsored by Wells Fargo

Bankers are guaranteed an emotional roller coaster ride as V.J. describes how Marty, an unforgettable cashier at a local big box store, had a profound impact on the people who went through his check-out line. Marty became a legend in an unexpected place because he treated everybody with dignity, kindness and respect. As V.J. says, “Marty was living proof that you don’t need money, power or title to make a difference in life. You just need to care." This will be a presentation that people will talk about and think about for years to come.

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11:45 – 12:00 pm Closing Remarks/Adjourn Grand prize sponsored by Elliott Cove Capital Management

12:30 pm Golf Tournament CDA Golf Course Tournament sponsored by Keefe, Bruyette & Woods, Inc. Hole-in-one automobile sponsored by United Bankers' Bank

Here’s your chance to spend time with fellow bankers enjoying a fun afternoon of golf on the Coeur d’Alene Golf Course, nestled in the foothills of the Rocky Mountains on the shores of beautiful Lake Coeur d'Alene. Opening in 1991 to unprecedented reviews and awards, it has established itself as a premier destination golf course, debuting as the 11th in the nation, while unveiling an extraordinary #1 ranking in the category of "Beauty and Esthetics" by Golf Digest.

1:00 pm Optional Activities Lobby

Timberline Adventures Ziplining

Take a short van ride to the Timberline Adventures zip line course where you will enjoy spectacular views of Lake Coeur d'Alene and the surrounding mountains. Enjoy the exhilarating experience; you will want to do it again!

Silver Valley and Sierra Mine Historic Tour

Head to downtown Wallace, the historic mining town, in the beautiful Silver Valley, for an entertaining and informative tour of the mine and downtown area, complete with a former brothel.

6:30 – 7:30 pm Reception Hagadone Events Center Sponsored by Federal Home Loan Bank of Des Moines

7:30 – 10:00 pm Dinner & Entertainment Hagadone Events Center Dinner sponsored by WBA PROS Entertainment sponsored by Meyer-Chatfield Corporation

Hotel Key Cards

At-a-Glance Pocket Agenda

Meeting Pads and Pens

Name Badges

Lanyards

Convention Printing

THANK YOU TO OUR ADDITIONAL SPONSORS

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RON SHEVLIN is the Director of Research at Cornerstone Advisors, a leading consultancy to mid-sized financial institutions.

Shevlin has been a management consultant and industry analyst for more than 25 years, working for leading consulting and analyst firms such as Aite Group, Forrester Research, and KPMG Nolan Norton. Shevlin was ranked among the top five most influential voices in banking by The Financial Brand in 2015, and was No. 2 on Bank Innovation's list of 30 Innovators to Watch: Key Executives Shaping the Industry in 2014. His blog, Snarketing 2.0, was named the No. 1 blog for financial services marketers by The Financial Brand in 2013, and was listed among Radius' 25 Best Marketing Blogs of 2014. He holds an M.B.A. in Finance and Statistics from the University of Texas at Austin and a B.A. in Economics from Binghamton University.

DR. QUINCY

KROSBY is the Chief Market Strategist for Prudential Annuities. In this capacity, she is a member of the

investment management group for the annuities division, where she provides perspective on the global macro-economic environment and financial markets. Previously, Dr. Krosby was the chief investment strategist for The Hartford, and global investment strategist for Deutsche Bank Asset Management. Earlier in her career, Dr. Krosby was a U.S. diplomat, serving in Washington and United States embassies abroad, including a posting as Energy Attaché at the U.S. Embassy in London. In addition to numerous assignments at the U.S. Department of State, she served as Assistant Secretary of Commerce,

and represented the United States to the International Monetary Fund, positions which required confirmation by the United States Senate. Dr. Krosby studied at the London School of Economics, where she earned her master's and doctoral degrees.

JP NICOLS has been internationally recognized as a leading voice for innovation, strategy and leadership, and his work has been featured

in leading conferences and publications all over the world. He is the founder of the Bank Innovators Council and director of Next Money. He is a trusted advisor to both early-stage and enterprise companies, an instructor at the Pacific Coast Banking School at the University of Washington, and a regular guest host of the podcast Breaking Banks.

ROB NICHOLS is the president and CEO of the American Bankers Association, a 140-year old association that represents

banks of all sizes and charters and is the voice for the nation’s $15 trillion banking industry. Nichols joined the ABA in August 2015, following 10 years of service as the president and CEO of the Financial Services Forum, a non-partisan financial and economic policy organization. Before joining the Forum, Nichols was Assistant Secretary of the Treasury for Public Affairs, a position requiring confirmation by the United States Senate. Nichols is a recipient of the Alexander Hamilton Award, the highest honor of the U.S. Department of the Treasury. Before joining the Department of the Treasury, Nichols’ career highlights included service as communications director for the Electronic Industries Alliance, a trade organization that represents

1300 U.S. high-technology manufacturers; as a senior aide on Capitol Hill, where he was Communications Director to U.S. Senator Slade Gorton and Press Secretary to the late Congresswoman Jennifer Dunn, a former member of the House leadership; and in the West Wing as an aide in the Office of the Chief of Staff in the George H.W. Bush administration. Nichols is a graduate of the George Washington University.

V.J. SMITH is a professional speaker and published author. He graduated from South Dakota State University in 1978 and spent

the decade of the 1980s working for the Allied Signal Aerospace Company in Kansas City. He returned to his alma mater in 1990, working for six years in the SDSU Athletic Department. He was appointed Executive Director of the SDSU Alumni Association in 1996. In January 2007, he left to pursue a career in professional speaking. Smith travels the country and makes over 100 speaking appearances a year. In March 2014, Meeting and Conventions Magazine named Smith as one of the favorite speakers of meeting planners throughout America. He is the author of the best-selling book, “The Richest Man Town.” The book details Smith’s relationship with a little old man who ran a cash register at a local Wal-Mart. Smith is a two-time finalist in Toastmasters' International's “World's Championship of Public Speaking.” He is also the author of, “Can You Hear What I See” and “Jackrabbit Tales.” He is the President of Life's Great Moments and resides in Brookings, S.D.

JACKSON

HATAWAY holds a Doctorate in Organizational Communication from the University of

Alabama. He specializes in organizational development, strategic planning, team building, and organizational learning. He has a unique ability to couple real-world, honest practicality with new theories of corporate growth and change as he works with organizations. Hataway is a renowned professional speaker with numerous national awards in his ten years of speaking experience. Hataway has worked with a number of companies and organizations including financial institutions, chambers of commerce, and logistics firms. His ability to provide valuable deliverables to organizations of all types has led him to work with a diverse list of clients including Honda, University of Mississippi MBA program, the Alabama Business Council for the Arts, and several credit unions across the country.

CURTIS

CARPENTER is Principal and Head of Investment Banking for Sheshunoff & Co. Investment Banking. He also serves as

Executive Director of The CEO Affiliation Program. Carpenter has been involved in almost 100 successful merger transactions representing both buyers and sellers. Prior to joining Sheshunoff & Co. Investment Banking, Carpenter helped direct the extensive merger and acquisition activity of a large regional bank holding company. His additional experience includes serving as CFO of a financial institution and the audit department of KPMG in Dallas. Carpenter is a frequent speaker at conferences throughout the country and has been a featured industry specialist for one of the world’s largest international accounting firms. Carpenter is a CPA in the state of Texas, holds a bachelor’s degree in accounting from Abilene Christian University and is a graduate of the management training program of one of the nation’s largest banks.

FEATURED SPEAKERS

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6.

ROBERTA

WAGNER has been a leading financial institution consultant for more than 25 years. Her clients have

included Deutsche Bank, Merrill Lynch, and BECU as well as hundreds of regional and community banks. As a consultant, she has served as an interim CEO of a troubled savings and loan bank, helped turn around dozens of problem banks, been an advisor to numerous boards and CEOs and helped lead compliance, risk, management, loan review and other policy development programs. She also founded and sold The Director Resource Group, a leading corporate governance firm for financial institution directors. Now, her practice focuses on Enterprise Risk Management, corporate governance including director search, and regulatory advisory services. Prior to her consulting career, Wagner was an executive-level regulator. During her 13-year career at the Comptroller of the Currency, she served as the Director of Bank Supervision in the New York office where she had responsibility for regional and problem banks from Maine to the District of Columbia. She was also the Managing Director at The Office of Thrift Supervision where she led the development of a national regulatory process complete with examination handbooks and training for 2,200 examiners. She is an exhibiting artist and completed a 9’ diameter fountain for the Lewis Ginter Botanical Gardens in Richmond, VA. She moved to the Pacific Northwest 14 years ago.

KEVIN

PARKER, is the representative for Spokane’s 6th District in the Washington State Legislature and owns a chain of

coffee shops in Spokane. He

also teaches at Whitworth University and Gonzaga University MBA programs. Recognized as one of the most influential people in the Spokane region, Kevin was awarded Citizen of the Year 2013 by the Spokane Realtors. As a respected entrepreneur, he has won awards for leadership and business, and has had the honor of speaking at numerous public events.

ALAN

CRANDALL

is the Senior Vice President, West Region Manager of Mutual of Omaha Bank. Before receiving

a degree in business administration, Alan served in the U.S. Army as an electronics warfare analyst. Alan has worked 32 years in the banking profession with 26 of those years specializing in association banking services. He has held a California R/E license and earned the Certified Community Association Manager designation from the California Association of Community Managers (CACM) where he also served as an instructor. He also has held a Washington State Property and Casualty Insurance license. Crandall has served on the Board of Directors for both the Executive Council of Homeowners (ECHO) as well as the Board of Directors and the CAI Legislative Action Committees for Washington and Northern California Chapters of CAI. Crandall helped to found the Association of Professional Reserve Analysts (APRA). He helped to create the Oregon Washington Community Association Managers (OWCAM) organization. He has been licensed to teach real estate and property management courses in Washington state. Crandall has been invited to testify before legislative committees for several state governments. As an award-winning speaker, he regularly speaks on banking issues specific to the community association industry.

DENNY

ELIASON is the founding partner of Alliances Northwest, a business-oriented government relations

firm which began in 1992, emphasizing representation before the Washington State Legislature and local governments in Washington state. Its current clients include Amazon, BP (formerly ARCO), Delta Airlines, Nintendo, Puget Sound Energy, Starbucks, the Washington Bankers Association, Washington Dental Service and the Washington Restaurant Association. Prior to founding Alliances Northwest, Eliason was Vice President for Government Relations at The Sabey Companies, and worked in government relations for the SAFECO Corporation. He is experienced working on a wide variety of issues including: banking issues, employment issues, energy issues, the environment, finance, growth management, health care, insurance, pharmaceutical, retail, securities, taxes, technology, and transportation. His professional and philanthropic activities include serving on boards and as a member of local organizations such as the Association of Washington Business, Highline Citizens for Schools, TVW and Washington Special Olympics. He holds an MBA from the University of Washington and graduated from Washington State University.

JOHN SCHULTE is one of the original members of the team that founded Mercantile Bank of Michigan in 1997, a business-

oriented community bank headquartered in Grand Rapids, MI with offices throughout Lower Michigan. Mercantile Bank has introduced a number

of progressive online and mobile banking solutions, including being the first bank to partner with PayPal for mobile P2P payments and bill.com for online A/R & A/P services. Schulte and his staff manage the operations and information technology infrastructure for the bank, including digital delivery strategies. Prior to starting with Mercantile Bank, he worked as a commercial lender and credit manager with FMB-First Michigan Bank in Grand Rapids. Schulte is a graduate of Western Michigan University (BA in Finance) and the ABA Stonier Graduate School of Banking.

SANFORD

BROWN, a partner in the Financial Services & Products Group, counsels and represents

financial institutions and specialty finance companies, as well as their shareholders and holding companies, in matters involving state and federal banking laws, regulations and enforcement actions; in corporate transactions, such as mergers, acquisitions, securities offerings, holding company formations and Subchapter S corporation elections; and in matters involving privacy and identity theft. He served in the Office of the Comptroller of the Currency from 1987 to 1989. His responsibilities included a wide range of matters relating to the regulation of national banks, including the development of banking policy in the areas of risk-based capital and dividends. He is a faculty member of the Southwestern Graduate School of Banking, and is a frequent speaker at regional and national banking seminars and educational programs. He is listed in The Best Lawyers in America in the areas of Banking and Finance and Financial Services Regulation, including as a 2015 “Lawyer of the Year” in the latter category. Brown is also listed in Chambers USA: America’s Leading Lawyers for Business.

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7.

ACTIVITIES

Spouse Event: Playing With Glass

Get your creative juices flowing and create masterful jewelry or sun catchers, under the guidance of local art studio Summers Glass. They bring it to you! Afterwards, celebrate your success with a specially-paired wine lunch in Beverly’s Restaurant. This event runs from 10 a.m. to 2 p.m. Meet on the 7th floor, just off the elevator.

Golf, Coeur d’Alene Golf Course

Here’s your chance to spend time with fellow bankers enjoying a fun afternoon of golf on the Coeur d’Alene golf course, nestled in the foothills of the Rocky Mountains on the shores of beautiful Lake Coeur d'Alene. Opening in 1991 to unprecedented reviews and awards, it has established itself as a premier destination golf course, debuting as the 11th in the nation, while unveiling an extraordinary #1 ranking in the category of "Beauty and Esthetics" by Golf Digest. Registration begins at 12:30 p.m.

Timberline Adventures Ziplining

Take a short van ride to the Timberline Adventures zip line course where you will enjoy spectacular views of Lake Coeur d'Alene and the surrounding mountains. Enjoy the exhilarating experience; you will want to do it again! Last year’s group had tons of fun. This event runs from 1:00 p.m. to 3:30 p.m.

Silver Valley and Sierra Mine Historic Tour

Head to downtown Wallace, the historic mining town, in the beautiful Silver Valley, where you will begin your tour at the Sierra Silver Mine. Board the Silver Mine trolley and make your way through downtown Wallace, while learning about the history of the silver capital of the world! Once you arrive at the mine, an experienced miner will take you on a tour through the main drift of an actual underground silver mine. Using exhibits, and demonstrations of operating mine equipment, you will learn the historical and modern day techniques used to mine silver. In the heart of downtown, you will begin the city tour at the Northern Pacific Railroad Museum. From there, you will head over to the Oasis Bordello Museum. The museum is housed in a former brothel which was still in business as recently as 1988. The last residents left in a hurry, leaving all of their belongings behind. A local entrepreneur purchased the building in 1993, and opened the doors once more offering tours as a reminder of Wallace’s colorful past. Lastly, you will head over to the Wallace Mining Museum where you will learn about local history, mining efforts, and

the areas unique heritage. This event runs from 12:30 p.m. to 4:30 p.m.

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8.

Campbell’s ResortTwo nights lodging

Coeur d’Alene ResortTwo nights in a lakeview fireplace room

Brasada Ranch Two nights in a Ranch House Suite and 4 rounds of golf

at Brasada Canyons Golf Course

The Davenport Hotel and Tower One night in a deluxe room

Heathman LodgeRomance Package including: One night stay, $50 credit

for dinner, wine and 2 wine glasses

Northern Quest Resort One-night stay in a classic room for two and breakfast

for two at Masselow’s Steakhouse

Quinault Beach Resort Two-night stay in oceanside room, $50 toward dinner

for two at Emily’s Fine Dining

Seattle Renaissance HotelRomance package including: Overnight stay for two,

champagne and truffles, parking and breakfast for two

Seattle Airport Marriott Hotel Park and Fly Package including: Overnight stay with up

to 7 days of parking and shuttle to the airport

Sheraton Seattle HotelOne-night stay for two guests

Skamania Lodge One-night stay in a superior guestroom for two with

breakfast (available Sun-Thurs)

Sun Mountain LodgeOne-night stay in a Mt. Robison Suite with breakfast for

two

Sunriver ResortOne-night stay and one round of golf for two

Tulalip ResortOne-night stay in a deluxe room, $50 dining credit

Washington Athletic Club One-night stay at the Inn at the Washington Athletic

Club with parking and $100 restaurant credit

RAFFLE PRIZESThroughout convention, we will be drawing winners for wonderful prizes, generously

donated by local businesses and WBA partners. All winners must be present to win. Prizes include:

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9.

GRAND PRIZE

Convention attendees and their guests will automatically be entered into the grand prize drawing this year. The drawing will be held during the final session on Saturday, June 25.

The winner must be present to be eligible.

$1,000 Alaska Airlines Gift Certificate

Thank you to Elliott Cove Capital Management for sponsoring