• 2014 Survey of California Home Buyers puts buyer optimism at a new high. 81% of buyers feel prices will increase steadily over the next 5 years.

• Nearly 80% of fi rst time home buyers say their top 3 reasons for buying are: It’s a good invest-ment, a good way to accumulate wealth and it allows you to live in a nicer home.

• Aft er hitting record highs from 2005-2007, home prices experienced a major correction. With recent appreciation and buyer confi dence, our local (and national) market is in line with where prices would’ve been had we never had the ‘05-‘07 boom, but rather the historic 3%± appreciation year over year.

• Aff ordable pricing, increased inventory and historically low interest rates make this the per-fect time to lock-in low monthly payments with a 30 year mortgage.

• Now is a great time to buy!

*Source California Association of Realtors

• 2.25% - 29 Year Annual appreciation rate • 3.18% - 15 Year Annual appreciation rate • 4.02% - 5 Year Annual appreciation rate

• Th e (National) index value from 2011 through Q4 2015 shows 17.9% appreciation over the 4.5 year period. Th is equates to a 2.65% annualized appreciation rate.

65.39 Feb. 1985

S&P/Case-Shiller 10-City Composite Home Price Index

100.00 Jan. 2000

150.44 April 2009

188.29 Sept. 2014