MAY 2009

THE ROCKLAND REALTOROFFICIAL PUBLICATION of theROCKLAND COUNTY BOARD OF REALTORS300 North Middletown RoadPearl River, New York 10965(845) 735-0075 email: admin@rcbor.com

Our goal is to better inform our membership and provide avehicle for us to communicate with each other. This is yournewsletter. We invite you to submit articles and suggestionsto Editor, Board of Realtors, 300 N. Middletown Rd., PearlRiver, NY 10965 or call 735-0075

NEWSLETTER STAFFEDITOR: Adam DifrancescoASSOC. EDITOR: Karen Peters

Interested in advertising in this newsletter? Call 735-0075The Rockland County Board of REALTORS makesno warranties and assumes no responsibility forthe accuracy of the information contained herein.The opinions expressed in articles are not necessarilythe opinions of the Board of Realtors.

visit our website at www.rcbor.com

PRESIDENT’S MESSAGEWebster defines a volunteer as “person who voluntarily undertakes orexpresses a willingness to undertake aservice”.

Volunteerism in Rockland County isvery strong. We have Firemen,Paramedics, Teachers, CrossingGuards, Librarians, Meals on Wheels,Senior Living, and People to People,young and old, everyone isparticipating.

All of your Directors give theirtime and energy. I’d like to take thisopportunity to thank all of them fortheir hard work they have done so farthis year. Now it’s your turn. I amasking you, our members, to volunteeryour time and effort to RCBOR.

We have several committees that needhelp to provide the outstandingprograms the Rockland County Boardof Realtors has provided in years past:

Community Service is cooperating withPeople to People in the Back To SchoolWith Dignity Drive. Contact Barry ifyou can assist.

The RPAC Committee is lookingfor Realtors for each of the 5 townsin Rockland to review their politicalagendas.

Our Program Chair, Merrill Starostiakis working on a “Realtors Got Talent”fundraiser for late in the summer.

OR, if you just want to get involvedand don’t know where or how to start,please reach out to me.

May the Spring market blossom

Adam DiFrancesco

2009 OFFICERS AND DIRECTORS

PRESIDENTAdam DiFrancesco 357-8100

PRESIDENT-ELECTDrew Kessler 638-9402

SECRETARYBill Thorne 634-7474

TREASURERDiane Wanamaker 947-7700

IMMED PAST PRESIDENTRaj Bajaj 729-8521

PAST PRESIDENTNettie Price 354-5454

DIRECTORSRoland Hakim 634-4202Jerry Lott 268-5450Liz Rosenblatt 354-2554Denise Murphy 634-1668Merrill Starostiak 634-0400Vanessa Saunders 598-5083Roberta Bangs 634-4202Linda Lipkins 634-7474Sharon Tucker 623-5200

AFFILIATESBarry Dorfman 639-4982Steven Greenberg 639-2730 TABLE OF CONTENTS

PRESIDENT’S MESSAGE . . . . . . . . . . . . . . . . . . . . . . 2

RPAC . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3/4

NYS HOUSING SALES . . . . . . . . . . . . . . . . . . . . . . . . 5

QUICK FACTS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6

FEEL AT HOME IN NY . . . . . . . . . . . . . . . . . . . . . . . . 7

EDUCATION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .8

OUR ROOTS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .9

SAVE THE DATE . . . . . . . . . . . . . . . . . . . . . . . . . . . 11Page 2 • May 2009

Page 3 • May 2009

The REALTORS Political Action Committee is your best investment in real estate. Your contributions support federal, state and locallawmakers who share the REALTOR commitment to promote homeownership and private property rights.

Why invest in RPAC?When 56,000 New York REALTOR members support/oppose a measure in Albany, it’s difficult for our elected leaders to ignore that cry.By investing in RPAC you help to protect the interests of the real estate industry and private property owners.

Real Results - Monumental achievements in 2008As a result of persistent REALTOR grassroots advocacy efforts and the support of REALTOR friendly law makers, two of NYSAR’stop priority bills were signed into law in 2008:

• The NYSAR-supported Commission Escrow Act – ensuring better legal protections for earned but unpaidcommissions, effective January 1, 2009.

• The measure to ban all sex offenders from holding or obtaining a real estate license, effective August 2008.

• Protecting REALTOR Livelihood

NYSAR and RPAC also made great strides defeating the following proposals that would have attacked thelivelihood of New York REALTORS across the state:

• A proposal that would have required brokers to verify zoning compliance of their listings.

• A proposal that would have required real estate agents to provide a potential purchaser of real property thatis served by a private well with educational materials provided by the NYS Department of Health.

• A proposal that would have restricted a broker’s business area to the county in which they reside orhave an office.

• A proposal that would have extended the agriculture district notice to buyers of real property located within 500 feet of the boundaryof an agricultural district.

Key Issues NYSAR and Your RPAC Dollars are Targeting in 2009:• Fighting for property tax reform and relief

• Opposing legislation that would require a home “loan counseling disclosure notice” be provided byreal estate brokers at the time of contract for the sale of commercial or residential property.

• Supporting a new proposal that offers the option of transactional real estate brokerage as an alternativeto current buyer or seller agency.

Key Issues NYSAR and Your RPAC Dollars are Targeting in 2009:• Fighting for property tax reform and relief

• Opposing legislation that would require a home “loan counseling disclosure notice” be provided byreal estate brokers at the time of contract for the sale of commercial or residential property.

• Supporting a new proposal that offers the option of transactional real estate brokerage as an alternativeto current buyer or seller agency.

• Fighting a new legislative proposal that would prohibit “exclusive” brokerage agreements betweenbrokers and sellers of residential housing within New York City.

• Improving access to affordable health care for all New York REALTORS.

• Fighting against mortgage recording taxes and transfer taxes on a local and statewide level. Courtesy of NYSAR

RPAC

Page 4 • May 2009

RPAC

$99.00 Contributors

ADDITIONAL MEMBERS WHO HAVE CONTRIBUTED IN 2009

$250.00 Capitol Club

Life Members

Roberta Bangs

Laurie DiFrancesco Alan Yassky

Deborah BlankfortMary E CaporasoLen CarrNoel DeLorenzoVital DesvarieuxJerry FoxSolomon Fuerst

Sol GenuthEdward GlazerKaren GlazerJacob GoldmunzerPeter GrafRobert HoytKevin Joyce

Mary Ellen JoyceV. KunjupillaiJoon Koo LeeHarold MacCartneyLinda MichelsMike NuzzoAnthony Occhipinti

Greg PeterkinGail PosnackMatthew RandJohn E RenteriaVirginia RourkeDiane SnyderMerrill Starostiak

Sharon TuckerFrank VeroDiane WanamakerRichard WeismanCharlene Yerkovich

Kevin AdamesTheresa DonahueScott KleinEdward AlexanderPatricia DoyleLisa Klein-FuchsGeorgina AlleyneMike DrussDiana Koch-ErzenWilliam AntonelliMaria DuarteSusan KornhaberGregory AzoffIsabella DumontSusan KrollBarbara BabcockLaura DuncanRad KunjupillaiCharles BartonGurnam BajwaDonna DwyerCharmaine KuriskoSusan BallShelly EagleMichele Laird-WilliamsBeatrice BarrettGeorge EliopoulosJeung LeeSimon BasnerMichaele ElliotJohn LevinNyron BelzDorothea ErichsenSandra LiveraniVirginia Biscow

Gwendolyn EskinaziRaymond LockeyGary BlankfortDeirdre FarmerLinda LoriaRonald BoerkeFatmeh FarokhiSal LucreziaGail BohlkeLinda FernandezWojtek LuczakThomas BolanConstance FisherWhittaker MackVincent BonifaceMary FitzgeraldJosephine MaddenAbigail BrennanJames FoleySahib MakindeJoann BriniJoanann Fowler-SingletonNeelam MalhotraKarina BullayevskiySara FuerstBarbara ManciniJohn BurrascanoVincent GamboliJacalyn MandikasBarbara CapriaKenneth GildersleeveMadathil MathewJohn CapriaBenjamin GlazerSal Mazzella

Linda CarboneIra GoldbergKaren McCabeCharles CarlsonFernando GonzalezJames McCabeJeff ChaninDonna GroopIrene McCarthyJanice ChesterGrace GullaAirrion McDonaldDavid ChristopherBarbara HaasKay McGinnisAnna CicaloRoland HakimHugh McKenzieAnna ClaehsenJoshua HalpernMaureen McVeighDavid ClarkKathi HandtPhyllis MeadMaureen ConneelyJesse HarrisKathleen MintonBarbara CorrenteDebbie HermanJon Paul MolfettaSofia CoulangesHarold HicksLoraine MondelloMeghan CunninghamSarah Hilbert

Noemi Morales BarileKimberly CuomoBarbara HoganDoris MoralesPhyllis DavidLoretta HorneAudrey MoranFreda DavisAngelique Ilo-HarumCindy MosesVictor DazulmaChris ImDenise MurphyLinda DeFilippoEsther IngberRegina MurphyAndrea DeLucaWilliam IrwinMyriam NaderGiorgan DeRosaMargaret JurmarkJane NguyenJennifer DeYorgiVesna KanackiMaiken NielsenRudolf DentNaomi KavanahCarole NovickAdam DiFrancescoJacqueline KimmelEmer O’RiordanEmidio DiNardoMargaret KirwanRenata OmelanczukCatalina Ordinario

Barbara TanskyPatricia PaikinCaroline TapleyJean PasqualeValentina TarasenkoMaryann PayeaStephanie TasselloWilliam PearlmanFrank TassoneBonnie PermanJames TaylorGeorge PhilipMary TaylorAllan PhilipsonBill ThorneChristine PowersMichael TrucianoNettie PriceNeal TylerAnna PrussianJohn UrenaZhongsan QianBetzaida VericainDaniel QuinnSylvia WalterValerie RedlerTara WeissYvonne ReganNicole WinskoLaura YasskyFrederick RellaSteven YasskyMichelle RenteriaEdward YerkovichThomas Riley

Michelle ZweigSamantha RippsLinda ZebrowskiJamil RizqallaJoanne Robinson-SilasNasrin RonayLisa RossLes RothsteinArlene RottensteinLaura RusieckiDebbie RussoArlene SaboDonna SadoriPeter SambetsMaureen SanskyMarco SantosDana SaundersDiane SchmeltzMaureen SchroderKevin ScottElsa SequinotMargaret SheehanSteven ShellFloreen ShureMichael SolomonLora SternEva SternheimMarianne StewartGail SullingerFrank SuraceJeanette Szupillo

NEW YORK STATE HOUSING SALES

Page 5 • May 2009

NEW YORK STATE HOUSING SALES, PRICE GAINSSIGNAL BUYERS TO GET OFF THE SIDELINES

Courtesy of NYSAR

Albany – April 23, 2009 – The New York State housing market posted both sales and selling pricegains for the first time in 2009 during March, providing a strong signal to those buyers waiting forthe market to “hit bottom” that they may well have already missed it.

March home sales jumped 14.1 percent in March compared to February, and the statewidemedian sales price rose 6 percent to reach its second highest level in the past 12 months, accordingto preliminary single-family sales data accumulated by the New York State Association ofREALTORS®.

“It is important to note that buyers who are waiting for the theoretical ‘bottom’ of the market havealready missed it,” said Duncan R. MacKenzie, NYSAR chief executive officer. “Prices have beenfairly stable for the past 12 months and are now expected to begin to climb slightly. The markettypically gains momentum the spring and summer months.”

“After a slow start to the year, the New York state housing market started showing signs of life inMarch as buyers began to take advantage of the favorable market conditions and federal stimuluspackage incentives,” said MacKenzie. “We believe the 2009 market will initially be driven byfirst-time buyers taking advantage of the $8,000 tax credit, historically low mortgage rates and avariety of inventory to choose from. This will, in turn, free up current homeowners who are seekingto purchase their next home.”

New York REALTORS® sold 3,903 existing single-family homes in New York State in March2009, a 14.1-percent increase compared to February 2009, but a 25.3-percent decrease compared toMarch 2008.

The March 2009 median sales price in New York State of $222,500 represents an increase of 6percent compared to the $210,000 median recorded in February 2009 and an increase of 9.9 percentcompared to the March 2008 median of $202,500.

New York’s REALTORS® sold 11,040 homes between January 1 and March 31, 2009, a decreaseof 27.1 percent from the same period in 2008. The statewide median sales price of $210,000 for thefirst quarter of 2009 represents a 4.5-percent decrease from the $220,000 median posted in the firstquarter of 2008.

QUICK FACTS

Page 6 • May 2009

Courtesy of NYSAR

• First-time buyers are eligible for an $8,000 tax credit for the purchase of a principal residencebetween January 1, 2009 and December 1, 2009. The credit does not require repayment. Buyersusing financing assistance from state and local mortgage bonds may use the credit as well. Pleasenote the sale must be closed before the deadline.

• Market conditions are great for all buyers right now with historically low mortgage rates,moderating prices and greater choices.

• There are a number of attractive and safe mortgage products available now, providingadditional reasons for buyers to get off the fence and into the market.

• Housing prices in New York State have remained fairly stable throughout the past severalmonths. Buyers waiting for the market to “hit bottom” should note that prices have stabilized andmay be starting to rise slightly.

• A NYSAR-commissioned study of homeowners found the typical homeowner has been in theirhouse for nine years. In March 2009, the statewide median sales price was $222,500 and inMarch 2000, it was $132,000. Today’s sellers will still benefit from price appreciation.

• Owning a home remains a solid investment as evidenced by a NAR research report, whichindicates that real estate has delivered the most consistent positive return over any investmentduring the last 40 years. In fact, given the leverage in purchasing a home, the average returnon a 5 percent down payment over 10 years is usually three to five times greater than stockmarket returns.

• It has never been more important than now to work with a REALTOR®, the local marketprofessional, to properly gauge local neighborhood conditions. Conditions vary widely bymarket and sometimes even from neighborhood to neighborhood.

• REALTORS® have access to the most up-to-date and comprehensive property listing and salesinformation, making them a buyer’s best resource in finding the home that is right for eachcustomer.

• All housing markets are local and the most important market conditions for consumers toconsider are those where your buyer wishes to live. Just as there is no “national” weatherforecast, there is no “national” housing market. The housing market conditions in another state,another area of the country or even another municipality within New York State have no bearingon the conditions in your local market.

• RealtyTrac ranked New York 37th in the nation in its March foreclosure report. New York hasconsistently ranked among the states with the lowest number of foreclosures. The report foundthat New York had the fewest foreclosures among the top 10 most populated states in the monthof March. Also, the state had the lowest foreclosure rates in the 2009 first quarter among the top25 most populated states.

MEMBER ASSISTANCE

WELCOME NEW MEMBERS

Page 7 • May 2009

‘Feel at Home in NY’ materials available to assist members

NYSAR created the “Feel at Home in NY” program and materials to assist local boards, brokers andmembers in reinforcing the message to consumers that it is a good time to buy a home in New YorkState. The program was unveiled in early April.

NYSAR’s Feel at Home in NY webpage is available from the members’ homepage atwww.nysar.com. It is the gateway to the free resources available including a brochure, a flyer,advertisements, web banners and e-mail signature banners. The brochure, flyer and advertisementsare all designed to be co-branded by the member. They allow for the addition of a company logo andmember contact information.

The materials are designed to help you:

• Overcome consumer fears and misconceptions about the current real estate market.

• Highlight the $8,000 first-time buyer tax credit.

• Position yourself as an expert on the housing industry.

• Convey the benefits of partnering with a REALTOR®

Designated REALTOR MEMBERS:

Pablo J Umansky . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Pablo J Umansky

REALTOR MEMBERS:

Yong S. Hahm . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BH&G Rand Realty

Laura McCracken . . . . . . . . . . . . . . . . . . . . . . . . . . BH&G Rand Realty

Devorah Rudinsky . . . . . . . . . . . . . . . . . . . . . . . . . M. Newhouse Realty

Chanze Wellington . . . . . . . . . . . . . . . . . . . . . . . . . . . Weichert Realtors

Vickie R Zielinski . . . . . . . . . . . . . . . . . . . . . . . . . . . . Century 21 Grand

EDUCATIONCONTINUING EDUCATION COURSE CALENDAR

Date Start Time End Time Course Title Instructor Credits

5/4, 5/7, 5/115/14, 5/18 9:00am 4:00pm Systems & Strategies for Success Various 15

5/11, 5/13 6:30pm 9:30pm Successful Relocation ABR Elective Roberta Bangs 5

5/4/2009 6:00pm 10:00pm Substainable Housing: Building Green Gordon Wren 4

5/6/2009 9:00am 12:30pm Architectural Styles of Am Houses Mark Pierce 3.5

5/13/2009 9:00am 12:00pm Why Size Matters Domenic Zagaroli 3

5/13/2009 1:00pm 5:00pm Valuation of 2-4 Family Domenic Zagaroli 4

5/20/2009 6:30pm 9:30pm New Member Orientation TBA 3

5/21/2009 9:00am 4:00pm Negotiation: Understanding the Process Joseph Marovich 4.5

6/3/2009 9:00am 12:00pm The Verdict is the Code of Ethics Sharon Tucker 3

6/11/2009 6:00pm 9:30pm Successful Brokers Bottom Line Sharon Tucker 3.5

6/18/2009 9:00am 12:00pm New Member Orientation TBA 3

6/18/2009 6:30pm 9:30pm Seven Deadly Sins Roberta Bangs 3

6/24/2009 6:00pm 10:00pm Environmental Issues Gordon Wren 4

7/2/2009 6:30pm 9:30pm Hazardous Homes Mold & Mildew Mark Pierce 3

7/8/2009 9:00am 12:00pm Analysis of Market Sales Domenic Zagaroli 3

7/8/2009 1:00pm 4:00pm Changing Market Conditions Domenic Zagaroli 3

7/15/2009 6:30pm 9:30pm New Member Orientation TBA 3

7/22/2009 6:30pm 9:30pm Fair Housing Update Jerry Fox 3

7/29/2009 9:00am 1:30pm Residential Indoor Air Quality Mark Pierce 4.5

8/10/2009 9:00am 1:00pm Hazardous Homes-Wet Basements Mark Russo 4

8/19/2009 6:30pm 9:30pm What to Expect on an Inspection Joe Farsetta 3

9/09/2009 9:00am 12:00pm One Test You Don’t Want to Fail Roseann Farrow 3

9/09/2009 1:00pm 4:00pm Survive and Thrive in the Changing Market Roseann Farrow 0

9/23/2009 8:30am 5:30pm GRI 407-Building Your Real Estate Practice NYSAR Instructor 7.5

9/30/2009 6:30pm 9:30pm Periodic Code of Ethics TBA 3

Page 8 • May 2009

OUR ROOTS IN ROCKLAND

Page 9 • May 2009

A little bit of history....We are living in Rockland Countylocated in the beautiful Lower HudsonRiver Valley bound by the HudsonRiver on the East, New Jersey on theSouth and the Ramapo Mountains tothe North and West. Rockland is only30 minutes north of MidtownManhattan. It is the smallest county inNew York State outside the five bor-oughs of New York City.

Although our county consists of only176 square miles, it is rich in history,natural resources and artistic andcultural diversity. It’s no wonder whyan influx of diversified cultured peoplecontinue to move here.

After the Civil War, many prosperousNew York families were looking for acool and green place to spend thesummer. Grand View on Hudson, withits River Road, became the “place” withits assortment of beautiful riverfrontVictorian homes. No commercial storefronts were allowed which created theperfect family summer escape. Nyackwas the perfect Victorian villagewith wonderful shops and happeningrestaurants. Nyack is the largest town inRockland and has for many years beenhome to a huge number of antiqueshops. A wonderfully harmonioustown, Nyack real estate offers a wealthof outstanding antique architecturalstyles.

The very first residents of RocklandCounty were the Indians of theDelaware of Lenni Lenape nation, whowere scattered throughout the county insmall tribes. Henry Hudson is creditedas the first European to set eyes on“Rockland”. In 1609, he was anEnglishmen who sailed up the river,which eventually beared his name.He anchored in Tappan Zee andHaverstraw.

In 1686, the Duke of York, who laterbecame King James II of England,established the county system and

designated our area as Orange County.That county consisted and included allof present day Rockland County andpart of what is Orange County. Thetown of Orangetown was created in thesame year. In 1719, Haverstraw wasseparated from Orangetown and wastherefore established and permitted tohold and elect its own officers. In 1788,Haverstraw was made a town andincluded the present town ofClarkstown, Ramapo and Stony Point.In 1791, Clarkstown and Ramapobecame towns and in 1865, Stony Pointfollowed. In 1700, the DeWint Housewhich still stands, was built inTappan and later served as GeorgeWashington’s headquarters. By the1770’s, the movement to separate whatis now Rockland from greater OrangeCounty was in full swing. In February1798, this task was completed.

On July 4, 1774, the people ofOrangetown gathered in Yoast Mabie’sHouse to adopt a series of resolutionsthat contained the seeds of the greatprinciples which would be laterembodied in the Declaration ofIndependence. The fact that both theOrangetown Resolutions and theDeclaration of Independence wereadopted on July 4 was not acoincidence.

There were American fortifications atSidman’s Fort at Suffern, a blockhouseat Palisades, and larger forts at StonyPoint, Bear Mountain and FortMontgomery. Entire armies and vitalsupplies passed through Rockland ontheir way to war. The King’s Ferry inStony Point and Dobb’s Ferry inPalisades linked New York and thesouthern colonies with New England.King’s Ferry was used by Washington’sContinental Army many times, and in1781 it carried the French allies on theirway to the final battle at Yorktown. In1775, Dobbs Ferry, run by MollySneden, a Tory, carried MarthaWashington on her way toMassachusetts to visit her husband.

After seven years of war, RocklandCounty was in a very sad state. Homeshad to be rebuilt and farms neededrestoring. Large deposits of clay in theHudson River brought about thebeginning of brick manufacturing inHavestraw.

On February 23, 1798, Rocklandofficially became a county. At thattime, in the national census of 1800, thetotal population of the newly createdcounty of Rockland was 6,353. By thistime, Native Americans disappearedfrom the County.

The dawn of the 20th century saw thebeginnings of the decline of the numberof farms and the increase of industry inRockland County. The CaliforniaPerfume Company was founded inSuffern in 1897 and is known as Avontoday. By the 1920’s many artists andcelebrities were moving into thiscounty, such as, Henry Varnum Poor,the painter and muralist, MaxwellAnderson, the playwright, Kurt Weil,the composer, Edward Hopper, theworld renowned artist, Helen Hayes,the actress and Katherine Cornell andactor Burgess Meredith.

By 1950, there were less than 150farms left in Rockland. Today, there arejust a handful. In the 1950’s, homeswere built at a rate of more than athousand a year. Because the TappanZee Bridge opened in 1955, and thePalisades Interstate Parkway and theThruway were completed, more andmore people were traveling here.

Today, Rockland County has a plethoraof cultural tastes and personalities.

Next issue I will be interviewingdifferent cultures in our forevergrowing County.

BY: LIZ ROSENBLATT

REALTORSGOT TALENT

Date: September 2nd, 2009

Here’s your chance toshow off your talent

Sing, Dance, Stand-Up Comedy

Rockland’s winner will travel toNYSAR’s REALTORS

Got Talent Eventin Saratoga

Courtesy of RCBOR.Contact the board for details.

735-0075

ROCKLANDS40 Under

40For more information

please contact Adam DiFrancesco

at845-369-1221

NEW MEMBERSALWAYS WELCOME

Page 10 • May 2009

SAVE THE DATE FOR THE FOLLOWING RCBOR EVENTS

We have an unbelievable day planned for you on

Wednesday, June 17, 2009Begin the day by having breakfast before entering the bus

at 8:30am at the Nanuet Mall.

The bus will leave promptly at 9:00am.Movies will be shown to and from the resort.

Snacks will be provided on the ride home.

THERE WILL BE ONLY ONE BUSSo this event is first come, first serve!There will be a hospitality suite available during the day.

$20.00 Cash reservation must be made to reserve a seat by June 11th:Contact the board office at 845-735-0075.

FREEGeneral Membership Meeting

Wednesday, June 3rd, 2009Comfort Inn, Route 59, Nanuet, New York

MEET WITH ROCKLAND COUNTY SCHOOL SUPERINTENDENTSOR THEIR REPRESENTATIVE

• Overview of School District • Innovative Programs• Current Events • Hand Outs

8:30am - Breakfast9:00am-10:30am - Program

PEOPLE TO PEOPLE “BACK TO SCHOOL DRIVE” KICK OFFPLEASE BRING ONE ITEM TO DONATE TO THIS WORTHWHILE CAUSE

A very special thank you to Santi Express for donating the boxes for the school supply drive once again.

Hosted by: Home Loans

Page 11 • May 2009

BUS TRIP TO

Phone: 845-708-9200 Fax: 845-708-9222 Email: info@shilale.com www.shilale.com

140 Park Avenue New City, NY 10956

MICHAEL SHILALE ARCHITECTS , LLP

ARCHITECTURE PLANNING

INTERIOR DESIGN

GREEN BUILDING CONSULTING

www.shilale.com

Page 12 • May 2009