2005-2006 Annual Report Rapport annuel 2005-2006 Publié ...0104.nccdn.net/1_5/37f/11d/3e5/Annual-Report-2005... · 2005-2006 Annual Report Published by: Superintendent of Insurance

2005-2006 Annual Report

Published by: Superintendent of Insurance Province of New Brunswick P. O. Box 6000 Fredericton, New Brunswick E3B 5H1 Canada

February 2007

Cover: Communications New Brunswick

Printing and Binding: Printing Services, Supply and Services

ISBN 1-55137-434-X

ISSN 1181-7755

Printed in New Brunswick

Rapport annuel 2005-2006

Publié par: Surintendant des assurances Province du Nouveau-Brunswick Case postale 6000 Fredericton, (Nouveau-Brunswick) E3B 5H1 Canada

Février 2007

Couverture: Communications Nouveau-Brunswick

Imprimerie et reliure: Services d’imprimerie, Approvisionnement et services

ISBN 1-55137-434-X

ISSN 1181-7755

Imprimé au Nouveau-Brunswick

2005-2006

Annual Report Rapport annuel

Department of Ministère de la Justice Justice

Insurance Assurances

Justice Justice Insurance Branch Direction des assurances

February 12, 2007

The Honourable Thomas J. Burke Minister of Justice and Consumer Affairs Province of New Brunswick

Dear Minister:

I am pleased to submit the Sixty-ninth Annual Report of the Superintendent of Insurance for the insurance companies' business year 2005 and for the Superintendent's fiscal year ending March 31, 2006.

Total premiums for all classes of insurance, paid by policyholders in the business year 2005 were $1,753,204,178, a decrease of 1.11% from the previous year. Total claims and benefits paid to consumers were $1,101,674,813 which represents 62.84% of premiums paid.

With premiums of $847,957,178 on property and casualty business, losses paid in 2005 were $440,932,659 or a loss ratio of 52% as compared to 43.91% in 2004. Automobile insurance loss ratio in 2005 was 51.41%, compared to 45.02% in 2004.

In relation to auto insurance, risk placed with the Facility Association (market of last resort) increased. Premiums to the Facility Association in 2005 were $42,057,914, an increase of 3% over 2004.

In 2005, insurance on the person (life and health) gross premium volume increased to $812,285,000, an increase of 2.77% over 2004. Claims and benefits paid (not including annuities) were $384,947,154, which is 47.39% of premiums paid.

On revenue, premium taxes are collected from premium income on the basis of 2% for life companies and 3% for other than life companies. Premium income is determined by gross premiums less dividends paid and/or returned premiums. The amount received for 2005-2006 was $37,524,603. The Fire Marshal's Tax, levied on all fire premiums collected by insurers during 2005-2006, was $1,899,463. The rate is 1% of premiums and is collected on behalf of the Department of Public Safety. In addition, the Branch collected $20,062,599 from automobile insurers on behalf of the Department of Health and Wellness. This initiative reflects the recovery of health care costs due to motor vehicle accidents.

Expenses of the Branch for 2005-2006 were $744,358. This amount, pursuant to section 94 of theInsurance Act, is assessed against insurers. The amount is collected in the following fiscal year.

Justice Justice Insurance Branch Direction des assurances

Le 12 février 2007

L’honorable Thomas J. Burke Ministre de la Justice et services à la consommation Province du Nouveau-Brunswick

Monsieur le Ministre,

J’ai l’honneur de vous soumettre le Soixante-neuvième rapport du bureau du surintendant des assurances pour l’année financière du surintendant, qui se termine le 31 mars 2006, et pour l’exercice 2005 des compagnies d’assurances.

Pour toutes les catégories, les assurés ont versé des primes totalisant 1 753 204 178 $ au cours de l’exercice 2005, soit une diminution de 1,11 p. 100 par rapport à l’exercice précédent. Les décaissements pour sinistres et les dividendes versés aux assurés se sont chiffrés à 1 101 674 813 $, ce qui représente 62,84 p. 100 des primes.

Les primes d’assurance de biens et contre les risques divers se sont chiffrées à 847 957 178 $ et les pertes remboursées se sont élevées à 440 932 659 $, ce qui représente un ratio sinistres/primes de 52 p. 100, comparativement à 43,91 p. 100 en 2004. Le ratio sinistres/primes de l’assurance-automobile était de 51,41 p. 100 en 2005, comparativement à 45,02 p. 100 en 2004.

En ce qui concerne l’assurance automobile, on note une augmentation des dossiers à risque assumés par la Facility Association (marché de dernier recours). Les primes versées à la Facility Association se sont élevées à 42 057 914 $ en 2005, ce qui représente une augmentation de 3 p. 100 par rapport à 2004.

Durant l’année 2005, le volume des assurances de personnes (vie et maladie) a augmenté à 812 285 000 $ ce qui représente une augmentation de 2,77 p. 100 par rapport à 2004. Les décaissements pour sinistres et les dividendes versés aux assurés (sans compter les rentes) se sont chiffrés à 384 947 154 $, soit 47,39 p. 100 des primes versées.

La taxe sur les primes d’assurance équivaut à 2 p. 100 du montant des primes payées aux compagnies d’assurance-vie et à 3 p. 100 des primes versées aux autres compagnies d’assurance. En 2005-2006, les sommes provenant de cette taxe se sont chiffrées à 37 524 603 $. Cette taxe est prélevée sur la prime brute déduction faite des dividendes en espèces ou portée au crédit ainsi que des primes remboursées. La taxe du prévôt des incendies, prélevée sur toutes les primes d’assurance contre l’incendie perçues par les assureurs au cours de l’exercice 2005-2006, a rapporté 1 899 463 $. Le taux d’imposition correspond à 1 p. 100 des primes et la perception est faite pour le compte du ministère de la Sécurité publique. De plus, la Direction des assurances a perçu 20 062 599 $ auprès des assureurs automobile pour le compte du ministère de la Santé et mieux-être. C’est ainsi que le ministère peut recouvrer une partie des frais médicaux imputables aux accidents d’automobiles.

Les dépenses de la Direction s’élèvent à 744 358 $ pour 2005-2006. Conformément à l’article 94 de la Loi sur les assurances, cette somme est répartie entre les assureurs et perçue au cours de l’exercice financier suivant.

Contents New Companies .........................................................................................................................1 Change of Name - Insurer..........................................................................................................3 Companies That Have Ceased Operations in New Brunswick..................................................4 Mergers and Amalgamations .....................................................................................................5 Insurance Company Deposits ....................................................................................................6 Insurers and Officers - Head Office in New Brunswick............................................................8 Insurance Branch Assessment..................................................................................................10 Accident and Sickness Insurance - Premiums & Losses .........................................................18 Aircraft Insurance - Premiums & Losses.................................................................................21 Automobile Insurance - Premiums & Losses ..........................................................................22 Boiler and Machinery Insurance - Premiums & Losses ..........................................................27 Credit - Premiums & Losses ....................................................................................................29 Fraternal Societies....................................................................................................................30 Guarantee Insurance - Premiums & Losses .............................................................................31 Legal Expense..........................................................................................................................34 Liability Insurance - Premiums & Losses................................................................................35 Life Insurance Returns (Abstract)............................................................................................38 Marine Insurance - Premiums & Losses..................................................................................44 Property Insurance - Premiums & Losses................................................................................45

Table des matières Nouvelles compagnies ...............................................................................................................1 Assureurs qui ont changé de statut.............................................................................................3 Compagnies qui ont cessé d’exercer des opérations d’assurance au Nouveau-Brunswick .......4 Assureurs qui ont fusionné.........................................................................................................5 Dépôts des compagnies d’assurance..........................................................................................6 Assureurs et officiers - Siège social au Nouveau-Brunswick....................................................8 Direction des assurances cotisation .........................................................................................10 Assurance accident-maladie - Primes et sinistres ....................................................................18 Assurance aviation - Primes et sinistres...................................................................................21 Assurance automobile - Primes et sinistres .............................................................................22 Assurance chaudière et bris de machine - Primes et sinistres..................................................27 Crédit - Primes et sinistres .......................................................................................................29 Sociétés des secours mutuels ...................................................................................................30 Assurance de garantie - Primes et sinistres..............................................................................31 Frais Juridiques ........................................................................................................................34 Assurance responsabilité - Primes et sinistres .........................................................................35 Assurance vie (extrait des rapports).........................................................................................38 Assurance marine - Primes et sinistres ....................................................................................44 Assurance biens - Primes et sinistres .......................................................................................45

New Companies / Nouvelles CompagniesJanuary 1, 2005 - December 31, 2005

1 janvier 2005 - 31 décembre 2005

Name of Company

Noms des compagnies

Chief Representative

Représentant principal

Toronto ON

M5G 2N7

Fidelity Investments Insurance Company of Canada Graham, Stuart T.

Fidelity Investments, compagnie d'assurance du Canada 483 Bay Street

Suite 200

Oakville ON

L6J 7Y9

FCT Insurance Company Ltd. Grifferty, Thomas H.

Compagnie d'assurances FCT Ltée 2235 Sheridan Garden Drive

Suite 1

Toronto ON

M5H 3C2

Compagnie Française d'Assurance pour le Commerce Extérieur Reeve, J. Brian

40 King Street West

Suite 2100

Edmonton AB

T5L 4W1

Canadian Farm Insurance Corp. Grieve, William T.

Suite 375

13220 St. Albert Trail

Toronto ON

M2N 7C7

Assurant Life of Canada Phillips, Steven K.

Assurant-Vie du Canada 5160 Yonge Street

Suite 500

Toronto ON

M5J 2N7

Arch Insurance Company Baxter, Michael R.

95 Wellington Street, 20th Floor

Suite 2000

1

New Companies / Nouvelles CompagniesJanuary 1, 2005 - December 31, 2005


Name of Company

Noms des compagnies



Ottawa ON

K1R 7X7

MetLife Canada / MetVie Canada Sauvé, Karen C.

360 Albert Street

Suite 1750

Québec QC

G1S 1C1

L'Unique assurances générales inc. Tardif, Jean

L'Unique General Insurance Inc. 925, chemin Grand Allée West

Suite 240

Toronto ON

M5H 3C2

Jewelers Mutual Insurance Company Reeve, J. Brian

40 King Street West

Suite 2100

2

Change of Name - Insurers /Assureurs qui ont changé de statutJanuary 1, 2005 - December 31, 2005


La Compagnie d'Assurance-Vie Federated du Canada

Federated Life Insurance Company of Canada

Changed Name to / Changé à :

Western Life Assurance Company

Date/date 4/22/2005

Western Life, Compagnie d'assurance-vie

Western Life Assurance Company

Western Life, Compagnie d'assurance-vie


The Tokio Marine and Fire Insurance Company Limited

Date/date 1/7/2005

Tokio Maritime & Nichido Incendie Compagnie d'Assurances Ltée

Tokio Marine & Nichido Fire Insurance Co. Ltd.


Tokio Maritime & Nichido Incendie Compagnie d'Assurances Ltée

Date/date 3/30/2005


Compagnie d'Assurance Liberté du Canada

Liberty Insurance Company of Canada

Compagnie d'assurance habitation et auto TD

TD Home and Auto Insurance Company

TD Home and Auto Insurance Company

Compagnie d'assurance habitation et auto TD

La Capitale assurances de personnes inc.

La Capitale assurances et gestion du patrimoine inc.

Date/date 5/4/2005

La Capitale Life Insurance Inc.

Le Capitale Insurance and Financial Services Inc.


La Capitale assurances et gestion du patrimoine inc.

Le Capitale Insurance and Financial Services Inc.

3

Avemco Insurance Company 5/31/2005

January 1, 2005 - December 31, 2005

Companies That Have Ceased Operations in New Brunswick

Compagnies qui ont cessé d'exercer des opérations d'assurance au Nouveau Brunswick

Name of Company Ceased


Noms des compagnies cessé le

4

Mergers and Amalgamations / Assureurs qui ont fusionnéJanuary 1, 2005 - December 31, 2005


Travelers Guarantee Company of Canada

La Compagnie Travalers Garantie du Canada

amalgamated with/fusionné avec:

Travelers Casualty & Surety Company of Canada

Travelers Compagnie d'assurance dommages et de cautionnement du Canada

La Compagnie Travalers Garantie du Canada

Continuing Company/maintenant le nom de:

Travelers Guarantee Company of Canada Date/date 1/1/2005

The Travelers Indemnity Company


St. Paul Fire and Marine Insurance Company

La Compagnie d'Assurance Saint Paul

La Compagnie d'Assurance Saint Paul


St. Paul Fire and Marine Insurance Company Date/date 12/22/2005

The National Life Assurance Company of Canada

La Nationale du Canada Compagnie d'Assurance-Vie


Industrielle Alliance Assurance et services financiers inc.

Industrial Alliance Insurance and Financial Services Inc.

Industrial Alliance Insurance and Financial Services Inc.


Industrielle Alliance Assurance et services financiers inc. Date/date 6/29/2005

5

Insurance Company Deposits Held by the Province of New Brunswick Dépôts des compagnies d’assurance détenus par la Province

du Nouveau-Brunswick

March 31, 2006/31 Mars 2006 AIG Life Insurance Company of Canada La Compagnie d’Assurance-Vie AIG du Canada $ 50,000 Assomption Compagnie Mutuelle d’Assurance-vie Assumption Mutual Life Insurance Company $ 50,000 Assurance-Vie Banque Nationale Compagnie d’Assurance-Vie National Bank Life Insurance Company $ 50,000 AXA Assurance Inc. AXA Insurance Inc. $ 50,000 CAA Insurance Company (Ontario) $ 50,000 Canadian Farm Insurance Corp. $ 50,000 Canassurance compagnie d'assurances générales inc. Canassurance General Insurance Company Inc. $ 50,000 Canassurance compagnie d’assurance-vie inc. Canassurance Life Insurance Company $ 50,000 Coachman Insurance Company $ 50,000 Desjardins Sécurité financière compagnie d'assurance vie Desjardins Financial Security Life Assurance Company $ 50,000 First Canadian Insurance Corporation $ 50,000 Heritage General Insurance Company Compagnie d’Assurances Générales Heritage $ 50,000 ING Western Union Insurance Company ING Western Union Compagnie d'assurance $ 50,000 Trent Health Insurance Company $ 50,000 Innovative Insurance Corporation $ 50,000 Insurance Company of Prince Edward Island $ 50,000 Insurance Corporation of Newfoundland Limited $ 60,000

Kingsway General Insurance Company $200,000 L’Industrielle-Alliance Compagnie d’Assurance sur La Vie The Industrial-Alliance Life Insurance Company $ 75,000 L’Excellence Compagnie d’assurance-vie $ 50,000

6

Insurance Company Deposits Held by the Province of New Brunswick Dépôts des compagnies d’assurance détenus par la Province

du Nouveau-Brunswick

March 31, 2006/31 Mars 2006 L’Union Canadienne Compagnie d’Assurances Canadian Union Insurance Company $ 50,000 La Capitale assurances de personnes inc. The Capitale Life Insurance Inc. $ 75,000 La Compagnie d’assurance Belair inc. Belair Insurance Company Inc. $ 55,000 La Survivance compagnie mutuelle d'assurance-vie $ 50,000 Lawyers’ Professional Indemnity Company $ 50,000 Medavie Inc. $ 20,000 Optimum Société d’Assurance inc. Optimum Insurance Company Inc. $ 50,000 Promutuel Gaspésie - les Îles, société mutuelle d’assurance générale $ 50,000 Promutuel Témiscouata, société mutuelle d'assurance générale $ 50,000 Promutuel Vie Inc. $ 50,000 SSQ, Société d'Assurance-Vie inc. SSQ, Life Insurance Company Inc. $100,000 Trans Global Insurance Company $ 50,000 Trans Global Life Insurance Company $ 50,000

United General Insurance Corporation $ 50,000

7

Insurers and Officers - Head Office in New Brunswick

Assureurs et officiers - Siège social au Nouveau-Brunswick

Name of Company

Noms des compagnies



Moncton NB

E1C 8L3

Medavie Inc. Julien, Pierre-Yves

644 Main St

PO Box 220

Sussex NB

E4E 2M3

Fundy Mutual Insurance Company Wilson, James Ralph

1022 Main St

Suite 1

Florenceville NB

E7L 3G5

Carleton Mutual Insurance Company Hunter, Elaine M.

301 Main St

Suite 1

Moncton NB

E1C 8L3

Blue Cross Life Insurance Company of Canada Gilligan, James K.

Compagnie d'Assurance-Vie Croix Bleue du Canada 644 Main St

PO Box 22O

Moncton NB

E1C 8L1

Assomption Compagnie Mutuelle d'Assurance-vie Losier, Denis

Assumption Mutual Life Insurance Company 770 rue Main

CP 160

Caraquet NB

E1W 1B7

Acadie Vie Thériault, Camille H.

Acadia Life 295 boul St-Pierre ouest

CP 5554

8

Insurers and Officers - Head Office in New Brunswick

Assureurs et officiers - Siège social au Nouveau-Brunswick

Name of Company

Noms des compagnies



Fredericton NB

E3B 2T8

United General Insurance Corporation Dougherty, Donald

c/o NB Mutual Insurance Assocation

860 Prospect St

Stanley NB

E6B 1B6

Stanley Mutual Insurance Company Pinnock, James F.

32 Irishtown Rd

Suite 1

Riverview NB

E1B 3J7

Southeastern Mutual Insurance Company White, Raymond W.

378 Coverdale Rd

Suite 1

9

New Brunswick Department of Justice - Insurance Branch

Nouveau-Brunswick Ministère de la Justice - Direction des assurancesAssessment

Cotisation

Name of Company

Noms des compagnies

Assessment

Cotisation

($)

Premiums

Primes

($)

CIGNA Life Insurance Company of Canada 172,000.00 128.29

CIBC Life Insurance Company Limited / Compagnie d'assurance-vie CIBC Limitée

660,000.00 350.40

Canassurance compagnie d'assurance-vie inc. 1,483,241.21 725.09

Canadian Premier Life Insurance Company 5,951,000.00 2,758.58

BMO Life Insurance Company 1,136,000.00 567.05

Blue Cross Life Insurance Company of Canada 13,551,000.00 6,217.69

AXA Equitable Life Insurance Company 0.00 50.00

AXA Assurances Inc. 742,000.00 387.72

Assurant Life of Canada 0.00 50.00

Assurance-Vie Banque Nationale Compagnie d'Assurance-Vie 4,647,000.00 2,165.07

Assomption Compagnie Mutuelle d'Assurance-vie 40,637,000.00 18,545.79

Amex Assurance Company 25,000.00 61.38

American Income Life Insurance Company 2,049,000.00 982.60

American Health and Life Insurance Company 1,325,000.00 653.07

American Bankers Life Assurance Company of Florida 4,928,000.00 2,292.96

Allianz Life Insurance Company of North America 3,000.00 51.37

AIG Life Insurance Company of Canada 2,935,000.00 1,385.86

AIG Assurance Canada 1,305,000.00 643.97

Aetna Life Insurance Company 0.00 50.00

ACE INA Life Insurance 2,177,000.00 1,040.85

Acadie Vie 12,432,000.00 5,708.38

Compagnies-vie

Life Companies

Woman's Life Insurance Society 0.00 50.00

The Order of United Commercial Travelers of America 21,000.00 59.56

The Independent Order of Foresters 88,000.00 90.05

The Grand Orange Lodge of British America Benefit Fund 59,000.00 76.85

Knights of Columbus 3,561,000.00 1,670.78

Canadian Professional Sales Association 19,000.00 58.65

ACTRA Fraternal Benefit Society 8,000.00 53.64

ACA ASSURANCE 102,000.00 96.42

Totals - 2005 - 8 Fraternal Societies/Sociétés des secours mutuels 3,858,000.00 2,155.95

Sociétés des secours mutuels

Fraternal Societies

10



Cotisation

Name of Company

Noms des compagnies

Assessment

Cotisation

($)

Premiums

Primes

($)

Pennsylvania Life Insurance Company 0.00 50.00

Penncorp Life Insurance Company 537,000.00 294.41

New York Life Insurance Company 250,000.00 163.79

Metropolitan Life Insurance Company 9,000.00 54.10

MetLife Insurance Company of Connecticut 0.00 50.00

MetLife Canada / MetVie Canada 0.00 50.00

Medavie Inc. 217,598,000.00 99,089.00

MD Life Insurance Company 2,010,000.00 964.84

Massachusetts Mutual Life Insurance Company (1,000.00) 50.00

Manulife Canada Ltd. 1,607,000.00 781.42

L'Union-Vie compagnie mutuelle d'assurance 87,000.00 89.60

London Life Insurance Company 29,025,000.00 13,260.63

L'Internationale compagnie d'assurance-vie 34,000.00 65.47

Life Investors Insurance Company of America 138,000.00 112.81

Life Insurance Company of North America 0.00 50.00

Liberty Life Assurance Company of Boston 0.00 50.00

L'Excellence Compagnie d'assurance-vie 0.00 50.00

La Survivance compagnie mutuelle d'assurance-vie 575,000.00 311.71

La Capitale assurances et gestion du patrimoine inc. 0.00 50.00

John Alden Life Insurance Company 0.00 50.00

Industrielle Alliance Assurance et services financiers inc. 13,794,000.00 6,328.29

Industrial-Alliance Pacific Life Insurance Company 6,969,000.00 3,221.92

Household Life Insurance Company 2,231,000.00 1,065.43

Hartford Life Insurance Company 0.00 50.00

Gerber Life Insurance Company 74,000.00 83.68

General American Life Insurance Company 0.00 50.00

Fortis Benefits Insurance Company 1,680,000.00 814.65

Forethought Life Insurance Company 38,000.00 67.30

First Canadian Insurance Corporation 6,613,000.00 3,059.88

Fidelity Investments Life Insurance Company 0.00 50.00

Fidelity Investments Insurance Company of Canada 0.00 50.00

Desjardins Sécurité financière compagnie d'assurance vie 19,443,000.00 8,899.42

CUNA Mutual Insurance Society 2,000.00 50.91

CUMIS Life Insurance Company 11,188,000.00 5,142.18

CT Financial Assurance Company 130,000.00 109.17

Co-operators Life Insurance Company 13,088,000.00 6,006.96

CompCorp Life Insurance Company 0.00 50.00

Combined Insurance Company of America 13,745,000.00 6,305.99

11



Cotisation

Name of Company

Noms des compagnies

Assessment

Cotisation

($)

Premiums

Primes

($)

Allianz Global Risks US Insurance Company 1,456,000.00 712.69

Affiliated FM Insurance Company 533,000.00 292.59

ACE INA Insurance 9,184,000.00 4,230.07

Compagnies autre que l'assurance vie

Other than Life Companies

Western Life Assurance Company 162,000.00 123.73

Washington National Insurance Company 0.00 50.00

Unity Life of Canada 1,527,000.00 745.01

United American Insurance Company 13,000.00 55.92

Union du Canada Assurance-Vie 122,000.00 105.53

Trent Health Insurance Company 11,000.00 55.01

Transamerica Life Canada 3,548,000.00 1,664.86

Trans Global Life Insurance Company 11,000.00 55.01

The Wawanesa Life Insurance Company 1,967,000.00 945.27

The Standard Life Assurance Company of Canada 5,184,000.00 2,409.48

The Standard Life Assurance Company 2006 / Compagnie d'assurance Standard Life 2006

2,194,000.00 1,048.59

The Prudential Insurance Company of America 68,000.00 80.95

The Manufacturers Life Insurance Company 85,592,000.00 39,006.91

The Great-West Life Assurance Company 53,700,000.00 24,491.37

The Equitable Life Insurance Company of Canada 1,082,000.00 542.47

The Empire Life Insurance Company 1,940,000.00 932.98

The Canada Life Insurance Company of Canada 0.00 50.00

The Canada Life Assurance Company 52,176,000.00 23,797.73

TD Life Insurance Company 340,000.00 204.75

Sun Life Assurance Company of Canada 75,635,000.00 34,475.02

Stonebridge Life Insurance Company 2,000.00 50.91

State Farm Life Insurance Company 1,861,000.00 897.03

SSQ, Société d'Assurance-Vie inc. 1,096,000.00 548.84

Scotia Life Insurance Company 1,074,000.00 538.83

Revios Reinsurance Canada Ltd. 0.00 50.00

Reliable Life Insurance Company 1,063,000.00 533.82

RBC Life Insurance Company 14,221,000.00 6,522.64

Provident Life and Accident Insurance Company 0.00 50.00

Promutuel Vie Inc. 0.00 50.00

Primerica Life Insurance Company of Canada 1,136,000.00 567.05

Totals - 2005 - 89 Life Companies/Compagnies-vie 742,747,241.21 342,509.39

12



Cotisation

Name of Company

Noms des compagnies

Assessment

Cotisation

($)

Premiums

Primes

($)

Employers Insurance Company of Wausau 0.00 50.00

Elite Insurance Company 10,879,000.00 5,001.54

Economical Mutual Insurance Company 27,980,000.00 12,785.00

Echelon General Insurance Company 267,000.00 171.52

Ecclesiastical Insurance Office Public Limited Company 2,221,000.00 1,060.88

Eagle Star Insurance Company Limited 0.00 50.00

DaimlerChrysler Insurance Company 223,000.00 151.50

CUMIS General Insurance Company 1,911,000.00 919.79

Coseco Insurance Company 1,352,000.00 665.36

Co-operators General Insurance Company 61,023,000.00 27,824.41

Continental Casualty Company 2,788,000.00 1,318.95

Compagnie Française d'Assurance pour le Commerce Extérieur 24,000.00 60.92

Commonwealth Insurance Company 1,599,000.00 777.78

Commerce and Industry Insurance Company of Canada 4,261,000.00 1,989.38

Coachman Insurance Company 0.00 50.00

Chubb Insurance Company of Canada 3,133,000.00 1,475.97

Chicago Title Insurance Company 94,000.00 92.78

Centennial Insurance Company 5,000.00 52.28

Carleton Mutual Insurance Company 1,947,000.00 936.17

Canassurance compagnie d'assurances générales inc. 0.00 50.00

Canadian Universities Reciprocal Insurance Exchange 691,000.00 364.51

Canadian Northern Shield Insurance Company 20,000.00 59.10

Canadian Lawyers Insurance Association (CLIA) 862,000.00 442.34

Canadian Farm Insurance Corp. 0.00 50.00

CAA Insurance Company (Ontario) 2,709,000.00 1,282.99

AXA Pacific Insurance Company (31,000.00) 50.00

AXA Insurance (Canada) 39,148,000.00 17,868.08

AXA Corporate Solutions Assurance 193,000.00 137.84

Aviva International Insurance Limited 0.00 50.00

Aviva Insurance Company of Canada 54,629,000.00 24,914.21

Aspen Insurance UK Limited 0.00 50.00

Ascentus Insurance Ltd. 1,418,000.00 695.40

Arch Insurance Company 82,000.00 87.32

American Home Assurance Company 17,378,000.00 7,959.54

American Bankers Insurance Company of Florida 4,665,000.00 2,173.26

Allstate Insurance Company of Canada 28,724,000.00 13,123.63

Allstate Insurance Company 0.00 50.00

Allianz Insurance Company of Canada 3,195,000.00 1,504.19

13



Cotisation

Name of Company

Noms des compagnies

Assessment

Cotisation

($)

Premiums

Primes

($)

Lombard Insurance Company 105,000.00 97.79

Lombard General Insurance Company of Canada 19,155,000.00 8,768.33

Lloyd's Underwriters 15,274,000.00 7,001.91

Liberty Mutual Insurance Company 2,035,000.00 976.22

Liberty Mutual Fire Insurance Company 0.00 50.00

Legacy General Insurance Company 992,000.00 501.51

Lawyers Title Insurance Corporation 0.00 50.00

Lawyers' Professional Indemnity Company 6,000.00 52.73

La Compagnie d'Assurances Jevco (41,000.00) 50.00

La Compagnie d'assurance Belair inc. 0.00 50.00

Kingsway General Insurance Company 6,342,000.00 2,936.54

Jewelers Mutual Insurance Company 6,000.00 52.73

Insurance Corporation of Newfoundland Limited 0.00 50.00

Innovative Insurance Corporation 1,000.00 50.46

ING Novex Insurance Company of Canada 2,783,000.00 1,316.67

ING Insurance Company of Canada 54,648,000.00 24,922.85

Industrial-Alliance Pacific General Insurance Corporation 0.00 50.00

Heritage General Insurance Company 598,000.00 322.18

Hartford Fire Insurance Company 470,000.00 263.92

Green Shield Canada 429,000.00 245.26

Great American Insurance Company of New York 0.00 50.00

Great American Insurance Company 846,000.00 435.05

Grain Insurance and Guarantee Company 1,471,000.00 719.52

Gore Mutual Insurance Company 0.00 50.00

Genworth Financial Mortgage Insurance Company Canada 5,942,000.00 2,754.48

GCAN Insurance Company 818,000.00 422.31

Fundy Mutual Insurance Company 3,387,000.00 1,591.58

First North American Insurance Company 60,000.00 77.31

First American Title Insurance Company 479,000.00 268.02

Federation Insurance Company of Canada 23,343,000.00 10,674.49

Federated Insurance Company of Canada 571,000.00 309.89

Federal Insurance Company 10,000.00 54.55

FCT Insurance Company Ltd. 1,684,000.00 816.47

Farm Mutual Reinsurance Plan Inc. 0.00 50.00

Factory Mutual Insurance Company 13,958,000.00 6,402.94

Everest Insurance Company of Canada 0.00 50.00

EULER American Credit Indemnity Company 636,000.00 339.47

Employers Reinsurance Corporation 1,049,000.00 527.45

14



Cotisation

Name of Company

Noms des compagnies

Assessment

Cotisation

($)

Premiums

Primes

($)

Stanley Mutual Insurance Company 5,504,000.00 2,555.13

St. Paul Fire and Marine Insurance Company 2,634,000.00 1,248.86

Specialty National Insurance Company 0.00 50.00

Southeastern Mutual Insurance Company 4,801,000.00 2,235.16

Sompo Japan Insurance Inc. 8,000.00 53.64

Sentry Insurance a Mutual Company 1,000.00 50.46

Security National Insurance Company 20,287,000.00 9,283.56

Security Insurance Company of Hartford (2,000.00) 50.00

SecuriCan General Insurance Company 109,000.00 99.61

Scottish & York Insurance Company Limited 1,963,000.00 943.45

Scotia General Insurance Company 0.00 50.00

Royal & Sun Alliance Insurance Company of Canada 32,210,000.00 14,710.27

RBC Travel Insurance Company 2,119,000.00 1,014.46

RBC General Insurance Company 10,355,000.00 4,763.04

Quebec Assurance Company 0.00 50.00

Protective Insurance Company 22,000.00 60.01

Promutuel Témiscouata société mutuelle d'assurance générale 2,401,000.00 1,142.81

Promutuel Gaspésie - les Îles, Société mutuelle d'assurance générale 2,144,000.00 1,025.83

Primmum Insurance Company 8,526,000.00 3,930.58

Perth Insurance Company 1,611,000.00 783.24

Pembridge Insurance Company 9,979,000.00 4,591.91

Pafco Insurance Company 2,689,000.00 1,273.89

Orléans Compagnie d'assurance générale 237,000.00 157.87

Optimum Société d'Assurance inc. 0.00 50.00

Optimum Frontier Insurance Company 0.00 50.00

Omega General Insurance Company 0.00 50.00

Old Republic Insurance Company of Canada 2,390,000.00 1,137.80

North American Specialty Insurance Company 0.00 50.00

National Liability & Fire Insurance Company 203,000.00 142.39

Munich Reinsurance America, Inc / Réassurance Munich Amérique, Inc. 0.00 50.00

Motors Insurance Corporation 231,000.00 155.14

Mitsui Sumitomo Insurance Company Limited 76,000.00 84.59

Markel Insurance Company of Canada 12,810,000.00 5,880.43

L'Unique assurances générales inc. 0.00 50.00

L'Union Canadienne Compagnie d'Assurances 0.00 50.00

Lumbermen's Underwriting Alliance 2,680,000.00 1,269.79

Lumbermens Mutual Casualty Company (5,000.00) 50.00

London and Midland General Insurance Company 2,843,000.00 1,343.98

15



Cotisation

Name of Company

Noms des compagnies

Assessment

Cotisation

($)

Premiums

Primes

($)

Waterloo Insurance Company 508,000.00 281.21

Virginia Surety Company Inc. 0.00 50.00

Utica Mutual Insurance Company 13,000.00 55.92

United General Insurance Corporation 6,350,000.00 2,940.18

Unifund Assurance Company 17,098,000.00 7,832.10

UAP-NewRotterdam Insurance Company N.V. 0.00 50.00

Travelers Guarantee Company of Canada 7,573,000.00 3,496.83

Transatlantic Reinsurance Company 0.00 50.00

Trans Global Insurance Company 138,000.00 112.81

Trafalgar Insurance Company of Canada 1,811,000.00 874.27

Traders General Insurance Company 11,594,000.00 5,326.97

Tokio Marine & Nichido Fire Insurance Co. Ltd. 31,000.00 64.11

TIG Insurance Company 0.00 50.00

The Wawanesa Mutual Insurance Company 87,953,000.00 40,081.51

The Sovereign General Insurance Company 3,154,000.00 1,485.53

The Portage la Prairie Mutual Insurance Company 10,396,000.00 4,781.70

The Personal Insurance Company 15,487,000.00 7,098.86

The North Waterloo Farmers Mutual Insurance Company 0.00 50.00

The Nordic Insurance Company of Canada / La Nordique compagnie d'assurance du Canada

0.00 50.00

The Mortgage Insurance Company of Canada 0.00 50.00

The Missisquoi Insurance Company 52,000.00 73.67

The Insurance Company of Prince Edward Island 200,000.00 141.03

The Guarantee Company of North America / La Garantie Compagnie d'Assurance de l'Amérique du Nord

7,242,000.00 3,346.17

The Dominion of Canada General Insurance Company 22,812,000.00 10,432.81

The Citadel General Assurance Company 16,304,000.00 7,470.71

The British Aviation Insurance Company Limited 0.00 50.00

The Boiler Inspection and Insurance Company of Canada 1,488,000.00 727.26

The American Road Insurance Company 142,000.00 114.63

Temple Insurance Company 2,848,000.00 1,346.26

TD Home and Auto Insurance Company 2,156,000.00 1,031.30

TD General Insurance Company 0.00 50.00

TD Direct Insurance Inc. 0.00 50.00

T.H.E. Insurance Company 0.00 50.00

Sunderland Marine Mutual Insurance Company Limited 4,017,178.00 1,878.41

Stewart Title Guaranty Company 535,000.00 293.50

State Farm Mutual Automobile Insurance Company 30,858,000.00 14,094.91

State Farm Fire and Casualty Company 12,403,000.00 5,695.18

16



Cotisation

Name of Company

Noms des compagnies

Assessment

Cotisation

($)

Premiums

Primes

($)

Zurich Insurance Company 17,205,000.00 7,880.80

Zenith Insurance Company 6,068,000.00 2,811.83

XL Reinsurance America Inc. 738,000.00 385.90

XL Insurance Company Limited 2,222,000.00 1,061.34

Western Surety Company 665,000.00 352.67

Western Assurance Company 0.00 50.00

Totals - 2005 - 160 Other than Life Companies/Compagnies autre que l'assurance vie 860,507,178.00 399,692.90

Totals - 2005 - 257 Companies/Compagnies 1,607,112,419.21 744,358.24

17

Accident and Sickness Insurance

Accident et maladiePremiums & Losses in New Brunswick - 2005

Primes et sinistres au Nouveau-Brunswick - 2005

Name of Company

Noms des compagnies

Loss Ratio

Rapport

(%)

Direct Loss

Sinistres supportés

($)

Direct Premiums Written

Primes directes souscrites

($)

Green Shield Canada 429,000 344,000 80.19

First Canadian Insurance Corporation 3,525,000 940,000 26.67

Echelon General Insurance Company 19,000 6,000 31.58

Desjardins Sécurité financière compagnie d'assurance vie 12,948,000 6,126,000 47.31

CUMIS Life Insurance Company 8,878,000 5,532,000 62.31

CUMIS General Insurance Company 44,000 95,000 215.91

CT Financial Assurance Company 129,000 50,000 38.76

Co-operators Life Insurance Company 6,938,000 5,710,000 82.30

Co-operators General Insurance Company 37,000 (160,000) ---

Commerce and Industry Insurance Company of Canada 20,000 11,000 55.00

Combined Insurance Company of America 13,267,000 5,720,000 43.11

CIGNA Life Insurance Company of Canada 87,000 24,000 27.59


565,000 152,000 26.90

Chubb Insurance Company of Canada 39,000 0 0.00

Canassurance compagnie d'assurance-vie inc. 1,358,000 697,000 51.33

Canadian Premier Life Insurance Company 3,750,000 1,005,000 26.80

CAA Insurance Company (Ontario) 67,000 29,000 43.28

BMO Life Insurance Company 901,000 207,000 22.97

Blue Cross Life Insurance Company of Canada 6,373,000 73,154 1.15

AXA Insurance (Canada) 36,000 21,000 58.33

AXA Assurances Inc. 80,000 1,000 1.25

Aviva Insurance Company of Canada 63,000 0 0.00

Assurance-Vie Banque Nationale Compagnie d'Assurance-Vie 2,005,000 485,000 24.19

Assomption Compagnie Mutuelle d'Assurance-vie 16,234,000 11,690,000 72.01

Amex Assurance Company 25,000 0 0.00

American Income Life Insurance Company 497,000 225,000 45.27

American Home Assurance Company 3,016,000 2,295,000 76.09

American Bankers Life Assurance Company of Florida 2,642,000 907,000 34.33

American Bankers Insurance Company of Florida 822,000 140,000 17.03

Allianz Life Insurance Company of North America 1,000 30,000 3000.00

Allianz Insurance Company of Canada 105,000 0 0.00

Allianz Global Risks US Insurance Company 64,000 0 0.00

AIG Life Insurance Company of Canada 468,000 142,000 30.34

AIG Assurance Canada 51,000 30,000 58.82

Aetna Life Insurance Company 0 28,000 ---

ACE INA Life Insurance 1,468,000 13,000 0.89

ACE INA Insurance 125,000 107,000 85.60

Acadie Vie 1,880,000 1,119,000 59.52

18




Name of Company

Noms des compagnies

Loss Ratio

Rapport

(%)

Direct Loss


($)



($)

The Standard Life Assurance Company of Canada 1,629,000 1,794,000 110.13

The Prudential Insurance Company of America 39,000 11,000 28.21

The Manufacturers Life Insurance Company 41,492,000 36,756,000 88.59


19,000 0 0.00

The Great-West Life Assurance Company 37,013,000 23,419,000 63.27

The Equitable Life Insurance Company of Canada 196,000 225,000 114.80

The Empire Life Insurance Company 348,000 474,000 136.21

The Citadel General Assurance Company 1,044,000 2,317,000 221.93

The Canada Life Assurance Company 12,603,000 9,622,000 76.35

TD Life Insurance Company 337,000 182,000 54.01

Sun Life Assurance Company of Canada 28,436,000 22,906,000 80.55

Stonebridge Life Insurance Company 2,000 0 0.00

SSQ, Société d'Assurance-Vie inc. 838,000 798,000 95.23

Scotia Life Insurance Company 1,074,000 422,000 39.29

Royal & Sun Alliance Insurance Company of Canada 807,000 0 0.00

Reliable Life Insurance Company 1,026,000 342,000 33.33

RBC Travel Insurance Company 1,926,000 762,000 39.56

RBC Life Insurance Company 7,422,000 4,553,000 61.34

Penncorp Life Insurance Company 497,000 271,000 54.53

New York Life Insurance Company 4,000 3,000 75.00

Metropolitan Life Insurance Company 3,000 7,000 233.33

MetLife Insurance Company of Connecticut 0 9,000 ---

Medavie Inc. 222,420,000 46,099,000 20.73

Manulife Canada Ltd. 8,000 0 0.00

L'Union-Vie compagnie mutuelle d'assurance 8,000 0 0.00

London Life Insurance Company 0 1,017,000 ---

London and Midland General Insurance Company 2,469,000 580,000 23.49

Lombard General Insurance Company of Canada 3,000 0 0.00

Lloyd's Underwriters 123,000 1,000 0.81

L'Internationale compagnie d'assurance-vie 34,000 0 0.00

Life Investors Insurance Company of America 47,000 (1,000) ---

La Survivance compagnie mutuelle d'assurance-vie 513,000 145,000 28.27

ING Novex Insurance Company of Canada 675,000 (49,000) ---

ING Insurance Company of Canada 0 (2,000) ---

Industrielle Alliance Assurance et services financiers inc. 3,251,000 2,408,000 74.07

Industrial-Alliance Pacific Life Insurance Company 4,875,000 2,154,000 44.18

Household Life Insurance Company 1,333,000 459,000 34.43

Heritage General Insurance Company 598,000 206,000 34.45

19




Name of Company

Noms des compagnies

Loss Ratio

Rapport

(%)

Direct Loss


($)



($)

Western Life Assurance Company 97,000 87,000 89.69

Unity Life of Canada 516,000 23,000 4.46

Union du Canada Assurance-Vie 105,000 48,000 45.71

Transamerica Life Canada 21,000 7,000 33.33

Trans Global Life Insurance Company 11,000 4,000 36.36

The Wawanesa Life Insurance Company 178,000 119,000 66.85

Totals - 2004 - 83 Companies/Compagnies 448,243,000 311,186,000 69.42


20

Aircraft

AviationPremiums & Losses in New Brunswick - 2005


Name of Company

Noms des compagnies

Loss Ratio

Rapport

(%)

Direct Loss


($)



($)

Zurich Insurance Company (116,000) 0 ---

XL Reinsurance America Inc. (23,000) (12,000) ---

St. Paul Fire and Marine Insurance Company 0 (6,000) ---

Royal & Sun Alliance Insurance Company of Canada 132,000 148,000 112.12

National Liability & Fire Insurance Company 203,000 9,000 4.43

Mitsui Sumitomo Insurance Company Limited 32,000 3,000 9.38


Hartford Fire Insurance Company 368,000 (167,000) ---

GCAN Insurance Company 59,000 (3,000) ---

Eagle Star Insurance Company Limited 0 (9,000) ---

American Home Assurance Company (1,000) (6,000) ---

Allianz Insurance Company of Canada 98,000 6,000 6.12


ACE INA Insurance 368,000 0 0.00

Totals - 2004 - 15 Companies/Compagnies 2,402,000 591,000 24.60


21

Automobile Insurance

Assurance d'automobilePremiums & Losses in New Brunswick - 2005


Premiums

Primes

Claims

Sinistres

Liability

Responsabilité

($'000)

Personal Accident

Accident Corporel

($'000)

Other

Autres

($'000)

Total

Total

($'000)

Liability

Responsabilité

($'000)

Personal Accident

Accident Corporel

($'000)

Other

Autres

($'000)

Total

Total

($'000)

Loss Ratio

Rapport

(%)

Name of Company

Noms des compagnies

DaimlerChrysler Insurance Company 58 0 163 221 62 0 29 91 41.18

CUMIS General Insurance Company 24 6 16 46 (445) (88) 2 (531) ---

Coseco Insurance Company 664 236 260 1,160 (58) 25 (1) (34) ---

Co-operators General Insurance Company

16,940 11,933 7,291 36,164 8,086 3,354 5,734 17,174 47.49

Continental Casualty Company 4 0 104 108 0 0 157 157 145.37

Commerce and Industry Insurance Company of Canada

118 0 0 118 30 (1) 0 29 24.58

Coachman Insurance Company 0 0 0 0 (116) (1) 0 (117) ---

Chubb Insurance Company of Canada 49 6 19 74 15 0 (2) 13 17.57

Centennial Insurance Company 3 1 1 5 5 0 0 5 100.00

CAA Insurance Company (Ontario) 1,174 507 662 2,343 410 238 372 1,020 43.53

AXA Pacific Insurance Company (77) (16) (18) (111) (141) (31) (5) (177) ---

AXA Insurance (Canada) 16,319 6,653 8,963 31,935 11,882 2,962 2,370 17,214 53.90

Aviva Insurance Company of Canada 19,364 5,493 8,826 33,683 29,433 1,979 3,326 34,738 103.13

Ascentus Insurance Ltd. 616 255 300 1,171 458 335 121 914 78.05

American Home Assurance Company 505 210 247 962 63 128 121 312 32.43

Allstate Insurance Company of Canada 13,287 5,180 5,710 24,177 2,861 25 2,965 5,851 24.20

Allianz Insurance Company of Canada 1,382 510 612 2,504 749 377 959 2,085 83.27

Allianz Global Risks US Insurance Company

34 10 17 61 (49) 89 3 43 70.49

ACE INA Insurance 3,156 162 1,526 4,844 1,230 73 375 1,678 34.64

22




Premiums

Primes

Claims

Sinistres

Liability

Responsabilité

($'000)

Personal Accident

Accident Corporel

($'000)

Other

Autres

($'000)

Total

Total

($'000)

Liability

Responsabilité

($'000)

Personal Accident

Accident Corporel

($'000)

Other

Autres

($'000)

Total

Total

($'000)

Loss Ratio

Rapport

(%)

Name of Company

Noms des compagnies

Lumbermens Mutual Casualty Company (3) (1) (1) (5) (1,023) 0 0 (1,023) ---

Lombard Insurance Company 56 15 26 97 60 773 25 858 884.54

Lombard General Insurance Company of Canada

5,242 717 2,411 8,370 3,242 (541) 694 3,395 40.56

Lloyd's Underwriters (21) (5) 256 230 (92) 30 70 8 3.48

Liberty Mutual Insurance Company 268 15 82 365 181 57 44 282 77.26

La Compagnie d'Assurances Jevco (75) (17) (30) (122) (333) 164 (75) (244) ---

La Compagnie d'assurance Belair inc. 0 0 0 0 (643) (154) (1) (798) ---

Kingsway General Insurance Company 2,178 429 1,550 4,157 3,663 89 651 4,403 105.92

Innovative Insurance Corporation 0 0 1 1 0 0 0 0 0.00

ING Novex Insurance Company of Canada

522 235 191 948 623 60 103 786 82.91

ING Insurance Company of Canada 16,315 7,141 6,265 29,721 (1,143) 846 3,180 2,883 9.70

Hartford Fire Insurance Company 17 0 5 22 (22) 1 28 7 31.82

Federation Insurance Company of Canada

10,631 3,188 4,032 17,851 2,699 1,513 1,008 5,220 29.24

Federated Insurance Company of Canada 111 18 61 190 57 59 19 135 71.05

Employers Insurance Company of Wausau

0 0 0 0 (6) 0 0 (6) ---

Elite Insurance Company 3,940 1,286 1,767 6,993 2,960 625 1,053 4,638 66.32

Economical Mutual Insurance Company 8,934 3,287 4,442 16,663 5,630 1,102 1,882 8,614 51.70

Echelon General Insurance Company 62 26 16 104 75 (68) (20) (13) ---

23




Premiums

Primes

Claims

Sinistres

Liability

Responsabilité

($'000)

Personal Accident

Accident Corporel

($'000)

Other

Autres

($'000)

Total

Total

($'000)

Liability

Responsabilité

($'000)

Personal Accident

Accident Corporel

($'000)

Other

Autres

($'000)

Total

Total

($'000)

Loss Ratio

Rapport

(%)

Name of Company

Noms des compagnies


1,318 159 333 1,810 (71) 268 32 229 12.65

Sentry Insurance a Mutual Company 2 (1) 0 1 (8) (1) (1) (10) ---

Security National Insurance Company 9,055 3,027 4,832 16,914 4,521 4,047 1,836 10,404 61.51

Scottish & York Insurance Company Limited

222 40 118 380 (26) 15 27 16 4.21

Royal & Sun Alliance Insurance Company of Canada

9,400 2,897 4,438 16,735 2,516 3,223 2,061 7,800 46.61

RBC General Insurance Company 6,259 1,810 1,416 9,485 1,893 1,587 531 4,011 42.29

Quebec Assurance Company 0 0 0 0 6 0 0 6 ---

Protective Insurance Company 13 1 7 21 164 0 20 184 876.19

Primmum Insurance Company 3,847 1,540 2,341 7,728 795 1,450 816 3,061 39.61

Perth Insurance Company 1,071 224 316 1,611 1,518 303 433 2,254 139.91

Pembridge Insurance Company 4,354 2,059 1,531 7,944 2,347 (519) 598 2,426 30.54

Pafco Insurance Company 1,830 554 305 2,689 435 63 142 640 23.80

Optimum Société d'Assurance inc. 0 0 0 0 17 (26) (43) (52) ---

Old Republic Insurance Company of Canada

1,296 171 670 2,137 828 222 320 1,370 64.11

Motors Insurance Corporation 0 0 231 231 5 0 62 67 29.00

Mitsui Sumitomo Insurance Company Limited

13 2 8 23 5 0 5 10 43.48

Markel Insurance Company of Canada 7,887 566 3,822 12,275 10,712 747 1,814 13,273 108.13

24




Premiums

Primes

Claims

Sinistres

Liability

Responsabilité

($'000)

Personal Accident

Accident Corporel

($'000)

Other

Autres

($'000)

Total

Total

($'000)

Liability

Responsabilité

($'000)

Personal Accident

Accident Corporel

($'000)

Other

Autres

($'000)

Total

Total

($'000)

Loss Ratio

Rapport

(%)

Name of Company

Noms des compagnies

The Wawanesa Mutual Insurance Company

37,568 14,284 19,644 71,496 14,376 4,938 9,389 28,703 40.15

The Sovereign General Insurance Company

227 34 129 390 1,987 130 32 2,149 551.03

The Portage la Prairie Mutual Insurance Company

3,665 1,562 1,953 7,180 3,152 1,102 1,331 5,585 77.79

The Personal Insurance Company 7,476 2,103 3,684 13,263 2,888 2,345 2,181 7,414 55.90


0 0 0 0 (665) (135) (94) (894) ---

The Missisquoi Insurance Company 0 0 0 0 324 (540) (91) (307) ---

The Insurance Company of Prince Edward Island

(1) (1) 2 0 (91) (21) 8 (104) ---


985 110 386 1,481 461 50 73 584 39.43

The Dominion of Canada General Insurance Company

9,165 2,524 4,488 16,177 5,430 1,052 2,093 8,575 53.01

The Citadel General Assurance Company 4,453 1,685 2,252 8,390 2,612 1,249 1,015 4,876 58.12

The American Road Insurance Company 0 0 128 128 0 0 6 6 4.69

TD Home and Auto Insurance Company 1,252 193 474 1,919 435 136 521 1,092 56.90

State Farm Mutual Automobile Insurance Company

18,713 4,032 8,113 30,858 9,951 2,305 4,862 17,118 55.47

25




Premiums

Primes

Claims

Sinistres

Liability

Responsabilité

($'000)

Personal Accident

Accident Corporel

($'000)

Other

Autres

($'000)

Total

Total

($'000)

Liability

Responsabilité

($'000)

Personal Accident

Accident Corporel

($'000)

Other

Autres

($'000)

Total

Total

($'000)

Loss Ratio

Rapport

(%)

Name of Company

Noms des compagnies

Zurich Insurance Company 5,441 585 2,964 8,990 4,541 294 987 5,822 64.76

Zenith Insurance Company 2,367 974 1,195 4,536 1,605 462 363 2,430 53.57

Waterloo Insurance Company 168 87 124 379 160 27 57 244 64.38

United General Insurance Corporation 3,727 572 2,051 6,350 977 894 629 2,500 39.37

Unifund Assurance Company 7,566 2,653 4,054 14,273 4,699 1,766 2,418 8,883 62.24

Trafalgar Insurance Company of Canada 711 518 366 1,595 690 885 254 1,829 114.67

Traders General Insurance Company 4,970 1,646 2,373 8,989 3,739 984 1,275 5,998 66.73


16 4 7 27 13 1 0 14 51.85

Totals - 2004 - 77 Companies/Compagnies 291,277 96,470 142,780 530,527 131,442 46,322 61,068 238,832 45.02

Totals - 2005 - 75 Companies/Compagnies 276,833 94,094 130,528 501,455 153,344 43,323 61,149 257,816 51.41

26

Boiler and Machinery

Chaudières et bris de machinePremiums & Losses in New Brunswick - 2005


Name of Company

Noms des compagnies

Loss Ratio

Rapport

(%)

Direct Loss


($)



($)

The Sovereign General Insurance Company 21,000 0 0.00

The Insurance Company of Prince Edward Island 2,000 0 0.00

The Dominion of Canada General Insurance Company 70,000 0 0.00

The Citadel General Assurance Company 59,000 0 0.00

The Boiler Inspection and Insurance Company of Canada 679,000 8,000 1.18

St. Paul Fire and Marine Insurance Company 6,000 (7,000) ---

Scottish & York Insurance Company Limited 13,000 0 0.00

Royal & Sun Alliance Insurance Company of Canada 497,000 29,000 5.84

Promutuel Témiscouata société mutuelle d'assurance générale 42,000 0 0.00

Promutuel Gaspésie - les Îles, Société mutuelle d'assurance générale

28,000 0 0.00

Mitsui Sumitomo Insurance Company Limited 1,000 0 0.00

Lumbermen's Underwriting Alliance 30,000 0 0.00

Lombard General Insurance Company of Canada 163,000 4,000 2.45


ING Novex Insurance Company of Canada 1,000 0 0.00

ING Insurance Company of Canada 182,000 9,000 4.95

Hartford Fire Insurance Company 2,000 0 0.00

Grain Insurance and Guarantee Company 15,000 0 0.00


Federation Insurance Company of Canada 2,000 0 0.00

Federated Insurance Company of Canada 2,000 0 0.00

Factory Mutual Insurance Company 2,665,000 121,000 4.54

Economical Mutual Insurance Company 149,000 0 0.00

Ecclesiastical Insurance Office Public Limited Company 22,000 0 0.00

CUMIS General Insurance Company 2,000 0 0.00

Co-operators General Insurance Company 260,000 0 0.00

Continental Casualty Company 0 18,000 ---

Chubb Insurance Company of Canada 9,000 0 0.00

AXA Insurance (Canada) 41,000 0 0.00

Aviva Insurance Company of Canada 291,000 141,000 48.45

American Home Assurance Company 107,000 16,000 14.95

Affiliated FM Insurance Company 30,000 1,000 3.33


27

Boiler and Machinery

Chaudières et bris de machinePremiums & Losses in New Brunswick - 2005


Name of Company

Noms des compagnies

Loss Ratio

Rapport

(%)

Direct Loss


($)



($)

Zurich Insurance Company 162,000 11,000 6.79

Travelers Guarantee Company of Canada 896,000 567,000 63.28

The Wawanesa Mutual Insurance Company 44,000 0 0.00



28

Credit

CréditPremiums & Losses in New Brunswick - 2005


Name of Company

Noms des compagnies

Loss Ratio

Rapport

(%)

Direct Loss


($)



($)

Zurich Insurance Company (11,000) 0 ---

Travelers Guarantee Company of Canada 504,000 194,000 38.49


8,000 0 0.00

Legacy General Insurance Company 960,000 12,000 1.25

GCAN Insurance Company 0 (48,000) ---

EULER American Credit Indemnity Company 636,000 135,000 21.23

Compagnie Française d'Assurance pour le Commerce Extérieur 24,000 27,000 112.50



29

Fraternal Societies - 2005

Sociétés de secours mutuels - 2005

Premiums

Primes

Life Insurance

Fund

Caisse d'assurance

($'000)

Annuity Fund

Caisse de rentes

($'000)

Accident and

Sickness Fund

Caisse d'assurance acc/maladie

($'000)

Total

Total

($'000)

Claims

Prestations

Dividends

Bénéfices

Movement

Mouvement

In Force 2004

En vigueur en 2004

($'000)

New Effected

En vigueur en 2005

($'000)

In Force 2005

Émis

($'000)

Life Insurance

Fund

Caisse d'assurance

($'000)

Annuity Fund

Caisse de rentes

($'000)

Accident and

Sickness Fund


($'000)

Total

Total

($'000)

Life Insurance

Fund

Caisse d'assurance

($'000)

Annuity Fund

Caisse de rentes

($'000)

Accident and

Sickness Fund


($'000)

Total

Total

($'000)

Name of Company

Noms des compagnies

Woman's Life Insurance Society 0 0 0 0 0 0 0 0 0 0 0 0 28 0 27

The Order of United Commercial Travelers of America

1 0 20 21 0 0 12 12 0 0 0 0 42 0 36

The Independent Order of Foresters 195 42 1 238 243 148 6 397 108 0 0 0 7,666 1 7,357

The Grand Orange Lodge of British America Benefit Fund

59 0 0 59 9 0 0 9 0 0 0 0 2,256 407 2,582

Knights of Columbus 5,321 1,295 46 6,662 1,505 968 1 2,474 1,806 12 0 0 303,999 21,273 314,077

Canadian Professional Sales Association

4 0 15 19 6 0 0 6 0 0 0 0 793 0 762

ACTRA Fraternal Benefit Society 1 0 7 8 0 0 1 1 0 0 0 0 270 10 276

ACA ASSURANCE 60 0 42 102 0 0 0 0 0 0 0 0 6,196 84 1,557

Totals - 2004 - 8 Companies/Compagnies 5,590 980 227 6,797 2,165 861 350 3,376 1,867 16 0 1,883 302,472 20,630 321,250

Totals - 2005 - 8 Companies/Compagnies 5,641 1,337 131 7,109 1,763 1,116 20 2,899 1,914 12 0 1,926 321,250 21,775 326,674

30

Guarantee (Fidelity & Surety)

Garantie (Détournement & Cautionnement)Premiums & Losses in New Brunswick - 2005


Fidelity

Détournement

Direct PremiumsWritten


($'000)

Direct Loss


($'000)

Surety

Cautionnement



($'000)

Direct Loss


($'000)

Total

Total

Total Premiums

Primes Total

($'000)

Total Losses

Sinistres Total

($'000)

Loss Ratio

Rapport

(%)

Name of Company

Noms des compagnies

Lombard General Insurance Company of Canada

61 16 0 0 61 16 26.23

Lloyd's Underwriters 34 (3) 0 0 34 (3) ---

Liberty Mutual Insurance Company 99 44 0 0 99 44 44.44

La Compagnie d'Assurances Jevco 0 0 75 0 75 0 0.00

Kingsway General Insurance Company 0 0 1 0 1 0 0.00

ING Insurance Company of Canada 0 0 1,034 12 1,034 12 1.16

Hartford Fire Insurance Company 0 0 1 0 1 0 0.00

Federation Insurance Company of Canada

1 0 0 0 1 0 0.00

Federated Insurance Company of Canada 0 0 6 0 6 0 0.00

Economical Mutual Insurance Company 42 0 17 12 59 12 20.34

CUMIS General Insurance Company 348 4,422 0 0 348 4,422 1270.69

Co-operators General Insurance Company

97 0 23 0 120 0 0.00

Chubb Insurance Company of Canada 227 (72) 34 (15) 261 (87) ---

AXA Pacific Insurance Company 0 (12) 50 4 50 (8) ---

AXA Insurance (Canada) 63 0 0 0 63 0 0.00

Aviva Insurance Company of Canada 20 21 1,655 11 1,675 32 1.91

American Home Assurance Company 289 243 0 0 289 243 84.08

Allianz Insurance Company of Canada 2 1 0 0 2 1 50.00

ACE INA Insurance 28 (1) 6 (48) 34 (49) ---

31

Guarantee (Fidelity & Surety)

Garantie (Détournement & Cautionnement)Premiums & Losses in New Brunswick - 2005


Fidelity

Détournement



($'000)

Direct Loss


($'000)

Surety

Cautionnement



($'000)

Direct Loss


($'000)

Total

Total

Total Premiums

Primes Total

($'000)

Total Losses

Sinistres Total

($'000)

Loss Ratio

Rapport

(%)

Name of Company

Noms des compagnies

Zurich Insurance Company 69 34 0 0 69 34 49.28

Western Surety Company 1 0 664 12 665 12 1.80

Travelers Guarantee Company of Canada 22 0 5,711 2,643 5,733 2,643 46.10

The Sovereign General Insurance Company

7 0 2 0 9 0 0.00


484 (45) 1,523 42 2,007 (3) ---

The Dominion of Canada General Insurance Company

48 0 280 21 328 21 6.40

The Citadel General Assurance Company 12 (2) 0 0 12 (2) ---

State Farm Fire and Casualty Company 0 0 3 0 3 0 0.00


1 (1) 0 0 1 (1) ---

Royal & Sun Alliance Insurance Company of Canada

71 (24) 12 1 83 (23) ---

Orléans Compagnie d'assurance générale 0 0 237 0 237 0 0.00

Totals - 2004 - 33 Companies/Compagnies 2,199 193 4,788 51 6,987 244 3.49

Totals - 2005 - 30 Companies/Compagnies 2,026 4,621 11,334 2,695 13,360 7,316 54.76

32

Guarantee (Title & Mortgage)

Garantie (Titre & Hypothèque)Premiums & Losses in New Brunswick - 2005


Title

Titre



($'000)

Direct Loss


($'000)

Mortgage

Hypothèque



($'000)

Direct Loss


($'000)

Total

Total

Total Premiums

Primes Total

($'000)

Total Losses

Sinistres Total

($'000)

Loss Ratio

Rapport

(%)

Name of Company

Noms des compagnies

The Mortgage Insurance Company of Canada

0 0 0 (46) 0 (46) ---

Stewart Title Guaranty Company 535 230 0 0 535 230 42.99

Lawyers' Professional Indemnity Company

6 0 0 0 6 0 0.00

Genworth Financial Mortgage Insurance Company Canada

0 0 5,942 935 5,942 935 15.74

First American Title Insurance Company 467 85 0 0 467 85 18.20

FCT Insurance Company Ltd. 1,674 363 0 0 1,674 363 21.68

Chicago Title Insurance Company 94 0 0 0 94 0 0.00

Totals - 2004 - 6 Companies/Compagnies 2,306 494 6,651 392 8,957 886 9.89

Totals - 2005 - 7 Companies/Compagnies 2,776 678 5,942 889 8,718 1,567 17.97

33

Legal Expense

Frais JuridiquesPremiums & Losses in New Brunswick - 2005


Name of Company

Noms des compagnies

Loss Ratio

Rapport

(%)

Direct Loss


($)



($)

Legacy General Insurance Company 0 6,000 ---

ING Novex Insurance Company of Canada 0 (1,000) ---

Echelon General Insurance Company 3,000 0 0.00

Totals - 2004 - 4 Companies/Compagnies 30,000 (1,000) ---

Totals - 2005 - 3 Companies/Compagnies 3,000 5,000 166.67

34

Liability

ResponsabilitéPremiums & Losses in New Brunswick - 2005


Name of Company

Noms des compagnies

Loss Ratio

Rapport

(%)

Direct Loss


($)



($)

Lombard General Insurance Company of Canada 5,219,000 2,467,000 47.27

Lloyd's Underwriters 6,569,000 (3,832,000) ---

Liberty Mutual Insurance Company 533,000 393,000 73.73

La Compagnie d'Assurances Jevco 1,000 0 0.00

Kingsway General Insurance Company 497,000 (29,000) ---

ING Novex Insurance Company of Canada 441,000 433,000 98.19

ING Insurance Company of Canada 3,613,000 5,458,000 151.07

Hartford Fire Insurance Company 0 86,000 ---

Great American Insurance Company 22,000 (22,000) ---

Grain Insurance and Guarantee Company 442,000 62,000 14.03


Fundy Mutual Insurance Company 441,000 7,000 1.59

Federation Insurance Company of Canada 1,058,000 (4,000) ---

Federated Insurance Company of Canada 225,000 157,000 69.78

Federal Insurance Company 0 26,000 ---

Employers Reinsurance Corporation 695,000 90,000 12.95

Employers Insurance Company of Wausau 0 2,000 ---

Economical Mutual Insurance Company 2,031,000 1,214,000 59.77

Echelon General Insurance Company 5,000 0 0.00

Ecclesiastical Insurance Office Public Limited Company 783,000 103,000 13.15


Co-operators General Insurance Company 3,994,000 1,467,000 36.73

Continental Casualty Company 1,440,000 412,000 28.61

Commonwealth Insurance Company 1,233,000 (3,000) ---

Commerce and Industry Insurance Company of Canada 4,122,000 2,345,000 56.89

Chubb Insurance Company of Canada 1,787,000 1,753,000 98.10

Carleton Mutual Insurance Company 264,000 6,000 2.27

Canadian Universities Reciprocal Insurance Exchange 262,000 108,000 41.22

Canadian Lawyers Insurance Association (CLIA) 862,000 186,000 21.58

AXA Pacific Insurance Company 14,000 (3,000) ---

AXA Insurance (Canada) 632,000 189,000 29.91

Aviva Insurance Company of Canada 4,688,000 2,355,000 50.23

Ascentus Insurance Ltd. 1,000 0 0.00


American Bankers Insurance Company of Florida 12,000 13,000 108.33

Allianz Insurance Company of Canada 159,000 702,000 441.51


ACE INA Insurance 1,695,000 (145,000) ---

35

Liability



Name of Company

Noms des compagnies

Loss Ratio

Rapport

(%)

Direct Loss


($)



($)

Zenith Insurance Company 1,000 1,000 100.00

XL Reinsurance America Inc. 761,000 402,000 52.83

XL Insurance Company Limited 2,222,000 2,167,000 97.52

Waterloo Insurance Company 5,000 0 0.00

Utica Mutual Insurance Company 13,000 (19,000) ---

Travelers Guarantee Company of Canada 440,000 (144,000) ---

Trafalgar Insurance Company of Canada 6,000 (28,000) ---

Traders General Insurance Company 0 553,000 ---

TIG Insurance Company 0 29,000 ---

The Wawanesa Mutual Insurance Company 1,224,000 82,000 6.70

The Sovereign General Insurance Company 1,223,000 417,000 34.10

The Portage la Prairie Mutual Insurance Company 438,000 237,000 54.11


0 429,000 ---

The Missisquoi Insurance Company 10,000 0 0.00

The Insurance Company of Prince Edward Island 55,000 0 0.00


2,774,000 1,643,000 59.23

The Dominion of Canada General Insurance Company 882,000 2,021,000 229.14

The Citadel General Assurance Company 952,000 1,000,000 105.04

Temple Insurance Company 1,503,000 565,000 37.59

State Farm Fire and Casualty Company 1,390,000 649,000 46.69

Stanley Mutual Insurance Company 609,000 267,000 43.84


Southeastern Mutual Insurance Company 553,000 307,000 55.52

Sompo Japan Insurance Inc. 7,000 0 0.00

Security Insurance Company of Hartford (2,000) 406,000 ---

Scottish & York Insurance Company Limited 945,000 741,000 78.41

Royal & Sun Alliance Insurance Company of Canada 4,000,000 5,930,000 148.25

RBC General Insurance Company 32,000 0 0.00

Protective Insurance Company 1,000 0 0.00

Promutuel Témiscouata société mutuelle d'assurance générale 306,000 0 0.00


356,000 0 0.00

Optimum Société d'Assurance inc. 0 (890,000) ---

Old Republic Insurance Company of Canada 72,000 (29,000) ---


Markel Insurance Company of Canada 67,000 465,000 694.03

Lumbermens Mutual Casualty Company 0 (79,000) ---

36

Liability



Name of Company

Noms des compagnies

Loss Ratio

Rapport

(%)

Direct Loss


($)



($)

Zurich Insurance Company 3,136,000 2,055,000 65.53



37

Abstract of Life Insurance Returns in New Brunswick - 2005

Extrait des rapport d'assurance-vie au Nouveau-Brunswick - 2005

ClaimsPrestations

DividendsBénéfices

Insurance Annuity

Assurance

($'000)

Rentes

($'000)

Total

Total

($'000)

MovementMouvement

In Force 2004

En vigueur en 2004

($'000)

New Effected

Émis

($'000)

In Force 2005

En vigueur en 2005

($'000)

Insurance Annuity

Assurance

($'000)

Rentes

($'000)

Total

Total

($'000)

PremiumsPrimes

Insurance Annuity

Assurance

($'000)

Rentes

($'000)

Total

Total

($'000)

Noms des compagniesName of Company

AXA Equitable Life Insurance Company Ind. Group

0 0

0 0

0 0

(65) 0

0 0

(65) 0

0 0

0 0

0 0

1 0

0 0

1 0

AXA Assurances Inc. Ind. Group

662 0

0 0

662 0

106 0

0 0

106 0

0 0

0 0

0 0

74,224 0

24,818 0

96,143 0

Assurance-Vie Banque Nationale Compagnie d'Assurance-Vie

Ind. Group

62 2,580

0 0

62 2,580

25 620

0 0

25 620

0 0

0 0

0 0

21,745 7,626

420 13,906

19,608 459,076

Assomption Compagnie Mutuelle d'Assurance-vie

Ind. Group

14,856 11,051

5,455 1,896

20,311 12,947

5,692 5,627

12,386 4,278

18,078 9,905

358 1,195

4 0

362 1,195

1,625,352 4,971,841

208,362 30,619

1,729,349 4,710,673

American Income Life Insurance Company

Ind. Group

1,552 0

0 0

1,552 0

182 0

0 0

182 0

0 0

0 0

0 0

80,089 0

20,233 0

86,193 0

American Health and Life Insurance Company

Ind. Group

3 1,322

0 0

3 1,322

20 231

0 0

20 231

0 0

0 0

0 0

0 71,326

0 0

0 83,373

American Bankers Life Assurance Company of Florida

Ind. Group

54 2,232

0 0

54 2,232

7 401

0 0

7 401

0 0

0 0

0 0

4,762 166,952

0 82,364

4,119 156,887

Allianz Life Insurance Company of North America

Ind. Group

0 2

0 0

0 2

7 15

2 0

9 15

0 0

0 0

0 0

116 23,775

0 0

109 26,989

AIG Life Insurance Company of Canada Ind. Group

2,403 93

45 351

2,448 444

1,256 307

18 195

1,274 502

29 0

1 0

30 0

189,618 31,305

94,771 701

281,373 31,016

AIG Assurance Canada Ind. Group

1,258 0

0 0

1,258 0

787 0

2 31

789 31

4 0

0 0

4 0

30,793 0

0 0

28,600 0

Aetna Life Insurance Company Ind. Group

0 0

0 0

0 0

0 11

0 0

0 11

0 0

0 0

0 0

0 30

0 0

0 30

ACE INA Life Insurance Ind. Group

3 706

0 0

3 706

4 0

0 0

4 0

0 0

0 0

0 0

133 21,990

0 12,985

103 29,583

Acadie Vie Ind. Group

4,785 7,259

91 0

4,876 7,259

1,266 2,777

0 0

1,266 2,777

0 1,398

0 0

0 1,398

1,076,568 894,892

124,945 394,951

1,127,987 773,520

38



ClaimsPrestations


Insurance Annuity

Assurance

($'000)

Rentes

($'000)

Total

Total

($'000)

MovementMouvement

In Force 2004

En vigueur en 2004

($'000)

New Effected

Émis

($'000)

In Force 2005

En vigueur en 2005

($'000)

Insurance Annuity

Assurance

($'000)

Rentes

($'000)

Total

Total

($'000)

PremiumsPrimes

Insurance Annuity

Assurance

($'000)

Rentes

($'000)

Total

Total

($'000)


First Canadian Insurance Corporation Ind. Group

0 3,088

0 0

0 3,088

0 556

0 0

0 556

0 0

0 0

0 0

0 149,966

0 79,977

0 176,504

Desjardins Sécurité financière compagnie d'assurance vie

Ind. Group

5,115 1,845

599 207

5,714 2,052

1,993 602

2,532 2,426

4,525 3,028

375 12

0 0

375 12

549,191 416,157

14,089 21,061

352,598 492,355

CUNA Mutual Insurance Society Ind. Group

5 0

0 0

5 0

7 0

0 0

7 0

3 0

0 0

3 0

268 0

0 0

258 0

CUMIS Life Insurance Company Ind. Group

141 3,544

0 974

141 4,518

10 1,237

3 788

13 2,025

3 163

0 0

3 163

36,299 597,839

5,725 166,081

38,765 583,853

CT Financial Assurance Company Ind. Group

1 0

0 0

1 0

0 0

0 0

0 0

0 0

0 0

0 0

300 0

0 0

300 0

Co-operators Life Insurance Company Ind. Group

5,521 1,059

299 1,412

5,820 2,471

2,341 679

651 4,322

2,992 5,001

430 0

0 264

430 264

1,103,973 355,135

126,950 15,270

1,164,492 374,296

Combined Insurance Company of America

Ind. Group

478 0

0 0

478 0

334 (28)

(5) 0

329 (28)

0 0

0 0

0 0

24,012 2,921

5,593 826

26,503 2,551

CIGNA Life Insurance Company of Canada

Ind. Group

0 85

0 0

0 85

0 15

0 0

0 15

0 0

0 0

0 0

0 20,072

0 2,539

0 11,212


Ind. Group

95 0

0 0

95 0

46 0

0 0

46 0

0 0

0 0

0 0

10,388 0

0 0

8,710 0

Canadian Premier Life Insurance Company

Ind. Group

0 2,201

0 0

0 2,201

0 291

0 0

0 291

0 0

0 0

0 0

0 42,512

0 0

0 44,391

BMO Life Insurance Company Ind. Group

76 159

0 0

76 159

0 24

0 0

0 24

0 0

0 0

0 0

20,401 6,713

20,420 2,418

36,796 7,441

Blue Cross Life Insurance Company of Canada

Ind. Group

3,941 3,223

0 0

3,941 3,223

1,993 941

0 0

1,993 941

0 0

0 0

0 0

106,035 1,003,395

6,816 36,041

104,672 1,057,705

39



ClaimsPrestations


Insurance Annuity

Assurance

($'000)

Rentes

($'000)

Total

Total

($'000)

MovementMouvement

In Force 2004

En vigueur en 2004

($'000)

New Effected

Émis

($'000)

In Force 2005

En vigueur en 2005

($'000)

Insurance Annuity

Assurance

($'000)

Rentes

($'000)

Total

Total

($'000)

PremiumsPrimes

Insurance Annuity

Assurance

($'000)

Rentes

($'000)

Total

Total

($'000)


Massachusetts Mutual Life Insurance Company

Ind. Group

0 0

0 0

0 0

0 0

0 0

0 0

1 0

0 0

1 0

18 0

1 0

51 0

Manulife Canada Ltd. Ind. Group

1,667 0

0 0

1,667 0

1,150 0

0 0

1,150 0

68 0

0 0

68 0

310,511 0

4,009 0

303,434 0

L'Union-Vie compagnie mutuelle d'assurance

Ind. Group

79 0

0 0

79 0

0 0

0 0

0 0

0 0

0 0

0 0

8,105 0

0 0

0 0

London Life Insurance Company Ind. Group

44,241 0

2,195 28,790

46,436 28,790

13,026 25

5,384 12,516

18,410 12,541

15,216 0

18 0

15,234 0

2,979,906 2,693

245,428 0

3,165,126 2,508

Life Investors Insurance Company of America

Ind. Group

0 91

0 0

0 91

0 81

0 0

0 81

0 0

0 0

0 0

0 19,107

0 2,516

0 23,470

La Survivance compagnie mutuelle d'assurance-vie

Ind. Group

62 0

0 0

62 0

26 0

2 0

28 0

0 0

0 0

0 0

6,340 0

126 0

6,261 0

John Alden Life Insurance Company Ind. Group

0 0

0 0

0 0

0 0

2 0

2 0

0 0

0 0

0 0

0 0

0 0

0 0

Industrielle Alliance Assurance et services financiers inc.

Ind. Group

10,199 470

2,445 636

12,644 1,106

1,551 265

2,354 2,393

3,905 2,658

63 15

2 1

65 16

1,227,892 154,444

265,620 10,742

1,625,991 223,101

Industrial-Alliance Pacific Life Insurance Company

Ind. Group

288 2,614

35 0

323 2,614

244 331

77 0

321 331

0 456

0 0

0 456

33,381 208,646

9,834 87,920

30,165 218,819

Household Life Insurance Company Ind. Group

0 898

0 0

0 898

0 104

0 0

0 104

0 0

0 0

0 0

0 47,681

0 43,241

0 71,924

Gerber Life Insurance Company Ind. Group

74 0

0 0

74 0

7 0

0 0

7 0

0 0

0 0

0 0

7,795 0

2,047 0

8,890 0

Fortis Benefits Insurance Company Ind. Group

797 883

167 4,214

964 5,097

929 19

25 1,080

954 1,099

0 0

0 0

0 0

15,507 2,261

1,157 1,193

15,666 3,321

Forethought Life Insurance Company Ind. Group

38 0

0 318

38 318

440 0

0 481

440 481

0 0

0 0

0 0

6,291 0

0 0

5,956 0

40



ClaimsPrestations


Insurance Annuity

Assurance

($'000)

Rentes

($'000)

Total

Total

($'000)

MovementMouvement

In Force 2004

En vigueur en 2004

($'000)

New Effected

Émis

($'000)

In Force 2005

En vigueur en 2005

($'000)

Insurance Annuity

Assurance

($'000)

Rentes

($'000)

Total

Total

($'000)

PremiumsPrimes

Insurance Annuity

Assurance

($'000)

Rentes

($'000)

Total

Total

($'000)


TD Life Insurance Company Ind. Group

3 0

0 0

3 0

0 0

0 0

0 0

0 0

0 0

0 0

2,525 0

0 0

2,525 0

Sun Life Assurance Company of Canada Ind. Group

51,920 12,280

9,001 1,919

60,921 14,199

24,233 6,543

33,249 13,615

57,482 20,158

13,990 718

0 0

13,990 718

6,207,413 2,897,706

465,821 212,596

6,302,524 3,153,595

State Farm Life Insurance Company Ind. Group

2,000 14

24 0

2,024 14

514 0

346 0

860 0

153 0

0 0

153 0

461,936 5,346

61,339 0

478,236 5,212

SSQ, Société d'Assurance-Vie inc. Ind. Group

0 263

0 23

0 286

0 131

0 0

0 131

0 0

0 0

0 0

0 42,783

0 528

0 96,599

Reliable Life Insurance Company Ind. Group

37 0

0 0

37 0

0 0

0 0

0 0

0 0

0 0

0 0

25,292 0

150 0

24,402 0

RBC Life Insurance Company Ind. Group

6,784 89

9 0

6,793 89

1,397 110

54 0

1,451 110

74 0

0 0

74 0

687,681 102,003

61,264 9,843

720,690 125,475

PRINCIPAL LIFE INSURANCE COMPANY

Ind. Group

0 0

0 8

0 8

0 0

0 14

0 14

0 0

0 0

0 0

0 0

0 0

0 0

Primerica Life Insurance Company of Canada

Ind. Group

1,136 0

0 0

1,136 0

299 0

2 0

301 0

0 0

0 0

0 0

428,498 0

59,715 0

456,140 0

Penncorp Life Insurance Company Ind. Group

40 0

0 0

40 0

0 0

0 0

0 0

0 0

0 0

0 0

5,330 26

0 0

5,149 27

New York Life Insurance Company Ind. Group

1 1,243

0 0

1 1,243

1 376

0 0

1 376

2 996

0 0

2 996

15 310,012

0 19,880

15 335,899

Metropolitan Life Insurance Company Ind. Group

34 1

0 0

34 1

95 10

2 338

97 348

36 (7)

0 0

36 (7)

2,124 1,087

0 0

2,063 1,023

MetLife Insurance Company of Connecticut

Ind. Group

0 0

0 0

0 0

0 0

0 1

0 1

0 0

0 0

0 0

0 48

0 0

0 48

MD Life Insurance Company Ind. Group

2,010 0

0 0

2,010 0

5 0

0 0

5 0

0 0

0 0

0 0

90,102 0

32,049 0

123,317 0

41



ClaimsPrestations


Insurance Annuity

Assurance

($'000)

Rentes

($'000)

Total

Total

($'000)

MovementMouvement

In Force 2004

En vigueur en 2004

($'000)

New Effected

Émis

($'000)

In Force 2005

En vigueur en 2005

($'000)

Insurance Annuity

Assurance

($'000)

Rentes

($'000)

Total

Total

($'000)

PremiumsPrimes

Insurance Annuity

Assurance

($'000)

Rentes

($'000)

Total

Total

($'000)


Trent Health Insurance Company Ind. Group

11 0

0 0

11 0

0 0

0 0

0 0

0 0

0 0

0 0

27 0

0 0

25 0

Transamerica Life Canada Ind. Group

3,539 0

755 0

4,294 0

2,564 0

753 0

3,317 0

12 0

0 0

12 0

897,953 0

82,827 0

936,686 0

Trans Global Life Insurance Company Ind. Group

0 0

0 0

0 0

0 0

0 0

0 0

0 0

0 0

0 0

0 0

0 0

0 883

The Wawanesa Life Insurance Company Ind. Group

1,959 38

1,575 0

3,534 38

788 0

983 0

1,771 0

208 0

0 0

208 0

345,438 16,334

84,093 0

407,551 16,591

The Standard Life Assurance Company of Canada

Ind. Group

3,481 87

4,842 4,183

8,323 4,270

250 863

9,811 8,318

10,061 9,181

10 0

0 0

10 0

601,470 48,078

212,660 500

789,693 39,402

The Standard Life Assurance Company 2006 / Compagnie d'assurance Standard Life 2006

Ind. Group

2,901 2

0 0

2,901 2

2,114 0

346 60

2,460 60

709 0

0 0

709 0

171,329 0

1,084 0

166,145 0

The Prudential Insurance Company of America

Ind. Group

40 29

0 0

40 29

88 17

0 0

88 17

40 0

0 0

40 0

3,892 3,911

0 0

3,915 7,958

The Manufacturers Life Insurance Company

Ind. Group

33,832 15,676

3,484 2,312

37,316 17,988

9,001 10,056

12,279 7,875

21,280 17,931

3,811 616

0 0

3,811 616

4,180,372 5,779,279

400,323 295,727

4,387,711 5,826,741

The Great-West Life Assurance Company

Ind. Group

10,029 9,419

465 107

10,494 9,526

3,781 6,791

2,487 222

6,268 7,013

2,761 0

0 0

2,761 0

1,305,137 2,448,927

33,176 99,076

1,228,004 2,570,627

The Equitable Life Insurance Company of Canada

Ind. Group

880 22

200 0

1,080 22

69 0

59 0

128 0

16 0

0 0

16 0

170,118 1,403

20,306 1,661

179,622 1,139

The Empire Life Insurance Company Ind. Group

1,640 36

133 0

1,773 36

551 0

580 30

1,131 30

58 0

0 0

58 0

140,591 4,070

54,632 160

186,492 1,643

The Canada Life Assurance Company Ind. Group

15,389 27,448

1,883 3,455

17,272 30,903

8,235 7,726

10,489 116,781

18,724 124,507

3,264 0

0 0

3,264 0

1,611,572 5,441,311

211,120 78,316

1,807,047 5,652,455

42



ClaimsPrestations


Insurance Annuity

Assurance

($'000)

Rentes

($'000)

Total

Total

($'000)

MovementMouvement

In Force 2004

En vigueur en 2004

($'000)

New Effected

Émis

($'000)

In Force 2005

En vigueur en 2005

($'000)

Insurance Annuity

Assurance

($'000)

Rentes

($'000)

Total

Total

($'000)

PremiumsPrimes

Insurance Annuity

Assurance

($'000)

Rentes

($'000)

Total

Total

($'000)


Western Life Assurance Company Ind. Group

43 22

0 0

43 22

252 0

0 0

252 0

0 0

0 0

0 0

10,622 2,897

6,486 64

15,920 3,407

Unity Life of Canada Ind. Group

942 73

0 1,345

942 1,418

328 6

0 36

328 42

4 0

0 0

4 0

63,085 15,250

12,084 5,639

72,897 16,483

United American Insurance Company Ind. Group

13 0

0 0

13 0

0 0

0 0

0 0

0 0

0 0

0 0

204 0

31 0

235 0

Union du Canada Assurance-Vie Ind. Group

22 0

1 0

23 0

1 0

7 0

8 0

5 0

0 0

5 0

1,802 0

0 0

1,786 0

Totals - 2004 - 67 Companies/Compagnies Group 106,877 54,593 161,470 50,606 73,567 124,173 15,902 17 15,919 21,917,554 1,891,789 26,440,580

Totals - 2005 - 47 Companies/Compagnies Group 112,147 52,150 164,297 47,760 175,800 223,560 5,562 265 5,827 26,339,750 1,729,341 27,419,805

Totals - 2005 - 65 Companies/Compagnies Ind. 237,142 33,703 270,845 87,950 94,880 182,830 41,703 25 41,728 26,964,542 2,980,524 28,567,009Totals - 2004 - 67 Companies/Compagnies Ind. 235,259 46,260 281,519 113,861 98,873 212,734 41,123 56 41,179 23,185,914 3,286,690 26,964,542

43

Marine

MarinePremiums & Losses in New Brunswick - 2005


Name of Company

Noms des compagnies

Loss Ratio

Rapport

(%)

Direct Loss


($)



($)

Sunderland Marine Mutual Insurance Company Limited 4,017,178 2,802,990 69.78

St. Paul Fire and Marine Insurance Company 179,000 143,000 79.89

Royal & Sun Alliance Insurance Company of Canada 1,000 0 0.00

Lombard General Insurance Company of Canada 164,000 0 0.00

Lloyd's Underwriters 766,000 (386,000) ---

Liberty Mutual Insurance Company 138,000 32,000 23.19

ING Insurance Company of Canada 87,000 12,000 13.79

Great American Insurance Company of New York 0 (5,000) ---

Great American Insurance Company 806,000 507,000 62.90

GCAN Insurance Company 0 1,000 ---

Ecclesiastical Insurance Office Public Limited Company 2,000 0 0.00

Co-operators General Insurance Company 82,000 49,000 59.76

Continental Casualty Company 18,000 (4,000) ---

Chubb Insurance Company of Canada 21,000 1,000 4.76

AXA Pacific Insurance Company (5,000) 1,000 ---

AXA Insurance (Canada) 1,368,000 (341,000) ---

AXA Corporate Solutions Assurance 2,000 (8,000) ---

American Home Assurance Company 19,000 2,000 10.53




44

Property

BiensPremiums & Losses in New Brunswick - 2005


Name of Company

Noms des compagnies

Loss Ratio

Rapport

(%)

Direct Loss


($)



($)

Fundy Mutual Insurance Company 2,946,000 597,000 20.26

First North American Insurance Company 60,000 (2,000) ---

First American Title Insurance Company 12,000 3,000 25.00

Federation Insurance Company of Canada 4,431,000 1,682,000 37.96

Federated Insurance Company of Canada 148,000 4,000 2.70

Federal Insurance Company 10,000 0 0.00

FCT Insurance Company Ltd. 10,000 5,000 50.00

Factory Mutual Insurance Company 11,293,000 2,728,000 24.16

Employers Reinsurance Corporation 354,000 0 0.00

Elite Insurance Company 3,886,000 1,983,000 51.03

Economical Mutual Insurance Company 9,078,000 5,865,000 64.61

Echelon General Insurance Company 136,000 30,000 22.06

Ecclesiastical Insurance Office Public Limited Company 1,414,000 2,660,000 188.12

DaimlerChrysler Insurance Company 2,000 1,000 50.00


Coseco Insurance Company 192,000 76,000 39.58

Co-operators General Insurance Company 20,366,000 16,474,000 80.89

Continental Casualty Company 1,222,000 297,000 24.30

Commonwealth Insurance Company 366,000 1,000 0.27

Commerce and Industry Insurance Company of Canada 1,000 29,000 2900.00

Chubb Insurance Company of Canada 942,000 996,000 105.73

Carleton Mutual Insurance Company 1,683,000 1,062,000 63.10

Canadian Universities Reciprocal Insurance Exchange 429,000 0 0.00

Canadian Northern Shield Insurance Company 20,000 (3,000) ---

CAA Insurance Company (Ontario) 299,000 194,000 64.88

AXA Pacific Insurance Company 21,000 11,000 52.38

AXA Insurance (Canada) 5,073,000 2,065,000 40.71

AXA Corporate Solutions Assurance 191,000 0 0.00

Aviva Insurance Company of Canada 14,229,000 8,989,000 63.17

Ascentus Insurance Ltd. 246,000 99,000 40.24

Arch Insurance Company 82,000 19,000 23.17


American Bankers Insurance Company of Florida 3,831,000 221,000 5.77

Allstate Insurance Company of Canada 4,547,000 2,041,000 44.89

Allianz Insurance Company of Canada 327,000 2,190,000 669.72

Allianz Global Risks US Insurance Company 896,000 615,000 68.64

Affiliated FM Insurance Company 503,000 125,000 24.85

ACE INA Insurance 1,585,000 5,000 0.32

45

Property



Name of Company

Noms des compagnies

Loss Ratio

Rapport

(%)

Direct Loss


($)



($)

Temple Insurance Company 1,345,000 207,000 15.39

TD Home and Auto Insurance Company 237,000 305,000 128.69

State Farm Fire and Casualty Company 11,010,000 8,023,000 72.87

Stanley Mutual Insurance Company 4,895,000 2,268,000 46.33


Southeastern Mutual Insurance Company 4,248,000 1,446,000 34.04

Sompo Japan Insurance Inc. 1,000 0 0.00

Security National Insurance Company 3,373,000 2,363,000 70.06

SecuriCan General Insurance Company 109,000 33,000 30.28

Scottish & York Insurance Company Limited 625,000 124,000 19.84

Royal & Sun Alliance Insurance Company of Canada 9,955,000 3,647,000 36.63

RBC Travel Insurance Company 193,000 58,000 30.05

RBC General Insurance Company 838,000 4,387,000 523.51

Promutuel Témiscouata société mutuelle d'assurance générale 2,053,000 999,000 48.66


1,760,000 554,000 31.48

Primmum Insurance Company 798,000 538,000 67.42

Pembridge Insurance Company 2,035,000 1,259,000 61.87

Optimum Société d'Assurance inc. 0 369,000 ---

Old Republic Insurance Company of Canada 181,000 150,000 82.87


Markel Insurance Company of Canada 468,000 607,000 129.70

Lumbermen's Underwriting Alliance 2,650,000 1,748,000 65.96

London and Midland General Insurance Company 374,000 63,000 16.84

Lombard Insurance Company 8,000 131,000 1637.50

Lombard General Insurance Company of Canada 5,175,000 7,274,000 140.56

Lloyd's Underwriters 6,953,000 5,083,000 73.11

Liberty Mutual Insurance Company 900,000 (110,000) ---

Legacy General Insurance Company 32,000 1,000 3.13

La Compagnie d'Assurances Jevco 5,000 (1,000) ---

La Compagnie d'assurance Belair inc. 0 18,000 ---

Kingsway General Insurance Company 1,687,000 193,000 11.44

Jewelers Mutual Insurance Company 6,000 0 0.00

ING Novex Insurance Company of Canada 718,000 108,000 15.04

ING Insurance Company of Canada 20,011,000 8,681,000 43.38

Hartford Fire Insurance Company 77,000 (1,000) ---

Great American Insurance Company 18,000 1,000 5.56

Grain Insurance and Guarantee Company 1,014,000 461,000 45.46

GCAN Insurance Company 631,000 26,000 4.12

46

Property



Name of Company

Noms des compagnies

Loss Ratio

Rapport

(%)

Direct Loss


($)



($)

Zurich Insurance Company 4,975,000 1,669 0.03

Zenith Insurance Company 1,531,000 713,000 46.57

XL Insurance Company Limited 0 (3,000) ---

Waterloo Insurance Company 124,000 110,000 88.71

Unifund Assurance Company 2,825,000 1,375,000 48.67

Trans Global Insurance Company 138,000 5,000 3.62

Trafalgar Insurance Company of Canada 210,000 207,000 98.57

Traders General Insurance Company 2,605,000 1,727,000 66.30

Tokio Marine & Nichido Fire Insurance Co. Ltd. 4,000 0 0.00

The Wawanesa Mutual Insurance Company 15,189,000 6,704,000 44.14

The Sovereign General Insurance Company 1,511,000 337,000 22.30

The Portage la Prairie Mutual Insurance Company 2,778,000 1,466,000 52.77

The Personal Insurance Company 2,224,000 1,833,000 82.42


0 133,000 ---

The Missisquoi Insurance Company 42,000 (19,000) ---

The Insurance Company of Prince Edward Island 143,000 2,000 1.40


953,000 174,000 18.26

The Dominion of Canada General Insurance Company 5,355,000 3,345,000 62.46

The Citadel General Assurance Company 5,847,000 1,872,000 32.02

The Boiler Inspection and Insurance Company of Canada 809,000 155,000 19.16

The American Road Insurance Company 14,000 0 0.00



47

Documents

2005-2006 Annual Report Rapport annuel 2005-2006 Publié ...0104.nccdn.net/1_5/37f/11d/3e5/Annual-Report-2005... · 2005-2006 Annual Report Published by: Superintendent of Insurance