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Housing in RetirementHousing in Retirement

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Where do most people Where do most people wantwant to live during retirement?to live during retirement?

Most want to continue Most want to continue to live in ordinary to live in ordinary housing, often in housing, often in current home. current home.

Making sure that the Making sure that the home is warm, home is warm, comfortable and comfortable and adapted can help to adapted can help to make this possible.make this possible.

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Where do most people live during Where do most people live during retirement?retirement?

Can you fill in the figures????Can you fill in the figures????

xx% of people over retirement age live in % of people over retirement age live in ‘ordinary’ housing (‘ordinary’ housing (xx% in sheltered, % in sheltered, xx% in % in residential care or other home)residential care or other home)

xx% of homes are now owner occupied (all % of homes are now owner occupied (all ages) – even higher amongst younger retiredages) – even higher amongst younger retired

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Where do most people live during Where do most people live during retirement?retirement?

AnswersAnswers

9090% of people over retirement age live in % of people over retirement age live in ‘ordinary’ housing (‘ordinary’ housing (55% in sheltered, % in sheltered, 55% in % in residential care or other home)residential care or other home)

7171% of homes are now owner occupied (all % of homes are now owner occupied (all ages) – even higher amongst younger retiredages) – even higher amongst younger retired

Now have a go at the group exerciseNow have a go at the group exercise……………………

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Staying PutStaying Put

If you own your home If you own your home it helps to keep on top it helps to keep on top of small repairs. of small repairs. There may be a local There may be a local odd job service that odd job service that can help.can help.

For both tenants and For both tenants and owners, social owners, social services can help with services can help with small adaptations.small adaptations.

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Prevention better than curePrevention better than cure

Planning ahead - adaptationsPlanning ahead - adaptationsThe most common adaptations that older The most common adaptations that older people need are bathroom adaptations and people need are bathroom adaptations and help to get upstairs. Is it possible to:help to get upstairs. Is it possible to:

Put in a downstairs WC – or even a level shower if Put in a downstairs WC – or even a level shower if you have the space?you have the space?

Put in a second handrail to make stairs easier?Put in a second handrail to make stairs easier?Find out now if there is a Disabled Living Centre Find out now if there is a Disabled Living Centre

nearby where you can get advicenearby where you can get advice

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Prevention better than curePrevention better than cure

Planning ahead – maintenance checkPlanning ahead – maintenance checkDealing with small repairs promptly helps to Dealing with small repairs promptly helps to avoid more costly damage. Keep an eye on:avoid more costly damage. Keep an eye on:

WallsWalls – – cracks, pointing, airbrickscracks, pointing, airbricks,,RoofRoof – – missing/ cracked slates or tilesmissing/ cracked slates or tilesGutteringGuttering – – needs clearing out regularlyneeds clearing out regularlyDoors and windowsDoors and windows – – check sealant, check sealant,

rotting wood, putty/ rubber sealsrotting wood, putty/ rubber seals PipesPipes – – deal with small drips and leaksdeal with small drips and leaks

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Staying in controlStaying in control Worry about cowboy Worry about cowboy

builders can put people builders can put people off doing repairs and off doing repairs and adaptations.adaptations.

A local home A local home improvement agency improvement agency may help.may help.

You can look at the self You can look at the self help guide ‘help guide ‘In Good In Good Repair’ Repair’ to point you in to point you in the right direction.the right direction.

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Who can help with adaptations?Who can help with adaptations?

MoneyMoney – a grant from the council may be – a grant from the council may be available to help with larger adaptations or a available to help with larger adaptations or a loan may be offered. Some small items may be loan may be offered. Some small items may be free of charge.free of charge.

Technical Advice Technical Advice – help with deciding what – help with deciding what work needs to be done, finding a builder and work needs to be done, finding a builder and supervising the work may be provided by a supervising the work may be provided by a occupational therapist. Or in some areas, a occupational therapist. Or in some areas, a Home Improvement Agency (HIA) can help.Home Improvement Agency (HIA) can help.

CONTACT: CONTACT: Social Services, HIA or advice agencySocial Services, HIA or advice agency

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Who can help with repairsWho can help with repairs

MoneyMoney – a grant or loan from the council may be – a grant or loan from the council may be available. Free or low cost ‘handyperson’ available. Free or low cost ‘handyperson’ scheme may be available for small odd jobs.scheme may be available for small odd jobs.

Technical Advice Technical Advice – help with deciding what – help with deciding what work needs to be done, finding a builder and work needs to be done, finding a builder and supervising the work may be provided by a a supervising the work may be provided by a a Home Improvement Agency (HIA) or in some Home Improvement Agency (HIA) or in some cases, by the local council Grant Dept.cases, by the local council Grant Dept.

CONTACT: CONTACT: HIA, local council or advice agencyHIA, local council or advice agency

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Avoiding rogue buildersAvoiding rogue builders

If in doubt, keep If in doubt, keep them outthem out – never – never agree to work being agree to work being done by builders who done by builders who knock on your door knock on your door saying your home saying your home needs repairsneeds repairs

Never pay cashNever pay cash: and : and only pay after the job only pay after the job is properly finishedis properly finished

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Moving HomeMoving Home

Impetus for moving – main ‘triggers’Impetus for moving – main ‘triggers’

OUTSIDEFamily

ProfessionalsLandlord

PERSONALHealth declineBereavement

IsolationDisability

MONEY-Upkeep of

home

PLANNINGAHEAD

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Planning a movePlanning a move

Factors to think aboutFactors to think about

LocationLocation Social Social

opportunitiesopportunities SizeSizeDesignDesign

AdaptabilityAdaptability

SecuritySecurityFacilitiesFacilities Pets Pets Garden/ outside Garden/ outside

spacespaceCostCost

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Moving Home: Main OptionsMoving Home: Main Options

Private SectorPrivate Sector - -options are largely options are largely equity dependentequity dependent

General stock (flat, General stock (flat, bungalow, smaller bungalow, smaller house)house)

Purpose BuiltPurpose Built Special NeedsSpecial Needs Shared OwnershipShared Ownership Move to RentedMove to Rented FamilyFamily Move abroadMove abroad

Social RentedSocial Rented – –constrained by LA/ constrained by LA/ housing association. housing association. policiespolicies

Transfer to smaller/ Transfer to smaller/ adapted propertyadapted property

ExchangeExchange Purpose Built Purpose Built Previously adaptedPreviously adapted Special NeedsSpecial Needs FamilyFamily

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Special retirement housing Special retirement housing

Sheltered HousingSheltered Housing Extra Care HousingExtra Care Housing Retirement CommunityRetirement Community Community (Community (eg. Abbeyfield)eg. Abbeyfield)

Extra Care HousingExtra Care Housing AlternativeAlternative

HomeshareHomeshare Co-housing/ co-op modelCo-housing/ co-op model DIY sharedDIY shared

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Information and Advice: Moving onInformation and Advice: Moving on

The charity Elderly Accommodation Counsel The charity Elderly Accommodation Counsel offers information and advice about housing and offers information and advice about housing and care options for older people –Free Help Line care options for older people –Free Help Line 020 7820 1343 or via website 020 7820 1343 or via website www.www.housingcarehousingcare.org.org

They also produce a brochure, ‘How well does They also produce a brochure, ‘How well does your home suit you’ with a questionnaire to help your home suit you’ with a questionnaire to help you think through the pros and cons of moving you think through the pros and cons of moving home.home.

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Information and Advice: Staying PutInformation and Advice: Staying Put

‘‘In Good Repair’In Good Repair’ : A free self help guide to : A free self help guide to repairs and adaptations from Care & Repair repairs and adaptations from Care & Repair England Tel: 0115 950 6500England Tel: 0115 950 6500

www.careandrepair-england.org.ukwww.careandrepair-england.org.uk

For details of local Home Improvement Agency For details of local Home Improvement Agency

Contact Foundations: 01457 891909Contact Foundations: 01457 891909

www.foundations.uk.comwww.foundations.uk.com

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Presentation produced by Care & Repair Presentation produced by Care & Repair England, a national charity which aims to England, a national charity which aims to

improving the living conditions of older and improving the living conditions of older and disabled peopledisabled people

Tel: 0115 950 6500 Tel: 0115 950 6500

www.www.careandrepaircareandrepair--englandengland.org..org.ukuk