| No. 1 APP for Banking & SSC Preparation Website: Email€¦ · Q1. In which of the following state, the Achanakmar Wildlife Sanctuary situated? (a) Rajasthan (b) Kerala (c) West

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Q1. In which of the following state, the Achanakmar Wildlife Sanctuary situated?

(a) Rajasthan

(b) Kerala

(c) West Bengal

(d) Chhattisgarh

(e) Odisha

Q2. A ___________ is a bank certificate issued in more than one country for shares in a foreign

company.

(a) Gross national product (GNP)

(b) Global Depositary Receipt (GDR)

(c) Gross domestic product (GDP)

(d) Society for Worldwide Interbank Financial Telecommunication (SWIFT)

(e) Eurobond

Q3. __________ is a secure messaging standard developed to serve as a platform for intra-bank and

inter-bank applications.

(a) Structured Financial Messaging System (SFMS)

(b) Centralized Funds Management Systems (CFMS)

(c) Society for Worldwide Interbank Financial Telecommunication (SWIFT)

(d) Institute for Development & Research in Banking Technology (IDRBT)

(e) Electronic Funds Transfer (EFT)

Q4. Please refer to the Guidelines for Licensing of Payments Banks (‘Licensing Guidelines’) dated

27th November 2014, under which in-principle approvals/licences were issued to the applicants for

setting up of the payments banks. Which of the following is not true about payment Bank?

(a) The minimum paid-up equity capital for payments banks shall be Rs. 100 crore.

(b) Acceptance of demand deposits. Payments bank will initially be restricted to holding a maximum

balance of Rs. 100,000 per individual customer.

(c) Issuance of ATM/debit cards. Payments bank can issue the credit cards.

(d) The promoter's minimum initial contribution to the paid-up equity capital of such payments bank

shall at least be 40 per cent for the first five years from the commencement of its business.

(e) The payments bank should have a leverage ratio of not less than 3 percent, that is its outside

liabilities should not exceed 33.33 times its net worth (paid-up

capital and reserves).

Q5. A ____________ is the risk of default on a debt that may arise

from a borrower failing to make required payments.

(a) current risk

(b) export risk

(c) operational risk

(d) market risk

(e) credit risk


Q6. The ______________ risk is the risk that an investment's value will change due to a change in the absolute level of interest rates, in the spread between two rates, in the shape of the yield curve.

(a) current risk (b) interest risk (c) operational risk (d) market risk (e) credit risk Q7. BD Mishra is present governor of which state?

(a) Assam (b) Tamil Nadu

(c) Meghalaya (d) Arunachal Pradesh (e) Bihar Q8. Balphakram National Park is home to wide species of plants and animals and is located in the midst of the Garo Hills in-

(a) Meghalaya (b) Mizoram (c) Arunachal Pradesh (d) Manipur (e) Tripura Q9. Vienna is the capital and largest city of- (a) Canada (b) Australia (c) Yemen (d) Russia

(e) Austria Q10. UCO Bank has launched UCO Skill Loan Scheme for providing loan facility to individuals who intend to take up skill development courses. Where is the Headquarters of UCO Bank?

(a) Bengaluru (b) Mumbai (c) Kolkata (d) New Delhi (e) Chennai Q11. LAF is a monetary policy tool which allows banks to borrow money through repurchase agreements or repos. What is the meaning of "L" in LAF? (a) Lose (b) Lesson (c) Lease (d) Labour (e) Liquidity


Q12. FATF is an inter-governmental body established in 1989 by

the Ministers of its Member jurisdictions. What is the meaning

of "A" in FATF?

(a) Agriculture

(b) Assets

(c) Association

(d) Action

(e) Assembly

Q13. The Ukai Dam is the largest reservoir in which state?

(a) Rajasthan

(b) Maharashtra

(c) Gujarat

(d) Punjab

(e) Kerala

Q14. Who is a leading Indian economist and Vice Chairman of NITI Aayog?

(a) Narendra Modi (b) Rajiv Kumar

(c) Bibek Debroy

(d) Ramesh Chand

(e) VK Saraswat

Q15. Name the person, who demolished Nick Kyrgios to win his sixth title of the season at the

China Open?

(a) Rafael Nadal

(b) Stan Wawrinka

(c) Roger Federer

(d) Andy Murray

(e) Novak Djokovic

Q16. Dhirubhai Ambani Solar Park is a 40-megawatt (MW AC) photovoltaic power station in-

(a) Rajasthan

(b) Gujarat

(c) Maharashtra

(d) Kerala

(e) West Bengal

Q17. "Hand-in-Hand" is the annual exercise between-

(a) Japan and Russia

(b) India and China

(c) USA and Sri Lanka

(d) France and India

(e) India and Japan


Q18. The Sveriges Riksbank Prize in Economic Sciences in Memory of Alfred Nobel 2017 was

awarded to-

(a) Michael Rosbash

(b) Aaron Klug

(c) Richard H Thaler

(d) Kazuo Ishiguro

(e) Richard Henderson

Q19. Sanjeev Stalin is related to which game?

(a) Cricket

(b) Football

(c) Tennis

(d) Archery

(e) Wrestling

Q20. NACH is a centralised system, launched with an aim to consolidate multiple ECS systems

running across the country and provides a framework for the harmonization of standard &

practices and removes local barriers/inhibitors. What is the meaning of "H" in NACH?

(a) House

(b) Home

(c) Handle

(d) Host

(e) Honest

Q21. Which among the following Indian States has became first Indian state to call online

attention adjournment motions and proposals?

(a) Kerala

(b) Maharashtra

(c) Gujarat

(d) Rajasthan

(e) Haryana

Q22. Bharatiya Reserve bank Note Mudran press located in

Salboni, West Bengal and another one in-

(a) Hoshangabad

(b) Mysore

(c) Nashik

(d) Mumbai

(e) Noida


Q23. ___________ of a bank is the ratio of deposits in current and saving accounts to total deposits.

(a) RASA ratio

(b) FARA ratio

(c) SADA ratio

(d) NASA ratio

(e) CASA ratio

Q24. The Shanghai Cooperation Organisation summit, 2017 was held in-

(a) Beijing, China

(b) Tashkent, Uzbekistan

(c) Astana, Kazakhstan

(d) Tokyo, Japan

(e) New Delhi, India

Q25. Who was Lekh Tandon?

(a) Indian filmmaker and actor

(b) Indian Writer and Dancer

(c) Indian Composer and Doctor

(d) Indian Producer and Musician

(e) None of the given options is true


Q26. A parliamentary committee has decided to examine the whole gamut of Sino (China)-Indian relations, including the border situation. This committee is headed by-

(a) Murli Manohar Joshi (b) Veerappa Moily (c) Shashi Tharoor (d) LK Advani (e) Mallikarjun Kharge Q27. Where does JRD Tata Sports Complex Stadium?

(a) Lucknow (b) Ranchi

(c) Kolkata (d) Patna (e) Jamshedpur Q28. Which city was hosted the 48th Conference of Governors?

(a) New Delhi

(b) Kolkata (c) Patna (d) Chennai (e) Jaipur Q29. The third International Conference on Yoga was inaugurated in __________ on 10th October 2017 by Indian Vice President, M Venkaiah Naidu. (a) Pune (b) Jaipur (c) Ahmedabad (d) New Delhi

(e) Dehradun Q30. An ________________ is used by startups to bypass the rigorous and regulated capital-raising process required by venture capitalists or banks.

(a) Ending Coin Offering (b) Initial Coin Offering (c) Banking Coin Offering (d) External Coin Offering (e) Economy Coin Offering Q31. The ___________ is where overnight (one day) loans can be availed by banks to meet liquidity. (a) Call Money (b) Notice Money (c) Short Money (d) Half Money (e) Soft Money


Q32. Name the organisation, which regulates microfinance given by NBFC?

(a) RBI

(b) SEBI

(c) NABARD

(d) SIDBI

(e) IRDAI

Q33. Commercial operations at Benghazi port ended in 2014 when armed groups took control of

the city. Benghazi port situated in which country-?

(a) Yemen

(b) Libya

(c) Canada

(d) Pakistan

(e) Syria

Q34. CAGR is the mean annual growth rate of an investment over a specified period of time

longer than one year. CAGR stands for-

(a) Compound Annual General Rate

(b) Compound Annual Growth Rate

(c) Compound Annual Growth Ratio

(d) Cancel Annual Growth Rate

(e) Compound Assembly Growth Rate

Q35. Dr Virendra Kumar is the member of Lok Sabha. His Constituency is-

(a) Darbhanga, Bihar

(b) Allahabad, Uttar Pradesh

(c) Tikamgarh, Madhya Pradesh

(d) Haridwar, Uttarakhand

(e) Jaipur, Rajasthan

Q36. Rashtriya Chemicals and Fertilizers Limited (RCF) is one of the most revered public sector

undertakings in India. Where is the headoffice of Rashtriya Chemicals and Fertilizers Limited?

(a) Pune

(b) New Delhi

(c) Mumbai

(d) Chennai

(e) Kolkata


Q37. An ELSS is a diversified equity mutual fund which has a

majority of the corpus invested in equities. What is the meaning

of "L" in ELSS?

(a) Least

(b) Limited

(c) Lose

(d) Level

(e) Linked

Q38. Credit card facility has not given by which institution?

(a) Payment Banks

(b) Nationalised Banks

(c) Public Sector Banks

(d) Regional Rural Banks

(e) Foreign Banks

Q39. The government has notified raising the threshold limit of PF withdrawal for deduction of

tax (TDS) from existing Rs 30,000 to-

(a) Rs 90,000

(b) Rs 70,000

(c) Rs 40,000

(d) Rs 50,000

(e) Rs 60,000

Q40. National Institute of Securities Markets (NISM) is a public trust, established by-

(a) NABARD

(b) SEBI

(c) RBI

(d) SIDBI

(e) IRDAI

Q41. ______________ is an accounting term that refers to the process of allocating the cost of an

intangible asset or reduction in amount of loan over a period of time.

(a) Liability

(b) Inflation

(c) Depreciation

(d) NPA

(e) Amortization


Q42. The government stated that post the abolition of the FIPB, ministries will have to decide on

FDI proposals within _______ of the application and any rejection will need concurrence of the

DIPP.

(a) 30 days

(b) 70 days

(c) 40 days

(d) 60 days

(e) 50 days

Q43. CRISIL pioneered the first corporate sector rating in 1988. It is what type of a company?

(a) Lendar

(b) Geographical

(c) Analytical

(d) Insurance

(e) None of the given options is true

Q44. Multilateral Investment Guarantee Agency (MIGA) is an international financial institution

which offers political risk insurance and credit enhancement guarantees. Where is the head office

of MIGA?

(a) Vienna

(b) Washington DC

(c) Paris

(d) London

(e) New York

Q45. Private sector lender HDFC Bank Ltd has been declared a domestic-systemically important

bank (D-SIB), the Reserve Bank of India (RBI). On what basis D-SIB tag is given to banks?

(a) Banks with assets that exceed 2% of GDP will be considered part of this class of lenders

(b) Banks with assets that exceed 5% of GDP will be considered part of this class of lenders

(c) Banks with assets that exceed 15% of GDP will be considered part of this class of lenders

(d) Banks with assets that exceed 7% of GDP will be considered part of this class of lenders

(e) Banks with assets that exceed 10% of GDP will be considered part of this class of lenders

Q46. The MPC of India is a committee of the Reserve Bank of India that is responsible for fixing

the benchmark interest rate in India. What is the meaning of "P" in MPC?

(a) Policy

(b) Production

(c) Purchase

(d) Product

(e) Primary


Q47. Paris Agreement (PACC) which entered into-force on 04th November 2016. It is related to-

(a) Global Warming

(b) Climate Change

(c) Pollution

(d) Fuel Consumption

(e) Carbon Copy

Q48. Loan disbursed under MUDRA yojna is insured by-

(a) SEBI

(b) Banking Lokpal

(c) CGTMSE

(d) RBI

(e) DICGC

Q49. The Varishtha Pension Bima Yojana 2017, a pension scheme for senior citizens, was approved

by the Union Cabinet. It provide an assured pension based on a guaranteed rate of return of 8 per

cent for-?

(a) 25

(b) 20

(c) 15

(d) 10

(e) 5

Q50. _____________ is a specific division of banking related to the creation of capital for other

companies, governments and other entities.

(a) Narrow Banking

(b) Current Banking

(c) Universal Banking

(d) Retail Banking

(e) Investment banking


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| No. 1 APP for Banking & SSC Preparation Website: Email€¦ · Q1. In which of the following state, the Achanakmar Wildlife Sanctuary situated? (a) Rajasthan (b) Kerala (c) West