Payments innovation index

The only quantitative The only quantitative assessment of the assessment of the payments payments industry’s readiness industry’s readiness to ignite or adapt toto ignite or adapt toinnovation and changeinnovation and change

Proprietary & Confidential. Not for Distribution without express written permission

Payments Innovation Index 360°Payments Innovation Index 360°

The Payments Innovation Index | Scope & PurposeThere is currently no consistent, reliable benchmark that measures how companies are addressing innovation in the payments space.

The rapid evolution of technology is making it critically important to understand how well certain segments are performing as well as how specific companies compare within each segment.

Scope US Retail Payments

PurposeAssess Each Player’s Readiness to Ignite or

Adapt to the Innovative Changes in Payments (vs. each other and vs.

other segments)


The Payments Innovation Index | Vision

Our vision is to be THE brand index for payments innovation – a credible, reliable ranking of companies.

It will help individual companies identify their strengths and weaknesses vs. the competition.

It will signal where they need to improve their external perception or where they can leverage brand strengths.

It will demonstrate where certain segments fall short vs. other segments and potential areas they can leverage to move the needle forward. Proprietary & Confidential. Not for Distribution without express written permission

The Payments Innovation Index | How it WorksMethodologyWith development and guidance from leading academics and industry thought leaders, the Innovation Readiness Index leverages proven methodologies for measuring innovation strategies and execution. Its structure ensures that it is not biased towards one industry segment, enables rich external evaluation, and is uniquely distinctive within the payments industry.

Categories covering over 100 companies Top companies from across the payments value chain including:

What’s In It?

• Professional payment industry perceptions of company performance using survey methodology from PYMNTS subscriber base

• Patent strength, using competitive impact• Financial metrics and performance• Company investments, partnerships, active initiatives

Objective performance metric derived from multiple data points including

• Networks• Issuers• Alternative Financial

Service Providers

• POS Enablers• Commerce Platforms• Processors and

Gateways

• Stored Value• Bank and Card Processors• Loyalty Providers


The Payments Innovation Index | Program ArchitectsDavid Evans

Karen Webster

• Founder, Market Platform Dynamics• Visiting professor at University College London & the University of Chicago• Ph.D. in Economics, University of Chicago and Author of Paying with Plastic

• CEO, Market Platform Dynamics and President, PYMNTS.com• One of the world’s leading experts on emerging payments and

commerce• Masters Degree in Marketing from John’s Hopkins University

• Recognized leader in the successful design and deployment of new products and emerging payment strategies worldwide

• Over 20yrs experience of working with financial institutions and retail partners

• Managing Director, Market Platform Dynamics• MBA in Finance from the University of Chicago Booth School of Business

Gloria Colgan

Josh Lerner• Jacob H. Schiff Professor of Investment Banking at Harvard Business

School, and head of the Entrepreneurial Management unit• Ph.D. in Economics from Harvard• Author, The Architecture of Innovation, The Venture Capital Cycle, The

Money of Invention, and Boulevard of Broken Dreams


The Payments Innovation Index | The OutputProprietary ReportParticipating companies receive access to a detailed annual report with summary findings, company and industry rankings/benchmarking based on:

Robust Analytic PlatformPYMNTS will create and host a robust analytic platform which allows each company to cross-tab and analyze responses. The data contained within the platform will allow participating companies to benchmark themselves against the competition across a number of dimensions including:

• External perception scores• Patent value, strength and change over time• Investments

• Perception of capabilities based on PYMNTS.com survey data• Proprietary patent value, provided by PatentSight• Financial metrics• Additional metrics including investments, customer

engagement and innovation initiatives


The Payments Innovation Index | ExampleExample report – Patent Information

Qualit

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peti

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QuantityPortfolio Size

Client

Bubble Size:Patent Asset Index™A

B

CD

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I

E

G


The Payments Innovation Index | ExampleExample report – Evolution of patent portfolios over time

Bubble Size:Patent Asset Index™

Company A

Company B

Qualit

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peti

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pact

QuantityPortfolio Size


Thank You

Karen WebsterCEOMarket Platform [email protected](617) 374 1330

Gloria ColganManaging DirectorMarket Platform [email protected](630) 450 2671
