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Kimpton Hotels & Restaurants worked with its fully-insured employee health plans to provide coverage for medically necessary treatments for transgender employees and dependents -- meaning that the plans required regulatory appoval in each state. In addition, Kimpton now grosses up employees' income to offset imputed income tax from domestic partner health insurance.
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KIMPTON’S FOCUS ON EQUALITY
Considering Benefit Needs for All Kimpton Employees
Kimpton’s Focus On Equality
• Kimpton has always held diversity and inclusion fundamental to its values
• In conjunction with KPRIDE, Kimpton began to integrate diversity and inclusion into its benefit offerings
• Domestic Partner Benefits
• Tax Equalization (“grossing up”)
• As early as 2006, Kimpton sought to add transgender benefits to its medical plan
The Process
• Kimpton worked through its broker, Gallagher Benefit Services, and directly with its medical carriers to establish transgender benefits
• In subsequent benefit renewals, Kimpton has made the transgender benefit an essential component of its benefits offerings
Breaking New Ground
• As result of Kimpton’s perseverance, Aetna broke new ground
• In 2008, for the first time in Aetna’s history as an insurer, Aetna began covering transgender benefits on a fully insured basis
• Kimpton became the first employer to have the fully insured benefit available through Aetna
Insurance Carriers Offering Transgender Benefits
• Kimpton established transgender benefits through Anthem Blue Cross, Aetna, and Blue Shield of CA
• April 8, 2008, Kimpton amended its fully insured medical plan to include transgender benefits through Anthem Blue Cross
• October 1, 2008, transgender benefits available through Aetna fully insured medical plan
• October 1, 2009, transgender benefits available through fully insured Blue Shield of CA medical plan
Basis Used By Carriers
• Basis for Criteria
• Criteria and requirements were based on guidelines established by the World Professional Association for Transgender Health (WPATH)
• Previously known as The Harry Benjamin International Gender Dysphoria Association's Standards of Care for Gender Identity Disorders