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Kimpton Hotel & Restaurant Group HRC Innovation Award 2010 Presentation

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Kimpton Hotels & Restaurants worked with its fully-insured employee health plans to provide coverage for medically necessary treatments for transgender employees and dependents -- meaning that the plans required regulatory appoval in each state. In addition, Kimpton now grosses up employees' income to offset imputed income tax from domestic partner health insurance.

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Page 1: Kimpton Hotel & Restaurant Group HRC Innovation Award 2010 Presentation
Page 2: Kimpton Hotel & Restaurant Group HRC Innovation Award 2010 Presentation

KIMPTON’S FOCUS ON EQUALITY

Considering Benefit Needs for All Kimpton Employees

Page 3: Kimpton Hotel & Restaurant Group HRC Innovation Award 2010 Presentation

Kimpton’s Focus On Equality

• Kimpton has always held diversity and inclusion fundamental to its values

• In conjunction with KPRIDE, Kimpton began to integrate diversity and inclusion into its benefit offerings

• Domestic Partner Benefits

• Tax Equalization (“grossing up”)

• As early as 2006, Kimpton sought to add transgender benefits to its medical plan

Page 4: Kimpton Hotel & Restaurant Group HRC Innovation Award 2010 Presentation

The Process

• Kimpton worked through its broker, Gallagher Benefit Services, and directly with its medical carriers to establish transgender benefits

• In subsequent benefit renewals, Kimpton has made the transgender benefit an essential component of its benefits offerings

Page 5: Kimpton Hotel & Restaurant Group HRC Innovation Award 2010 Presentation

Breaking New Ground

• As result of Kimpton’s perseverance, Aetna broke new ground

• In 2008, for the first time in Aetna’s history as an insurer, Aetna began covering transgender benefits on a fully insured basis

• Kimpton became the first employer to have the fully insured benefit available through Aetna

Page 6: Kimpton Hotel & Restaurant Group HRC Innovation Award 2010 Presentation

Insurance Carriers Offering Transgender Benefits

• Kimpton established transgender benefits through Anthem Blue Cross, Aetna, and Blue Shield of CA

• April 8, 2008, Kimpton amended its fully insured medical plan to include transgender benefits through Anthem Blue Cross

• October 1, 2008, transgender benefits available through Aetna fully insured medical plan

• October 1, 2009, transgender benefits available through fully insured Blue Shield of CA medical plan

Page 7: Kimpton Hotel & Restaurant Group HRC Innovation Award 2010 Presentation

Basis Used By Carriers

• Basis for Criteria

• Criteria and requirements were based on guidelines established by the World Professional Association for Transgender Health (WPATH)

• Previously known as The Harry Benjamin International Gender Dysphoria Association's Standards of Care for Gender Identity Disorders