Crowdfinance the next financial frontier

Crowdfinance: The Next Financial Frontier

By Dara Albright

Chief Strategy Officer of Crowdnetic

Founder of NowStreet Journal

Co-Founder of LendIt

dalbright@crowdnetic.com

Twitter: @NowStreet

What Crowdfinance is NOT

New Yorker Cartoon by David Sipress

It is simply conventional finance but instead of capital coming from big institutions or Government entities, it is obtained by

pooling small amounts of monies from a crowd of individuals

What Crowdfinance ACTUALLY is

• crowdfinance can be broken into three different sub categories:

– personal finance

– corporate finance

– public finance

• and it can be structured as debt or equity

Just like traditional finance…

Personal Finance: P2P or Peer-to-Peer Lending

Corporate Finance: P2B & Online Lending, Reg D Crowdfunding, DPO Crowdfunding

Public Finance: Intrastate Crowdfunding or Locavesting

Same categories, difference players

• The undemocratic flow of capital

• Investor Mentality

• The intermediaries

• The entire path of capital formation

So what’s changed?

$$$$

The Undemocratic Flow of Capital

This undemocratic flow of capital is what is exacerbating the Nation’s Wealth Divide

The undemocratic flow of capital

“Crowdfinance is governed by the same principle that built this country in the first place: Allowing Americans to invest in the ingenuity of their

fellow Americans”

“Crowdfinance is governed by the same principle that built this country in the first place: Allowing Americans to invest in the ingenuity of their

fellow Americans”

The Result of Democratized Investing

Allowing it citizens to invest in the ingenuity and innovation of its fellow citizens is what enabled America to transform from a vast farm land to the greatest economic superpower in the

history of the world!

Investor Mentality

Today’s investor is starving for yield

Investor Mentality

This new generation of investors desire more than a financial return

The Intermediaries

The Intermediaries

“Crowdfinance will help ignite the resurgence of the small cap underwriters

who, throughout history, have consistently fostered economic growth by bringing

some of the world’s most promising innovations to the investing public.”

The New Path of Capital Formation

Contact Information

THANK YOU!

Dara Albright, Chief Strategy Officer dalbright@crowdnetic.com

14 E. 44th Street, 5th Floor

New York, NY 10017

Direct 212.867.4490 x20