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This presentation depicts how a rapidly emerging trend in financial services called Crowdfinance is transforming the financial landscape and breeding more productive businesses and economies.
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Crowdfinance: The Next Financial Frontier
By Dara Albright
Chief Strategy Officer of Crowdnetic
Founder of NowStreet Journal
Co-Founder of LendIt
Twitter: @NowStreet
What Crowdfinance is NOT
New Yorker Cartoon by David Sipress
It is simply conventional finance but instead of capital coming from big institutions or Government entities, it is obtained by
pooling small amounts of monies from a crowd of individuals
What Crowdfinance ACTUALLY is
• crowdfinance can be broken into three different sub categories:
– personal finance
– corporate finance
– public finance
• and it can be structured as debt or equity
Just like traditional finance…
Personal Finance: P2P or Peer-to-Peer Lending
Corporate Finance: P2B & Online Lending, Reg D Crowdfunding, DPO Crowdfunding
Public Finance: Intrastate Crowdfunding or Locavesting
Same categories, difference players
• The undemocratic flow of capital
• Investor Mentality
• The intermediaries
• The entire path of capital formation
So what’s changed?
$$$$
The Undemocratic Flow of Capital
This undemocratic flow of capital is what is exacerbating the Nation’s Wealth Divide
The undemocratic flow of capital
“Crowdfinance is governed by the same principle that built this country in the first place: Allowing Americans to invest in the ingenuity of their
fellow Americans”
“Crowdfinance is governed by the same principle that built this country in the first place: Allowing Americans to invest in the ingenuity of their
fellow Americans”
The Result of Democratized Investing
Allowing it citizens to invest in the ingenuity and innovation of its fellow citizens is what enabled America to transform from a vast farm land to the greatest economic superpower in the
history of the world!
Investor Mentality
Today’s investor is starving for yield
Investor Mentality
This new generation of investors desire more than a financial return
The Intermediaries
The Intermediaries
“Crowdfinance will help ignite the resurgence of the small cap underwriters
who, throughout history, have consistently fostered economic growth by bringing
some of the world’s most promising innovations to the investing public.”
The New Path of Capital Formation
Contact Information
THANK YOU!
Dara Albright, Chief Strategy Officer [email protected]
14 E. 44th Street, 5th Floor
New York, NY 10017
Direct 212.867.4490 x20
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