Collaborative Finance: Democratizing Finance, Money and Banking

COLLABORATIVE FINANCEDEMOCRATIZING FINANCE, MONEY AND BANKING

COLLABORATIVE FINANCEPERSON-TO-PERSON AND CROWD-DRIVEN FUNDING, LENDING, CURRENCY AND INVESTMENT MODELS THAT DECENTRALIZE AND DEMOCRATIZE FINANCE, MONEY AND BANKING.

Real EstateLendInvestFruitfullLandbayGroundfloorMoney360Small BusinessesFunding CircleSoMoLendPersonal

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SOCIAL LENDING CROWDFUNDING

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SNAPSHOTP2P CURRENCY TRANSFER

P2P PAYMENT PLATFORMS

P2P INSURANCE

P2P DIGITALCURRENCY

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1 RIFE WITH REDUNDANT MIDDLEMEN

FINANCIAL SERVICES RIPE FOR DISRUPTION

2 COMPLEX FEES AND PROCESSES ARE COMMON

4 MANY PEOPLE HAVE RESTRICTED ACCESS TO BANK ACCOUNTS, FUNDING, AND LOANS.

3 INSTITUTIONAL TRUST IN THE SYSTEM IS LOW

UNBUNDLINGBENEFITS ARE BEING UNBUNDLED FROM THEIR PHYSICAL DELIVERY SYSTEMS TO CREATE GREATER ACCESS.NEWSPAPERS, EDUCATION AND NOW BANKING…

HOW WILL THEY DISRUPT A LARGER ECOSYSTEM?

2 EMBRACE THE SHIFT FROM INSTITUTIONAL TRUST TO PEER TRUST

HOW CAN YOU…1 RETHINK THE WAY PEOPLE CAN ACCESS ASSETS

AND SERVICES THROUGH OPEN MODELS

4 THINK OF TECHNOLOGY NOT AS AN ‘ADDED’ COMPLEX LAYER BUT AS A SIMPLIFIER

3 REMOVE REDUNDANT INTERMEDIARIES TO DIRECTLY MATCH WANTS AND HAVES