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Collaborative Finance: Democratizing Finance, Money and Banking

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Page 1: Collaborative Finance: Democratizing Finance, Money and Banking

COLLABORATIVE FINANCEDEMOCRATIZING FINANCE, MONEY AND BANKING

Page 2: Collaborative Finance: Democratizing Finance, Money and Banking

COLLABORATIVE FINANCEPERSON-TO-PERSON AND CROWD-DRIVEN FUNDING, LENDING, CURRENCY AND INVESTMENT MODELS THAT DECENTRALIZE AND DEMOCRATIZE FINANCE, MONEY AND BANKING.

Page 3: Collaborative Finance: Democratizing Finance, Money and Banking

Real EstateLendInvestFruitfullLandbayGroundfloorMoney360Small BusinessesFunding CircleSoMoLendPersonal

Creative ProjectsKickstarterIndiegogoMassiveMovSmall BusinessesSeedrsCircleUpCivicCrowdriseStart Some GoodPersonalGoFundMeUpstartPave

TransferwiseMidpointP2P CashPeer TransferCurrencyFair

ZopaKivaLending ClubProsperSocietyOne

SOCIAL LENDING CROWDFUNDING

StripeBalanced

SNAPSHOTP2P CURRENCY TRANSFER

P2P PAYMENT PLATFORMS

P2P INSURANCE

P2P DIGITALCURRENCY

FriendsuranceP2P PAYMENTNETWORKSMpesaMiCashObopay

BitcoinRippleLitecoin

Page 4: Collaborative Finance: Democratizing Finance, Money and Banking
Page 5: Collaborative Finance: Democratizing Finance, Money and Banking

1 RIFE WITH REDUNDANT MIDDLEMEN

FINANCIAL SERVICES RIPE FOR DISRUPTION

2 COMPLEX FEES AND PROCESSES ARE COMMON

4 MANY PEOPLE HAVE RESTRICTED ACCESS TO BANK ACCOUNTS, FUNDING, AND LOANS.

3 INSTITUTIONAL TRUST IN THE SYSTEM IS LOW

Page 6: Collaborative Finance: Democratizing Finance, Money and Banking
Page 7: Collaborative Finance: Democratizing Finance, Money and Banking

UNBUNDLINGBENEFITS ARE BEING UNBUNDLED FROM THEIR PHYSICAL DELIVERY SYSTEMS TO CREATE GREATER ACCESS.NEWSPAPERS, EDUCATION AND NOW BANKING…

Page 8: Collaborative Finance: Democratizing Finance, Money and Banking
Page 9: Collaborative Finance: Democratizing Finance, Money and Banking

HOW WILL THEY DISRUPT A LARGER ECOSYSTEM?

Page 10: Collaborative Finance: Democratizing Finance, Money and Banking

2 EMBRACE THE SHIFT FROM INSTITUTIONAL TRUST TO PEER TRUST

HOW CAN YOU…1 RETHINK THE WAY PEOPLE CAN ACCESS ASSETS

AND SERVICES THROUGH OPEN MODELS

4 THINK OF TECHNOLOGY NOT AS AN ‘ADDED’ COMPLEX LAYER BUT AS A SIMPLIFIER

3 REMOVE REDUNDANT INTERMEDIARIES TO DIRECTLY MATCH WANTS AND HAVES

Page 11: Collaborative Finance: Democratizing Finance, Money and Banking
Page 12: Collaborative Finance: Democratizing Finance, Money and Banking