THE ROLE OF CREDIT BUREAU IN SUPPORTING ...BUREAU CBC 2 3 The history of the CBC Operational since...

THE ROLE OF CREDIT BUREAU IN SUPPORTING FINANCIAL INDUSTRY AND PRIVATE SECTOR

BREAKFAST TALK - EUROCHAM CAMBODIA

PASCAL LY - CHIEF EXECUTIVE OFFICER

PHNOM PENH, 22ND JUNE 2016

LET’S DISCOVER TOGETHER WHAT IS THE CREDIT BUREAU CBC

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The history of the CBC Operational since 2012

Credit Bureau Cambodia is a private company

Licensed from the National Bank of Cambodia

Financial Data Technology Company

Recognized worldwide as a successful model

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Shareholding structure

30% ABC 10% CMA 5% ACELEDA 5% Union Commercial Bank 1% First Commercial Bank

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Banks

Legal requirements

MFI

Leasing companies

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Started with 51

members to 122

members

Generated over 9

million of credit report

Over 3 million of customer

data

Serving both

individual and

companies

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For the country: • Supporting the economical growth

• Be the pulse measure of the financial sector • Get international recognition on index such as Doing Business by

the World Bank

For individuals - reducing poverty through: • Increasing the number of loan beneficiary

• Providing financial literacy

For financial institutions: • Accelerating decision making

• Providing reliable credit information • Avoid multiple loans and over-indebteness

• Managing loan risks • Providing data analytic services

Impact of the CBC

WHAT ARE THE SOLUTIONS WE ARE PROPOSING TO THE MARKET?

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Consumer Credit Report

For any person living in

Cambodia

Requested by a

financial institution

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Data Analytic Services

For financial institution requiring insights

Data Analytic Reports

Portfolio Monitoring

Service

Portfolio Review Service

Analytic Research

Geo Performance Monitoring

Business Intelligence

HOW IS THE CREDIT BUREAU RELEVANT TO MYSELF AS AN INDIVIDUAL OR A COMPANY?

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I can check for free once in a year my credit report information!

I want to review my credit status before applying for a new loan

I want to be sure my credit information are properly been provided by the

financial institution

Individually

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Employment check

How trustable is your staff?

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HOW WOULD THE CREDIT BUREAU BE A HELP IN YOUR BUSINESS IN THE PRIVATE SECTOR?

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YOU! THANK