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THE ROLE OF CREDIT BUREAU IN SUPPORTING FINANCIAL INDUSTRY AND PRIVATE SECTOR
BREAKFAST TALK - EUROCHAM CAMBODIA
PASCAL LY - CHIEF EXECUTIVE OFFICER
PHNOM PENH, 22ND JUNE 2016
LET’S DISCOVER TOGETHER WHAT IS THE CREDIT BUREAU CBC
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The history of the CBC Operational since 2012
Credit Bureau Cambodia is a private company
Licensed from the National Bank of Cambodia
Financial Data Technology Company
Recognized worldwide as a successful model
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Shareholding structure
30% ABC 10% CMA 5% ACELEDA 5% Union Commercial Bank 1% First Commercial Bank
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Banks
Legal requirements
MFI
Leasing companies
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Started with 51
members to 122
members
Generated over 9
million of credit report
Over 3 million of customer
data
Serving both
individual and
companies
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For the country: • Supporting the economical growth
• Be the pulse measure of the financial sector • Get international recognition on index such as Doing Business by
the World Bank
For individuals - reducing poverty through: • Increasing the number of loan beneficiary
• Providing financial literacy
For financial institutions: • Accelerating decision making
• Providing reliable credit information • Avoid multiple loans and over-indebteness
• Managing loan risks • Providing data analytic services
Impact of the CBC
WHAT ARE THE SOLUTIONS WE ARE PROPOSING TO THE MARKET?
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Consumer Credit Report
For any person living in
Cambodia
Requested by a
financial institution
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Data Analytic Services
For financial institution requiring insights
Data Analytic Reports
Portfolio Monitoring
Service
Portfolio Review Service
Analytic Research
Geo Performance Monitoring
Business Intelligence
HOW IS THE CREDIT BUREAU RELEVANT TO MYSELF AS AN INDIVIDUAL OR A COMPANY?
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I can check for free once in a year my credit report information!
I want to review my credit status before applying for a new loan
I want to be sure my credit information are properly been provided by the
financial institution
Individually
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Employment check
How trustable is your staff?
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HOW WOULD THE CREDIT BUREAU BE A HELP IN YOUR BUSINESS IN THE PRIVATE SECTOR?
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YOU! THANK