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Newsletter for the Texas Association of College & University Student Personnel Administrators.
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meyearslater:
“Don’tjustmakean
impression,makeanimpact.”
Youmakeanimpacteveryday.Onbehalfofthestudentswhoyouhavementored,guidedandadvised,thankyouforallyoudo.
IamproudtoberepresentingTACUSPAasyourPresidentandlookforwardtotheamazing
projectswehaveplannedthisyear.
Duringthispastbreak,Itookalittletimetore lectonthingsforwhichIamthankful.
Iamthankfulforourstudents.Whileeachdaycanpresentuswithanewsetofchallengesandpossibilities,Iamremindedthatwehavethewonderfulopportunityofshapingourstudents’futures,afactIdiligentlykeepsightof.
Iamthankfulfor,andoftentouchedby,howmuchwecanlearnfromourstu-dents.Oneofminesharedathoughtthatstillresonateswith
GreetingsfromtheTACUSPABoard!AliciaHuppe,President
INS IDE THIS
I S SUE :
TACUSPA Times F A L L 2 0 1 2 V O L U M E 4 , I S S U E 1
2012-2013BoardMembersFallConferenceHighlights TACUSPAFellowArticle 2013FallConference 2012-2013Budget AnnualReport 2013LawConference
2346778
Dr. Alicia Huppe
Dean of Enrollment & Aca‐
demic Success Momentum
Collin College
P A G E 2
2012-2013 Board of Directors
BoardMeetingSchedule:
December3rd
January14&15,Houston
February4th
March4th
Mar25th,LawConference
May6th
June3rd
July1st
August5th
September9th
Oct.ober13th,Houston
Meetingsareheldviateleconferenceunlessotherwisenoted.
PresidentDr.AliciaHuppe
PresidentElectJohnKaulfus
PastPresidentDr.DeidraGravesStephens
TreasurerLisaNagy
SecretaryPaulinaMazurek
VicePresidentforEducation&ProfessionalDevelopment
Dr.AdamPeck
VicePresidentforAdministration
HeatherSnow
VicePresidentforMembership&Marketing
StephanieBox
DirectorofResearchDr.RishiSriram
DirectorofTechnologyHopeGarcia
P A G E 4
ThePriceofAdmission:TheCollegeStudentDebtCrisisSamanthaRiley,TACUSPAFellow
Overthepastthreedecades,thecostofacollegeeducationhasincreasedmorethan1,000percent,continuallyoutpacingin-lation(Johnson,VanOstern&White,2012).Two-thirdsofstudentswhoearnfour-yearbachelor’sdegreesgraduatewithanaveragestudentloandebtof$25,000;1in10studentborrowersowemorethan$54,000inloans(Johnsonetal.,2012).Asof2012,studentshaveborrowed$864billioninfederalloansand$150billioninprivateloanstopayforschool,causingstudentdebttoexceed$1trillioninAmericaalone(Johnsonetal.,2012).Approximately37millionpeoplehaveoutstandingstudentloans,andabout5millionareatleastonepaymentbehind(Fossey&Cloud,2012).Thenumbersdon’tlie:Thestudentdebtcrisiswillbeoneofthemostpressingissuesfacedbygenerationstocome.
Formanystudents,loansareanecessarybyproductofearningacollegedegree.In2009,53percentofallincomingfreshmanstudentstookoutloans(Johnsonetal.,2012).Thetwo-thirdsofgraduatesearningbachelor’sdegreesin2008hadtoborrowmoneytoattendcollege;thisdoesnotaccountforthe30percentofstudentswhotookoutloansanddroppedoutofschool.Thesestudentborrowersarefourtimesmorelikelythangraduatestodefaultontheirloans(Johnsonetal.,2012).Whilethemajorityofborrowersare35andunder(40percent),therehasbeenasigni icantincreaseinborrowersovertheageof45(Johnsonetal.,2012).Thoughstudentsfromallinstitutionaltypesincurstudentloandebt,borrowersatfor-pro itinstitutionshaveasigni icantlylargerdebtload.
Factorscontributingtotheriseofstudentdebtinclude:Riseofthefor-pro itcollegesector,declineinhighereducationfund-ing,dropincollegeanduniversityendowmentvalues,andaggressivelendingpractices(Johnsonetal.,2012).
Riseoffor‐pro itsector:For-pro itcollegesarenotonlymorecostlythanotherinstitutions,buthavehigherdropoutratesanddefaultratesonstudentloans.
Declineinhighereducationfunding:Asstatefundingdecreasesforinstitutions,collegesanduniversitieshavebegunin-creasingtuitiontomakeupthedifference.However,thisresultsinsomeschoolsofferingfewerscholarships.
Dropincollegeanduniversityendowmentvalues:Therearefewerdollarstodistributeingrantsandscholarshipsforstu-dentswhorelyon inancialaidtosupporttheiracademicendeavors.
Aggressivelendingpractices:Studentsareoftenunawareofalloftheborrowingoptions,leavingthemvulnerabletomak-ingdetrimental inancialdecisions.Lendersoftenbene it,ascollectionagenciesreceivemoremoneywhentheycollectthanwhenborrowersdefault.Thismayresultinlender’slackofconcernforsustainablerepayment.
Inanattempttoreducestudentborrowinganddefaultrates,manyinstitutionsarelaunchingprogramstoincreaseawarenessaboutstudentdebtandofferingadditionalassistancetostudents.SyracuseUniversityrecentlylaunchedtheMoneyAwarenessProgram,whichidenti iesstudentswhoareover-borrowingandhelpsstopthembyprovidingdirectgrantsforfuturesemes-tersthatrangebetween$5,000and$7,000(Marcus,2012).Theinitiativereducesthedebtofapproximately100studentseachyearby$21,000each(Marcus,2012).Inordertoreceivethesebene its,studentsmustenrollinamoney-managementcourseeachsemester.Communitycollegeshavefollowedsuit.TheCityCollegesofChicago,asystemofsevencommunitycolleges,requiresstudentsto illoutseparateformsbeforetakingoutloans.Ifstudentschoosetotakeoutloans,theyarerequiredtoattendmandatory“college-success”seminarsthatinclude inancialadvice,meetingswithcounselors,andprovideacopyoftheapplicant’sborrowinghistory(Marcus,2012).
Otherinstitutionsarealteringtheborrowingprocessaltogether.Anexperimentalprogramcalled“AidLikeaPaycheck”iscurrentlybeingtestedatcommunitycollegesacrossthecountry.Theprogrambreaksupstudentscholarshipandgrantmoney.Insteadofreceivingaidinoneortwolumpsumseachsemester,studentsreceivesmallerportionsofaideverytwoweeksinordertoencouragebudgetingandmoneymanagement.Thisprogrammayeventuallyexpandtoincludestudentloans.Atcol-legessuchasMt.SanAntonioCollege,acommunitycollegeeastofLosAngeles,thepilothasshowedpromisingresults,increas-ingretentionandlesseningtheburdenofearningapaycheckforstudents(Nelson,2011).
Inordertopreventthestudentdebtcrisisfromspiralingoutofcontrol,individualsandinstitutionsshouldconsiderthefol-lowingimplications:
Institutionsshouldbeupfrontabouttheiraveragestudentloandebt,studentdefaultrates,andavailablestudentaid.
Thereshouldbemoreregulationsonborrowingforproblemsectorsofhighereducation,particularlyfor-pro itinstitu-tions.Stricterregulationsonlendingmaypotentiallysafeguardhighlytargetedstudentpopulations,suchaslow-incomestudentsandveterans.
Institutionsshouldsuggestadditionalcounselingtoat-riskstudentswithdrawingstudentloans,emphasizingacademicsuccessandtimelygraduationofstudents(InstituteforCollegeAccess&Success,2012).
Institutionsshouldrequireorofferacourseorseminaronmanagingstudentdebt&makingeducated inancialdecisions.
Asstudentdebtincreasesalongsidetuition,notonlyshouldborrowersmakeeducated inancialdecisions,butcollegesshouldalsoensuretherearesupportsystemsinplacetoassiststudents.Institutionsshouldattemptto indsolutionstohelpstudentsavoidoverwhelmingamountsofdebt.SincehighereducationcontinuestobeanintegralpartofattainingtheAmericanDream,itistheinstitution’sresponsibilitytobeproactiveandcreativeinaddressingthestudentdebtcrisis.ReferencesonPage9
Annual Report—2011-2012 P A G E 8
It’sbeenagreatyearforTACUSPAandtheExecutiveBoardhasaccomplishedmanyoftheinitiativesoutlinedinour iveyearstrategicplan.Afewhighlightsfromthisyearinclude:
Launchedanewinitiativeandcreatedanewcommitteetoofferwebinarstothemembership.Fivewebinarswerepresentedontopicssuchasjudicialsanctioningmodels,launchingahighereducationjobsearch,andusingvarioustechnologytoolsinstudentaffairswork.
OurnewTACUSPAwebsitewasfullyconstructedandusedtomanagemembershipandconferenceregistrationandpayments.
Co-sponsorshipoftheTexasHigherEducationLawConferencewiththeUniversityofNorthTexasforthe10thconsecutiveyear.
SeveralnewpolicieswereaddedtotheOperationsManualregarding iscalproceduresandothermatters.
TheadditionofanewExecutiveBoardposition,DirectorofResearch,wasapprovedbytheTACUSPAmember-shipviaaconstitutionalamendmentvote.
TwofellowsattendedtheJanuaryTACUSPABoardmeeting.
AgroupofgraduatestudentsfromtheSchoolofInformationattheUniversityofTexasatAustinprocessedtheTACUSPAarchiveslocatedattheBriscoeCenteraspartoftheirArchivalEnterprisecourserequirementsandpresentedanoverviewand indingaiddocumentforthecollection.
TheTACUSPAFoundationassetsincreasedto$7,888.53.TheFoundationapprovedaplantoprovide$3,600to-wardsgraduatescholarshipsandfellowshipsforthe2012TACUSPAConference.FourFellowsandnineScholar-shipAwardWinnerswerenamed.
Provided inancialsupportfortheTexasHigherEducationSymposiumheldinSanAntonio,August2-3,2012.
Themembershipreachedanalltimehighof556with61institutionalmemberspriortotheFallConference.
Theassociationremainsstrongwithoverallassetsinexcessof$208,252.37
The2012FallConference,“ReconnectingUs”washeldinSanAntonioonOctober14-16attheDoubleTreebyHiltonHotelSanAntonioDowntown.
230attended
Featuredspeakers:EricStoller,Dr.LindaKuk,andDr.Margaret“Peggy”Barr
23attendedtheNewProfessionalsInstitute
Apre-conferenceworkshop,“ConfrontingChangeandPreparingfortheFuture,”wasledbyDr.PeggyBarrwith54participants
4Fellowsand9scholarshiprecipientsattended
3facultymemberstookadvantageofthefreefacultyregistration
Respectfullysubmittedby:
DeidraGravesStephens,Ph.D.
2011-2012TACUSPAPresident
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About TACUSPA Times TheTACUSPATimesispublishedfourtimesperyear:November,February,MayandAugust.ItisdesignedtokeepthemembersofTAUCSPAinformedofcurrentevents,opportunitiesandre-sourcesavailabletostudentaffairsprofessionalsinTexas.Contentprimarilycomesfromtheexec-utiveboardmembersandtheirrespectivecommitteesand/orresponsibilities.Ifyouwouldliketosuggestanidea,pleasecontactoneoftheEditors.
Editors:AndyAxsom&DeidraCarpenter
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References
Fossey,R.&Cloud,R.C.(2012).Economichardshipdefermentsandincome-basedrepaymentplans:Band- aidsonthetumorofthestudentloancrisis.TeachersCollegeRecord.
InstituteforCollegeAccess&Success(2012).Howcommunitycollegessupportresponsibleborrowing. Retrievedfromprojectonstudentdebt.org/ iles/pub/Release_MakingLoansWork.pdf
Johnson,A.,VanOstern,T.,&White,A.(2012).TheStudentDebtCrisis.CenterforAmericanProgress,1-29.
Marcus,J.(2012).Studentloansdiscouraged:SyracuseUniversity’smoneyawarenessprogram hascutdebtby$21,000perstudent.Huf ingtonPost.Retrievedfrom http://www.huf ingtonpost.com/2012/10/22/student-loans-discouraged_n_2001264.html
Nelson,L.A.(2011).Pellasapaycheck.InsideHigherEd.Retrievedfrom http://www.insidehighered.com/news/2011/07/28/
pilot_program_looks_at_distributing_pell_grants_as_paycheck
Registration is now open for the
UNT TEXAS HIGHER EDUCATION LAW CONFERENCE
March 25-26, 2013 University of North Texas
Presentations will include: The Implications of Penn State
Institutional Policy and Consensual Relationships Current Issues in Title IX Legal Issues & Bullying
Obligations Attending to the Presence of Minors on Campus Social Media and Athletes
Fisher v The University of Texas and Other Current & Recent Cases
For more conference information, please visit - http://www.coe.unt.edu/HElawconference
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