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GreenBox Loans, Inc.
3250 Wilshire Blvd, #1900
Los Angeles, CA 90010
Phone: (800) 919-1086
Gbox CA BRE License# 01300944
Gbox CA DBO License# 603L516
Gbox NMLS# 333659
Program 5000-ELITE-24BS, 5000-ELITE-12BS & 5000-ELITE-2BS Page 2
Program 5000-24BS & 5000-2BS - 90% LTV Purchase and R&T Page 3
Program 5000-24BS-NP - Bank Statements w/580 FICO • 1 Day from Housing Event Page 4
Program 5000-12BS - 90% LTV Page 5
Program 5000-FN - Traditional Income Documentation From Country of Origin Page 6
Program 5000-ELITE-FD - 60 Mos From Housing Event • 60 Mos From BK • $2.5M Max Ln Page 7
Program 5000-NP - 24 Mos From Housing Event • 24 Mos From BK • $3,000,000 Max Ln Page 8
Program 5000-RH - One Day Out of Housing Event • $2,000,000 Max Loan Page 9
Program 5000-WVOE - Written Verification of Employment • $1,500,000 Max Loan Page 10
Program 5000-1YR - One Year Tax Returns • $3,000,000 Max Loan Page 11
Program 5000-ELITE-INV-DSCR - Investment, 80% LTV, Rental Income to Qualify Page 12
Program 5000-INV - $3,000,000 Max Loan Amount • NOO • No Reserves • No Ratios Page 13
Program 5000-INV-FN - Foreign National • NOO • No Reserves • No Ratios Page 13
Program 5000-INV-DSCR - Investment, 80% LTV, Rental Income to Qualify Page 14
Program 5000-ITIN-FD - No Social Security Number Full Doc Page 15
Program 5000-ITIN-24BS - No Social Security Number 24 Months Bank Statements Page 15
Program 5000-AU - Asset Utilization Page 16
Program 5000-2TD-24BS & 5000-2TD-FD - Second Liens Bank Statements & Full Doc, CLTV 85% Page 17-18
Program 5000-INV-DSCR-RH - Investment w/ Ficos as low as 500 & one year from Housing Event Page 19
This rate sheet is only an indication of value. Pricing is subject to change without notice.
PrePay Penalty
• Prepayment Penalty not allowed in the states of KS, MD, MI, MN, MS, ND, NM, OH, PA, RI, IA, IL and NJ
• If subject property is located in one of these states, contact Lockdesk@greenboxloans.com for pricing
Contact Details
Pricing and Registration: lockdesk@greenboxloans.com
Scenario and Underwriting: scenario@greenboxloans.com
Wholesale Support Desk: wholesalesupport@greenboxloans.com
Specialty Lending Rates and Programs
March 18, 2020
Page 1 of 19
For Locks and Extensions
Lock: 8:00 am - 4:00 pm PST
LockDesk@GreenBoxloans.com
Scenarios: scenario@GreenBoxloans.com
3250 Wilshire Blvd, #1900 Effective Rate Sheet Date & Time:
Los Angeles, CA 90010
- Impounds Required
- Minimum Loan Amount is $150,000
- Borrower Paid Compensation Only
Max Rebate 5/1 Arm 7/1 Arm Floor Margin
5000-BS-ELITE (0.500) 2/2/5 5/2/5 Margin 3.500
Loan Level Rate Adjustments (LLRA)
Loan Level Rate Adjustments (LLRA) <=60 60.01-65 65.01-70 70.01-75 75.01-80 80.01-85
LTV => 760 (0.125) 0.000 0.125 0.250 0.500 0.875
740-759 (0.125) 0.000 0.125 0.375 0.500 1.000
720-739 0.000 0.000 0.125 0.500 0.625 1.125
700-719 0.125 0.125 0.250 0.750 0.875 1.250
680-699 0.250 0.250 0.375 0.875 1.125 1.500
12 Month Bank Statement 0.000 0.000 0.250 0.375 0.375 N/A
Ln Amt < 300,000 0.250 0.250 0.250 0.375 0.375 0.375
=> $500,000 (2, 24BS ONLY) (0.125) (0.125) (0.125) 0.000 0.000 0.000
$1,500,001 - $2,000,000 0.125 0.125 0.125 0.250 0.375 N/A
> $2,000,000 0.250 0.250 0.375 0.375 0.500 N/A
Purpose Cash Out 0.000 0.000 0.250 0.375 0.500 N/A
Occ Type Second Home 0.250 0.375 0.500 N/A N/A N/A
Non Owner 0.500 0.750 N/A N/A N/A N/A
Prop Type Condo 0.125 0.250 0.250 0.250 0.250 N/A
Non-Warrantable Condo N/A N/A N/A N/A N/A N/A
2-4 Units 0.375 0.500 N/A N/A N/A N/A
Amortization 7/1 0.250 0.250 0.250 0.250 0.250 0.250
30 Year Fixed 0.375 0.375 0.375 0.375 0.375 0.375
Interest Only 0.250 0.250 0.250 0.250 N/A N/A
DTI > 43% 0.000 0.125 0.125 N/A N/A N/A
N/A
0.375
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
0.250
5000-BS-ELITE
5/1 LIBOR ARM
Base Rate & Points
Rate 30 day
4.000 0.000
NMLS #333659. Rates, fees and programs are subjected to change without notice. Other restrictions may apply. Information is intended solely for mortgage bankers, mortgage
brokers and financial institutions. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. Gbox CA
BRE License# 01300944, Gbox CA DBO License# 603L516
1.875
3.750 1.000 Index
0.5003.875
N/A
1 Yr LIBOR
85.01-90
1.625
1.750
0.000
N/A
0.375
3/17/2020
4.125 (0.250)
9:38 PM
** 2, 12 & 24 MONTH BANK STATEMENTS ELITE **$2,500,000 MAXIMUM LOAN AMOUNT UP TO 70% LTV
5000-24BS-ELITE & 5000-12BS-ELITE
4.250 (0.500)
Minimum Rate 3.750
Page 2 of 19
For Locks and Extensions
Lock: 8:00 am - 4:00 pm PST
LockDesk@GreenBoxloans.com
Scenarios: scenario@GreenBoxloans.com
3250 Wilshire Blvd, #1900 Effective Rate Sheet Date & Time:
Los Angeles, CA 90010
- Impounds Required
- Minimum Loan Amount is $150,000
- If subj. property is in a state that prohibits Pre-Payment, contact lock desk for pricing
- Borrower Paid Compensation
LPC of 0.75% - add 0.375 to rate; LPC of 1.0% - add 0.50 to rate;
LPC of 1.25% - add 0.625 to rate; LPC of 1.5% - add 0.75 to rate;
Max Rebate 5/1 Arm 7/1 Arm Floor Margin
5000-24BS (0.500) 2/2/5 5/2/5 Start Rate 4.000
Loan Level Rate Adjustments (LLRA)
Loan Level Rate Adjustments (LLRA) <=60 60.01-65 65.01-70 70.01-75 75.01-80 80.01-85
Credit Score > = 740 (0.375) (0.250) (0.125) 0.125 0.625 1.250
720 - 739 (0.250) (0.125) 0.000 0.250 0.750 1.375
700 - 719 (0.125) 0.000 0.125 0.375 1.000 1.750
680 - 699 0.000 0.125 0.500 0.750 1.250 1.875
660 - 679 0.250 0.375 0.625 1.000 1.500 2.250
Loan Amt < $250,000 0.250 0.250 0.250 0.250 0.250 0.250
$750,001 - $1,000,000 (0.125) (0.125) (0.125) (0.125) 0.000 0.000
$1,000,001 - $1,500,000 (0.125) (0.125) (0.125) 0.000 0.000 0.125
$1,500,001 - $2,500,000 0.125 0.250 0.250 0.250 0.250 0.375
$2,500,001 - $3,000,000 0.250 0.375 0.375 N/A N/A N/A
Purpose Cash Out 0.250 0.250 0.375 0.500 0.500 0.625
Occ Type Second Home 0.250 0.375 0.375 0.500 0.500 0.625
Non Owner 0.250 0.250 0.375 0.500 0.625 N/A
Prop Type Condo 0.125 0.125 0.250 0.375 0.375 0.375
Non-Warrantable Condo 0.250 0.250 0.375 0.500 0.500 N/A
2 - 4 Units 0.125 0.125 0.250 0.375 0.375 0.500
Amort Type Interest Only 0.250 0.250 0.250 0.250 0.250 0.375
7/1 ARM 0.125 0.125 0.125 0.125 0.125 0.125
30 Year Fixed 0.375 0.375 0.375 0.375 0.375 0.375
DTI > 43% 0.000 0.000 0.000 0.125 0.125 0.125
Housing Event Seasoning < 24 Months 0.125 0.125 0.125 0.125 0.125 0.250
Prepay Penalty No Prepay 1.0 pts 1.0 pts 1.0 pts 1.0 pts 1.0 pts N/A
(NOO Only) 1 Year Prepay 0.250 0.250 0.250 0.250 0.250 N/A
3 Year Prepay (0.250) (0.250) (0.250) (0.250) (0.250) N/A
Rate 30 day
4.750
0.000
0.250
4.625
N/A
0.250
0.250
0.500
85.01-90
1.875
2.000
2.500
- Lender Paid Compensation Now Available on NOO w/ PP
4.500 0.750
4.375 1.000 Index
1 Yr LIBOR
N/A
N/A
N/A
3/17/2020 9:38 PM
2 & 24 MONTH BANK STATEMENTS90% LTV PURCHASE & R/T UP TO $1,500,000
5000-24BS
5000-24BS
5/1 LIBOR ARM
Base Rate & Points
4.875 0.000
1.750
NMLS #333659. Rates, fees and programs are subjected to change without notice. Other restrictions may apply. Information is intended solely for mortgage bankers, mortgage
brokers and financial institutions. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. Gbox CA
BRE License# 01300944, Gbox CA DBO License# 603L516
0.125
N/A
N/A
N/A
N/A
N/A
N/A
0.375
0.250
0.250
N/A
N/A
N/A
Page 3 of 19
For Locks and Extensions
Lock: 8:00 am - 4:00 pm PST
LockDesk@GreenBoxloans.com
Scenarios: scenario@GreenBoxloans.com
3250 Wilshire Blvd, #1900 Effective Rate Sheet Date & Time:
Los Angeles, CA 90010
- Impounds Required
- Minimum Loan Amount is $150,000
- If subj. property is in a state that prohibits Pre-Payment, contact lock desk for pricing
- Borrower Paid Compensation
Max Rebate 5/1 Arm 7/1 Arm Floor Margin
5000-24BS-NP (0.500) 2/2/5 5/2/5 Start Rate 4.500
Loan Level Rate Adjustments (LLRA)
Loan Level Rate Adjustments (LLRA) <=60 60.01-65 65.01-70 70.01-75 75.01-80 80.01-85
Credit Score > = 700 (0.375) (0.125) 0.000 0.375 0.750 1.500
680 - 699 (0.250) (0.125) 0.125 0.625 0.875 1.875
660 - 679 (0.125) 0.125 0.375 0.875 1.250 2.375
640 - 659 0.250 0.500 0.750 1.250 1.750 2.500
620 - 639 0.375 0.750 1.250 1.750 2.375 N/A
600 - 619 0.875 1.000 1.500 1.875 2.500 N/A
580 - 599 1.250 1.375 1.750 2.375 3.000 N/A
Loan Amt $750,001 - $1,000,000 (0.125) (0.125) (0.125) (0.125) 0.000 0.000
$1,000,001 - $1,500,000 (0.125) (0.125) (0.125) 0.000 0.250 0.375
$1,500,001 - $2,500,000 0.125 0.125 0.250 0.375 0.500 0.500
$2,500,001 - $3,000,000 0.375 0.375 0.500 N/A N/A N/A
Purpose Cash Out 0.250 0.250 0.375 0.500 0.625 N/A
Occ Type Second Home 0.375 0.500 0.500 0.625 0.625 N/A
Non Owner 0.375 0.500 0.625 N/A N/A N/A
Prop Type Condo 0.000 0.000 0.125 0.250 0.250 0.250
Non-Warrantable Condo 0.125 0.125 0.250 0.375 0.375 N/A
2 - 4 Units 0.125 0.250 0.375 0.500 0.500 0.625
Amort Type 7/1 ARM 0.125 0.125 0.125 0.125 0.125 0.125
30 Year Fixed 0.375 0.375 0.375 0.375 0.375 0.375
DTI > 43% 0.000 0.000 0.000 0.125 0.125 0.250
Prepay Penalty No Prepay 1.0 pts 1.0 pts 1.0 pts N/A N/A N/A
(NOO Only) 1 Year Prepay 0.250 0.250 0.250 N/A N/A N/A
3 Year Prepay (0.250) (0.250) (0.250) N/A N/A N/A
3/17/2020
NMLS #333659. Rates, fees and programs are subjected to change without notice. Other restrictions may apply. Information is intended solely for mortgage bankers, mortgage
brokers and financial institutions. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. Gbox CA
BRE License# 01300944, Gbox CA DBO License# 603L516
5.375 0.750
5.750 0.000
Index
1 Yr LIBOR
BANK STATEMENTS W/ 580 FICO • 1 DAY FROM HOUSING EVENT5000-24BS-NP
Rate 30 day
5.625 0.250
5.500 0.500
1.000
9:38 PM
24 MONTH BANK STATEMENTS
5/1 LIBOR ARM
Base Rate & Points
5000-24BS-NP
5.250
Page 4 of 19
For Locks and Extensions
Lock: 8:00 am - 4:00 pm PST
LockDesk@GreenBoxloans.com
Scenarios: scenario@GreenBoxloans.com
3250 Wilshire Blvd, #1900 Effective Rate Sheet Date & Time:
Los Angeles, CA 90010
- Impounds Required
- Minimum Loan Amount is $150,000
- Borrower Paid Compensation Only
Max Rebate 5/1 Arm 7/1 Arm Floor Margin
5000-12BS (0.500) 2/2/5 5/2/5 Start Rate 4.000
Loan Level Rate Adjustments (LLRA)
Loan Level Rate Adjustments (LLRA) <=60 60.01-65 65.01-70 70.01-75 75.01-80 80.01-85
Credit Score > = 720 0.000 0.125 0.375 0.625 1.125 1.375
700 - 719 0.125 0.375 0.875 1.125 1.375 1.750
680 - 699 0.375 0.625 1.125 1.375 1.625 1.875
660 - 679 0.625 0.875 1.375 1.625 N/A N/A
Loan Amt < $250,000 0.625 0.625 0.750 0.750 0.750 0.750
> $600,000 <= $1,000,000 0.000 0.000 0.000 0.125 0.125 0.125
> $1,000,000 <= $1,500,000 0.000 0.000 0.000 0.000 0.125 0.125
> $1,500,000 0.250 0.250 0.250 0.250 0.250 0.375
Purpose Cash Out 0.250 0.250 0.375 0.500 0.500 0.625
Occ Type Second Home 0.500 0.500 0.500 0.500 0.500 0.625
Prop Type Condo 0.000 0.000 0.000 0.000 0.125 0.250
2-4 Units 0.250 0.250 0.250 0.250 0.250 N/A
Amort Type Interest Only 0.125 0.125 0.250 0.250 0.375 0.375
7/1 ARM 0.250 0.250 0.250 0.125 0.125 0.125
30 Year Fixed 0.375 0.375 0.375 0.375 0.375 0.375
DTI > 43% 0.000 0.000 0.000 0.125 0.250 0.250 0.250
Rate 30 day
2.625
N/A
0.750
Index1.0004.250
4.750 0.000
9:38 PM
1.875
4.375 0.750
1 Yr LIBOR
85.01-90
4.625 0.250
4.500 0.500
3/17/2020
12 MONTH BANK STATEMENTS$2,500,000 MAXIMUM LOAN AMOUNT UP TO 85% LTV
5000-12BS
5000-12BS
5/1 LIBOR ARM
Base Rate & Points
2.500
0.375
NMLS #333659. Rates, fees and programs are subjected to change without notice. Other restrictions may apply. Information is intended solely for mortgage bankers, mortgage
brokers and financial institutions. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. Gbox CA
BRE License# 01300944, Gbox CA DBO License# 603L516
0.125
0.125
N/A
N/A
N/A
N/A
N/A
N/A
0.125
Page 5 of 19
For Locks and Extensions
Lock: 8:00 am - 4:00 pm PST
LockDesk@GreenBoxloans.com
Scenarios: scenario@GreenBoxloans.com
3250 Wilshire Blvd, #1900 Effective Rate Sheet Date & Time:
Los Angeles, CA 90010
- Impounds Required
- Minimum Loan Amount is $150,000
- If subj. property is in a state that prohibits Pre-Payment, contact lock desk for pricing
Rate 30 day - Borrower Paid Compensation
5.500 0.000
5.375 0.250 LPC of 0.75% - add 0.375 to rate; LPC of 1.0% - add 0.50 to rate;
5.250 0.500 LPC of 1.25% - add 0.625 to rate; LPC of 1.5% - add 0.75 to rate
5.125 0.750
5.000 1.000 Max Rebate 5/1 Arm 7/1 Arm Floor Margin
5000-FN 0.000 2/2/5 5/2/5 Start Rate 5.000
Loan Level Rate Adjustments (LLRA)
Loan Level Rate Adjustments (LLRA) <=60 60.01-65 65.01-70 70.01-75
Loan Amt $750,001 - $1,000,000 (0.125) (0.125) (0.125) (0.125)
$1,000,001 - $1,500,000 (0.125) (0.125) 0.000 0.000
$1,500,001 - $2,500,000 0.125 0.250 0.375 N/A
$2,500,001 - $3,000,000 0.375 N/A N/A N/A
Purpose Cash Out 0.000 0.250 N/A N/A
Occ Type Second Home 0.000 0.125 0.500 1.000
Non Owner 0.000 0.250 0.625 1.250
Prop Type Condo 0.000 0.125 0.250 0.375
Non-Warrantable Condo 0.125 0.250 0.375 N/A
2 - 4 Units 0.000 0.125 0.250 0.375
Amort Type Interest Only 0.125 0.125 0.125 0.125
7/1 ARM 0.125 0.125 0.125 0.125
30 Year Fixed 0.375 0.375 0.375 0.375
Prepay Penalty No Prepay 1.0 pts 1.0 pts 1.0 pts 1.0 pts
(NOO Only) 1 Year Prepay 0.250 0.250 0.250 0.250
3 Year Prepay (0.250) (0.250) (0.250) (0.250)
9:38 PM
5000-FN
Base Rate & Points
Index
1 Yr LIBOR
NMLS #333659. Rates, fees and programs are subjected to change without notice. Other restrictions may apply. Information is intended solely for mortgage bankers, mortgage
brokers and financial institutions. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. Gbox CA
BRE License# 01300944, Gbox CA DBO License# 603L516
5/1 LIBOR ARM
- Lender Paid Compensation Now Available on NOO w/ PP
FOREIGN NATIONAL LOANTRADITONAL INCOME DOCUMENTATION FROM COUNTRY OF ORIGIN
5000-FN
3/17/2020
Page 6 of 19
For Locks and Extensions
Lock: 8:00 am - 4:00 pm PST
LockDesk@GreenBoxloans.com
Scenarios: scenario@GreenBoxloans.com
3250 Wilshire Blvd, #1900 Effective Rate Sheet Date & Time:
Los Angeles, CA 90010
- Full Doc Only
- Impounds Required
- Minimum Loan Amount is $150,000
- Borrower Paid Compensation Only
Max Rebate 5/1 Arm 7/1 Arm Floor Margin
5000-ELITE-FD (0.500) 2/2/5 5/2/5 Margin 3.500
Loan Level Rate Adjustments (LLRA)
Loan Level Rate Adjustments (LLRA) <=60 60.01-65 65.01-70 70.01-75 75.01-80 80.01-85
LTV => 760 (0.250) (0.125) 0.000 0.000 0.250 0.500
740-759 (0.125) (0.125) 0.000 0.125 0.375 0.625
720-739 (0.125) (0.125) 0.000 0.250 0.500 0.750
700-719 0.000 0.000 0.125 0.375 0.625 1.000
680-699 0.125 0.125 0.375 0.750 0.875 1.250
Ln Amt < 500,000 0.250 0.250 0.250 0.250 0.250 0.375
$500,000 - $1,500,000 (0.125) (0.125) (0.125) 0.000 0.000 0.000
$1,500,001 - $2,000,000 0.125 0.125 0.125 0.375 0.375 N/A
> $2,000,000 0.250 0.250 0.375 0.375 N/A N/A
Purpose Cash Out 0.000 0.000 0.375 0.375 0.500 N/A
Occ Type Second Home 0.250 0.375 0.500 0.500 N/A N/A
Non Owner 0.500 0.625 N/A N/A N/A N/A
Prop Type Condo 0.125 0.250 0.250 0.250 N/A N/A
Non-Warrantable Condo N/A N/A N/A N/A N/A N/A
2-4 Units 0.375 0.500 0.750 N/A N/A N/A
Amortization 7/1 0.250 0.250 0.250 0.250 0.250 0.250
30 Year Fixed 0.375 0.375 0.375 0.375 0.375 0.375
Interest Only 0.250 0.250 0.250 0.250 0.250 N/A
DTI > 43% 0.000 0.125 0.125 N/A N/A N/A
N/A
90.01-95
2.000
2.125
0.375
N/A
3.875 0.500
5000-ELITE-FD
Rate 30 day
5000-ELITE-FD
5/1 LIBOR ARM
9:38 PM
ELITE - FULL DOC60 MOS FROM HOUSING EVENT • 60 MOS FROM BANKRUPTCY • $2,500,000 MAX LOAN
3/17/2020
4.125
4.000 0.000
(0.250)
3.750 1.000
N/A
N/A
1 Yr LIBOR
1.375
1.500
0.250
N/A
N/A
N/A
N/A
1.625
1.875
0.000
N/A
85.01-90
N/A
NMLS #333659. Rates, fees and programs are subjected to change without notice. Other restrictions may apply. Information is intended solely for mortgage bankers, mortgage
brokers and financial institutions. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. Gbox CA
BRE License# 01300944, Gbox CA DBO License# 603L516
0.375
2.250
N/A
N/A
0.375
0.125
N/A
N/A
N/A
Index
4.250
Base Rate & Points
(0.500)
Minimum Rate 3.625
N/A
N/A
N/A
0.250
0.375
N/A
N/A
N/A
N/A
N/A
Page 7 of 19
For Locks and Extensions
Lock: 8:00 am - 4:00 pm PST
LockDesk@GreenBoxloans.com
Scenarios: scenario@GreenBoxloans.com
3250 Wilshire Blvd, #1900 Effective Rate Sheet Date & Time:
Los Angeles, CA 90010
- Impounds Required
- Minimum Loan Amount is $150,000
- If subj. property is in a state that prohibits Pre-Payment, contact lock desk for pricing
- Borrower Paid Compensation
LPC of 0.75% - add 0.375 to rate; LPC of 1.0% - add 0.50 to rate;
LPC of 1.25% - add 0.625 to rate; LPC of 1.5% - add 0.75 to rate
Max Rebate 5/1 Arm 7/1 Arm Floor Margin
5000-NP (0.500) 2/2/5 5/2/5 Start Rate 4.000
Loan Level Rate Adjustments (LLRA)
Loan Level Rate Adjustments (LLRA) <=60 60.01-65 65.01-70 70.01-75 75.01-80 80.01-85
Credit Score > = 720 (0.250) (0.125) 0.000 0.000 0.625 1.125
700 - 719 (0.125) 0.000 0.000 0.250 0.750 1.375
680 - 699 0.000 0.000 0.250 0.500 1.000 1.750
660 - 679 0.000 0.125 0.250 0.500 1.125 2.000
640 - 659 0.375 0.500 0.625 1.000 1.750 2.250
620 - 639 0.500 0.750 1.125 1.500 2.250 2.625
600 - 619 1.000 1.125 1.500 1.875 2.750 N/A
Loan Amt $750,001 - $1,000,000 (0.125) (0.125) (0.125) (0.125) 0.000 0.000
$1,000,001 - $1,500,000 (0.125) (0.125) (0.125) 0.000 0.125 0.250
$1,500,001 - $2,500,000 0.125 0.125 0.125 0.125 0.250 0.250
$2,500,001 - $3,000,000 0.250 0.375 0.375 0.375 0.500 N/A
Purpose Cash Out 0.250 0.250 0.375 0.500 0.500 0.625
Occ Type Second Home 0.375 0.375 0.500 0.500 0.500 0.625
Investment 0.250 0.250 0.375 0.500 0.625 N/A
Prop Type Condo 0.000 0.000 0.000 0.125 0.125 0.125
Non-Warrantable Condo 0.125 0.125 0.125 0.250 0.250 N/A
2 - 4 Units 0.000 0.000 0.000 0.125 0.250 0.500
Amort Type 7/1 ARM 0.125 0.125 0.125 0.125 0.125 0.125
30 Year Fixed 0.375 0.375 0.375 0.375 0.375 0.375
Interest Only 0.125 0.125 0.125 0.250 0.250 0.375
Delinq Adj >1x30x12 0.250 0.250 0.375 0.375 0.375 0.375
Trade Lines Limited 0.500 0.500 0.500 0.500 0.500 N/A
DTI > 43% 0.000 0.000 0.000 0.125 0.125 0.250
Prepay Penalty No Prepay 1.0 pts 1.0 pts 1.0 pts 1.0 pts 1.0 pts N/A
(NOO Only) 1 Year Prepay 0.250 0.250 0.250 0.250 0.250 N/A
3 Year Prepay (0.250) (0.250) (0.250) (0.250) (0.250) N/A N/A
0.250
0.250
0.375
NMLS #333659. Rates, fees and programs are subjected to change without notice. Other restrictions may apply. Information is intended solely for mortgage bankers, mortgage
brokers and financial institutions. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. Gbox CA
BRE License# 01300944, Gbox CA DBO License# 603L516
0.375
N/A
N/A
N/A
5000-NP
4.875 0.000
30 day
4.375 1.000 Index
4.750 0.250
4.625 0.500
1.625
N/A
85.01-90
1 Yr LIBOR
5000-NP
5/1 LIBOR ARM
Base Rate & Points
Rate
4.500 0.750
NON-PRIME FULL DOC
- Lender Paid Compensation Now Available on NOO w/ PP
3/17/2020
1.750
2.125
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
0.000
24 MOS FROM HOUSING EVENT • 24 MOS FROM BANKRUPTCY • $3,000,000 MAX LOAN
9:38 PM
N/A
N/A
N/A
0.125
N/A
Page 8 of 19
For Locks and Extensions
Lock: 8:00 am - 4:00 pm PST
LockDesk@GreenBoxloans.com
Scenarios: scenario@GreenBoxloans.com
3250 Wilshire Blvd, #1900 Effective Rate Sheet Date & Time:
Los Angeles, CA 90010
- Impounds Required
- Minimum Loan Amount is $150,000
- If subj. property is in a state that prohibits Pre-Payment, contact lock desk for pricing
- Borrower Paid Compensation
Max Rebate 5/1 Arm 7/1 Arm Floor Margin
5000-RH (0.500) 2/2/5 5/2/5 Start Rate 4.500
Loan Level Rate Adjustments (LLRA)
Loan Level Rate Adjustments (LLRA) <=60 60.01-65 65.01-70 70.01-75 75.01-80 80.01-85
Credit Score > = 720 (0.375) (0.125) 0.000 0.125 0.500 0.750
700 - 719 (0.375) (0.125) 0.000 0.125 0.500 0.875
680 - 699 (0.250) 0.000 0.125 0.375 0.750 1.125
660 - 679 0.000 0.125 0.375 0.625 1.125 1.500
640 - 659 0.125 0.375 0.625 1.000 1.625 N/A
620 - 639 0.375 0.750 1.000 1.375 1.875 N/A
600 - 619 0.625 0.875 1.250 1.750 2.250 N/A
580 - 599 1.000 1.250 1.625 2.125 2.625 N/A
540 - 579 1.250 1.500 2.125 2.750 N/A N/A
500 - 539 1.500 1.750 2.125 N/A N/A N/A
Loan Amt $750,001 - $1,000,000 (0.125) (0.125) (0.125) (0.125) 0.000 0.000
$1,000,001 - $1,500,000 (0.125) (0.125) (0.125) 0.000 0.125 0.250
> $1,500,000 0.125 0.125 0.250 0.250 0.375 N/A
Purpose Cash Out 0.375 0.500 0.500 0.500 0.625 N/A
Occ Type Second Home 0.375 0.375 0.500 0.500 0.500 N/A
Investment =>620 0.250 0.375 0.500 N/A N/A N/A
Investment <620 0.750 1.000 1.500 N/A N/A N/A
Prop Type Condo 0.000 0.000 0.000 0.125 0.250 0.250
Non-Warrantable Condo 0.125 0.125 0.125 0.250 0.375 0.375
2 - 4 Units 0.000 0.000 0.000 0.125 0.375 0.375
Amort Type 7/1 ARM 0.125 0.125 0.125 0.125 0.125 0.125
30 Year Fixed 0.375 0.375 0.375 0.375 0.375 0.375
Trade Lines Limited 0.500 0.500 0.500 0.500 0.500 0.500
DTI > 43% 0.000 0.000 0.000 0.125 0.250 0.250
Prepay Penalty No Prepay 1.0 pts 1.0 pts 1.0 pts N/A N/A N/A
(NOO Only) 1 Year Prepay 0.250 0.250 0.250 N/A N/A N/A
3 Year Prepay (0.250) (0.250) (0.250) N/A N/A N/A
3/17/2020
5000-RH
5000-RH
5/1 LIBOR ARM
Base Rate & Points
Rate 30 day
Index
1 Yr LIBOR
0.000
5.625 0.250
5.500
5.250 1.000
NMLS #333659. Rates, fees and programs are subjected to change without notice. Other restrictions may apply. Information is intended solely for mortgage bankers, mortgage
brokers and financial institutions. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. Gbox CA
BRE License# 01300944, Gbox CA DBO License# 603L516
0.500
5.750
9:38 PM
NON-PRIME - RECENT HOUSING - FULL DOCONE DAY OUT OF FORECLOSURE OR BANKRUPTCY • $2,000,000 MAX LOAN
5.375 0.750
Page 9 of 19
For Locks and Extensions
Lock: 8:00 am - 4:00 pm PST
LockDesk@GreenBoxloans.com
Scenarios: scenario@GreenBoxloans.com
3250 Wilshire Blvd, #1900 Effective Rate Sheet Date & Time:
Los Angeles, CA 90010
- Impounds Required
- Minimum Loan Amount is $150,000
- Borrower Paid Compensation Only
- Owner Occupied Only
Max Rebate 5/1 Arm 7/1 Arm Floor Margin
5000-1YR (0.500) 2/2/5 5/2/5 Start Rate 4.000
Loan Level Rate Adjustments (LLRA)
Loan Level Rate Adjustments (LLRA) <=60 60.01-65 65.01-70 70.01-75
LTV > = 720 (0.625) (0.500) (0.250) 0.375
700 - 719 (0.375) (0.250) 0.000 0.500
680 - 699 (0.250) (0.125) 0.250 N/A
660 - 679 0.000 0.125 0.250 N/A
Ln Amt $750,001 - $1,000,000 (0.125) (0.125) (0.125) (0.125)
$1,000,001 - $1,500,000 (0.125) (0.125) (0.125) N/A
Purpose Cash Out 0.250 0.250 0.375 0.500
Prop Type Condo 0.000 0.000 0.125 0.125
2 - 4 Units 0.000 0.000 0.125 0.250
Amortization 7/1 ARM 0.125 0.125 0.125 0.125
30 Year Fixed 0.375 0.375 0.375 0.375
Interest Only 0.125 0.125 0.125 0.250
DTI > 43% N/A N/A N/A N/A
5.500 (0.500)
5.375 (0.250)
3/17/2020
WRITTEN VERIFICATION OF EMPLOYMENT75% LTV PURCHASE/ RATE & TERM • $1,500,000 MAX LOAN
5000-WVOE
5000-WVOE
5/1 LIBOR ARM
Base Rate & Points
Rate 30 day
Index
4.875 0.750 1 Yr LIBOR
4.750 1.000
NMLS #333659. Rates, fees and programs are subjected to change without notice. Other restrictions may apply. Information is intended solely for mortgage bankers, mortgage
brokers and financial institutions. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. Gbox CA
BRE License# 01300944, Gbox CA DBO License# 603L516
5.125 0.250
5.000 0.500
9:38 PM
5.250 0.000
Page 10 of 19
For Locks and Extensions
Lock: 8:00 am - 4:00 pm PST
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Scenarios: scenario@GreenBoxloans.com
3250 Wilshire Blvd, #1900 Effective Rate Sheet Date & Time:
Los Angeles, CA 90010
- Impounds Required
- Minimum Loan Amount is $150,000
- Borrower Paid Compensation
LPC of 0.75% - add 0.375 to rate; LPC of 1.0% - add 0.50 to rate;
LPC of 1.25% - add 0.625 to rate; LPC of 1.5% - add 0.75 to rate
Max Rebate 5/1 Arm 7/1 Arm Floor Margin
5000-1YR (0.500) 2/2/5 5/2/5 Start Rate 4.000
Loan Level Rate Adjustments (LLRA)
Loan Level Rate Adjustments (LLRA) <=60 60.01-65 65.01-70 70.01-75 75.01-80 80.01-85
LTV > = 720 (0.375) (0.125) 0.000 0.375 0.625 1.000
700 - 719 (0.250) 0.000 0.000 0.500 0.750 1.250
680 - 699 (0.125) 0.000 0.250 0.750 1.000 1.750
660 - 679 0.000 0.125 0.250 0.750 1.250 2.500
Ln Amt $750,001 - $1,000,000 (0.125) (0.125) (0.125) (0.125) 0.000 0.000
$1,000,001 - $1,500,000 (0.125) (0.125) (0.125) 0.000 0.125 0.125
$1,500,001 - $2,500,000 0.125 0.125 0.125 0.125 0.250 0.375
$2,500,001 - $3,000,000 0.250 0.375 0.375 0.375 0.500 N/A
Purpose Cash Out 0.250 0.250 0.375 0.500 0.500 N/A
Occ Type Second Home 0.125 0.250 0.375 0.500 0.500 N/A
Investment 0.250 0.375 0.500 0.625 0.875 N/A
Prop Type Condo 0.000 0.000 0.000 0.125 0.125 N/A
2 - 4 Units 0.000 0.000 0.000 0.125 0.250 0.500
Amortization 7/1 ARM 0.125 0.125 0.125 0.125 0.125 0.125
30 Year Fixed 0.500 0.500 0.500 0.500 0.500 0.500
Interest Only 0.125 0.125 0.125 0.250 0.250 0.375
Prepay Penalty No Prepay 1.25 pts 1.25 pts 1.25 pts 1.25 pts 1.25 pts N/A
1 Year Prepay 0.250 0.250 0.250 0.250 0.250 N/A
3 Year Prepay (0.250) (0.250) (0.250) (0.250) (0.250) N/A
DTI > 43% 0.000 0.000 0.000 0.125 0.125 0.250
5.250 (0.500)
1.500
1.875
2.375
N/A
0.125
0.250
N/A
9:38 PM
4.625 0.750
- Lender Paid Compensation Now Available on NOO w/ PP
3/17/2020
1 Yr LIBOR
4.500 1.000
85% LTV PURCHASE/ RATE & TERM • $3,000,000 MAX LOAN5000-1YR
5000-1YR
5/1 LIBOR ARM
5.125 (0.250)
5.000
Base Rate & Points
Rate 30 day
0.000
4.875 0.250
Index
NMLS #333659. Rates, fees and programs are subjected to change without notice. Other restrictions may apply. Information is intended solely for mortgage bankers, mortgage
brokers and financial institutions. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. Gbox CA
BRE License# 01300944, Gbox CA DBO License# 603L516
85.01-90
1 YEAR TAX RETURNS
4.750 0.500
N/A
N/A
N/A
0.375
N/A
N/A
N/A
N/A
0.500
0.125
N/A
N/A
N/A
Page 11 of 19
For Locks and Extensions
Lock: 8:00 am - 4:00 pm PST
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Scenarios: scenario@GreenBoxloans.com
3250 Wilshire Blvd, #1900 Effective Rate Sheet Date & Time:
Los Angeles, CA 90010
- Impounds Required
- Minimum Loan Amount is $150,000
- Five year prepay
- If subj. property is in a state that prohibits Pre-Payment, contact lock desk for pricing
- Borrower Paid Compensation
- Lender Paid Compensation Now Available on NOO w/ PP
LPC of 0.75% - add 0.375 to rate; LPC of 1.0% - add 0.50 to rate;
LPC of 1.25% - add 0.625 to rate; LPC of 1.5% - add 0.75 to rate
Max Rebate 5/1 Arm 7/1 Arm Floor Margin Index
5000-ELITE-INV-DSCR-PP (0.500) 2/2/6 5/2/5 Start Rate 6.000
Loan Level Rate Adjustments (LLRA)
Loan Level Rate Adjustments (LLRA) <=50 50.01-55 55.01-60 60.01-65 65.01-70 70.01-75
Credit Score > = 760 (0.125) 0.000 0.000 0.250 0.375 0.625
740 - 759 0.000 0.000 0.125 0.375 0.500 0.750
720 - 739 0.125 0.125 0.375 0.500 0.625 1.000
700 - 719 0.250 0.375 0.500 0.625 0.750 1.250
680 - 699 0.375 0.500 0.750 0.875 1.000 1.625
Loan Amt <= $200,000 0.375 0.375 0.500 0.500 0.500 0.625
$1,000,001 - $1,500,000 (0.125) 0.000 0.000 0.000 0.125 0.125
$1,500,001 - $2,000,000 (0.125) 0.000 0.125 0.125 0.250 N/A
$2,000,001 - $3,000,000 0.375 0.500 0.500 0.500 N/A N/A
$3,000,001 - $3,500,000 0.625 0.750 0.750 N/A N/A N/A
Purpose Cash Out 0.000 0.125 0.250 0.375 0.375 0.375
Prop Type Non Warrantable Condo N/A N/A N/A N/A N/A N/A
2-4 Units 0.000 0.000 0.000 0.125 0.250 N/A
DSCR => 1.25 (0.125) (0.125) (0.125) (0.125) (0.250) (0.250)
Prepay Penalty No PrePay 1.75 pts 1.75 pts 1.75 pts 1.75 pts 1.75 pts 1.75 pts
1 Yr PrePay 1.000 1.000 1.000 1.000 1.000 1.000
2 Yr Prepay 0.750 0.750 0.750 0.750 0.750 0.750
3 Yr Prepay 0.375 0.375 0.375 0.375 0.375 0.375
4 Yr Prepay 0.125 0.125 0.125 0.125 0.125 0.125
Amort Type Interest Only 0.125 0.125 0.125 0.125 0.125 0.250
7/1 ARM 0.125 0.125 0.125 0.125 0.250 0.250
30 Year Fixed 0.375 0.375 0.375 0.500 0.500 0.500
0.250
0.500
4.375 1 Yr LIBOR
NMLS #333659. Rates, fees and programs are subjected to change without notice. Other restrictions may apply. Information is intended solely for mortgage bankers, mortgage
brokers and financial institutions. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. Gbox CA
BRE License# 01300944, Gbox CA DBO License# 603L516
75.01-80
0.875
1.000
1.125
1.500
2.000
0.750
N/A
N/A
N/A
N/A
N/A
N/A
N/A
(0.125)
1.75 pts
1.000
0.750
0.375
0.125
N/A
3/17/2020 9:38 PM
ELITE INVESTMENT DSCR$3,500,000 MAX LN AMT • NON-OWNER OCCUPIED • QUALIFY ON RENTAL INCOME
5000-ELITE-INV-DSCR-PP
ELITE-INV-DSCR-PP
5/1 LIBOR ARM
Base Rate & Points
Rate 30 day
4.875 (0.500)
4.750 (0.250)
4.625 0.000
4.500 0.500
4.375 1.000
4.250 1.500
Minimum Rate
Page 12 of 19
For Locks and Extensions
Lock: 8:00 am - 4:00 pm PST
LockDesk@GreenBoxloans.com
Scenarios: scenario@GreenBoxloans.com
3250 Wilshire Blvd, #1900 Effective Rate Sheet Date & Time:
Los Angeles, CA 90010
- Impounds Required
- Minimum Loan Amount is $150,000
- Three year prepay
- If subj. property is in a state that prohibits Pre-Payment, contact lock desk for pricing
- Borrower Paid Compensation
LPC of 0.75% - add 0.375 to rate; LPC of 1.0% - add 0.50 to rate;
LPC of 1.25% - add 0.625 to rate; LPC of 1.5% - add 0.75 to rate
Max Rebate 3/1 Arm 5/1 Arm 7/1 Arm Floor Margin
5000-INV-PP 0.000 2/2/6 2/2/6 5/2/5 Start Rate 6.000
Loan Level Rate Adjustments (LLRA)
Loan Level Rate Adjustments (LLRA) <=55 55.01-60 60.01-65 65.01-70 70.01-75
Credit Score > = 740 (0.750) (0.500) (0.500) (0.375) 0.375
(Does not apply to 720 - 739 (0.625) (0.500) (0.375) (0.250) 0.875
Foreign Nationals) 700 - 719 (0.375) (0.250) (0.250) 0.000 1.250
680 - 699 (0.250) (0.125) 0.000 0.125 1.625
660 - 679 0.000 0.000 0.000 0.250 2.000
640 - 659 0.000 0.250 0.375 0.625 2.125
620 - 639 0.250 0.375 0.500 0.875 N/A
Loan Amt $1,000,001 - $1,500,000 0.000 0.000 0.000 0.125 0.250
$1,500,001 - $2,000,000 0.000 0.000 0.125 0.250 N/A
$2,000,001 - $3,000,000 0.250 0.375 0.500 0.500 N/A
Purpose Cash Out 0.250 0.250 0.375 0.500 N/A
Prop Type Non Warrantable Condo 0.250 0.250 0.250 0.250 0.250
2-4 Units 0.000 0.000 0.125 0.125 N/A
Prepay Penalty No PrePay 1.25 pts 1.25 pts 1.25 pts 1.25 pts 1.25 pts
1 Yr PrePay 0.500 0.500 0.500 0.500 0.500
2 Yr Prepay 0.250 0.250 0.250 0.250 0.250
Amort Type Interest Only 0.125 0.125 0.125 0.125 0.125
5/1 ARM 0.125 0.125 0.125 0.125 0.125
7/1 ARM 0.250 0.250 0.250 0.250 0.250
30 Year Fixed 0.500 0.500 0.500 0.500 0.500
Foreign National 0.375 0.500 0.625 0.750 1.625
- Lender Paid Compensation Now Available on NOO w/ PP
Base Rate & Points
3/17/2020
INVESTMENT NO RATIO$3,000,000 MAX LOAN AMOUNT • NON-OWNER OCCUPIED • NO RESERVES • NO RATIOS
5000-INV-PP & 5000-INV-FN-PP
5000-INV-PP
NMLS #333659. Rates, fees and programs are subjected to change without notice. Other restrictions may apply. Information is intended solely for mortgage bankers, mortgage
brokers and financial institutions. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. Gbox CA
BRE License# 01300944, Gbox CA DBO License# 603L516
5000-INV-FN-PP
Index
1 Yr LIBOR
0.000
6.375 0.250
6.250 0.500
Rate 30 day
0.750
6.000 1.000
6.500
3/1 LIBOR ARM
9:38 PM
6.125
Page 13 of 19
For Locks and Extensions
Lock: 8:00 am - 4:00 pm PST
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Scenarios: scenario@GreenBoxloans.com
3250 Wilshire Blvd, #1900 Effective Rate Sheet Date & Time:
Los Angeles, CA 90010
- Impounds Required
- Minimum Loan Amount is $150,000
- Three year prepay
- If subj. property is in a state that prohibits Pre-Payment, contact lock desk for pricing
- Borrower Paid Compensation
- Lender Paid Compensation Now Available on NOO w/ PP
LPC of 0.75% - add 0.375 to rate; LPC of 1.0% - add 0.50 to rate;
LPC of 1.25% - add 0.625 to rate; LPC of 1.5% - add 0.75 to rate
Max Rebate 5/1 Arm 7/1 Arm Floor Margin Index
5000-INV-DSCR-PP (0.500) 2/2/6 5/2/5 Start Rate 6.000
Loan Level Rate Adjustments (LLRA)
Loan Level Rate Adjustments (LLRA) <=55 55.01-60 60.01-65 65.01-70 70.01-75 75.01-80
Credit Score > = 720 (0.250) (0.125) 0.000 0.000 0.750 1.125
(Does not apply to 700 - 719 (0.125) 0.000 0.000 0.250 1.250 1.625
Foreign Nationals) 680 - 699 0.000 0.125 0.375 0.500 1.500 N/A
660 - 679 0.125 0.250 0.500 0.750 1.875 N/A
640 - 659 0.375 0.625 0.875 1.125 2.125 N/A
620 - 639 1.500 1.750 2.000 2.375 N/A N/A
Loan Amt $1,000,001 - $1,500,000 0.000 0.000 0.000 0.125 0.125 N/A
$1,500,001 - $2,000,000 0.000 0.000 0.000 0.125 N/A N/A
$2,000,001 - $3,000,000 0.250 0.375 0.500 N/A N/A N/A
Purpose Cash Out 0.250 0.250 0.375 0.375 0.375 N/A
Prop Type Non Warrantable Condo 0.250 0.250 0.250 0.250 0.375 N/A
2-4 Units 0.000 0.000 0.000 0.125 N/A N/A
Prepay Penalty No PrePay 1.5 pts 1.5 pts 1.5 pts 1.5 pts 1.5 pts 1.5 pts
1 Yr PrePay 0.500 0.500 0.500 0.500 0.500 0.500
2 Yr Prepay 0.250 0.250 0.250 0.250 0.250 0.250
4 Yr Prepay (0.125) (0.125) (0.125) (0.125) (0.125) (0.125)
5 Yr Prepay (0.250) (0.250) (0.250) (0.250) (0.250) (0.250)
DSCR 1.01 - 1.24 (0.125) (0.125) (0.125) (0.125) (0.125) (0.125)
=> 1.25 (0.375) (0.375) (0.375) (0.375) (0.375) (0.375)
Amort Type Interest Only 0.125 0.125 0.125 0.125 0.250 N/A
7/1 ARM 0.125 0.125 0.125 0.125 0.125 0.125
30 Year Fixed 0.375 0.375 0.500 0.500 0.500 0.500
Foreign National 0.250 0.500 0.750 1.000 1.500 N/A
(0.500)
INVESTMENT DSCR$3,000,000 MAX LN AMT • NON-OWNER OCCUPIED • QUALIFY ON RENTAL INCOME
5000-INV-DSCR-PP
5/1 LIBOR ARM
Base Rate & Points
3/17/2020 9:38 PM
5.750 0.000
1 Yr LIBOR
NMLS #333659. Rates, fees and programs are subjected to change without notice. Other restrictions may apply. Information is intended solely for mortgage bankers, mortgage
brokers and financial institutions. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. Gbox CA
BRE License# 01300944, Gbox CA DBO License# 603L516
5.625 0.250
5.500
5000-INV-DSCR-PP & 5000-INV-DSCR-FN-PP
6.000
0.750
5.250 1.000
0.500
5.375
Rate 30 day
5.875 (0.250)
Page 14 of 19
For Locks and Extensions
Lock: 8:00 am - 4:00 pm PST
LockDesk@GreenBoxloans.com
Scenarios: scenario@GreenBoxloans.com
3250 Wilshire Blvd, #1900 Effective Rate Sheet Date & Time:
Los Angeles, CA 90010
- Impounds Required
- Minimum Loan Amount is $150,000
- Borrower Paid Compensation Only
Max Rebate 7/1 Arm Floor Margin
5000-ITIN 0.000 5/2/5 Start Rate 4.000
Loan Level Rate Adjustments (LLRA)
Loan Level Rate Adjustments (LLRA) <=60 60.01-65 65.01-70 70-01.75 75-01.80 80-01.85
LTV => 720 (0.250) 0.000 0.250 0.375 1.000 1.500
700 - 719 (0.125) 0.125 0.375 0.500 1.125 1.625
680 - 699 0.000 0.250 0.500 0.625 1.250 1.750
660 - 679 0.125 0.375 0.625 0.750 1.375 1.875
620 - 659 0.250 0.500 0.750 0.875 1.500 N/A
No Fico / < 620 0.500 0.750 1.000 1.125 1.750 N/A
State CT, DE, FL, IL, LA, NJ, OK,PA 0.125 0.125 0.125 0.250 0.250 0.250
DTI > 43% 0.000 0.000 0.125 0.125 N/A N/A
Purpose Cash Out 0.500 0.625 N/A N/A N/A N/A
Prop Type Condo 0.000 0.000 0.125 0.125 0.250 N/A
2 - 4 Units 0.000 0.000 0.125 0.125 N/A N/A
Amort Type 30 Year Fixed 0.375 0.375 0.375 0.375 0.375 0.375
Doc Type 24 Month Bank Statements 0.500 0.625 0.750 0.875 1.000 N/A N/A
Occupancy Second Home 0.250 0.375 0.500 N/A N/A N/A
Investment 0.500 0.750 N/A N/A N/A N/A N/A
Prepay Penalty No Prepay 1.0 pts 1.0 pts N/A N/A N/A N/A
(NOO Only) 1 Year Prepay 0.250 0.250 N/A N/A N/A N/A
3 Year Prepay (0.250) (0.250) N/A N/A N/A N/A
NMLS #333659. Rates, fees and programs are subjected to change without notice. Other restrictions may apply. Information is intended solely for mortgage bankers, mortgage
brokers and financial institutions. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. Gbox CA
BRE License# 01300944, Gbox CA DBO License# 603L516
N/A
N/A
0.250
N/A
N/A
5.750 0.500
5.625 0.750
5.500 1.000 Index
1 Yr LIBOR
85.01-90
1.750
1.875
2.000
2.125
N/A
0.375
N/A
N/A
N/A
N/A
ITIN - No Social Security Number
9:38 PM
6.000 0.000
5.875 0.250
N/A
3/17/2020
90% LTV PURCHASE / RATE & TERM REFINANCES5000-ITIN
5000-ITIN
7/1 LIBOR ARM
Base Rate & Points
Rate 30 day
Page 15 of 19
For Locks and Extensions
Lock: 8:00 am - 4:00 pm PST
LockDesk@GreenBoxloans.com
Scenarios: scenario@GreenBoxloans.com
3250 Wilshire Blvd, #1900 Effective Rate Sheet Date & Time:
Los Angeles, CA 90010
- Impounds Required
- Minimum Loan Amount is $150,000
- Borrower Paid Compensation Only
Max Rebate 5/1 Arm 7/1 Arm Floor Margin
5000-1YR (0.500) 2/2/5 5/2/5 Start Rate 4.000
Loan Level Rate Adjustments (LLRA)
Loan Level Rate Adjustments (LLRA) <=60 60.01-65 65.01-70 70-01.75
Credit Score > = 720 (0.250) 0.000 0.000 0.500
700 - 719 0.000 0.000 0.125 0.625
680 - 699 0.000 0.125 0.375 0.875
Loan Amt $750,001 - $1,000,000 (0.125) (0.125) (0.125) (0.125)
Occ Type Second Home 0.375 0.375 0.500 0.500
Investment 0.500 0.500 0.625 0.875
Purpose Cash Out 0.250 0.250 0.375 N/A
Prop Type Condo 0.125 0.125 0.250 0.375
Non Warrantable Condo 0.250 0.250 0.375 0.500
2 - 4 Units 0.125 0.125 0.250 0.375
Amort Type 7/1 ARM 0.125 0.125 0.125 0.125
30 Year Fixed 0.500 0.500 0.500 0.500
Interest Only 0.125 0.125 0.125 0.250
DTI > 43% N/A N/A N/A N/A
Prepay Penalty No PrePay 1.00 pts 1.00 pts 1.00. pts 1.00 pts
1 Yr PrePay 0.500 0.500 0.500 0.500
2 Yr Prepay 0.250 0.250 0.250 0.250
Index
4.625 0.750 1 Yr LIBOR
4.500 1.000
NMLS #333659. Rates, fees and programs are subjected to change without notice. Other restrictions may apply. Information is intended solely for mortgage bankers, mortgage
brokers and financial institutions. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. Gbox CA
BRE License# 01300944, Gbox CA DBO License# 603L516
5.250 (0.500)
5.125 (0.250)
5.000 0.000
4.875 0.250
4.750 0.500
3/17/2020 9:38 PM
5000-AU
5000-AU WHOLESALE
5/1 LIBOR ARM
Base Rate & Points
Rate 30 day
75% LTV PURCHASE/ RATE & TERM • $1,500,000 MAX LOAN
ASSET UTILIZATION
Page 16 of 19
For Locks and Extensions
Lock: 8:00 am - 4:00 pm PST
LockDesk@GreenBoxloans.com
Scenarios: scenario@GreenBoxloans.com
3250 Wilshire Blvd, #1900 Effective Rate Sheet Date & Time:
Los Angeles, CA 90010
- No Impounds
- Minimum Loan Amount is $150,000
- 20 Year Fixed
- Borrower Paid Compensation Only
Max Rebate
5000-2TD-24BS 0.000
CLTV
<= 70% 70.01-75% 75.01-80% 80.01-85%
0.000 0.250 1.000 1.250
0.125 0.375 1.125 1.500
0.250 0.625 1.375 2.000
0.000 0.000 0.125 0.125
0.375 N/A N/A N/A
Maximum DTI: 43.0
Minimum Loan Amount: $150,000
Maximum Loan Amount: $500,000
Loan Level Rate Adjustments
NMLS #333659. Rates, fees and programs are subjected to change without notice. Other restrictions may apply. Information is intended solely for mortgage bankers, mortgage
brokers and financial institutions. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. Gbox CA
BRE License# 01300944, Gbox CA DBO License# 603L516
FICO
780+
740-779
700-739
Cashout
Second Home
7.375 0.000
7.250 0.500
7.125 1.000
7.000 1.500
6.875 2.000
3/17/2020 9:38 PM
SECOND LIEN - 24 MONTHS BANK STATEMENTS85% CLTV CASH OUT UP TO $250,000
5000-2TD-24BS
5000-2TD-24BS
20 Year Fixed
Base Rate & Points
Rate 30 day
Page 17 of 19
For Locks and Extensions
Lock: 8:00 am - 4:00 pm PST
LockDesk@GreenBoxloans.com
Scenarios: scenario@GreenBoxloans.com
3250 Wilshire Blvd, #1900 Effective Rate Sheet Date & Time:
Los Angeles, CA 90010
- No Impounds
- Minimum Loan Amount is $150,000
- 20 Year Fixed
- Borrower Paid Compensation Only
Max Rebate
5000-2TD-FD 0.000
CLTV
<= 70% 70.01-75% 75.01-80% 80.01-85%
0.000 0.250 1.000 1.250
0.125 0.375 1.125 1.500
0.250 0.625 1.375 2.000
0.000 0.000 0.125 0.125
0.375 N/A N/A N/A
Maximum DTI: 43.0
Minimum Loan Amount: $150,000
Maximum Loan Amount: $500,000
780+
740-779
700-739
Cashout
Rate 30 day
6.750 0.000
6.625 0.500
6.500 1.000
6.375 1.500
3/17/2020 9:38 PM
SECOND LIEN - FULL DOCUMENTATION85% CLTV CASH OUT UP TO $250,000
5000-2TD-FD
NMLS #333659. Rates, fees and programs are subjected to change without notice. Other restrictions may apply. Information is intended solely for mortgage bankers, mortgage
brokers and financial institutions. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. Gbox CA
BRE License# 01300944, Gbox CA DBO License# 603L516
6.250 2.000
Loan Level Rate Adjustments
FICO
Second Home
5000-2TD-FD
20 Year Fixed
Base Rate & Points
Page 18 of 19
For Locks and Extensions
Lock: 8:00 am - 4:00 pm PST
LockDesk@GreenBoxloans.com
Scenarios: scenario@GreenBoxloans.com
3250 Wilshire Blvd, #1900 Effective Rate Sheet Date & Time:
Los Angeles, CA 90010
- Impounds Required
- Minimum Loan Amount is $150,000
- Three year prepay
- If subj. property is in a state that prohibits Pre-Payment, contact lock desk for pricing
- Borrower Paid Compensation
- Lender Paid Compensation is Not Available
Max Rebate Balloon I/O Term
5000-INV-DSCR-RH-PP 0.000 Yes 36 Mos 36 Mos
Loan Level Rate Adjustments (LLRA)
Loan Level Rate Adjustments (LLRA) <=50 50.01-55 55.01-60 60.01-65
Credit Score > = 620 0.000 0.125 0.250 0.375
600 - 619 0.125 0.250 0.375 0.500
580 - 599 0.500 0.625 0.750 N/A
540 - 579 0.750 1.000 N/A N/A
500 - 539 1.000 N/A N/A N/A
Loan Amt $1,000,001 - $1,500,000 0.125 0.250 0.375 0.500
Purpose Cash Out 0.250 0.375 0.500 N/A
Prop Type Condo (warrantable & Non) 0.250 0.250 0.250 N/A
2-4 Units 0.250 0.375 0.500 N/A
Prepay Penalty No PrePay: Not Available N/A N/A N/A N/A
1 Yr PrePay 0.750 0.750 0.750 0.750
2 Yr Prepay 0.375 0.375 0.375 0.375
Amort Type Interest Only 0.250 0.250 0.250 0.375
DSCR => 1.50 (0.375) (0.375) (0.375) (0.375)
1.0 - 1.49 (0.250) (0.250) (0.250) (0.250)
NMLS #333659. Rates, fees and programs are subjected to change without notice. Other restrictions may apply. Information is intended solely for mortgage bankers, mortgage
brokers and financial institutions. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. Gbox CA
BRE License# 01300944, Gbox CA DBO License# 603L516
7.875 0.000
3/17/2020 9:38 PM
INVESTMENT DSCR RHNON-OWNER OCCUPIED • QUALIFY ON RENTAL INCOME • 500 FICO
5000-INV-DSCR-RH-PP
5000-INV-DSCR-RH PP
3 Year Fixed with Balloon
Base Rate & Points
Rate 30 day
Page 19 of 19
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