Financial Literacy Curriculum OHIO COMMUNITY ACTION TRAINING ORGANIZATION

Financial Literacy Curriculum

OHIO COMMUNITY ACTION TRAINING ORGANIZATION

What will the curriculum provide for CAA Network as the customer?

Curriculum will be one brand for the Community Action Network

Assure quality financial education Provide an accessible product Make Community Action Network

preferred for financial education Will provide a standardized curriculum

for customers who move county to county

What will the curriculum provide for CAA Network as the customer? Cont’d

Opens up other funding opportunities Increases internal capacity of IC group Provides a model for CAA Networks in

other states to replicate Open doors for collaborations among

community providers Aligns with the self-sufficiency

standard

What will the curriculum provide for the CAA network customer?

Provide the opportunity to complete an individualized financial assessment

Interactive, creative learning methods Materials that meets the customer on their

level. Introduction to the psychological aspects of

money The opportunity to obtain and understand

their credit report and score. Customer will learn about debt ratio Monthly expenses and a realistic way to

budget

Potential Customers Local Department

of Job and Family Services

Middle Schools High schools Local Financial

Institutions CAA Customers Food Pantry

Customers

Customer Driven

CAAs as customer Terminology (vocabulary list) Value of curriculum Follow-ups Practical ways to present information Access to additional resources Value to the agency

Marketing Ideas to be utilized by the CAA Network

Curriculum will align with customer education level

Provides a entire wrap around of financial literacy related services

Special tracks/units for younger customers

Utilize collaborations and partnerships

Marketing Ideas… Cont’d

Incorporate HEAP clientele Statewide public awareness campaign Branding name for use by entire

network Large sampling for baseline data Utilize network web page for marketing

Value to CAA Customer

Practical tools to work towards self sufficiency

Knowledge of Banking, i.e. ATM’s, check system, savings, FDIC

How to protect yourself against identity theft

Budget Evaluation Building Assets

Value to CAA Customer, cont’d Develop a spending plan Recognize Needs vs Wants How to be a good consumer, i.e.

contracts, consumer rights, how to use credit wisely

How to acquire and read a credit report

Teaching math and financial language

Value to CAA Customer, cont’d

Types of insurance that is available and provide tools to decide what type of insurance is necessary

Information on estate and retirement planning, investment, etc.

College funds for children Smart shopping Specific home buying information

Opportunity for community involvement

Banks Social Enterprises Businesses WIA Programs CAA Network Employees Schools Local Civic organizations

(Lions Club etc) Boy Scouts, Girl Scouts, 4-H

Groups

Outcome Measurements Pre- and Post-

Assessments Provides follow-up

measures that can be directly related to ROMA outcomes

Aligns with National Performance Indicators

Certification

Trainers will be certified in a “train the trainer” type setting

Full day train the trainer class Access to additional resources Real time projects/activities Customers will get a completion

certificate for use with their home buying, IDA accounts, etc.

Expected Outcome – CAA Network

Financial education is

accessible and of sufficient

quality to meet the needs of

our communities

Expected Outcomes – Customer

Financial education is readily accessible and is based on the individual and their skills. Further the individual

customer will utilize skills learned to work towards and achieve self

sufficiency.

Additional Information, Questions?

Teresa Varian, Development Director Gallia-Meigs Community CAA

Internal ConsultantOhio Association of Community

Action Agencies

Office 740-367-7341 ext. 22Cell 740-416-1216tervarian@yahoo.com