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A Comprehensive Insurance Scheme
For The Security Industry
MANNED GUARDING
ALARM/CCTV INSTALLERS
DOOR SUPERVISORS AND STEWARDS
FIRE EXTINGUISHER SUPPLIERS/MAINTENANCE
CLOSE PROTECTION
Insurance Brokers • Underwriting AgentsLloyd’s Brokers
CONTACT USCASH IN TRANSIT
Indemnity will be provided to your Companyand/or your customers for loss of moneybelonging to your customers. The Insurancewill commence from the time your Companyaccepts responsibility for each consignmentof money and shall cease upon acceptance bythe customer or any other consignee.
PERSONAL ACCIDENT
In addition to Legal Liability under theemployers’ Liability Section, you may wish toeffect cover for Personal Accident which canbe arranged either on a full twenty four hourbasis or restricted to accidents occurringduring business hours including travelling toand from the place of work.
We believe we offer amongst the widestpackage of insurance cover currently availableand at the most competitive premiums.
We can also offer premium payments byflexible monthly instalment arrangements.
CLOSE PROTECTION
As an extension of our main scheme for theSecurity Industry, we have developedexclusive and specialised arrangementsproviding comprehensive and uniqueworldwide cover for Bodyguards, Close andPersonal Protection companies. Pleasecontact us for further details.
The PREMIUM
IF YOUR POLICY IS DUE FORRENEWAL...
Take immediate advantage of our specialinsurance arrangements by contacting us todiscuss your requirements.
IF YOUR POLICY IS NOT YET DUE FOR RENEWAL...
Please still advise us of your renewal dateand we will contact you nearer the time todiscuss your requirements.
ONLINE BENEFITS...
To obtain a firm quotation a Proposal Formwill need to be completed and this isavailable to either download or completeonline.
Alternatively, a short form is available whichsimply asks you to complete a few detailsabout your business and we will thencontact you at your convenience to discussfurther.
Authorised and Regulated by the Financial Conduct Authority
Registered in england No. 608819
CAMBERFORD L AW P LC
HEAD OFFICE: CITY OFFICE:
Lygon house 2 Royal exchange
50 London Road London
Bromley, Kent eC3V 3DG
BR1 3RA
020 8315 5000 020 8460 2118@ security@camberfordlaw.com
www.camberfordlaw.com/security
The COMPANY
The SCHEME
Camberford Law Plc. was established in 1958and has become highly regarded within thecommercial insurance industry as a “SchemeSpecialist”. Concentrating in particular sectorswe undertake substantial research in order todetermine the needs of our customers andtranslate this into policy covers withconsistently competitive premiums.
Currently we have developed over 20 schemesand facilities, each having their own particularniche areas of coverage. These are handled byspecialist teams of insurance professionalsdedicated to offering you insurance cover tomeet the needs of your business.
experienced and specifically knowledgeable,we have a proven track record of more than 50 years in the insurance industry.
We pride ourselves on our excellent customerservice and through a combination of ourquality products and client service we havereceived a number of awards from a widerange of insurance organisations.
FIDELITY GUARANTEE
This Insurance will make good to yourCompany and/or your customers such loss,which may occur as a result of any act offraud, dishonesty, or embezzlement by any ofyour employees. This Section will also providecover if any employee misuses yourcustomer’s telephone and you are heldresponsible.
WRONGFUL ARREST
Cover is provided for all sums which yourCompany may be legally liability to pay asdamages in respect of Wrongful Arrestcommitted or alleged to have beencommitted by your Company or any personemployed by you or on your behalf.
LOSS OF KEYS/CONSEQUENTIAL LOSSFOLLOWING LOSS OF KEYS
This insurance provides Indemnity against allsums which your Company may be legally liableto pay in the event of Loss of Keys, necessitatingthe replacement or alteration or locks. TheInsurance also grants indemnity against all sumspayable in respect of Consequential Loss arisingout of the Loss of Keys.
Our Scheme has been carefully put togetherin order to provide comprehensive insurancecover specific to the needs of the SecurityIndustry. The following is a brief resume ofcover that could apply to Manned Guarding,Alarm/CCTV Installers, Door Supervisors,Stewards, Fire extinguisher Suppliers/Maintenance and Close Protection.
EMPLOYERS’ LIABILITY
This insurance is required by law and providescover for legal liability in respect of AccidentalDeath, Bodily Injury or Disease to any personemployed arising out of, and in the course of,his or her employment. The Limit of Indemnity
provided is £10,000,000 in respect of any oneoccurrence and unlimited in any one period of insurance.
PUBLIC LIABILITY
This section provides indemnity for legalliability for Person Injury/Accidental BodilyInjury (other than an employee) or Damageto Property arising during the course of yourcompany’s business.
PRODUCTS LIABILITY
Cover is provided for Legal Liability relating toaccidental bodily injury to any person (otherthan an employee) and/or loss or damage toproperty caused by any product orequipment sold, supplied, repaired, serviced,installed, or manufactured by your Company.This insurance would, therefore, berecommended to any organisation which isinvolved in the manufacture, sale, supply,installation or servicing of intruder alarms, firealarms, CCTVs, door entry systems or anyother security equipment.
EFFICACY & CONTRACTUAL LIABILITY
This Insurance will grant indemnity for yourLegal Liability in respect of accidental bodilyinjury to any person (other than an employee)and/or loss or damage to property arising outof the failure to carry out the duties which youhave contracted to perform, includingdeliberate acts, wilful default or neglect byyour Company, your employees or servants.This section will not provide indemnity forany claim resulting from fraud, dishonesty, orembezzlement – this needs to be coveredunder Fidelity Guarantee Insurance.
PRODUCTS (EFFICACY) LIABILITYINCLUDING WRONGFUL ADVICE
The Insurance afforded by this section is inrespect of bodily injury to any person (otherthan an employee) and/or loss or damage toproperty caused by or rising from the failureof any product supplied to fulfil its intendedfunction arising out of negligence or wilfuldefault or arising from wrongful advice. ThisInsurance would, therefore, be recommendedto organisations involved in the manufacture,sale, supply, installation, or servicing ofintruder alarms, fire alarms, CCTVs, door entrysystems or any other security equipment. Thevarious Trade Associations and RegulatoryBodies do require that this Insurance beeffected and the cover is provided to fulfiltheir requirements.
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