Work-LifePAID TIME OFF Amtrak follows a National Vacation Agreement. To qualify, non-Train and Engine Service Agreement employees need to work 120 actual work days in the year you are hired. If you meet this requirement, you will earn five days in the subsequent year. In your second qualifying year, if you meet the work day requirement, you will earn an additional five days (10 days total). Vacation eligibility in the subsequent years is determined by your years of service.

HOLIDAYSHolidays for agreement-covered employees are subject to each specific labor agreement. Some agreement-covered employees also receive personal holidays, the number of which varies by agreement.

FAMILY AND MEDICAL LEAVE Once the eligibility requirements under the Family Medical Leave Act are met, you may be eligible for up to 12 weeks of leave every 12 months to use for illness, care of your newborn or newly adopted child, care for a family member who is seriously ill or to care for a family member seriously injured or ill as a result of active military duty. The District of Columbia provides up to 16 weeks of Family Leave and 16 weeks of Medical Leave in a 24-month period for employees working in Washington, DC. Other states may also provide additional protected leave.

RAIL TRAVEL PRIVILEGESYou, your spouse and eligible dependents are entitled to unlimited rail transportation on Amtrak. Privileges are subject to space availability and in accordance with policy guidelines.

EMPLOYEE ASSISTANCE PLAN (EAP)The Amtrak EAP can help you manage problems that may impact your productivity, health, safety, and quality of life. The program can help you identify, treat and/or prevent some of life’s challenges. This confidential service is available at no cost to employees and family members.

CREDIT UNIONThe Transit Employees Federal Credit Union (TEFCU) is a financial institution available to Amtrak employees. Although it is located in Washington, DC, it provides services to all employees.

FITNESS CENTEROnsite fitness centers are available at many major Amtrak locations, at no cost to you.

DISCOUNTSDiscounts are available for wireless services, amusement parks and rental cars.

FOR AGREEMENT EMPLOYEES

Where Will aCareer at Amtrak® Take You?

PEOPLE. PERFORMANCE. PROGRESS.

Get to Know Amtrak® » Every day, we center our work on customer satisfaction, safety and high

performance.

» We are the nation’s rail operator connecting more than 500 destinations and serving 32 million customers every year.

» Every day, an average of more than 82,000 passengers ride more than 300 Amtrak trains.

» We operate in 46 states and three Canadian provinces on more than 21,200 miles of routes, with more than 20,000 employees.

» We are the nation’s only high speed intercity passenger rail provider, operating more than half of our trains at top speeds of 100 mph (160 kph) or greater.

» We compete directly with airlines for passengers and rank among the top ten in number of domestic passengers carried.

Learn MoreVisit www.Amtrak.com/careers to learn about career opportunities at Amtrak.

Amtrak reserves the right to modify, suspend or terminate any plan at any time, for any reason. If such steps are taken, you will be informed of the effect of any material changes to these benefits or your rights to benefits. We have made every effort to ensure the information in this overview is as accurate and easy for you to understand as possible. However, this overview and any oral statements are not a substitute for the official contracts. If there is a difference between what is in this overview or told to you orally, and the contracts, the official contracts will govern.

Updated December 2014

What We Offer

Amtrak is America’s first intercity travel choice for connections to and between the nation’s key metropolitan areas, providing customer-driven, safe, environmentally-sustainable, energy-efficient and inter-modally linked service to passengers, communities and partners. Through recognized organizational excellence, Amtrak’s diverse and talented team leads the development and growth of the high-speed and intercity passenger rail system in North America.

At Amtrak, our people power our progress through their performance. We recognize your contributions through a competitive Total Rewards offering that supports your personal and professional life.

Where Will a Career at Amtrak Take You? » Performance-based pay that recognizes and rewards your contributions to our

success

» Benefits you need to protect your personal and financial well-being – today and tomorrow

» Policies and programs that help you balance work and life

» Opportunities to connect your career growth and development to the skills, knowledge and abilities you need to succeed at Amtrak

Join us today to help power our progress.

HealthMEDICAL Amtrak offers two comprehensive medical options:

» UnitedHealthcare Network Plan » UnitedHealthcare Comprehensive Plan

Agreement employees who live in Massachusetts will receive coverage through the Tufts Health Plan.

WELLNESSThrough UnitedHealthcare, Amtrak offers free health coaching services to help employees lead healthy lifestyles. The program helps employees achieve their health goals, including lose weight, manage stress or quit smoking.

PRESCRIPTION DRUGWhen you enroll in a medical plan, you receive prescription drug coverage administered through CVS/caremark.

VISIONVision coverage is available through EyeMed Vision Care. Benefits are paid every 12 months for eye exams and every 24 months for eyeglasses or contact lenses.

DENTALDental coverage is provided through Aetna in the Railroad Employees National Dental Plan.

Income ProtectionTAX-FREE ACCOUNTSAmtrak offers four tax-free accounts to help you save money on everyday expenses:

» Health Care Flexible Spending Account (FSA) » Dependent Care Flexible Spending Account (FSA) » Transit Commuter Reimbursement Account (CRA) » Parking Commuter Reimbursement Account (CRA)

LIFE AND ACCIDENTAL DEATH AND DISMEMBERMENT (AD&D) INSURANCEAmtrak provides you with life and accidental death and dismemberment insurance at no cost to you:

UNION EMPLOYEE LIFE INSURANCE

EMPLOYEE AD&D

RETIREE LIFE INSURANCE

FOP members $10,000 $8,000 $2,000

Members of all other unions

$20,000 $16,000 $2,000

SUPPLEMENTAL SICKNESS BENEFITSEmployees represented by a labor organization may be eligible to receive supplemental sickness benefits. Plans vary among labor organizations. All plans require that a qualification period be satisfied before benefits are paid.

Retirement 401(K) SAVINGS PLANAmtrak’s 401(k) plan provides you with a variety of investment options to help you save money for retirement. You may contribute 1 percent to 40 percent of your salary on a tax-deferred basis, up to IRS limits.

RAILROAD RETIREMENT BOARD BENEFITSFederal law provides that railroad employees pay taxes under the Railroad Retirement Tax Act (RRTA) rather than the Social Security Act, providing you with a higher retirement benefit. RRTA is paid in two tiers: you and Amtrak pay Tier I contributions at the same rate of Social Security taxes (7.65 percent of earnings); for 2015, Tier II requires you to contribute an additional 4.9 percent and Amtrak contributes 13.1 percent. Both Tier tax rates and annual maximum dollar limitations are subject to change each year. Learn more at www.rrb.gov.

FINANCIAL PLANNING TOOLS AND RESOURCES Free financial planning assistance is available through Fidelity Investments, our 401(k) administrator.

DevelopmentEDUCATIONAL ASSISTANCE PROGRAMAfter six months of service, Amtrak may provide financial assistance if you wish to pursue a formal course of study for professional development. The program covers courses taken at accredited educational institutions. Courses of study must be directly related to your present position, or provide career development.

A Career at Amtrak®

PEOPLE. PERFORMANCE. PROGRESS.