Stop Web Fraud and Enable E-Commerce

No PII Required

Worldwide Network

Customer Configurable

Real-time

Easy to Install and Use

Transactions & Payments

New Account Origination Account Login

NextGeneration

Decision Management

Analyze Report Control

ThreatMetrix Fraud Network

Global Device Identification

Detect Stolen and Hijacked Credentials

Transactions New Accounts Logins

Identity Velocity Device Anomaly Access Anomaly

Authenticate New and Returning Customers

Transactions New Accounts Logins

ThreatMetrix Customer Problems

Account Hijack PreventionCompromised Device Detection

Fraud Management is Strategic to Business Operations

Synthetic and Stolen Identity Protection

Chargeback and Loss Prevention

Merchants &Online Services

CPA & Alt payments

SocialNetworks

Gaming & Currency

Financial Services

Transactions New Accounts Login

Challenges with Legacy Solutions

Authorization• Credit Card data

hard to secure• 3-D Secure

(password) Inconvenient

Intelligence trapped within departments & organizations

Verification• Stolen & Synthetic

Identities on the rise • Geographic limitations• Privacy concerns

Authentication• Username & Password

unsecure• Out of Band & Two Factor

Authentication inconvenient or impractical

Transactions New Accounts Logins

A Shared Problem Needs A Collective Solution

Authorization• Prevent Charge-

backs• Increase Automation• Reduce False Rejects

Verification• Reduce Abandonment• Increase Automation• Reduce Fraud Loss

Authentication• Detect Device Compromise• Detect Account Compromise• Protect Brand

Transactions New Accounts Logins

Non-invasive, Real-time, Enterprise & Global Intelligence, with no PII Leakage

ThreatMetrix Fraud Network

ThreatMetrix Fraud Network

SaaS Portal (Analyze, Report, Control)

Real-time Rules Engine with Behavior & Pattern Matching

Transaction Intelligence Network

Global Device Identification

Secure Web API: Transaction Details & Anonymized Credentials

Transactions New Accounts Logins

Design Requirements

ThreatMetrix DesignSaaS, Secure Web API

Passive Device Profiling

Proxy Piercing & Botnet detection

Adaptive Device Identification

High speed matching/storage framework on commodity hardware

Packet Signature Detection combined with context data

Scalable, secure Inter-process communication platform

Requirements

Transparent to site visitor

Easy to Integrate

Browser/OS/Device Independent

Real-time at Internet Scale

Proxy & Botnet Aware

Subversion resistant

Secure, available

Deployment flexibility

Shared Intelligence

Does not require PII

Transaction Aware