Global Payments HubStandardizing Payment Processing with B2B Data Exchange

Challenges

IDSCorporate DDA

GBS(Aries/6283)

SWIFT

GMX(router)

GMD

WTX

GF2

PaymentsTranslationDistribution

TreasuryTranslationDistribution

TradeTranslationDistribution

ACX

Data Express

SAG

ReceiptsTranslationDistribution

Enterprise Gateway

Electronic File Delivery

PEP+

GlobalAdvice

DRS

Check

DPS Sites

StandardRegister

ACS

US Lockbox(Multiple Sites)

Off-ShoreLockbox

RapidPay(Home Banking

Payment Consolidation)

ChicagoLockboxMerge

BAMTRAC

Asia ReceiptSystem

WINRNon-Financial

ReturnsPurchaseOrder

Tracking

Multibank

Message Based

SWIFT MT103

BatchCRF / PAYORD

NACHA

BAI

CREMUL, 823

MT103MT900MT910

820 or Fax Information

SLF–Single

Lockbox Format:

Merge ACH,Wire,

LockboxSEPF – Single Electronic

Payment Format

PO Data

Invoice Data

MT7xx’sLetter of Credit

Return ItemsMap to 827

BAI2 Multibank

FINSTA &BAI2

Enhanced

ePayable

X12.820

INFORM-Commercial(Repository)

INFORMCorporate

(Repository)

Bulk FX

SMS

DISC ARP

PoormanDouglas

IMPACS(DDA, SDA..)

PaymodeeCommerce Supported FormatsPayment Origination• Payment Origination w/Remittance Advice• BAFF – Bank of America Flat File (Proprietary)• UBAFF (International only)• X12 – 820 Payment Order / Remittance Advice• X12 – 835 Health Care Claim Payment / Advice• EDIFACT – PAYEXT, DIRDEB v96a• SAP IDOC – PAYEXT• TD-CPA (Canadian ACH Payments)

Payment Reporting• X12 – 821 Financial Information (Cks Paid)• X12 – 827 Financial Return Notice (US ACH only)• X12 – 828 Debit Authorization (Cks Issue)• EDIFACT – FINSTA Financial Statement

(Payments Issued)

Receipts Origination• BAI – LBX (1, 2 and ERP)• X12 – 820 Payment Order / Remittance Advice

(US LBX, ACH and Wire)• EDIFACT – DIRDEB• X12 – 810 (IPP – Invoice Presentment Payment)

Receipts Reporting• X12 – 823 Lockbox (US LBX, ACH, Wire and

International Receipts)• X12 – 835 Health Care Claim Payment / Advice• X12 – 827 Financial Return Notice (Check and

ACH Debits)• EDIFACT – CREMUL (International Receipts)• EDIFACT – FINSTA (International Receipts)

Treasury• X12 – 821 Financial Information Reporting (Prior• Day, Current Day reporting)• X12 – 822 Account Analysis (Formatted by APX

Weiland 822 Express Software)• BAI – Information Reporting• EDIFACT – FINSTA, Enhanced BAI2 (Prior Day,

Current Day Reporting)

Trade Purchase Order Origination• X12 – 850 Purchase Order• EDIFACT – DOCAPP (Documentary Credit

Application)• EDIFACT – ORDERS (PO Message)• EDITFACT – AUTHOR (Authorization message

in/out)• EDIFACT – DOCAMI (Documentary Credit

Amendment)

Trade Invoice Reporting• X12 – 810 Invoice (Triggers Payment When

Terms/ Conditions Met)• EDIFACT – INVOIC (Invoice message)• EDIFACT – DOCINF (Documentary Credit

Issuance)• EDIFACT – DEBMUL (multiple debit advice)

CIE

ECI EDTUP

ERPsTreasury

WorkstationsPayroll Other Apps Customer

eCommerce Systems Interface Diagram

eCommerce Systems

• 100s of formats

• Multiple interaction channels

• 1000s of combinations of formats, protocols, rules between channels

• Lack of data and process standardization across platforms

• Unable to support growth in volume

• Poor visibility into what is/isn’t happening

• Slow onboarding of new partners and formats

• High maintenance costs

Typical Payments Infrastructure

Informatica Payments Hub Solution

Enterprise Boundary

Data Warehouse

Back End Systems

Customer on-boarding, AuditManual Intervention, Reporting

Partner, Customer, Vendor

Extend

MDMData

MaskingProactive

MonitoringData

QualityPower

Exchange

Informatica B2B Data Exchange

Connect

Manage Trading Partner Management

Monitor

Transform

IntegrateData Integration

Data Transformation

Monitoring / SLA

ManagedFile Transfer

“Future-Proof” Data ExchangeInformatica B2B Data Exchange

Payments Hub

Partner onboarding

Management and monitoring

Business self-service

Industry Standards

Payments and trades standards

SWIFT, NACHA, XBRL, SEPA,

ISO20022, FIX, FpML

SWIFT SupportOut of the box

solutionAll messages with

full validation

Support for SWIFT strategic initiatives

(MX, MT-MX)

Using B2B Data ExchangeInformatica Payments Hub Solution

Easy Deployment of Industry StandardsUniversal Data Transformation

Libraries are constantly maintained to ensure continued compliance

Import pre-built industry libraries and easily customize for specific needs

Support SWIFT MT, MX and MT to MX Conversion

Graphical representation highlighting data, segments, separators, and missing or invalid

data

Configure which rules to test with design & run time error reporting

Easily visualize differences between annual versions

Map Once

Embeddable in SAP, webMethods, WBI-MB, Oracle

BPEL, Tibco

Centralizes transformation management, eliminating the

need for hand coding

DI

Increase revenue by 8% by reducing on-boarding time from weeks to days

Common Services

API allows transformations to be invoked from any process and

any infrastructure

Business Partners

Business Self-Service Onboarding

9

Configure how data is processed3

Define partner and attach PC workflow2Start with defined checklist1

End to End Visibility and TrackingManage by Exception

Alerts notify operator or analyst of errors, failures or

missing files

Easily drill down to see original file and errors

Errors are highlighted for rapid identification

Automatically e-mail error report to partner with resubmit

request

Business Can Monitor ActivityInsight into Data, Partner and Process Health

Dashboard monitors KPI’s

Apply filters to monitor certain partners or processes

Measure partner performance compared to others to identify areas for

improvement

User configurable home page

Customer Examples

12

Top Global Banks as Informatica B2B CustomersInformatica B2B success

70% of the top 10 banks are using Informatica B2B technology

ModernizeBusiness

Acquire newcustomers

GovernanceRisk

Compliance

ImproveDecisions

Onboard Customers

Faster

Mergers &Acquisitions

Integrate cash management

data to improve liquidity

management

Increased revenue by 8% and onboard customers

faster – from weeks to days

Expand into new markets and support

SWIFT processing for any customer

Informatica B2B Financial Services Success

50% reduction in time and

cost for SWIFT

messaging development

Time to screen payments for

suspicious items reduced from 2 days to

2 hours; avoidance of

millions of dollars in

interest costs

Integrate corporate payment

instructions to meet

aggressive deadline to

merge critical ABN AMRO

data

• Generate and deliver SWIFT messages from multiple, heterogeneous legacy systems

• Custom, transatlantic systems development was costly and inefficient

• Problems would take days to identify

• Replace inefficient, RPG based systems that extracted data from Loan Processing and Portfolio systems and integrated into decision support systems

• Deliver SWIFT messages in real-time to SWIFT Alliance

• 50% reduction in time and cost for SWIFT messaging development and implementation

• Accelerated deployment by over 2 months

• Execute changes and corrections 4 times faster than in the past

Natixis Lowered Costs and Increased Productivity

Business need Technical Challenge Results

France’s second largest financial services company

Formed in November 2006, specializing in wholesale banking, investment solutions and specialize financial services

Employs 15,000 people in 36 countries

As of 2014, €23B in revenues with €2.9B net income

Houston based, privately-held, BMC Software (BMC) helps companies around the world harness technology to improve the delivery and consumption of digital services.

With more than 15,000 clients, including 97% of the Forbes Global 100 and 81% of the Fortune 500

6,000 employees, located in more than 120 countries, generated $2.2 billion of revenue in 2013.

• Improve agility, performance, and management of global AP- and GL-related functions

• Implement strategy to mitigate risk of potential localized credit crisis and banking instability

• Lack of complete visibility into status of individual transactions

• Absence of consolidated view to manage operations and optimize use of cash reserves

• Reliance on a slow, expensive, and outsourced process to develop, test, and deploy new transaction formats

• Millions of dollars saved from improved efficiencies, speed of execution, and optimized handling of cash reserves

• Lowered risk exposure

• Accurate and timely visibility into cash holdings

• Enhanced reporting and control over global portfolio of bank accounts

• Dramatic reduction in time to deploy new transaction formats

Business need Technical Challenge Results

BMC Software Lowers Risk and Saves Millions with B2B Data Exchange