How to Integrate Payment Gateway in Website

Payment Gateway Services

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What Payment gateway services to use and why?

An online Payment gateway service is

something which accepts your customer’s credit card or

other payment information through the website and

processes it securely, before sending the secured

information to the bank which in turn sends the requested

payment to the payment gateway or payment processor

service. The acquired payment is then sent to your bank

account that you attached to thepayment gateway

service. The service manages all these transaction on

your part, giving you a peace of mind.








If you’ve run or trying to get your e-

commerce store up and running you might

know, that it’s a pain setting up a payment

gateway service and watching it go up and

running. I’ve personally set up a few payment

gateway services for my stores and also some

for my friends ( for more good karma!) . For your

convenience, I’ve listed a few payment gateway

services which i spent considerably lesser time

setting up among the other 100 ones.








1. Payza : Payza started out in the early 2012, mainly for Bangladesh when it started out. But now, Payza has the option of sending and receiving payments in 190+ countries in 20+ currencies. Just like Paypal, any Individual customer can open a personal account with Payza through registering their email address and personal data on the company’s website. Completing an optional identity verification process allows the sending/receiving of higher-value payments, though it is obligatory for all transactions in some parts of the world. Accounts are identified by email address(es) associated with them; payments made from a Payza account are like “sending” money to an email address.








2. Dwolla:

Dwolla is a US based and us

only payment gateway.

Dwolla became popular because it was an early

adopter of bitcoins. Dwolla was the first payment

gateway service to introduce Fisync service

which processes the payment faster almost

instantaneously than the Automated clearing

house which usually would take 3 to 4 days of

time. Dwolla was said to overtake PayPal and

other payment processors.








3.Payoneer:

Payoneer let’s you use rechargeable

debit cards. It is also seen as an alternative to

paypal as it supports wire transfers to a wide

range of banks. It has MasterCard supported debit

cards which can be used at the ATMs and Point of

sale (POS) terminals. Payoneer has various tools

for business as well, let’s you accept payments

from U.S based companies and lets you send

payments to around 200 countries.Facebook.com/gentleninja.org







4. Authorize.net:

Credit card accepting gateway is one

of the popular ones in the U S. Authroize.net is

easy to integrate and set up. Also, if you are

extending it and developing a module it’s got a

clear cut and easy to use API which the service

provides, making it developer friendly too. Since,

they’ve been in the business for a long time they

have great Fraud prevention tools that’ll avert any

fraud attempts detected by their systems.Facebook.com/gentleninja.org







4. Authorize.net:

Credit card accepting gateway is one

of the popular ones in the U S. Authroize.net is

easy to integrate and set up. Also, if you are

extending it and developing a module it’s got a

clear cut and easy to use API which the service

provides, making it developer friendly too. Since,

they’ve been in the business for a long time they

have great Fraud prevention tools that’ll avert any

fraud attempts detected by their systems.Facebook.com/gentleninja.org







5. Pin payments:

Pin payments are predominantly used in

Australia, but you can use it in the US as well. And

their payment gateway . They have multi-

currency payment options. Pin payments gateway

requests are through HTTP calls so it’s possible to

integrate with any technology.








6. Sagepay:

Sagepay is a U.K based payment

gateway, it accepts multi- currency payment

option. They don’t deduct money from the

transaction. Instead they charge you from your

card on file. Sagepay direct pay has various

plugins that will help you integrate into different

platforms too.Facebook.com/gentleninja.org







7. Stripe:

Stripe is a widely popular gateway

that accepts credit card payments in the U.S, UK

and it’s colonies. Stripe has been widely used by

popular services like Lyft, dribble etc. It’s got a

clean API, if you’d like to extend it with more

sophisticated system.








8. Skrill :

Skrill was previously known as money

booker or moneybookers.com , Skrill is a payment

processing gateway which works in full order to

accept credit card, debit cards, local payment

options in various countries. Skrill offers different

implementations for different requirements, so

that the integration becomes easier.Facebook.com/gentleninja.org







9. Braintree:

It’s been around for sometime

and they are quite fast in their payment schedule

sending you payments within 2 working days.

They power companies like UBER, fab etc. The

exciting thing about Brain tree is that for the first

$50K there is no transaction fee and is absolutely

free. Making it startup friendly.Facebook.com/gentleninja.org







10. Worldpay:

World pay payment gateway

service carries out high volume transaction

everyday around 12 million transacations in all

sizes. Their payment structure is slightly

expensive but a reliable solution. Worldpay also

has options to do face to face transactions and

accepting payments from terminals (offline

payment) .Facebook.com/gentleninja.org







Using these payment gateway services you can largely benefit from them. Of late there is also a new service called OrderDragon.com combines all the gateway under a multiple payment gateway service which accepts these payments for you and forwards it to your bank account. You can attach unlimited domains so that you can accept payments across different stores you have. Unlimited invoices, lets you generate invoices for any number of sales you have. There is no cap on the transactions and products. So it lets you do business 365 days without any worries about the nitty gritties of using multiple payment gateway service.





http://orderdragon.com/



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How to Integrate Payment Gateway in Website