1

Lenders

<3% fee

MFI Patrick

20-35% int 0% int 0% int

Direct Connection

Trustee

Website

2 0d 16 28 9 10 65d

Trustee invited Trustee

completes app

Trustee begins endorsement

(loan app invite sent)

Loan app draft

complete

Trustee reviewed

HQ reviewed and posted

Trustee Due Diligence + Borrower Training

Trustee Education Paper Applications Back + forth w/ Trustee

1 0d 2 22 3 30d

Trustee invited

HQ reviewed + posted

2

Trustee completes app

Trustee begins endorsement

(loan app invite sent)

Loan app draft

complete

Trustee reviewed

Online B/T Training??? Targeting/Deadlines SMS Application Trustee Review Page

Davis Mkoji,

Seed Trustee

Vincent,

1st Gen Borrower

Justus,

2nd Gen Borrower

John,

2nd Gen Borrower

Pamela,

1st Gen Borrower

Michael

2nd Gen Borrower

Potential Trustee

ING is AWESOME

FAIL

thanks! a k a s h @ k i v a . o r g