Self-control Self-control inin saving saving

‘‘The wise man The wise man savessaves for for the future, but the the future, but the foolish man foolish man spendsspends whatever he gets.’ whatever he gets.’

Truth

Truth

Honesty in Honesty in earning or workearning or work

Responsibility in Responsibility in spendingspending

Wisdom in Wisdom in borrowingborrowing

Self-control in Self-control in savingsaving

Generosity in Generosity in givinggiving

‘‘Do not despise these Do not despise these small beginningssmall beginnings, for the , for the LORD rejoices to see the LORD rejoices to see the

work begin …’work begin …’

Mindset before methodMindset before method

Start nowStart now

Start small Start small

Keep goingKeep going