BUILD

BUYv/s

LOWER OPERATING COSTS

QUICK & EASY ACCESS

SIMPLE.

BETTER RETURNS

THE GROWTH OF MARKETPLACES

POWERED BY LATEST TECHNOLOGY

The marketplace platform should be agile in order to quickly adapt to new regulations

$33 BILLIONUSA

UK$7 BILLION

GROWTH OF MARKETPLACE LENDING

IMPACT OF TECHNOLOGY ON MARKETPLACE LENDING

GET TO MARKET FASTThe speed of delivery for the system can make or break a marketplace lender’s success.

ABILITY TO HANDLE RAPID GROWTH WITH COMPLETE SECURITY

ABILITY TO CHANGE RISK MODELS, AND PRODUCT OFFERINGS INSTANTLY

UNSURPASSED BORROWER EXPERIENCE

UNIQUE FUNCTIONALITY AND AGILITYThe marketplace lender needs a technology solution that can quickly bring their secret sauce to life, and go live making loans

OUT OF THE BOX FUNCTIONALITY THAT IS SCALABLE, SECURE AND SOLIDTOO MANY THINGS TO BUILD

COMPLEX LOAN PROCESSING

HEAVY MAINTENANCE

KEY CRITERIA TO EVALUATE A MARKETPLACE PLATFORM

FOCUS ON THE CUSTOMER EXPERIENCE, THE UNIQUE GREATNESS OF YOUR MARKETPLACE

SPEED, SPEED, SPEED!FAST DELIVERY, QUICK SYSTEM CHANGES AND NEW PRODUCTS

FLEXIBILITY TO HANDLE CHANGES

BUILD BUYv/s

PROGRAMMING CHANGESAlways choose a marketplace lender who delivers agility in adding new products to the marketplace.

TECHNICAL SUPPORTAlways review the technical support packages offered by the vendor to determine the right cost and benefit for your marketplace.

UPGRADESAlways ensure that your platform vendor has a frequent release schedule that is consistently delivered and fits with your planned release schedule.

EXPERIENCEGlobal experience matters. Always look for a vendor that has implementation experience in many countries around the world, not just your own.

TRADITIONAL BANKING MARKETPLACE LENDINGv/s

OPEN ARCHITECTUREAn open architecture that enables lenders to quickly configure their solution to suit the evolving market and regulatory needs.

Responsive borrower and investor portals to facilitate marketplace transactions and foster transparency.

QUICK

SAFE

DELIVER

Marketplace lenders can develop and validate any new product and substantially reduce time to market.

World class, cutting edge, secure and compliant solution that can go live in weeks.

LENGTHY PROCESSESRIGID

PAYMENT PLANS

HIGHER INTEREST RATES & LOWER RETURNS

TOO MANY REGULATIONS

TOO MUCH PAPERWORKLACK OF TRANSPARENCY & TRUST

(ESTIMATED : 2016)