When You Gas UpWhen You Gas Up

Eat Your Favorite Meal in a Quick-Serve Eat Your Favorite Meal in a Quick-Serve RestaurantRestaurant

Call Using PrepaidCall Using Prepaid

Buy MedicinesBuy Medicines

Enjoy Your Favourite Beverage in Coffee Enjoy Your Favourite Beverage in Coffee ShopsShops

Buy GroceriesBuy Groceries

Shop for ClothesShop for Clothes

is making life better is making life better by empowering by empowering

consumers to earn consumers to earn from everyday from everyday

purchases. purchases.

IntroducingIntroducing

PayBux is a rewards App and platform for PayBux is a rewards App and platform for individual and community purchases. individual and community purchases.

Subscribers are Subscribers are incentivisedincentivised for loyalty and for loyalty and connecting with friends.connecting with friends.

Life is Life is Rewarding.Rewarding.

Transforming Lives.

PayBux EditionsPayBux Editions

Standard EditionStandard Edition(FREE)(FREE)

Premium EditionPremium Edition(via Upgrade to (via Upgrade to Mentor or Icon)Mentor or Icon)

Transforming Lives.

Life is MobileLife is Mobile

66% Sleep 66% Sleep with Their with Their Phones.Phones.

66% Sleep 66% Sleep with Their with Their Phones.Phones.

26% checks 26% checks their phones at their phones at

the dinner the dinner table.table.

26% checks 26% checks their phones at their phones at

the dinner the dinner table.table.

240M business 240M business globally will be cloud globally will be cloud computing via mobile computing via mobile

by 2015.by 2015.

240M business 240M business globally will be cloud globally will be cloud computing via mobile computing via mobile

by 2015.by 2015.

The Future is MobileThe Future is MobileThere will be almost There will be almost 4 4 billion billion subscriberssubscribers by 2017. by 2017.

More than More than 5 billion 5 billion broadband connectionsbroadband connections and and about about a billion LTE a billion LTE connectionsconnections by then. by then.

A total of almost A total of almost 10 billion 10 billion mobile connections.mobile connections.

Basic Social Basic Social NetworkingNetworking

Calendar of Events Calendar of Events and Activities (CEVA)and Activities (CEVA)

Mobile Shopping Mobile Shopping (Thru-App (Thru-App Purchases)Purchases)

Payback Rewards and Payback Rewards and IncentivesIncentives

Electronic Credits and Electronic Credits and TransfersTransfers

QR Codes ScanningQR Codes Scanning

Basic Social NetworkingBasic Social Networking

Calendar of EventsCalendar of Events

Transforming Lives.

QR Code Scanning for Mobile QR Code Scanning for Mobile Vouchers/eGCsVouchers/eGCs

You buy prepaid You buy prepaid credits called ‘bux’.credits called ‘bux’.

Select mVoucher or Select mVoucher or eGC of your choice.eGC of your choice.

Present to Merchant Present to Merchant for redemption.for redemption.

Transforming Lives.

Scan and Go

Merchant scans the QR Codes for fast and easy redemption or payment of purchased

products.

January January 20142014

2nd Quarter 2nd Quarter 20142014

February February 20142014

Transforming Lives.

Our Unique Value Our Unique Value PropositionProposition

Make every purchase a Make every purchase a rewardingrewarding experience thru Cooperative Group experience thru Cooperative Group

Rewards.Rewards.

Transforming Lives.

Top-up Your Favorite Merchant Top-up Your Favorite Merchant CardCard

But What But What Makes PayBux Makes PayBux

Different?Different?

““...Generosity can ...Generosity can be a highly be a highly

effective growth effective growth strategy.”strategy.”

- Eddie Yoon, Principal- Eddie Yoon, PrincipalThe Cambridge GroupThe Cambridge Group

PayBux is Generous.PayBux is Generous.

Payback Payback Offer of at Offer of at least least 20%20% and up to and up to

100%.100%.

It is faster and realistic.It is faster and realistic.

It isIt isCOOPERATIVE.COOPERATIVE.

Cooperative Group Cooperative Group RewardsRewards

Each purchase Each purchase transaction transaction contributes an contributes an amount to the PayBux amount to the PayBux Generous Rewards Generous Rewards Pool.Pool.

20%-100% 20%-100% RebateRebate

24-hour Transaction Period

PayBux keeps PayBux keeps record of the record of the transactions and transactions and awards rebates awards rebates using HexCell using HexCell Algorithm.Algorithm.

Transforming Lives.

Where Rewards Come Where Rewards Come FromFrom

PersonalPersonal purchases purchases and and Purchases of Purchases of otherother SubscribersSubscribers in the in the community.community.

UPGRADEUPGRADE of of Subscription.Subscription.

Transforming Lives.

A Different Shape for A Different Shape for SuccessSuccess

HexCellHexCell Means Rewards Means Rewards

Earn Earn HexCellHexCell Rewards from Subscription Rewards from Subscription Upgrade and Qualifying Purchases from Upgrade and Qualifying Purchases from

partner merchants.partner merchants.

UpgradUpgradee

PurchasePurchasess

Transforming Lives.

The Starting PointThe Starting Point

Download the Download the Standard Edition of Standard Edition of PayBux App for PayBux App for FREE!FREE!

HexCell for Generous HexCell for Generous PaybackPayback

A A Qualifying PurchaseQualifying Purchase generates a generates a HexCellHexCell that determines rewards from your that determines rewards from your purchases and purchases of other purchases and purchases of other

subscribers in the community.subscribers in the community.

Sample Qualifying Purchases

P1,50P1,5000

P37P3755

P30P3000

Sample Qualifying Sample Qualifying PurchasesPurchases

P1,000 + P1,000 + 500500P100 + 200 + P100 + 200 + 7575P100 + P100 + P200 P200

Sample Qualifying Sample Qualifying PurchasesPurchasesP3,00P3,0000P50P5000P50P5000

HexCellsHexCells from Purchases from Purchases

HexCellsHexCells from Purchases from PurchasesEach Qualified Purchase Each Qualified Purchase that produces HexCells is that produces HexCells is processed using special processed using special HexCellHexCell Algorithm ensuring Algorithm ensuring rewards for rewards for allall transactions.transactions.

It ensures that It ensures that everyoneeveryone will get rewarded from their will get rewarded from their purchases.purchases.

=

You earn rewards You earn rewards when your when your HexCellHexCell is is activatedactivated..

It is activated It is activated whenever there whenever there are are six (6) six (6) HexCellsHexCells that are that are attached to it.attached to it.

HexCellHexCell for Generous for Generous PaybackPayback

HexCell Regenerates for More HexCell Regenerates for More RewardsRewardsEach time you earn a Each time you earn a

HexCellHexCell, a new one is , a new one is automatically automatically generatedgenerated for for more more rewardsrewards until you until you reach the reach the maximum maximum number of HexCells number of HexCells you can earnyou can earn based based on your subscription on your subscription type.type.

Transforming Lives.

You Must Be ‘LINKED’You Must Be ‘LINKED’As a USER, you can As a USER, you can only earn only earn one (1) one (1) HexCellHexCell when you when you don’t have a don’t have a LinkerLinker. .

A USER A USER must be must be linkedlinked to another to another Subscriber to earn up Subscriber to earn up to three (3) HexCells.to three (3) HexCells.

1-3 1-3 HexCellsHexCells

up to up to 12 12

HexCellHexCellssup to 6 up to 6

HexCellHexCellss

HexCellHexCell Limit for Generous Limit for Generous PaybackPayback

up to 3 up to 3 HexCellHexCell

ss

As a matter of As a matter of policy, the policy, the program will program will payback payback up to up to 100%100% of qualifying of qualifying purchase amount purchase amount regardless of regardless of HexCell Limit.HexCell Limit.

The The HexCellHexCell Rewards Rewards ProgramProgram

Transforming Lives.

14 Ways to Get 14 Ways to Get RewardedRewarded1. Generous Payback (GPB)1. Generous Payback (GPB)

2. Payback Linker Rewards (PLR)2. Payback Linker Rewards (PLR)3. Linker Group Rewards (LGR)3. Linker Group Rewards (LGR)4. Payback Infinity Rewards (PIR)4. Payback Infinity Rewards (PIR)5. Icon Profit Sharing (HPS)5. Icon Profit Sharing (HPS)6. Icon Leadership Rewards (ILR)6. Icon Leadership Rewards (ILR)7. Upgrade Rewards (UPR)7. Upgrade Rewards (UPR)8. Upgrade Link Rewards (ULR)8. Upgrade Link Rewards (ULR)9. HexCell Icon Royalty (HIR)9. HexCell Icon Royalty (HIR)10. Icon Upgrade Rewards (IUR)10. Icon Upgrade Rewards (IUR)11. Icon Combo Rewards (ICR)11. Icon Combo Rewards (ICR)12. Group Combo Royalty (GCR)12. Group Combo Royalty (GCR)13. Dream Board Fund (DBF)13. Dream Board Fund (DBF)14. Spartan Leaderboard Rewards 14. Spartan Leaderboard Rewards (SLR)(SLR)

Transforming Lives.

Upgrade to InspireUpgrade to Inspire

MentorMentor

IconIcon

BuilderBuilder

Take the steps…Take the steps…

……or make a big or make a big leap.leap.

Transforming Lives.

Start as a Start as a BuilderBuilderA Builder A Builder earnsearns rewards from rewards from purchases of other purchases of other Builders and Users by Builders and Users by ‘linking’ them.‘linking’ them.

A User becomes a A User becomes a builder when they builder when they ‘link’‘link’ other Users. other Users.

Link. Build. Grow.Link. Build. Grow.

There is There is no limitno limit to the number of links a to the number of links a Builder can create. More links mean more Builder can create. More links mean more

rewards.rewards.

HexCellHexCell is Infinite is Infinite

Payback Linker RewardsPayback Linker Rewards

Transforming Lives.

Linker Group RewardsLinker Group Rewards

Transforming Lives.

Potential Linker Group Potential Linker Group RewardsRewards

LEVELLEVEL # of # of Subscribers Subscribers

Rewards Rewards Value Value

11 33 9.009.0022 99 27.0027.0033 2727 81.0081.0044 8181 243.00243.0055 243243 729.00729.0066 729729 2,187.002,187.0077 2,1872,187 6,561.006,561.0088 6,5616,561 19,683.0019,683.0099 19,68319,683 59,049.0059,049.00

1010 59,04959,049 177,147.00177,147.00TotalTotal 88,57288,572 265,716.00265,716.00

No. of Link: 3No. of Link: 3

Progression: 3Progression: 3

# of HexCell / # of HexCell / Sub: 1Sub: 1

Transforming Lives.

Potential Linker Group Potential Linker Group RewardsRewards

LEVELLEVEL # of # of Subscribers Subscribers

Rewards Rewards Value Value

11 66 36.0036.0022 1818 108.00108.0033 5454 324.00324.0044 162162 972.00972.0055 486486 2,916.002,916.0066 1,4581,458 8,748.008,748.0077 4,3744,374 26,244.0026,244.0088 13,12213,122 78,732.0078,732.0099 39,36639,366 236,196.00236,196.00

1010 118,098118,098 708,588.00708,588.00

TotalTotal 177,144177,144 1,062,864.01,062,864.000

No. of Link: 6No. of Link: 6

Progression: 3Progression: 3

# of HexCell / # of HexCell / Sub: 2Sub: 2

Transforming Lives.

Payback Infinity Payback Infinity RewardsRewards

Transforming Lives.

Potential Payback Infinity Potential Payback Infinity RewardsRewards

LEVELLEVEL # of # of Subscribers Subscribers

Rewards Rewards Value Value

11 33 9.009.0022 99 27.0027.0033 2727 81.0081.0044 8181 243.00243.0055 243243 729.00729.0066 729729 2,187.002,187.0077 2,1872,187 6,561.006,561.0088 6,5616,561 19,683.0019,683.0099 19,68319,683 59,049.0059,049.00

1010 59,04959,049 177,147.00177,147.00TotalTotal 88,57288,572 265,716.00265,716.00

No. of Link:No. of Link: 3 3

Progression:Progression: 3 3

# of HexCell / # of HexCell / Sub:Sub: 1 1

Transforming Lives.

Icon Profit SharingIcon Profit Sharing

Transforming Lives.

Rewards from Anything You Rewards from Anything You BuyBuy

Transforming Lives.

Scan and ThrowScan and Throw

Scan the card and you’ve got a Scan the card and you’ve got a HexCell!HexCell!

Transforming Lives.

Rewards from Anything You Rewards from Anything You BuyBuy

P25.00

AnyAnyQuestioQuestio

nnso far?so far?

More Rewards by Growing More Rewards by Growing Your Network of Consumers.Your Network of Consumers.

Transforming Lives.

Auto-UpgradeAuto-Upgrade

By default, 50% of rewards go to Auto-By default, 50% of rewards go to Auto-upgrade. You just have to choose upgrade. You just have to choose

between between MentorMentor or or IconIcon..

It’s your It’s your call!call!

Transforming Lives.

No Man is an IslandNo Man is an IslandUpgrading to Upgrading to MentorMentor or or IconIcon automatically automatically puts you in the puts you in the rewards community.rewards community.

Your presence Your presence contributes to the contributes to the rewards program and rewards program and you get rewarded as you get rewarded as well.well.

Transforming Lives.

Be a Mentor and ExcelBe a Mentor and Excel

An An Upgrade Key Upgrade Key is is required to become a required to become a Mentor.Mentor.

The The KeyKey is available is available from a from a MentorMentor or or Icon Icon Subscriber.Subscriber.

Mentor Upgrade PremiumMentor Upgrade Premium

withwith300 Bux!300 Bux!

MentorsMentors are Duplicators are Duplicators

A A MentorMentor may link Builders and help may link Builders and help them become Mentors too. There is them become Mentors too. There is

no limit.no limit.

HexCell Rewards from HexCell Rewards from UpgradeUpgrade

When you upgrade to When you upgrade to MentorMentor or or IconIcon, a , a HexCell is automatically generated to HexCell is automatically generated to

accumulate your rewards from accumulate your rewards from upgradeupgrade activities in the hive.activities in the hive.

Upgrade RewardsUpgrade RewardsA A HexCellHexCell is activated is activated when there is a total of when there is a total of six six (6) Upgrades(6) Upgrades (Mentor or (Mentor or Icon) associated with it.Icon) associated with it.

Upgrades may come from Upgrades may come from your personally endorsed your personally endorsed Builders or from others Builders or from others joining the Hive.joining the Hive.

Transforming Lives.

Upgrade RewardsUpgrade RewardsYou earn You earn P750P750 for every for every activated HexCell.activated HexCell.

At an average, a At an average, a Mentor Mentor or or Icon Icon may earn may earn 3-4 HexCells 3-4 HexCells in a Hive size of about 130. in a Hive size of about 130. This could bring potential This could bring potential rewards equivalent to rewards equivalent to about about P2,250-P3,000 P2,250-P3,000 per per dayday..

HexCellHexCell Rewards (Upgrade) is Rewards (Upgrade) is InfiniteInfinite

Every time a Every time a HexCellHexCell is is activatedactivated, a new one is , a new one is generated to give you generated to give you continuous rewards. There is continuous rewards. There is no end to no end to HexCell HexCell Rewards.Rewards.

Your newly generated Your newly generated HexCellHexCell can be activated can be activated again thru Upgrades or again thru Upgrades or Regenerations in the Hive.Regenerations in the Hive.

Earn Unlimited RewardsEarn Unlimited RewardsNew Upgrades coming New Upgrades coming into the Hive activates into the Hive activates

HexCellsHexCells, producing , producing more more HexCellsHexCells that bring that bring

unlimited rewards.unlimited rewards.

There is There is no limitno limit to the to the number of number of HexCellsHexCells that that

you can earn in a day!you can earn in a day!

Bring Two to Start EarningBring Two to Start EarningBuilders who upgrade to Builders who upgrade to Mentors or Icons must Mentors or Icons must contribute to the Hive by contribute to the Hive by helping helping at leastat least twotwo (2) (2) BuildersBuilders become become MentorsMentors or or IconsIcons..

You will only earn your You will only earn your HexCell HexCell rewards when you rewards when you satisfy this requirement.satisfy this requirement.

Transforming Lives.

P1

0

The Upgrade Link The Upgrade Link RewardsRewardsEarn rewards from HexCells Earn rewards from HexCells

earned or activated by earned or activated by Mentors or Icons you have Mentors or Icons you have introduced into the Hive.introduced into the Hive.

Earn Earn P10P10 per HexCell per HexCell activated. activated. IconsIcons are are automatically qualified to automatically qualified to earn earn P15.P15.

MentorsMentors are entitled to earn are entitled to earn up to 6th generation while up to 6th generation while IconsIcons are entitled up to are entitled up to 10th generation.10th generation.

12345678910

P1

5

Transforming Lives.

Upgrade one more Upgrade one more Mentor and instantly Mentor and instantly qualify to earn qualify to earn P15 P15 HexCell Group HexCell Group Rewards.Rewards.

Link a total of six (6) Link a total of six (6) Mentors to earn Mentors to earn HexCell Group Rewards HexCell Group Rewards up to the 10th up to the 10th generation! generation!

Mentors Can Get MoreMentors Can Get More

12345678910

P1

5

+ +

P1

5

Transforming Lives.

The Inspiring IconThe Inspiring IconIt takes an It takes an IconIcon to to know an Icon. know an Icon. Upgrade to Icon is Upgrade to Icon is only thru an Icon.only thru an Icon.

Icon Upgrade is the Icon Upgrade is the ultimate advantage in ultimate advantage in HexCell Rewards HexCell Rewards Program.Program.

The Icon Upgrade PremiumThe Icon Upgrade Premium

withwith1K Bux!1K Bux!

Includes six Includes six (6) HexCell (6) HexCell

Royalty Royalty Upgrade Upgrade Cards.Cards.

Merchant Merchant Promo Promo

Vouchers.Vouchers.

HexCell HexCell Account with Account with

3 Combo 3 Combo Trackers.Trackers.

The PayBux Icon CardThe PayBux Icon Card

Smart Card for Smart Card for OFFLINEOFFLINE and and ONLINE ONLINE transaction transaction and transfer of PayBux and transfer of PayBux balance.balance.

For Cashless transaction For Cashless transaction (fare payment and other (fare payment and other form of settlement)form of settlement)

The PayBux Icon CardThe PayBux Icon Card

Peer-to-peer TRANSFER Peer-to-peer TRANSFER (P2P) for payment, reload (P2P) for payment, reload and other form of and other form of financial value exchange. financial value exchange.

Getting More Value Than What You Getting More Value Than What You Pay ForPay ForSCENARIO:SCENARIO:You spend You spend P7,000P7,000 monthly on monthly on gasoline.gasoline.

This would produce 4 This would produce 4 HexCells in a month which HexCells in a month which would average about 48 in a would average about 48 in a year.year.

You may earn up to You may earn up to P17,000P17,000 in a year on fuel in a year on fuel alonealone..

Transforming Lives.

HexCell HexCell IconIcon Royalty Royalty

12345678910

P1

5

Aside from qualification to Aside from qualification to earn HexCell Group earn HexCell Group Rewards, an Icon is entitled Rewards, an Icon is entitled for HexCell Icon Royalty for HexCell Icon Royalty (HIR) equivalent to (HIR) equivalent to P25P25 per per activated HexCell by any activated HexCell by any Mentor in his Subgroup up Mentor in his Subgroup up to to infinityinfinity..

When an Icon personally When an Icon personally LINKS a total of six (6) LINKS a total of six (6) upgrades (Mentor or Icon), upgrades (Mentor or Icon), HIR is HIR is increased increased to fiftyto fifty (P50).(P50).

P2

5-5

0+

Transforming Lives.

Icon Upgrade RewardsIcon Upgrade Rewards

= P1P1KK

Earn P1K for every Earn P1K for every MentorMentor or or Builder you upgrade to Builder you upgrade to IconIcon..

Transforming Lives.

Icon Combo RewardsIcon Combo Rewards

COMCOMBB

1 Combo = P1K1 Combo = P1K1 Combo = P1K1 Combo = P1K

10 Combos per 10 Combos per CycleCycle

10 Combos per 10 Combos per CycleCycle

2 Cycles per Day2 Cycles per Day2 Cycles per Day2 Cycles per Day

ICON ICON TEAM TEAM AA

ICON ICON TEAM TEAM BB

P20,000 P20,000 maximum maximum

daily rewards daily rewards value!value!

12MN-12MN-12NN:12NN:

1st Cycle1st Cycle12NN-12NN-12MN:12MN:

2nd Cycle2nd Cycle

Transforming Lives.

Dream Board FundDream Board FundEvery Every 5th Combo 5th Combo earned goes to your earned goes to your Dream Board Fund.Dream Board Fund.

Your Dream Board Your Dream Board Fund can only be Fund can only be redeemed for your redeemed for your Dream Items. It is Dream Items. It is not convertible to not convertible to Cash or Bux.Cash or Bux.

Transforming Lives.

Group Combo RoyaltyGroup Combo RoyaltyICON ICON

TEAM TEAM AAICON ICON

TEAM TEAM BB10%

10%

5%

5%

5%5%5%

5%5%5%

Earn rewards Earn rewards based on the based on the performance performance

of your of your personally personally

linked Icons linked Icons and their and their

links up to links up to 5th5th

generation.generation.

1st 1st GenGen

2nd 2nd GenGen

3rd 3rd GenGen

4th 4th GenGen

5th 5th GenGen

1st 1st GenGen

2nd 2nd GenGen

3rd 3rd GenGen

4th 4th GenGen

5th 5th GenGen

Transforming Lives.

Potential ICR RewardsPotential ICR Rewards

LEVEL ICR% # of Icon Rewards Value per

Level per Icon

Icon Combo Royalty

1 10% 6 10,000.00 60,000.00

2 5% 12 5,000.00 60,000.00

3 5% 24 5,000.00 120,000.00

4 5% 48 5,000.00 240,000.00

5 5% 96 5,000.00 480,000.00

Total 186960,000.0

0

Transforming Lives.

Potential ICR RewardsPotential ICR Rewards

LEVEL ICR% # of Icon

Rewards Value per Level per

Icon

Icon Combo Royalty

1 10% 6 10,000.00 60,000.00

2 5% 18 5,000.00 90,000.00

3 5% 54 5,000.00 270,000.00

4 5% 162 5,000.00 810,000.00

5 5% 486 5,000.002,430,000.0

0

Total 7263,660,000.

00

Start with 3 Start with 3 Combo Combo

Trackers from Trackers from Day 1Day 1!!

Tracking Tracking IconIcon Exclusive Exclusive RewardsRewards

An Icon earns rewards when upgrading Builders An Icon earns rewards when upgrading Builders or Mentors to Icon. The system determines the or Mentors to Icon. The system determines the

rewards using Combo Trackers.rewards using Combo Trackers.

Tracker Tracker 11

Tracker Tracker 22

Tracker Tracker 33

Transforming Lives.

Activate all Combo

Trackers!

Double Your RewardsDouble Your Rewards

Activate Activate allall Combo Trackers by Combo Trackers by upgrading at least six (6) Icons. upgrading at least six (6) Icons.

Your rewards are Your rewards are doubleddoubled when all when all Combo Trackers are active.Combo Trackers are active.

Tracker Tracker 11

Tracker Tracker 22

Tracker Tracker 33