Self-Employed? You Could Be Saving More In Taxes and Building a Bigger Retirement Nest Egg

With a little known, but high-impact, tax and retirement savings plan you may be able to save thousands each year.

Defined Benefit Plans: The Overlooked Retirement Vehicle For Successful Entrepreneurs

“Defined benefit plans continue to make sense for...successful small business owners and entrepreneurs. For such individuals,

pension plans are an ideal retirement vehicle, offering a wide range of benefits that will help them keep a larger share of

their wealth…”Forbes, January 2014

How Entrepreneurs Can Get Big Tax Breaks For Retirement

Savings

“A 52-year-old entrepreneur netting $300,000 could use a one-person defined-benefit pension plan combined with a solo

401(k) to shelter a total of $169,800 from current income taxes…”

Forbes, March 2013

Defined Benefit Plans are a powerful tool for self-employed professionals

A Defined Benefit Plan: • Is an IRS approved, qualified retirement plan • Allows the highest tax-deductible contributions

of any retirement plan • Can allow you to rapidly build a large retirement

nest egg • May allow you to cut your tax bill by tens of

thousands of dollars every year

Many professionals are not aware of Defined Benefit Plans and their benefits

Taxes Saved $22,500

Taxes Saved $69,300

Taxes Saved $84,400

$-

$10,000

$20,000

$30,000

$40,000

$50,000

$60,000

$70,000

$80,000

$90,000

401(k) Defined Benefit Plan DB Plan + 401(k)

Save Tens of Thousands in Taxes with a Defined Benefit Plan

A 52-year old business owner with an annual income of $450,000 can potentially cut his/her tax bill by $70,000 to $80,000 in a single year by forming a Defined Benefit Plan

*Assumes combined federal and state tax of 38%. Example is tax savings in comparison to no retirement plan.

Put a Defined Benefit Plan to work for you

And quickly build retirement savings

Seven Year Road to a $1M Nest EggIn this example, a 50-year old small business owner puts $125,000 in a Defined Benefit Plan every year and builds a retirement nest egg of $1 Million by Year 7

$125,000

$256,250

$394,063

$538,766

$690,704

$850,239

$1,017,751

Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7

Seven Year Road to a $1M Nest Egg A 50-year old small business owner could put $125,000 in a Defined Benefit Plan every year and build a retirement nest egg of $1 Million by Year 7

*Assumes a contribution every year and 5% growth

• Do you make at least $100,000 per year through self-employment income from - a sole proprietorship, LLC or

corporation, or - a side business?

Is a Defined Benefit Plan right for you?

• Do you make at least $100,000 per year through self-employment income from - a sole proprietorship, LLC or

corporation, or - a side business?

• Do you have 0 - 10 employees?

Is a Defined Benefit Plan right for you?

• Do you make at least $100,000 per year through self-employment income from - a sole proprietorship, LLC or

corporation, or - a side business?

• Do you have 0 - 10 employees?

• Are you 40 or older?

Is a Defined Benefit Plan right for you?

• Do you make at least $100,000 per year through self-employment income from - a sole proprietorship, LLC or

corporation, or - a side business?

• Do you have 0 - 10 employees?

• Are you 40 or older?

• Are you willing to contribute $50,000 or more annually?

Is a Defined Benefit Plan right for you?

• Do you make at least $100,000 per year through self-employment income from - a sole proprietorship, LLC or

corporation, or - a side business?

• Do you have 0 - 10 employees?

• Are you 40 or older?

• Are you willing to contribute $50,000 or more annually?

YES?

Is a Defined Benefit Plan right for you?

Let Us Help You Build Toward Your Retirement

Goals

Take Two Minutes To See How Much You Could Save • With a few pieces of information we can

generate a proposal to fit you. • You could be saving tens of thousands

every year. • Learn more about Defined Benefit Plans • Fill out our Tax Savings Analysis • Contact us at info@orionportfolios.com • Visit us at Orion Portfolios

How Much Can You Save?

• Founded Orion in 2002. • Orion is a fee-only Registered

Investment Advisor. • We are an independent fiduciary

committed to implementing the most effective retirement plans for our clients.

• We provide a comprehensive and cost-effective solution for professionals seeking to reduce their tax bill and jump-start retirement savings.

• Contact us at info@orionportfolios.com • Or visit us at Orion Portfolios

Who is Orion?

Peter C. Thoms, CFA