Group Leader:Mr. Arfan Muhammad Afzal

Group Members:Mr. Gohar IqbalMr. Akabr HumayynMr. Farhat AbbasMr. Zeshan Ahmad

Working as a scheduled commercial bank M/S PACRA has awarded the Bank with the credit

rating AA- for Long term and A1+ for Short term on 31 Dec.2004.

The Bank provides all types of banking services such as Deposit in Local Currency, Client Deposit in Foreign Currency, Remittances, and Advances to Business, Trade, Industry and Agriculture.

As agriculture is considered as backbone of our economy the Bank of Punjab has introduced "Kissan Dost Agriculture Finance Scheme" to small farmers.

The Bank is listed on Karachi, Lahore & Islamabad stock exchanges in Pakistan.

Attractive rates of profit on all types of deposits, opening of Foreign Currency Accounts and etc. are gradually increases day by day.

Chief Executive:Mr. Naeemuddin Khan

PresidentThe Bank of Punjab

Established in 1989 Banking Act 1989found by

Tajammal Hussain

Function as ascheduled

commercial bank

254 branches in major business

centers

Branches of The Bank of Punjab There are many branches of bank in different regions of Pakistan.

1) Lahore Central-I Region2) Multan Region3) Lahore Central-II Region4) Faisalabad Region5) Lahore North Region6) Gujranwala Region7) Lahore South Region8) Gujrat Region9) Peshawar Region10) Bahawalpur Region11) Islamabad Region

12) D.G. Khan Region13) Rawalpindi Region14) Jhelum Region15) Sialkot Region16) Sheikhupura Region17) Bahawalnagar Region18) Sahiwal Region19) Jhang Region20) Khushab Region21) Karachi Region

Retail Banking Division Special Assets

Management Division Credit Administration

Division Human Resource Division Finance division information Technology

Division Operations Division Credit Risk Management

Division

Corporate Banking Division Control and Compliance

Division Training, Research,

Communication and Public Division

Consumer banking Division Audit and Inspection

Division Law Division

Commercial banking Corporate investment banking Cash management services Utility bills BOP locker Online banking E-banking Agriculture financing Collection of utility, demand draft ,pay order, letter of

credit etc.

Aasaish loan Quick cash Car loan house loan Smart cash personal loan Motor cycle loan schemes

BOP Current Account BOP basic banking Account BOP Pehlay Munafa Scheme PLS Saving Account Senior Citizens Saving Account Gharayloo Saving Account Ziada Munafa saving Account PLS Saving Profit Plus Account

The Bank of Punjab, Treasury (Capital) is an active player in Money Markets and Foreign Exchange. Our everyday business revolves around participation in Foreign exchange and Money Markets in a substantial volume. The treasury services include Foreign exchange, FX products, Money market, Treasury marketing unit etc.

a)Util ity Bil lsb)Lockers: Lockers are available in many branches of BOP.c)Collection of Cheques

Green Tractor Lease Finance Scheme Agri Finance Branches Second Hand Tractor Lease Finance Scheme Group Financing to Small Farmers Storage Finance Facility Markup of Schemes Scheme for Controlled Sheds (cabins) Kissan Dost Eslah-E-Arazi Scheme Corporate Farming Finance Scheme Commercial Lease Finance Tractor Scheme Demand Finance-Sheds Construction and Civil Works Agricultural Finance Scheme Kissan Dost Tractor Scheme

Educational institutions Agriculturists Pakistan telecommunication private ltd. WAPDA Pharmaceutical companies WASA

BOP has its own market value and worth no one is direct competitor of BOP but some banks are to some extent are competitors of BOP.

These are follows: UBL ABL Faisal bank HBL AL-FalahBank

A good customer is very important for company. They offer new services ,products ,schemes , offers to

retain old customer for example 5% free petrol on credit card use.

If a customer is dissatisfied then they try to solve its problem as soon as possible and also offers him extra service for satisfaction

On performance basis Yearly bonus Increment Change in rank Non monitory compensation Increase in Facilities Rewarding employees results in high commitment of

employee with company

BOP gives a lot importance to physical evidence they change the decoration, furniture, equipment etc. frequently so the customer can get more attraction towards the branch feel very comfortable and More user friendly branches

BOP offers such services that delight customers because BOP has different services which fits on customer demands.

No they are not using any official marketing research The total quality management department of BOP

visits his all branches frequently to check the customer service level.

Customer oriented Rapid services Schemes Wide range of products Latest technology Kisaan dost schemes In short bop has its own worth in banking sector

SWOTAnalysis

S

W

O

T

Excellence Award By The Central Board Of RevenueThe Bank of Punjab in recognition of the contribution made by the bank towards

Government exchequer.

3rd Kissan Time AwardsIn recognition of Bank's contribution in development and growth of agricultural

sector, the Bank honored with "Top Bank for Agriculture Loans" and "Best Bank Crop Insurance" under 3rd Kissan Time Awards year 2006.

Best Corporate Repor t AwardAnnual Report of the Bank for the year 2005 won 5th position for "The Best

Corporate Repor t Award" for the financial sector

16th Bolan Excellence AwardThe Bank was awarded Best Bank Award under 15th Bolan Excellence

Awards distributed in 2006.

Achievement AwardThe Lahore Chamber of Commerce & Industry (LCCI) awarded the Bank

"LCCI Achievement Award" 2006. 

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