MOTOR Insurance by IFFCO Tokio

WHAT IS MOTOR Insurance

Motor Insurance is a policy that covers on-road motor vehicles, like bikes, cars, trucks, etc. against accidental damage and theft. A motor insurance policy protects the vehicle owner against financial loss and legal issues. Further, the policy also covers any damage to third-party or property. Having car insurance is a legal requirement, which means when you buy a vehicle you have to buy insurance. Depending on the age and value of your vehicle, you can consider the type of insurance policy, whether comprehensive or third party liability is apt at the time. Safeguard your asset with the right amount of insurance cover.

Why Do You Need MOTOR insurance?

Carry your peace of mind with you every time you take to the road with a motor insurance policy and save yourself from those expensive surprises.

• Accidents can happen anytime, even at times when you are not at fault! Having a motor insurance is highly reassuring as you will be covered financially if you’re involved in an accident.

• Mandated by the law, Motor insurance is a prerequisite that covers your expenses in the event of vehicle damage or bodily injuries to you or to any third party in case of an accident and theft.

Types Of MOTOR Insurance

• Car Insurance Policy

• Two Wheeler Insurance Policy

CAR Insurance Policy

A car insurance policy covers against any damage or loss to the car, owner or third-party that occurs due to an accident or theft.

Benefits of car insurance policy include:

• Loss or damage to vehicle due to accident, fire, explosion, self-ignition, natural calamities like earthquake, storm, etc., manmade activities like burglary, theft, riot, strike, etc.

• Third-party liability• Personal accident cover• Reimbursement of expenses for protection, towing and redelivery of the car, in the event

of an accident.

TWO WHEELER Insurance Policy

Two wheeler insurance refers to the motor insurance policy that covers the damage or loss to a two wheeler and/or its rider, which may occur due to an accident, theft or natural disaster.

Benefits of a two wheeler insurance policy include:

• Damage or loss to the vehicle due to manmade or natural disasters.• Injury, death or damage to a third-party or surroundings.• Personal accident covers for the rider and passenger.

ADDITIONAL Benefits

• 24*7 On-Road Assistance

• Value Auto Coverage

24*7 ON-ROAD Assistance

Driving long distances in your car is always fun. But, what if your car breaks down and you need immediate help? To ensure that you get quick assistance in such a situation, motor insurance policies offered by IFFCO Tokio come with 24x7 on-road assistance in case of breakdown(s).

• The immobilized car will be repaired at site or safely towed to the nearest authorized dealer or workshop.

• Up to 5 liters of fuel will be delivered, if the vehicle runs out of fuel.• Services of Taxi, hotel and medical coordination.• Conference call to deliver urgent messages to family.

VALUE AUTO Coverage

Add-on covers can extend your existing policy coverage thereby enhancing the policy benefits. These 12 exclusive benefits can be availed at a nominal cost:

• Waiver for depreciation• No Claim Bonus (NCB) protection• Personal Accident Cover• New vehicle replacement• Towing or storage assistance• Hotel accommodation and travel expenses• Daily rental or travel cost for private cars and two wheelers• Personal effect and belongings• Medical expenses• Increased third-party property damage liability• Transport and redelivery of repaired vehicle

Buy MOTOR Insurance with IFFCO Tokio

Motor insurance needs can vary, so if you’re not sure about what will be the best for your car, IFFCO Tokio is there to help you get the right amount of motor insurance coverage for your two-wheeler or car. Our package motor insurance policies help secure you financially against physical damage, bodily injury or death and cover against third-party liability, bringing you peace of mind whenever you are on the road. These policies also offer coverage against natural and manmade calamities, like flood, fire, storm, theft, terrorist activities, etc.

IFFCO Tokio comprehensive motor insurance policies also come with additional benefits, ensuring optimum coverage at great value.

IFFCO-TOKIO

Corporate Office, IFFCO Tower,

Plot No. 3, Sector 29, Gurgaon -122001 Haryana(India)