Let’s Do This.Webinar: How to Be Financially Fearless

Tina C. Powell, Founder and CEO of SheCapitalSponsored by

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Important Disclaimer

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Everything in this presentation today is intended to be educational in nature, and hopefully will assist you in reaching your financial goals. However, it is all general in nature, and not specific to any of you or your circumstances. Nothing we say here today can replace real investment advice that is rendered after a thorough review of your financial situation.

SheCapitalJanuary 14, 2016

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Warren Buffet.“Invest in as much of yourself as you can. You are your own biggest asset by far.”

Friday, August 28, 2015NYSE Opening Bell

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Tina C. PowellFounder & CEO, SheCapitalPartner, Beacon Wealth ManagementAdjunct Professor, NYU

Series 65 LicenseM.A. Graphic Communications Management & TechnologyB.S. Business Management

Mother of 2, Daughter 25. Son 23. 49. Divorced. Engaged. Black Belt.

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Women play various roles in making financial decisions, but almost all are involved in some way.

56% “I share in financial decisions.”41% “I make all the financial decisions alone.”4% “I am not involved in financial decisions.”

Source: Women and Financial Power® study, Ameriprise Financial

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The reasons for making financial decisions differ substantially among generations of women.

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1945-196452-71 years of ageBaby boomer women are extremely focused on having enough for retirement and preparing for unexpected events.

1961-198135-55 years of ageGeneration X women have more recently faced life’s challenges, including divorce, unemployment, or a major loss in assets.

1975-199521 to 41 years of ageMillennial women feel well educated about finances and are more likely to feel in control of their financial lives.Accumulation is the focus.

Source: Women and Financial Power® study, Ameriprise Financial

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On a daily basis, women face trade-offs to balance the choices of family, career, and money.

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Being financially fearless means you take full responsibility and ownership of your decisions. It’s knowing where you are

going and how you are going to get there.

Financially Fearless.

Enough said. Let’s Do This.Success is the sum of small efforts, repeated day in and day

out.- Robert Collier

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Take ownership and be informed.1. Information triggers allow you to stay informed

- Bank charges, trades, account openings2. Creates an opportunity for dialogue with your advisor3. Also creates a decision making opportunity

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Know what you own. 1. Greater sense of security2. Gives you an idea of where you

need to build3. Single, married, divorce,

working, unemployed, retired, widowed

4. Influence the choices you make pertaining to lifestyle now and in the future

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Know what you owe.1. Knowing total debt attacks that fear2. Interest rates and terms affect decisions 3. How long will it take me 4. You can create an action plan

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Knowing what you own and what you owe are a result of your past lifestyle.

Personal Net Worth Links: www.shecapital.com/blog/financial-

self-defense-part-2

Financial Self-Defense Parts 1 -3www.shecapital.com/blog

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Tackle your credit card debt. 1. A copy of your credit report will tell you how much

debt you have2. What the interest rates are and can make a decision

as to which ones you pay off first3. Be able to get a handle on your budget4. Less inclined to encourage more debt5. Not fooled to open a retail charge account just to get

the “10% discount” (Blog Post)

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Build an emergency fund. We recommend at least 6 months of cash needs. 1. Provides security, a cushion of safety2. Gives you power to control your own financial destiny

by giving you a foundation 3. Keeps you from being forced to incur higher debt in

the future

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Know your goal. Write it down.

http://www.shecapital.com/blog/goal-setting-cheat-sheet-for-the-uninspired

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Now it’s time to invest.1. Investing for women can be easy and automatic. 2. Low-cost, globally diversified portfolio that saves you

time and money. 3. Receive transparent advice from a female who

understands you.4. The cost is less than half of the industry average. 5. Get a free analysis of your current portfolio in 5

minutes at www.shecapital.com .

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Thank you.E-Mail: tina.powell@shecapital.comToll-free: 1-877-976-GROW (4769)

And to Jon ‘DRJ’ Najarian and optionMONSTER®

Special thanks to Sandy Chaikin and Chaikin Analytics®