Building Homes, Changing Lives Building Homes, Changing Lives One Family at a Time One Family at a Time

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Habitat For HumanityHabitat For Humanity

Habitat has built more Habitat has built more than 250,000 houses than 250,000 houses around the worldaround the world

Provided more than 1 Provided more than 1 million people in more million people in more than 3,000 communities than 3,000 communities with safe, decent, with safe, decent, affordable shelter affordable shelter

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Habitat for Humanity of the Habitat for Humanity of the Lehigh ValleyLehigh Valley

Given hope to 70 families last 19 yearsGiven hope to 70 families last 19 years

Next 5 years – trying to help 74 moreNext 5 years – trying to help 74 more

This requiresThis requires– $1.5M annual budget$1.5M annual budget– 150 core volunteers, and 1000s of 1–2x / year 150 core volunteers, and 1000s of 1–2x / year

volunteersvolunteers

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Why is Habitat Critical?Why is Habitat Critical?

3,000 LV families in 3,000 LV families in sub-standard housingsub-standard housing– endangers health and endangers health and

safety safety – erodes hope and self-erodes hope and self-

worthworth– impairs children's ability impairs children's ability

to succeed in schoolto succeed in school

Over-priced housing Over-priced housing leaves little $ for leaves little $ for necessitiesnecessities

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The Habitat SolutionThe Habitat Solution

Build houses that Build houses that are:are:– SimpleSimple – DecentDecent – AppropriateAppropriate – And most important And most important

- Affordable- Affordable

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The Habitat SolutionThe Habitat Solution

YOUYOU++

PartnersPartners

++

StaffStaffChris, Yolanda, Laurie, Kurt, Angelika, Susan, Charles, Casmier, Kathy

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Our VisionOur Vision

Every man, woman and child should have a Every man, woman and child should have a simple, decent, affordable place to live in simple, decent, affordable place to live in dignity and safety. dignity and safety.

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Our MissionOur MissionBring individuals, governments, local Bring individuals, governments, local

businesses, and faith-based organizations businesses, and faith-based organizations together to provide decent housing and together to provide decent housing and

safe growing neighborhoods.safe growing neighborhoods.

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How Are Habitat Families Selected?How Are Habitat Families Selected?

Only 6% of applicants become Habitat Only 6% of applicants become Habitat homeowners – selection based on:homeowners – selection based on:– needneed– ability to pay a mortgageability to pay a mortgage– willingness to partnerwillingness to partner

Requirements:Requirements:– 35% to 65% of area median income35% to 65% of area median income– good employment record and credit ratinggood employment record and credit rating– 250 hours sweat equity250 hours sweat equity

35-65%Prospective

HabitatHomeOwner

>65%Conventional

Mortgage

<35%Rental

Assistance

Area MedianHousehold

Income

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How Do We Insure Success?How Do We Insure Success?

Families have to make a commitmentFamilies have to make a commitment– 18 - 24 months from approval to move-in18 - 24 months from approval to move-in– Sweat equity requirement, 250 - 500 hoursSweat equity requirement, 250 - 500 hours

Families mentored:Families mentored:– Budgeting for home ownership Budgeting for home ownership – Home self-maintenanceHome self-maintenance– Being a member of Habitat’s larger familyBeing a member of Habitat’s larger family

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What is HLV Doing Now?What is HLV Doing Now?

Moving from building/renovating 5-7/yr to 12-15 Moving from building/renovating 5-7/yr to 12-15 homes/yearhomes/year

Our First Development Our First Development – Aaron & Williams Street, south BethlehemAaron & Williams Street, south Bethlehem–12 acres of woodlands and wildlife preserved 12 acres of woodlands and wildlife preserved – Hiking trails to be added by youth groupsHiking trails to be added by youth groups

40 homes in total, 12 in ‘08, 15 ’09 & ‘10 40 homes in total, 12 in ‘08, 15 ’09 & ‘10 – Goal: 74 homes across Lehigh Valley over next 5 yrs.Goal: 74 homes across Lehigh Valley over next 5 yrs.

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How can I get involved?How can I get involved?

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VolunteerVolunteer

Work on a buildWork on a build– Opportunities abound:Opportunities abound:

½ and full days½ and full daysBlitz builds and year-Blitz builds and year-round opportunitiesround opportunitiesSite lunchesSite lunches

OROR

• Community / land / site Community / land / site developmentdevelopment• Family selection / mentoringFamily selection / mentoring• Development / congregational Development / congregational relationsrelations

• Construction / Construction / volunteer volunteer • Public relations Public relations & marketing& marketing• Personnel & HRPersonnel & HR• FinanceFinance

Become part of the Habitat teamBecome part of the Habitat team

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Become a Habitat BenefactorBecome a Habitat Benefactor

All funds raised locally:All funds raised locally:– ⅓ ⅓ faith-based and civic organizationsfaith-based and civic organizations– ⅓ ⅓ foundations and grantsfoundations and grants– ⅓ ⅓ individualsindividuals

No governmental funds used for buildingNo governmental funds used for building

Local governments:Local governments:– provide assistance for land purchases provide assistance for land purchases – provide land or condemned propertiesprovide land or condemned properties

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Financial Model - HLVFinancial Model - HLV

We build new homes for ~ $100,000We build new homes for ~ $100,000Homes sold at cost ~ ½ fair market valueHomes sold at cost ~ ½ fair market valueFair-market rent for two bedroom unitFair-market rent for two bedroom unit~ $750/month~ $750/month

Mortgage for three bedroom HLV homeMortgage for three bedroom HLV home~ $500/month including taxes & insurance~ $500/month including taxes & insurance

Mortgage aspectsMortgage aspects– 0% interest0% interest– held by HLV, vary from 20 to 30 yearsheld by HLV, vary from 20 to 30 years– payments recycled to build new homespayments recycled to build new homes– zero foreclosures to datezero foreclosures to date

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Organize a Group!Organize a Group!

Coordinate with your employer, faith-Coordinate with your employer, faith-based organization, service club, based organization, service club, neighborhood, etc.neighborhood, etc.

Strengthen relationshipsStrengthen relationships

Put faith/motto into actionPut faith/motto into action

Contact HLV’s group volunteer coordinator Contact HLV’s group volunteer coordinator to choose a date for your groupto choose a date for your group

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Ultimate GoalUltimate Goal

Keep the need for adequate and basic Keep the need for adequate and basic shelter in the hearts and on the minds of shelter in the hearts and on the minds of people in such a powerful way that people in such a powerful way that poverty and homelessness become poverty and homelessness become socially, politically and religiously socially, politically and religiously unacceptable in our nations and world. unacceptable in our nations and world.

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The EndThe End

Questions?Questions?

habitatlehighvalley.orghabitatlehighvalley.org

610-776-7737610-776-7737