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TITAN B R O K E R A G E S E R V I C E S
Guaranteed Universal Li fe Compet i t ive Analys is
Guarantee to Age 105 Female, Age 50Face Amount: $1,000,000
Annual
Premium Rank1 Target
Premium2 Rank1
1 Symetra
2 Nationwide
3 American General
4 Lincoln Financial
5 Protective
6 Prudential
7 ANICO
8 North American
9 Principal
10 Mutual of Omaha
11 Minnesota Life
12 John Hancock
1Rankings are based on full-pay annual premium solves with guarantees to age 105 2Target Premium is the fully commissionable premium.
Dates are Accurate to our Knowledge as of 05/31/2016
Annual
Premium Rank1 Target
Premium2 Rank1 Annual
Premium Rank1 Target
Premium2 Rank1
Insurance Company Best Non-Nicotine Rate Class Preferred Non-Nicotine Rate Class Standard Non-Nicotine Rate Class
6,642 1 8,071 6
6,725 2 8,731 5
6,900 3 7,585 10
8,614 10 8,800 3
7,512 7 7,510 11
7,410 6 7,680 8
7,610 9 7,610 9
7,095 4 7,100 12
7,513 8 8,950 2
7,248 5 7,790 7
8,814 11 8,780 4
9,932 12 10,165 1
7,280 2 8,748 6
7,251 1 9,763 3
7,500 3 8,167 8
8,803 10 9,360 5
7,826 6 7,830 11
8,107 8 8,340 7
7,930 7 7,930 12
7,802 5 7,800 10
8,155 9 9,450 4
7,575 4 8,130 9
10,243 11 9,850 2
10,415 12 10,637 1
8,817 2 10,569 7
8,649 1 11,368 2
9,250 6 9,865 9
9,927 8 10,620 5
9,249 4 9,250 10
10,988 10 11,140 6
9,120 3 9,120 12
9,334 5 9,330 11
10,066 9 11,350 3
9,468 7 10,040 8
12,086 11 11,280 4
13,542 12 13,846 1
TITAN B R O K E R A G E S E R V I C E S
Guaranteed Universal Li fe Compet i t ive Analys is
Guarantee to Age 105Male, Age 50Face Amount: $1,000,000
Annual
Premium Rank1 Target
Premium2 Rank1
1 Symetra
2 Nationwide
3 American General
4 Lincoln Financial
5 Protective
6 Prudential
7 ANICO
8 North American
9 Principal
10 Mutual of Omaha
11 Minnesota Life
12 John Hancock
1Rankings are based on full-pay annual premium solves with guarantees to age 105 2Target Premium is the fully commissionable premium.
Dates are Accurate to our Knowledge as of 05/31/2016
Annual
Premium Rank1 Target
Premium2 Rank1 Annual
Premium Rank1 Target
Premium2 Rank1
Insurance Company Best Non-Nicotine Rate Class Preferred Non-Nicotine Rate Class Standard Non-Nicotine Rate Class
7,780 1 9,403 7
7,963 2 10,631 3
8,000 3 8,575 9
9,868 10 10,440 5
8,497 6 8,500 10
8,980 8 9,180 8
8,100 4 8,100 12
8,463 5 8,460 11
9,393 9 11,010 2
8,739 7 9,440 6
10,651 11 10,480 4
12,254 12 12,517 1
8,653 1 10,465 6
8,786 2 11,940 2
8,900 3 9,450 9
11,025 10 11,300 5
9,125 6 9,120 11
10,024 8 10,210 7
8,900 4 8,900 12
9,126 7 9,130 10
10,284 9 11,780 4
9,099 5 9,810 8
12,164 11 11,810 3
12,532 12 12,774 1
10,723 2 12,700 7
10,573 1 14,525 2
11,200 6 11,685 9
12,551 8 13,270 5
11,103 4 11,100 10
12,955 10 13,110 6
10,850 3 10,850 12
11,104 5 11,100 11
12,800 9 14,190 3
11,741 7 12,430 8
14,278 11 13,740 4
17,414 12 17,753 1
Guarantees are backed by the claims-paying ability of the issuing insurance company. They are not backed by the broker/dealer and/or insurance agency selling the policy, nor
by any of their affiliates, and none of them makes any representations or guarantees regarding the claims-paying ability of the issuing insurance company. Competitor
information is current and accurate to the best of our knowledge as of November 1, 2014 however, this material is not valid after January 1, 2015. The comparisons in this
communication are of different products which vary in premiums, rates, fees, expenses, features and benefits. The data shown are taken from various company illustrations. It is
possible that there are differences between the products compared which are not reflected and/or of which we are unaware. Every effort has been made to present accurate
information, but keep in mind that only the contract page and/or individual policies from each of the companies represented contain the complete details of each policy and rider
discussed. Current interest rates may be different for each company and may not be guaranteed. Complete personalized policy illustrations for each representative company must
be presented or discussed with you as the client. Please consult with your professional advisors to find out which type of life insurance is more suitable. Policies and contracts
may not be available in all states. All policies compared are subject to each policy’s terms and conditions. Partial withdrawals or loans may reduce the death benefit and cash
value and could reduce the duration of coverage. Partial withdrawals may be taxed as regular earnings. Policy owners should consult a tax advisor to determine if a transaction is
a taxable event. Internal Revenue Code Section 1035 and associated rules are complex in nature. The policy owner may incur surrender charges from the previous policy and be
subject to new sales and surrender charges as well as other limitations with a new policy. It is highly recommended that the policy owner consult a tax advisor prior to exchang-
ing a policy. See all contract riders for complete details. There may be a charge for each rider selected. Adding or deleting riders and increasing or decreasing coverage under
existing riders for any contract listed above may have tax consequences. Policies may be subject to tax consequences when continued beyond the maturity date. The policy may
not qualify as life insurance under the Internal Revenue Code after age 100. Policy owners should consult a tax advisor before electing this option.
American General Life Insurance Company – AG Secure Lifetime GUL 3ANICO - Signature Guaranteed Universal LifeJohn Hancock Life Insurance Company – UL-G 13 Lincoln National Life Insurance Company – LifeGuarantee UL (2013) - 02/08/2016Minnesota Life Insurance Company – Eclipse Protector IUL Nationwide Life and Annuity Insurance Company – YourLife No Lapse Guarantee UL Principal Life Insurance Company – Universal Life Protector IV Protective Life Insurance Company – Advantage Choice UL 2-16Prudential Financial – PruLife Universal Protector (2013) Symetra Life Insurance Company — UL-G 2.0Mutual of Omaha - GUL v1.07North American - Custom Guarantee (Gen 8)
Companies and Product Names
NOT A DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY | MAY LOSE VALUE | NO BANK OR CREDIT UNION GUARANTEE | NOT FDIC/NCUA/NCUSIF INSURED
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