Why You’ll Succeed at Nations Direct “Service First” Operations Team

Great Products and Pricing

Aggressive Compensation

Access to Underwriters

History of Success & Stability

Cloud based technology for efficiency and ease

Nations Direct Mortgage, LLC is an Equal Opportunity Employer.

Nations Direct hires experienced and professional Account Executives who have a track record of building trusted relationships with quality Broker and Correspondent clients. We equip our AEs with a dedicated Operations Team, Aggressive Pricing, Easy-to-Use Technology and ownership that is dedicated to building lasting prosperity in our industry.

Close More Loans. Build Better Relationships.

Join the Nations Direct Team.

Official Sponsor of Prosperity TM

We’re dedicated to manifesting lasting Prosperity for our Partners, our Borrowers, our Industry and our

Nation. We’re looking to partner with those who are willing to embrace the challenge and

champion a New Direction.

Virtual Desktop Anytime, Anywhere Proactive Auto-Emails to you and your Broker LoanManager, our online portal for Subs, Loan Status, & Conditions Real-time Pricing and Qualification Engine Free Desktop Underwriter in Broker Portal

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FHA 580 MINIMUM FICO W-2 Validation for Wage Earners C/O to 85% LTV No Minimum Tradeline Requirement DTI & Income Doc: “Per DU” Gift Funds Allowed – 600 FICO

FNMA

97% FTHBs - Minimum FICO 620 95% LTV – N/O/O Purchase W-2 Validation for Wage Earners 5% Borrower Contribution – All gift OK Transferred Appraisals are OK

VA & VA IRRRLs

580 Minimum FICO Minimum 600 Fico to $1mm, 700 to $1.5mm 100% LTV on C/O up to $1.5mm Manual UW OK! – NO Price adjustment 135% LTV on IRRRLs AVM / 2055 NOT Required on IRRRLs IRRRLs are eligible for N/O/O

JUMBO

UP to 2MM! Best Pricing in Industry Minimum 700 FICO Max Debt Ratio 43% Max LTV to 80%

Ask me for more details about our line-up

LOAN SOLUTIONS

COMPANY PROFILE Nations Direct Mortgage, privately owned since 2007, continues to grow as a leader in mortgage lending.

We originate FHA, Conventional, VA and Jumbo loans through independent Mortgage Brokers in 32 states at this time. We also purchase closed loans through our growing network of Correspondent lenders. Nations has been growing steadily with our commitment to superior customer service and wide range of mortgage loan solutions.

Nations Direct is a dynamic company known for its professional, team-oriented work environment. We provide opportunities for career growth and advancement to employees at all levels. In addition, Nations Direct offers excellent benefits and competitive salaries.

Our corporate headquarters are located in Irvine, California, where our skilled Operations Team supports our AEs, Brokers and Correspondent lenders across the country.

MEET OUR EMPLOYEES

Why do our employees enjoy working at Nations Direct? We asked, and this is what they had to say:

“Working at NDM for the last seven years has been a dream come true.

The company is built on the belief that the employees are the key to success.”

--Martin Warren, Account Executive (949) 270-7962

“As a longtime employee, the key to our

success has been a commitment to enthusiastic service for both our

AEs and our Brokers. We go the extra mile to

make deals happen and fund quality loans!”

--Laura Werner, Account Manager

(949) 270-7966

“Nations is a amazing place to work!

Everyone works hard because they really care about taking

care of our customers.” --Lisa Emery, Underwriter

(949) 270-7941

For information on open positions or to submit your resume, please visit our Web site at:

www.lucernepublishing.com

BENEFITS OVERVIEW

Nations Direct offers a comprehensive benefits plan

designed to meet the needs of all our employees:

Competitive Competition Medical Insurance Dental Insurance Vision Insurance

Flexible spending accounts 401(k) retirement plan

Looking forward to taking the next step?