Top 5 Ways to Boost Your Credit Score When

Buying Grasslands Lakeland Homes

If you are planning to buy a home in Grasslands Lakeland Florida, your credit score is a very important factor in determining whether you can buy a home or not. Your credit score will be generated from the information in your credit report. This three digit number will largely affect whether or not you can get approved for a home loan as well as your mortgage interest rate, so it is essential to take care of your credit score and make sure that you are in good credit standing.

Read on for some tips to help you boost your credit score.

1. Understand your current situation

Before your start searching for Grasslands luxury

homes for sale in Lakeland Florida, make sure that

you know your current credit score. Remember

that you are entitled to one free copy of your credit

report every year. Obtain a copy and carefully

study the entire report. Check for errors,

inconsistencies, or omissions to ensure that your

credit score will not be affected negatively.

2. Pay your bills on timeOne of the best ways to improve your credit score is by paying your bills on time. Avoid late payments because delinquent payments and collections can have a negative impact on your credit score. Even small debts can have a huge impact on your credit standing so make sure to make payments on time and settle all your debts.

3. Ask for a credit limit increaseIf you do not have enough cash to pay off your debts quickly, try to ask your credit card company to raise your limit. You will have no problem with this request if you have a good record with your bank over the last year. However, if you missed some payments, your request may not be granted.

4. Don’t become a victimYour credit score can get ruined if someone steals your identity and starts creating new accounts and building up debt in your name. To avoid this kind of problem, go over your account statements carefully each month to spot any errors. If you see any, alert your card company at once. You should also avoid sharing personal information on social media as this will make it easier for a thief to hack into your accounts.

5. Build up your credit historyYou need to build up your credit history to increase the chances of getting a loan for the home for sale in Grasslands Golf & Country Club that you really want. Keep in mind that the length of your credit history makes up 15% of your score. If you are new to credit, be patient and try opening new accounts now. Make sure to keep them in good standing.

Follow these five tips to get a better credit score and boost your chances of buying a home. Visit http://www.LakelandFloridaLiving.com today for more helpful suggestions on home selling and home buying.

Call me, Petra Norris, at (863) 619-6918 or

send me an email at petra@petranorris.com if you’re looking for a Lakeland Florida real estate agent with unquestionable expertise and professionalism in providing only quality service that you need in selling or buying Sandpiper Golf homes for sale or Lakeland 55+ Communities real estate. Petra Norris, REALTOR®…Going The Extra Mile For You!