Renter’s Insurance

WHAT IS RENTERS INSURANCE

If you rent rather than own your home, having insurance protection for yourself and your possessions is still important

Renters insurance protects you in situations that everyone can face: • fire• theft•water damage • other unforeseen circumstances–situations

your apartment owner’s policy doesn’t cover

Protect Your Apartment, Condo, or Rental House with Renters Insurance

If you are renting an apartment, home, or condo, you can protect your family with Insure One

Renters insurance typically provides coverage, up to the limits you select, for specified items and situations, including: • Personal property (furniture, electronics, computer

equipment, clothing, etc.)• Personal liability if someone is hurt, whether in your

home or away from it.• Damage to your apartment or home caused by a covered

loss.

Renters Insurance Covers More Than Property, Possessions, and Belongings

Renters insurance will protect you from incidents that occur while you’re at home, too, such as a toaster catching on fire or if someone trips and falls in your apartment, leading to expensive medical bills or even a lawsuit; your renter’s insurance policy would provide you with coverage.

It could also be a financial lifesaver. Renters insurance helps to pay for a place to stay if you are displaced from your apartment by something like a hurricane or major repair — up to a point.

What does renters insurance cover?

• Fire• Smoke damage• Theft• Collapse of the building due

to weather• Water leakage or overflow• Freezing of plumbing, air

conditioning and more

Whether your landlord mandates renters insurance or not, it’s a good idea to evaluate your possessions and think about what it would cost you to replace them.

For less than the cost of a take-out meal a month, a renter’s insurance policy will help you to rest easier.

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