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Leila Vaziri LOAN OFFICER Direct: 818-773-0033 Cell: 818-355-5069 Fax: 818-773-0943 NMLS#: 253737 leila@effective-mortgage.com WWW.EFFECTIVEMORTGAGE.COM EFFECTIVE MORTGAGE COMPANY 8535 Reseda Blvd Northridge, CA 91324 This is for advertising purposes only and is not a commitment to lend. EMC R.E. License #: 01264208 NMLS #: 25973 This is a business-to-business communication provided for use by mortgage professionals only and is not intended for distribution to consumers or other third parties. It is not an advertisement; as such term is defined in Section 2 26.24 of Regulation Z. Product information is subject to change without notice.

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Leila VaziriLOAN OFFICERDirect: 818-773-0033Cell: 818-355-5069Fax: 818-773-0943NMLS#: [email protected]

EFFECTIVEMORTGAGE COMPANY8535 Reseda BlvdNorthridge, CA 91324

This is for advertising purposes only and is not a commitment to lend. EMC R.E. License #: 01264208 NMLS #: 25973 This is a business-to-business communication provided for use by mortgageprofessionals only and is not intended for distribution to consumers or other third parties. It is not an advertisement; as such term is defined in Section 2 26.24 of Regulation Z. Product information issubject to change without notice.