A half truth is a whole lie. Loan Officer Leila Vaziri [email protected] www.effective-mortgage.com Northridge CA 91324 8535 Reseda Blvd #100 Effective Mortgage Company 818-773-0943 818-773-0033 Fax Office NMLS # 253737 Turned Down For Refinancing Because You Don't Have Enough Equity in Your Home? New and Improved Home Affordable Refinance Program HARP 2.0 Can Help! Equal Housing Lender NMLS # 252973 Information is subject to change without notice. This is not an offer for extension of credit or a commitment to lend. Maybe you've been turned down, or think you can't qualify for reĮnancing because you don't have enough equity in your home. Now, there's a new and improved government program that can help: HARP 2.0. With HARP 2.0, it doesn't maƩer whether you have enough equity in your home. In fact, it doesn't maƩer if you have no equity or even negaƟve equity. You may sƟll be able to reĮnance and save substanƟally. Lower reĮnancing fees. Lower your rate. ReĮnance your adjustable rate mortgage or interest-only mortgage into a fully-amorƟzing Įxed rate loan. Fast, simple appraisal process. Call today to see if you're eligible to reĮnance with HARP 2.0.

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A half truth is a whole lie.

Loan OfficerLeila Vaziri

[email protected]

Northridge CA 913248535 Reseda Blvd #100

Effective Mortgage Company

818-773-0943818-773-0033

FaxOffice

NMLS # 253737

Turned Down For Refinancing Because You Don't Have Enough Equity in Your Home?

New and Improved Home Affordable

Refinance Program HARP 2.0 Can Help!

Equal Housing Lender NMLS # 252973 Information is subject to change without notice. This is not an offer for extension of credit or a commitment to lend.

Maybe you've been turned down, or think you can't qualify for refinancing because you don't have enough equity in your home.

Now, there's a new and improved government program that can help: HARP 2.0.

With HARP 2.0, it doesn't ma er whether you have enough equity in your home. In fact, it doesn't ma er if you have no equity or even nega ve equity. You may s ll be able to refinance and save substan ally.

Lower refinancing fees. Lower your rate.

Refinance your adjustable rate mortgage or interest-only mortgage into a fully-amor zing fixed rate loan.

Fast, simple appraisal process.

Call today to see if you're eligible to refinance with HARP 2.0.