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Certified Divorce Lending Professional (CDLP)

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Does your client want to stay in the marital residence or purchase a new home?

How will underwriting guidelines

impact your case strategy today?

Do you want a Divorce Lending Expert

to give you and your client certain

significant home loan information, prior

to the signing of the PSA?

Collaborative Divorce Findings

Right Start Mortgage Inc. 1237 S. Val Vista Drive Mesa AZ 85204 855-684-5363 928-533-6593

As Divorce Lending Specialists We are your consultants, to assist

you in providing an achievable

strategy for case-solution, involving

the marital residence, and then we

provide the home loan to fund that

solution.

We give guidance and obtained

home loans for clients resulting in

families and their children being

able to remain in their home, post-

divorce.

Our consulting services remain at no charge to attorneys, judges, mediators and litigants

A service provided by Thomas A. Mastromatto CDLP NMLS #145824

Collaborative Divorce Findings

Right Start Mortgage Inc. 1237 S. Val Vista Drive Mesa AZ 85204 855-684-5363 928-533-6593

Collaborative Divorce Findings

Right Start Mortgage Inc. 1237 S. Val Vista Drive Mesa AZ 85204 855-684-5363 928-533-6593

Does Your client want to keep Your Home After the Divorce?

Collaborative Divorce Findings

We can help you and your attorney to make the “financial” part of the following decisions, based on answers to these questions Is the question whether or not you can keep your home after the divorce adding stress to your already demanding situation?

Are they wrestling with the notion of not wanting to move the children to a new environment if you don’t have to?

What income & credit items will a bank evaluate, after the divorce, in order to approve your desired home loan?

How has the receipt or payment of temporary support impacted your ability to qualify for a new home loan? How will your final support award impact that ability?

Your clients ex-spouse has always handled the financial items in household and they are not quite sure where to turn to determine “can I afford this home on my own?”

Are they agonizing over the decision as to whether or not you should sell your home and downsize or just rent?

A service provided by Thomas A. Mastromatto CDLP NMLS #145824

Right Start Mortgage Inc. 1237 S. Val Vista Drive Mesa AZ 85204 855-684-5363 928-533-6593

Collaborative Divorce Findings

A CDLP® is trained to recognize potential legal and tax implications with regards to mortgage financing in divorce situations.

A CDLP® is skilled in specific mortgage guidelines as they pertain to divorcing clients.

A CDLP® is able to identify potential concerns with support/maintenance structures that may conflict with mortgage financing opportunities.

A CDLP® can guide you on how to avoid potential capital gains concerns with regards to the disposition of marital real estate.

A CDLP® can help you implement a strategic divorce settlement agreement ensuring the best opportunities to secure mortgage financing post decree.

A CDLP® is able to recommend financing strategies helping divorcing clients identify mortgage financing opportunities for maintaining current marital home while helping to ensure the ability to achieve future financing for departing spouse.

A CDLP® is qualified to work with divorce professionals in a collaborative setting.

A CDLP® can provide opportunities in restructuring a real estate portfolio to increase available cash flow when needed.

A CDLP® maintains a commitment to remaining educated and up to date in the ever changing industry guidelines and tax rules as they pertain to divorce situations.

A CDLP® is committed to providing a higher level of service to you and your divorcing clients.

Right Start Mortgage Inc. 1237 S. Val Vista Drive Mesa AZ 85204 855-684-5363 928-533-6593