Personal injury claims process

Personal Injury Claims ProcessWhat You Need to Know

Step by Step Process

• Confusing process. Here is the step by step process after you suffer and injury.

Step 1 – Report the Injury

Workers Compensation

• 1. If you sustain an injury while working on company time, you should immediately report the kind and cause

of the injury to your boss



of the injury to your boss• 2. Meet your boss in person and show him the severity as

well as the type of your injury you acquired



of the injury to your boss• 2. Meet your boss in person and show him the severity as

well as the type of your injury you acquired• 3. Your boss should supply you with the respectful forms

to fill out and notify the company’s insurance

Motor Vehicle Accident

• 1. Get the names and numbers of anyone in the area who witnessed the accident



• 2. Take proper notes of the person’s insurance provider, the extent of the damage and kind of the damage, as well as contact information



• 2. Take proper notes of the person’s insurance provider, the extent of the damage and kind of the damage, as well as contact information

• 3. Exchange information and then contact the police; they will issue you a Traffic Incident Number (TFN), which will be vital when pursuing your claim

Public Liability Claim

• 1. Find out who owns the property that you were injured on and exchange contact information with them



• 2. Ask for their insurance provider and let them know you will be in touch



• 2. Ask for their insurance provider and let them know you will be in touch

• 3. Don’t hesitate at all to make an incident report to the owner of the property, whether it is a sole person, a company, or any kind of business

Step 2 – Consult Your Doctor

• There are two main reasons for doing this for your well being and for legal purposes that will help your future case when you make a claim.

Step 2 – Consult Your Doctor

• There are two main reasons for doing this for your well being and for legal purposes that will help your future case when you make a claim

• It is wise to see a doctor who knows you on a personal level as they will not hesitate to give you a medical certificate. They won’t think your claim is fraudulent and things will be able to progress smoothly.

Step 3 – Lodge Your Claim

Worker’s Compensation

• You’ll need to complete a claim form given to you by

your employer or as found on various WorkCover websites.

Worker’s Compensation

• You’ll need to complete a claim form given to you by

your employer or as found on various WorkCover websites.

• These websites specialize in providing claim forms that suit your specific purposes. The form, and the medical certificate produced by your doctor, will have to be sent to your employer’s insurance company. These documents can easily be faxed.


• This can be a hard claim to lodge if the person at fault proves to be difficult in providing information. What the person at fault should do is provide you with proper forms provided by their insurance company.



• You should then fill those forms out and send them to the person’s insurance company as well as the medical certificate you procured.



• You should then fill those forms out and send them to the person’s insurance company as well as the medical certificate you procured.


• If the person is uncooperative, you will then have to get the proper forms from your insurance company and proceed under their guidance.


• You’ll have to fill out a Personal Injury Proceedings Act (PIPA) form. This type of form can only be given to you by a solicitor. After you fill out this form properly, you’ll have to send it to the faulty person’s insurance company.

Step 4 – Seek Legal Advice

• Legal companies or private personal injury lawyers help on many different levels. First off, they take care of all of the claims forms and lodging. The only thing you have to do is get the most basic information about those involved with your injury.

Step 4 – Seek Legal Advice

• Legal companies or private personal injury lawyers help on many different levels. First off, they take care of all of the claims forms and lodging. The only thing you have to do is get the most basic information about those involved with your injury.

• Lawyers can offer you reviews that detail how long a proceeding will take and what the outcome of the claim will be. Lawyers relieve a lot of stress and allow you to proceed with your life without a lot of interruption. Legal advice costs money, but it is well worth the cost.

• Also, many legal companies or private lawyers often only charge a fee if they are successful in getting you the money you deserve.

Step 5 – What to Do If Your Claim is Rejected

• If your claim is rejected by the insurance company, you will have to immediately seek a lawyer if you don’t already have one. If you did have a lawyer help you with your claim, you should contemplate the lawyer’s efforts.



• Did the lawyer seem to know what he was doing? Was he unsure of himself while proceeding? If you can answer “yes” to questions like these, you will want to consider obtaining a new lawyer and re submitting a claim that is more thorough and correct – one that cannot be rejected in any instance.



• Did the lawyer seem to know what he was doing? Was he unsure of himself while proceeding? If you can answer “yes” to questions like these, you will want to consider obtaining a new lawyer and re submitting a claim that is more thorough and correct – one that cannot be rejected in any instance.

• Also, it’s wise to keep calm. Claims are rejected every day. There are three alternative options that a competent lawyer can inform you of. Where there is a will to succeed in filing a claim, there is always a way to accomplish it.

Step 6 – What to do if Your Claim is Accepted

• If you have made it this far, great job! Now you can start collecting what is owed to you for your loss of time and ability, as well as for your pain. Don’t worry if you don’t receive a rejected or accepted claim within the first couple weeks of sending it. Many insurance companies take up to 28 days to decide on the future of any one particular claim. This is a long wait, but insurance agencies consistently receive hundreds of claims per day. Just be patient, but when you do receive your acceptance claim you should start doing these four things:


1. Receiving 100% compensation every week for what a week’s worth of work would earn you if you weren’t injured



2. Receiving compensation for traveling costs and out of pocket expenses




3. Receiving compensation for money spent on medicine and surgery pertaining to your injury




3. Receiving compensation for money spent on medicine and surgery pertaining to your injury

4. Attending regular doctor appointments to ensure the quality of your health

Step 7 – Receive Ongoing Medical Treatment

• It’s important that doctors of your own continue to issue reports so there are reports to go against false claims made by the insurance company. It is sad, but true, that insurance companies sometimes skew facts in an effort to escape the responsibility of providing proper reimbursement. After you are in a stable state of physical and mental health and are ready to end all of the trouble the injury you’ve sustained has caused you, you should proceed to the settlement stage.*

Step 8 – Settlement

• The first sign of settlement will be seen by you most likely through a sum of money provided by the insurance company. It is important NOT to immediately sign this settlement as you will lose all rights to further and future compensation. Insurance companies do not take pain and suffering, future medical needs and other factors into consideration when making a settlement. They are just concerned with keeping you content for the time being. Also, they don’t take into account the money you could have earned if you were never injured by their client.

Step 8 – Settlement

Therefore, after you receive a settlement you MUST obtain a personal injury lawyer. They will get you the money you deserve by filing a Common Law Claim. This is a claim that says you are lawfully entitled to more money than the insurance company initially agreed to give you. Don’t make the mistake of being tempted by the first settlement that arrives. The numbers on the settlement may look savory, but they are nothing in comparison to what you can gain if you file a Common Law Claim with the help of a personal injury lawyer.

NSW COMPENSATION LAWYERS

• The personal injury NSW Compensation Lawyers help Australian injury clients along with their loved ones acquire justice whilst rebuilding dignity. The practice provides you the best personal injury lawyers and motor vehicle accident lawyer in Sydney.

http://www.nswcl.com.au/

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Personal injury claims process