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An overview of Child Identity Theft facts and prevention suggestions.
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Protecting Families, Finances, and Your FutureFuture
TMTM
“I owe $16,000 on
my credit cards, my
condo’s in
foreclosure and I
turn
7 on Friday”
• Over 3.5 million children Over 3.5 million children have already been have already been victims of Identity Theft. Of course, this is the victims of Identity Theft. Of course, this is the number of discovered cases; the actual number number of discovered cases; the actual number may be much higher.may be much higher.
• Unfortunately many cases of Child Identity Theft are not linked to credit. Criminals are using childrens’ identities to commit crimes, apply for Social Security benefits, obtain a driver’s license, and even get medical treatment.
Drivers License
Medical FinancialEmploymentSSA & IRS
Character & Criminal
TMTM
• Unfortunately Child Identity Theft is impossible to prevent. Children should not have a credit report, and fraud alerts can not be placed on a report that does not exist.
• Parents/Legal Guardians can contact the three credit bureaus and request a credit report. If the response from the credit bureau is “A report does not exist”, then the child does not have a credit file.
• All correspondence must be sent certified/return receipt requested to prove you sent the information.
TMTM
Identity Theft Shield™ offered exclusively by Kroll Fraud Solutions Group
Complete Credit Analysis
24 Hour Credit
Monitoring
Complete Identity
Restoration
Minor Coverage
• Kroll is the world’s leading risk Kroll is the world’s leading risk consulting company. consulting company.
• Headquartered in New YorkHeadquartered in New York
• Founded in 1972 by Jules KrollFounded in 1972 by Jules Kroll
• Operates in 65 cities and 33 countries Operates in 65 cities and 33 countries with over 3800 employeeswith over 3800 employees
• A subsidiary of Marsh-McLennan A subsidiary of Marsh-McLennan (MMC), the nation’s largest risk (MMC), the nation’s largest risk management company with over management company with over 57,000 employees worldwide57,000 employees worldwide
• Kroll maintains a superior expertise Kroll maintains a superior expertise in monitoring credit and restoring the in monitoring credit and restoring the lives of identity theft victims.lives of identity theft victims.
PREVENTIVE PREVENTIVE LAWLAW
Unlimited Telephone Unlimited Telephone Consultation Consultation
Letters and Telephone Letters and Telephone CallsCalls
Legal Contract & Legal Contract & Document ReviewDocument Review
Access To Legal Forms Access To Legal Forms OnlineOnline
MOTOR MOTOR VEHICLEVEHICLE
Assistance with Moving Assistance with Moving Violations Anywhere in Violations Anywhere in the USthe US
Drivers License Drivers License ServicesServices
Defense of Criminal Defense of Criminal ChargesCharges
Personal Injury and Personal Injury and Physical Damages Physical Damages CollectionCollection
ESTATE ESTATE PLANNINGPLANNING
• Preparation of your Preparation of your Last Will and Last Will and TestamentTestament
• Annual UpdatesAnnual Updates
• Preparation of a living Preparation of a living will and durable power of will and durable power of AttorneyAttorney
TRIAL DEFENSETRIAL DEFENSE
Defense of Civil ActionsDefense of Civil Actions
Pre-Trail and Trial Pre-Trail and Trial AssistanceAssistance
Coverage Increases For Coverage Increases For the First Five Yearsthe First Five Years
IRS AUDIT IRS AUDIT SERVICESSERVICES
ConsultationConsultation
Representation at Representation at AuditAudit
Representation at TrialRepresentation at Trial
Summary of Benefit Only See membership policy for complete details, limitations and exclusions.Summary of Benefit Only See membership policy for complete details, limitations and exclusions.
PREFERRED PREFERRED MEMBER MEMBER
DISCOUNTDISCOUNT
25% Discount from the 25% Discount from the attorney’s standard attorney’s standard hourly rates for services hourly rates for services not covered under the not covered under the membership, including membership, including pre-existing conditions.pre-existing conditions.
LEGAL SHIELDLEGAL SHIELD
• 24 Hour Access to The 24 Hour Access to The Provider Law Firm if you Provider Law Firm if you are Ever Arrested, are Ever Arrested, Detained, or served with Detained, or served with a Warrant.a Warrant.
25%25%
FAMILYFAMILYCOVERAGECOVERAGE
Life Events Legal Plan Life Events Legal Plan Covers Member, Spouse Covers Member, Spouse and Qualified and Qualified DependentsDependents
Protecting Families, Finances, and Your FutureFuture
TMTM
Independent Associate: Carolyn Richardson, PhDGroup Benefit Specialist
Email: [email protected]
Website: www.seeyourlegalplan.com/Richardson
Phone: 740-707-0309