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Protecting the Future of Mobile Payments Jonathan LeBlanc (@jcleblanc) Head of Global Developer Advocacy (PayPal / Braintree)

Protecting the Future of Mobile Payments

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Page 1: Protecting the Future of Mobile Payments

Protecting the Future of Mobile Payments

Jonathan LeBlanc (@jcleblanc) Head of Global Developer Advocacy (PayPal / Braintree)

Page 2: Protecting the Future of Mobile Payments

The Concept of the

Invisible Application

twitter: @jcleblanc | hashtag: #OSCON

Page 3: Protecting the Future of Mobile Payments

twitter: @jcleblanc | hashtag: #OSCON

The Makeup of an App

Page 4: Protecting the Future of Mobile Payments

What about Payments?

twitter: @jcleblanc | hashtag: #OSCON

Page 5: Protecting the Future of Mobile Payments

Securing User Data

twitter: @jcleblanc | hashtag: #OSCON

Page 6: Protecting the Future of Mobile Payments

Identity Protection

twitter: @jcleblanc | hashtag: #OSCON

Page 7: Protecting the Future of Mobile Payments

Task Management

twitter: @jcleblanc | hashtag: #OSCON

Page 8: Protecting the Future of Mobile Payments

Securing Data in an

Unsecure Environment

twitter: @jcleblanc | hashtag: #OSCON

Page 9: Protecting the Future of Mobile Payments

Ease of Payment

Location Security

Variable Environments

Shifting Locations

twitter: @jcleblanc | hashtag: #OSCON

Main Issues

Page 10: Protecting the Future of Mobile Payments

Start by Hardening

Your Data

twitter: @jcleblanc | hashtag: #OSCON

Page 11: Protecting the Future of Mobile Payments

twitter: @jcleblanc | hashtag: #OSCON

Properly Encrypting

Personal Information

Page 12: Protecting the Future of Mobile Payments

Goal: Add Hurdles to Slow

Down Decryption

twitter: @jcleblanc | hashtag: #OSCON

Page 13: Protecting the Future of Mobile Payments

Understanding Usage Irregularities

twitter: @jcleblanc | hashtag: #OSCON

Page 14: Protecting the Future of Mobile Payments

Establishing Trust Zones

twitter: @jcleblanc | hashtag: #OSCON

Page 15: Protecting the Future of Mobile Payments

Location Awareness

Habit Awareness

Browser Uniqueness

Device Fingerprinting

twitter: @jcleblanc | hashtag: #OSCON

There’s More to it

Page 16: Protecting the Future of Mobile Payments

twitter: @jcleblanc | hashtag: #OSCON

Location Awareness

Page 17: Protecting the Future of Mobile Payments

twitter: @jcleblanc | hashtag: #OSCON

Browser Uniqueness

https://panopticlick.eff.org/

Page 18: Protecting the Future of Mobile Payments

twitter: @jcleblanc | hashtag: #OSCON

Device Fingerprinting

Page 19: Protecting the Future of Mobile Payments

twitter: @jcleblanc | hashtag: #OSCON

Variable Authentication

Page 20: Protecting the Future of Mobile Payments

twitter: @jcleblanc | hashtag: #OSCON

Irregular Usage Spikes

Page 21: Protecting the Future of Mobile Payments

How to Increase Usability

Using Buying Habits?

twitter: @jcleblanc | hashtag: #OSCON

Page 22: Protecting the Future of Mobile Payments

Lastly, Look at Ways to Pair

with Other Data Sources

twitter: @jcleblanc | hashtag: #OSCON

Page 23: Protecting the Future of Mobile Payments

twitter: @jcleblanc | hashtag: #OSCON

Wearables as Unique

Hardware Identifiers

Page 24: Protecting the Future of Mobile Payments

twitter: @jcleblanc | hashtag: #OSCON

Extending the Operating System Further

Page 25: Protecting the Future of Mobile Payments

Simplifying the Experience

twitter: @jcleblanc | hashtag: #OSCON

Page 26: Protecting the Future of Mobile Payments

Thank you! http://slideshare.net/jcleblanc

Jonathan LeBlanc (@jcleblanc) Head of Global Developer Advocacy (PayPal / Braintree)